Zillow Advice RSS: Question,All Real Estate Advice Topics,Harlem- New York- NY http://www.zillow.com/advice/Harlem-Manhattan-New-York-NY/all/question/ Zillow Advice search results | Zillow Real Estate Bank delaying closing at last possible minute http://www.zillow.com/advice-thread/Bank-delaying-closing-at-last-possible-minute/587379/ We started applying for a loan on a condo in NYC over 3 months ago.&nbsp; Submitted all our documents, sometimes multiple times as our documents (which were all electronic by the way) were somehow lost by various people at Wells Fargo (last time I ever use them for a loan). We were given a tentative closing date of May 21, which is the same day our current rate expires.&nbsp; Late last week we were told by our realtor and loan officer that everything looks good, and that we should be set to close on the 21st, but had not received final word from the attorney.&nbsp; <br/><br/>This morning (May 18th) I was told by our realtor that late last Friday (May 15th) the bank decided that it needs additional information from the sponsors of the condo unit before giving final approval on the loan.&nbsp; Just to be clear, this application has been in progress since the beginning of FEBRUARY.&nbsp; This could of course delay our closing, and force US (the consumers who turned everything in on time, no less) to pay a fee to maintain our rate lock.&nbsp; I can't help but feel like someone at the bank did not do their job and let the ball drop on our application. Is it a right for a bank to all of a sudden decide to delay closing just a few days short of when the rate is expiring? I can't help but feel like the timing of this is very off, to say the least<br \><br \>5 replies Mon, 18 May 2015 13:46:00 GMT http://www.zillow.com/advice-thread/Bank-delaying-closing-at-last-possible-minute/587379/ 2015-05-18T13:46:00Z How is this neighborhood? Is it safe for family with children? Thanks! http://www.zillow.com/advice-thread/How-is-this-neighborhood-Is-it-safe-for-family-with-children-Thanks/245527/ 5 replies Sat, 13 Jun 2009 13:07:00 GMT http://www.zillow.com/advice-thread/How-is-this-neighborhood-Is-it-safe-for-family-with-children-Thanks/245527/ 2009-06-13T13:07:00Z do you have to pay a broker fee or a real estate agent http://www.zillow.com/advice-thread/do-you-have-to-pay-a-broker-fee-or-a-real-estate-agent/500056/ 6 replies Tue, 02 Jul 2013 18:59:00 GMT http://www.zillow.com/advice-thread/do-you-have-to-pay-a-broker-fee-or-a-real-estate-agent/500056/ 2013-07-02T18:59:00Z how do i find out value of my home http://www.zillow.com/advice-thread/how-do-i-find-out-value-of-my-home/560786/ 12 replies Fri, 26 Sep 2014 18:12:00 GMT http://www.zillow.com/advice-thread/how-do-i-find-out-value-of-my-home/560786/ 2014-09-26T18:12:00Z Competing Realtor's, Broker's and Real Estate Office Manager's http://www.zillow.com/advice-thread/Competing-Realtor%27s-Broker%27s-and-Real-Estate-Office-Manager%27s/564391/ <div>Competing Realtor's, Broker's and Real Estate Office Manager's&nbsp;<br/><div>How would you address Competing Realtor's, Broker's and Real Estate Office Manager's?&nbsp;<br/><div>I have received numerous calls and bogus emails from individuals claiming to be potential BUYERS AND RENTERS. &nbsp; I am aware that my property owners have shared some listings with other real estate agencies within a particular radius. &nbsp;<br/><div>Should I just cuss them out due to the harassment? Or should I continue with the bogus back and forth emailing. &nbsp;Should I pay a couple of bucks to trace the #, only to learn most are from Competing Realtor's, Broker's and Real Estate Office Manager's. This method is very effective -but why should I continue to pay?<br/><div>The only reason why I respond is because the response could be legitimate.</div></div></div></div></div><br \><br \>1 reply Mon, 27 Oct 2014 02:44:00 GMT http://www.zillow.com/advice-thread/Competing-Realtor%27s-Broker%27s-and-Real-Estate-Office-Manager%27s/564391/ 2014-10-27T02:44:00Z change incorrect address http://www.zillow.com/advice-thread/change-incorrect-address/561587/ How do I change an incorrect address?<br \><br \>1 reply Fri, 03 Oct 2014 18:43:00 GMT http://www.zillow.com/advice-thread/change-incorrect-address/561587/ 2014-10-03T18:43:00Z are there any leins on the property? http://www.zillow.com/advice-thread/are-there-any-leins-on-the-property/487151/ 2 replies Tue, 09 Apr 2013 22:51:00 GMT http://www.zillow.com/advice-thread/are-there-any-leins-on-the-property/487151/ 2013-04-09T22:51:00Z Im moving to New York in September with 2 maybe 3 friends. We want a nice furnished place and prefer http://www.zillow.com/advice-thread/Im-moving-to-New-York-in-September-with-2-maybe-3-friends-We-want-a-nice-furnished-place-and-prefer/475347/ 2 replies Tue, 22 Jan 2013 15:34:00 GMT http://www.zillow.com/advice-thread/Im-moving-to-New-York-in-September-with-2-maybe-3-friends-We-want-a-nice-furnished-place-and-prefer/475347/ 2013-01-22T15:34:00Z HDFC income restrictions http://www.zillow.com/advice-thread/HDFC-income-restrictions/449201/ I have lived and rented in NYC for 16 years....the last 5 years in Harlem. &nbsp;I love it and am looking to buy a 2 or 3 bedroom apt. &nbsp;there are many i am interested in that are hdfc with single person income restrictions around 70K. &nbsp;can i be considered if i made more and how many years of income is considered.<br/>thank you<br \><br \>0 replies Sun, 01 Jul 2012 13:06:00 GMT http://www.zillow.com/advice-thread/HDFC-income-restrictions/449201/ 2012-07-01T13:06:00Z What are my options? http://www.zillow.com/advice-thread/What-are-my-options/422320/ I purchased my first home, a co-op, in a very up and coming neighborhood in Harlem. I got a great purchase price, but had to purchase it with cash outright. My parents lent me the money for the initial purchase, so there is no <a href="http://www.zillow.com/mortgage-rates/">mortgage</a>, but now I am going to refinance and pay them back. I have 2 questions:&nbsp;<br/><br/>1) where should I look for <a href="http://www.zillow.com/learnmore/what-zillow-offers-buyers.htm">first time home buyer</a> benefits?<br/><br/>2) Would I be better off with a Mortgage, a <a href="http://www.zillow.com/home-equity-loan/">Home Equity Loan</a>, or a Home Equity Line of Credit? I don't really understand the differences for me as a borrower.<br \><br \>1 reply Wed, 09 Nov 2011 23:35:00 GMT http://www.zillow.com/advice-thread/What-are-my-options/422320/ 2011-11-09T23:35:00Z How do I get a Zillow estimate for a building? http://www.zillow.com/advice-thread/How-do-I-get-a-Zillow-estimate-for-a-building/399839/ Address: 2068 5th Ave, NY NY 10035<br \><br \>0 replies Sat, 21 May 2011 00:51:00 GMT http://www.zillow.com/advice-thread/How-do-I-get-a-Zillow-estimate-for-a-building/399839/ 2011-05-21T00:51:00Z Foreign buyer looking to buy a home in NY, what are the hurdles & requirements (no mortgage needs) http://www.zillow.com/advice-thread/Foreign-buyer-looking-to-buy-a-home-in-NY-what-are-the-hurdles-requirements-no-mortgage-needs/388095/ 1 reply Wed, 23 Feb 2011 15:04:00 GMT http://www.zillow.com/advice-thread/Foreign-buyer-looking-to-buy-a-home-in-NY-what-are-the-hurdles-requirements-no-mortgage-needs/388095/ 2011-02-23T15:04:00Z is there a way to specify condos v co-ops? http://www.zillow.com/advice-thread/is-there-a-way-to-specify-condos-v-co-ops/363719/ 1 reply Wed, 25 Aug 2010 18:25:00 GMT http://www.zillow.com/advice-thread/is-there-a-way-to-specify-condos-v-co-ops/363719/ 2010-08-25T18:25:00Z Speculation on annual growth rate in western Harlem? http://www.zillow.com/advice-thread/Speculation-on-annual-growth-rate-in-western-Harlem/356596/ Anyone care to speculate on the annual percentage of appreciation of a condo in western Harlem during the next 10 years?<br \><br \>1 reply Tue, 06 Jul 2010 04:13:00 GMT http://www.zillow.com/advice-thread/Speculation-on-annual-growth-rate-in-western-Harlem/356596/ 2010-07-06T04:13:00Z We live in Mexico, We would like to find an opportunity to buy a 2 bedroom condo in New York City. http://www.zillow.com/advice-thread/We-live-in-Mexico-We-would-like-to-find-an-opportunity-to-buy-a-2-bedroom-condo-in-New-York-City/341108/ We could spend up to USD $350.000.00. &nbsp;I have been looking but I don&Acirc;&acute;t undestand the cooperatives, taxes and all that. &nbsp;Could you help us? &nbsp; Claudia B.<br \><br \>0 replies Mon, 05 Apr 2010 19:33:00 GMT http://www.zillow.com/advice-thread/We-live-in-Mexico-We-would-like-to-find-an-opportunity-to-buy-a-2-bedroom-condo-in-New-York-City/341108/ 2010-04-05T19:33:00Z Test! http://www.zillow.com/advice-thread/Test/340529/ More info.<br \><br \>0 replies Sat, 03 Apr 2010 19:47:00 GMT http://www.zillow.com/advice-thread/Test/340529/ 2010-04-03T19:47:00Z anyone know anything about 318 Lenox Avenue (corner 129th Street/Malcolm X Blvd) built 2006 - taken http://www.zillow.com/advice-thread/anyone-know-anything-about-318-Lenox-Avenue-corner-129th-Street-Malcolm-X-Blvd-built-2006-taken/320537/ 2 replies Mon, 01 Feb 2010 04:03:00 GMT http://www.zillow.com/advice-thread/anyone-know-anything-about-318-Lenox-Avenue-corner-129th-Street-Malcolm-X-Blvd-built-2006-taken/320537/ 2010-02-01T04:03:00Z what approx price range should i expect for a 4-5 story decent condition harlem bldng (123rd-133rd)? http://www.zillow.com/advice-thread/what-approx-price-range-should-i-expect-for-a-4-5-story-decent-condition-harlem-bldng-123rd-133rd/290008/ &nbsp;rental and selling price<br \><br \>2 replies Tue, 20 Oct 2009 16:29:00 GMT http://www.zillow.com/advice-thread/what-approx-price-range-should-i-expect-for-a-4-5-story-decent-condition-harlem-bldng-123rd-133rd/290008/ 2009-10-20T16:29:00Z What lenders are doing coop's in NY City? http://www.zillow.com/advice-thread/What-lenders-are-doing-coop%27s-in-NY-City/288359/ 0 replies Wed, 14 Oct 2009 18:31:00 GMT http://www.zillow.com/advice-thread/What-lenders-are-doing-coop%27s-in-NY-City/288359/ 2009-10-14T18:31:00Z If we offer an acceptble bid on the property can we finance through you? http://www.zillow.com/advice-thread/If-we-offer-an-acceptble-bid-on-the-property-can-we-finance-through-you/262371/ 0 replies Thu, 30 Jul 2009 10:08:00 GMT http://www.zillow.com/advice-thread/If-we-offer-an-acceptble-bid-on-the-property-can-we-finance-through-you/262371/ 2009-07-30T10:08:00Z