Zillow Advice RSS: Question,All Real Estate Advice Topics,Birmingham- AL http://www.zillow.com/advice/Birmingham-AL/all/question/ Zillow Advice search results | Zillow Real Estate How long is it taking to close USDA in Alabama http://www.zillow.com/advice-thread/How-long-is-it-taking-to-close-USDA-in-Alabama/554320/ Wondering how long it took your most recent USDA Loan to close? Also anyone know how I can find out what day the local office is on. I see the dates for other states but cant find this information on the local site. Anyone know what day they are on or how long it is taking them to review a loan?<br \><br \>3 replies Tue, 12 Aug 2014 01:48:00 GMT http://www.zillow.com/advice-thread/How-long-is-it-taking-to-close-USDA-in-Alabama/554320/ 2014-08-12T01:48:00Z VA LOAN http://www.zillow.com/advice-thread/VA-LOAN/551622/ My wife and I are trying to purchase a home. Our credit scores are in the 584 range. We live in Montgomery, AL. We have $8,000 towards closing costs. Any hope of us finding a lender? We have impeccable payment history, no foreclosures, bankruptcy is three years old. Thanks for your help :) email me at josh.huhot@gmail.com - 262- nine zero nine zero six zero seven<br \><br \>1 reply Sun, 27 Jul 2014 19:06:00 GMT http://www.zillow.com/advice-thread/VA-LOAN/551622/ 2014-07-27T19:06:00Z CHILD SUPPORT ARREARS AND HOME LOAN QUALIFICATIONS http://www.zillow.com/advice-thread/CHILD-SUPPORT-ARREARS-AND-HOME-LOAN-QUALIFICATIONS/452410/ My husband has 20K in child support arrears appearing on his credit report;due to the kids mother requesting back pay. However, ever since the judgement 4 years ago he has made constant payments which are directly debited from his pay check weekly. We are looking into purchasing a home and I wanted to know will this affect us. Other than that issue we have good credit along with two open car loans( 1 will be paid off 5/2013) and one credit card that have never&nbsp;received&nbsp;a late payment.<br \><br \>9 replies Tue, 24 Jul 2012 16:58:00 GMT http://www.zillow.com/advice-thread/CHILD-SUPPORT-ARREARS-AND-HOME-LOAN-QUALIFICATIONS/452410/ 2012-07-24T16:58:00Z Is it possible to loan before start a job http://www.zillow.com/advice-thread/Is-it-possible-to-loan-before-start-a-job/537673/ My family is planning to buy a house. I have been on my work position for more than 3 years. My husband will start his job this July, and before that he is a student. It looks like many lender want a two month pay slip. &nbsp;Is that going to cause us a problem when we look for loans? Should we just wait until the end of the year?<br \><br \>7 replies Wed, 23 Apr 2014 18:44:00 GMT http://www.zillow.com/advice-thread/Is-it-possible-to-loan-before-start-a-job/537673/ 2014-04-23T18:44:00Z Down payment assistance & qualifications for FHA loan in Birmingham Al....What are the qualification http://www.zillow.com/advice-thread/Down-payment-assistance-qualifications-for-FHA-loan-in-Birmingham-Al-What-are-the-qualification/530833/ I need guidance on qualifications &amp; down payment assistance for a FHA loan in the Birmingham, Al., area...My credit score is 650 &amp; my credit is about&nbsp; a year old, can u please give me some advice...<br \><br \>1 reply Tue, 04 Mar 2014 03:58:00 GMT http://www.zillow.com/advice-thread/Down-payment-assistance-qualifications-for-FHA-loan-in-Birmingham-Al-What-are-the-qualification/530833/ 2014-03-04T03:58:00Z best value home for sale in birmingham al? http://www.zillow.com/advice-thread/best-value-home-for-sale-in-birmingham-al/536654/ 1 reply Wed, 16 Apr 2014 03:33:00 GMT http://www.zillow.com/advice-thread/best-value-home-for-sale-in-birmingham-al/536654/ 2014-04-16T03:33:00Z do all three heirs to a property sign the sale papers. my brother is executor. http://www.zillow.com/advice-thread/do-all-three-heirs-to-a-property-sign-the-sale-papers-my-brother-is-executor/545300/ 4 replies Thu, 12 Jun 2014 21:23:00 GMT http://www.zillow.com/advice-thread/do-all-three-heirs-to-a-property-sign-the-sale-papers-my-brother-is-executor/545300/ 2014-06-12T21:23:00Z How to find owner financed homes? http://www.zillow.com/advice-thread/How-to-find-owner-financed-homes/525603/ Just found out we can't get a mortgage loan until next year and we really need to get out of the house we are renting. I've looked on craigslist and in newspaper but can't really find anything. Would a real estate company be able to help me?<br \><br \>6 replies Thu, 23 Jan 2014 20:27:00 GMT http://www.zillow.com/advice-thread/How-to-find-owner-financed-homes/525603/ 2014-01-23T20:27:00Z Where can I find lease to own houses http://www.zillow.com/advice-thread/Where-can-I-find-lease-to-own-houses/542285/ 4 replies Sat, 24 May 2014 02:43:00 GMT http://www.zillow.com/advice-thread/Where-can-I-find-lease-to-own-houses/542285/ 2014-05-24T02:43:00Z how do I cancel my listing? http://www.zillow.com/advice-thread/how-do-I-cancel-my-listing/541904/ I would like to remove my house from Zillow please.&nbsp; It is located on 6071 Castle Heights Road, Morris, AL&nbsp; 35116.&nbsp; thank you!<br \><br \>1 reply Wed, 21 May 2014 20:19:00 GMT http://www.zillow.com/advice-thread/how-do-I-cancel-my-listing/541904/ 2014-05-21T20:19:00Z Offered $60000 FHA Loan http://www.zillow.com/advice-thread/Offered-60000-FHA-Loan/527276/ My home is paid for and I have been offered a $60000 15 year FHA loan. I want to consolidate my debt and only need $20000. My credit score at Credit Karma is 650. I have thought about taking this offer and paying a first payment lump sum of $30000 right off the bat and doubling my $477 monthly payment to decrease the length of the loan from 15 years to around 3 years. Is this a sound move?<br \><br \>6 replies Wed, 05 Feb 2014 18:36:00 GMT http://www.zillow.com/advice-thread/Offered-60000-FHA-Loan/527276/ 2014-02-05T18:36:00Z Can a Realtor be held responsible for referral a list of contractors. http://www.zillow.com/advice-thread/Can-a-Realtor-be-held-responsible-for-referral-a-list-of-contractors/532898/ Can a Realtor be held liable for referring a list of contractors to a client?<br/>&nbsp;<br \><br \>16 replies Wed, 19 Mar 2014 15:04:00 GMT http://www.zillow.com/advice-thread/Can-a-Realtor-be-held-responsible-for-referral-a-list-of-contractors/532898/ 2014-03-19T15:04:00Z How much longer on a short sale? http://www.zillow.com/advice-thread/How-much-longer-on-a-short-sale/535619/ My husband and I are in the process of buying a short sale home. We put in an offer on Jan. 21 2014. Chase then took all the paper work for the house and our offer and sent it over to another mortgage service. The supervisor there finally reviewed everything and has submitted the contract in to see if it can get approved. &nbsp;I found this out yesterday (April 7, 2014) How much longer do you think it is going to take to get the ball really moving? We currently rent a home and our lease ends in May.<br \><br \>3 replies Tue, 08 Apr 2014 15:40:00 GMT http://www.zillow.com/advice-thread/How-much-longer-on-a-short-sale/535619/ 2014-04-08T15:40:00Z I'm a first time home buyer. Nicer house, or Nicer town? http://www.zillow.com/advice-thread/I%27m-a-first-time-home-buyer-Nicer-house-or-Nicer-town/531847/ I could get a nicer house in my price range in a cute neighborhood but not so great schools. &nbsp;Which would mean that we would have to move in about 5 years so that my son could go to a good school. &nbsp;Or, we could buy a house that would need some updates in the town that we want to live in for the schools. &nbsp;Would it be better to go just go ahead and move into that town into a house that we don't like as much? &nbsp;<br \><br \>13 replies Tue, 11 Mar 2014 15:15:00 GMT http://www.zillow.com/advice-thread/I%27m-a-first-time-home-buyer-Nicer-house-or-Nicer-town/531847/ 2014-03-11T15:15:00Z Do you know any lenders that work with people who have had foreclosure? http://www.zillow.com/advice-thread/Do-you-know-any-lenders-that-work-with-people-who-have-had-foreclosure/530229/ 7 replies Thu, 27 Feb 2014 18:56:00 GMT http://www.zillow.com/advice-thread/Do-you-know-any-lenders-that-work-with-people-who-have-had-foreclosure/530229/ 2014-02-27T18:56:00Z Any agents to help with finding a rental? http://www.zillow.com/advice-thread/Any-agents-to-help-with-finding-a-rental/530254/ My husband and I currently live in Michigan and are looking to relocate to the Birmingham area. We need a rental as we've both had some financial problems and it's highly doubtful we'd be approved for a mortgage at this point. Is there anyone that can assist in this process?&nbsp;<br \><br \>0 replies Thu, 27 Feb 2014 22:27:00 GMT http://www.zillow.com/advice-thread/Any-agents-to-help-with-finding-a-rental/530254/ 2014-02-27T22:27:00Z Relationship problems are leading to arguments about the house title... http://www.zillow.com/advice-thread/Relationship-problems-are-leading-to-arguments-about-the-house-title/529211/ My fiance and I are going through problems and I feel like our relationship of 10 years is coming to an end.&nbsp; She is on the title, but not the mortgage.&nbsp; I qualified for the loan on my own and added her to the title at the time believing I would be spending the rest of my life with her. At this time, I bring in about 75% of the household income.&nbsp; My net income without bonuses is roughly 3,000 between my two jobs and my VA disability.&nbsp; She is working part time while she's in school and brings in roughly $1,200 between her two part time jobs and assistance from her parents.&nbsp; <br/><br/>Should it come to blows, do I have the legal right to have her removed from the title?&nbsp; What are the best steps I should take to be sure I can keep what I've worked so hard for without losing a significant amount in the end?<br \><br \>6 replies Thu, 20 Feb 2014 17:32:00 GMT http://www.zillow.com/advice-thread/Relationship-problems-are-leading-to-arguments-about-the-house-title/529211/ 2014-02-20T17:32:00Z You have put the incorrect purchase price on a property in New Jersye. How can I change that? http://www.zillow.com/advice-thread/You-have-put-the-incorrect-purchase-price-on-a-property-in-New-Jersye-How-can-I-change-that/526535/ We purchased 386 1/2 Summit Ave, 07306 for $225,000 and you have it listed as $90,000.&nbsp; We are losing $800 a month in rental and do not want an incorrect purchase price shown on this property.&nbsp; my email is <a href="mailto:carl3522@aol.com" rel="nofollow">carl3522@aol.com</a>.&nbsp; Please respond.&nbsp; Thank you.<br \><br \>1 reply Thu, 30 Jan 2014 19:00:00 GMT http://www.zillow.com/advice-thread/You-have-put-the-incorrect-purchase-price-on-a-property-in-New-Jersye-How-can-I-change-that/526535/ 2014-01-30T19:00:00Z Will changing jobs before buying a home be a bad idea? http://www.zillow.com/advice-thread/Will-changing-jobs-before-buying-a-home-be-a-bad-idea/526128/ My husband and I want to buy a home in the next year but we really need to make a little more money before doing so. &nbsp;My husband is looking for a job now in the same field he currently works in. &nbsp;Would it be better to buy a home before or after changing jobs? &nbsp;We really want to wait until he is making more to buy a home but if it is going to make it harder to get a mortgage then we are willing to start looking sooner. &nbsp;<br \><br \>4 replies Mon, 27 Jan 2014 20:26:00 GMT http://www.zillow.com/advice-thread/Will-changing-jobs-before-buying-a-home-be-a-bad-idea/526128/ 2014-01-27T20:26:00Z do i need rental license to rent my home http://www.zillow.com/advice-thread/do-i-need-rental-license-to-rent-my-home/518974/ 4 replies Thu, 14 Nov 2013 04:59:00 GMT http://www.zillow.com/advice-thread/do-i-need-rental-license-to-rent-my-home/518974/ 2013-11-14T04:59:00Z