Zillow Advice RSS: Question,All Real Estate Advice Topics,Baltimore- MD http://www.zillow.com/advice/Baltimore-MD/all/question/ Zillow Advice search results | Zillow Real Estate Why is my home listed in foreclosure? http://www.zillow.com/advice-thread/Why-is-my-home-listed-in-foreclosure/536868/ Address is 1814 Newcastle Road<br/>Baltimore, Maryland 21244<br/><br/>This house was paid for in full in 2001 or 2002.<br \><br \>2 replies Thu, 17 Apr 2014 14:16:00 GMT http://www.zillow.com/advice-thread/Why-is-my-home-listed-in-foreclosure/536868/ 2014-04-17T14:16:00Z Can J1 visa holder get mortgage at Baltimore? http://www.zillow.com/advice-thread/Can-J1-visa-holder-get-mortgage-at-Baltimore/536409/ Hi,<br/><br/>I am holding J1 visa. I work in US for 2 years with good credit history/score. Also, my salary is more than 50K/year. I want to buy a house ($100K) at baltimore and will down pay 20%. Does any bank could have program for me to apply ?<br/>Thanks,<br/>John<br \><br \>5 replies Mon, 14 Apr 2014 20:06:00 GMT http://www.zillow.com/advice-thread/Can-J1-visa-holder-get-mortgage-at-Baltimore/536409/ 2014-04-14T20:06:00Z Looking to refinance to move http://www.zillow.com/advice-thread/Looking-to-refinance-to-move/536510/ Im a homeowner looking to refinance my current loan.&nbsp; We currently are looking to move from this house to another home. However I believe my loan is upside down. Is there a way to refi the current home so that I can put my home on the market? Im not sure how to even go about this. Can we refinance to pay off a loan so that we can move? Help!<br \><br \>5 replies Tue, 15 Apr 2014 13:24:00 GMT http://www.zillow.com/advice-thread/Looking-to-refinance-to-move/536510/ 2014-04-15T13:24:00Z How do you buy a pre foreclosure property http://www.zillow.com/advice-thread/How-do-you-buy-a-pre-foreclosure-property/535634/ Property is empty and is listed on Zillow as a pre foreclosure &nbsp;property.<br \><br \>2 replies Tue, 08 Apr 2014 17:28:00 GMT http://www.zillow.com/advice-thread/How-do-you-buy-a-pre-foreclosure-property/535634/ 2014-04-08T17:28:00Z How can I get a heloc in Baltimore, md with no seasoning on the property. http://www.zillow.com/advice-thread/How-can-I-get-a-heloc-in-Baltimore-md-with-no-seasoning-on-the-property/515145/ 1 reply Sun, 13 Oct 2013 19:49:00 GMT http://www.zillow.com/advice-thread/How-can-I-get-a-heloc-in-Baltimore-md-with-no-seasoning-on-the-property/515145/ 2013-10-13T19:49:00Z FHA after using CCCS http://www.zillow.com/advice-thread/FHA-after-using-CCCS/534649/ I used CCCS so manage my credit card debt after a particularly nasty divorce that left me in a lot of credit card debt. I made all of my payments on time and eventually paid the plan off and have absolutely no debt. My FICO score is 710. The problem is I just paid this plan off a month ago. Will a lender even entertain an FHA loan since I have used one of these programs?<br \><br \>4 replies Tue, 01 Apr 2014 11:11:00 GMT http://www.zillow.com/advice-thread/FHA-after-using-CCCS/534649/ 2014-04-01T11:11:00Z i am trying to view houses i recently viewed/ http://www.zillow.com/advice-thread/i-am-trying-to-view-houses-i-recently-viewed/527377/ 2 replies Thu, 06 Feb 2014 07:32:00 GMT http://www.zillow.com/advice-thread/i-am-trying-to-view-houses-i-recently-viewed/527377/ 2014-02-06T07:32:00Z Income and underwriting, partial cash income. http://www.zillow.com/advice-thread/Income-and-underwriting-partial-cash-income/534501/ <p>Thanks in advance to any answers. I have a pretty specifc question. I know the FHA guidlines are pretty strict on proving income, etc, but theyre only strict when it comes to income that youre using for financing purposes, correct?<br/><br/>Lets break it down. If I make $50k /yr through employment and I also make $1k /month in cash from child support payments from my ex-wife, but I have no intention of using the 10k of cash deposits as part of my qualification, am I required to leap through hoops to try and prove where the money is coming from? We have no formal agreement, etc. I also dont intent to use any of that money for closing costs/down payment either. I just dont want to get stone-walled once I get to underwriting.</p><br \><br \>7 replies Mon, 31 Mar 2014 11:18:00 GMT http://www.zillow.com/advice-thread/Income-and-underwriting-partial-cash-income/534501/ 2014-03-31T11:18:00Z If a bath has a sink, toilet and shower without a bathtub, is it considered a full bath in Maryland? http://www.zillow.com/advice-thread/If-a-bath-has-a-sink-toilet-and-shower-without-a-bathtub-is-it-considered-a-full-bath-in-Maryland/534411/ getting ready to renovate a bathroom and trying to decide if we can remove tub altogether and just have a shower or will it lower the selling price.<br \><br \>4 replies Sun, 30 Mar 2014 16:12:00 GMT http://www.zillow.com/advice-thread/If-a-bath-has-a-sink-toilet-and-shower-without-a-bathtub-is-it-considered-a-full-bath-in-Maryland/534411/ 2014-03-30T16:12:00Z Help with nice neighborhoods in and near Baltimore, MD http://www.zillow.com/advice-thread/Help-with-nice-neighborhoods-in-and-near-Baltimore-MD/533441/ I am a single older female looking to buy in the baltimore area.<br \><br \>2 replies Sun, 23 Mar 2014 16:06:00 GMT http://www.zillow.com/advice-thread/Help-with-nice-neighborhoods-in-and-near-Baltimore-MD/533441/ 2014-03-23T16:06:00Z edit price http://www.zillow.com/advice-thread/edit-price/532686/ I have two listings on Zillow and don't see how to edit the price.<br/><br/>Please advise--thanks.<br \><br \>0 replies Mon, 17 Mar 2014 22:31:00 GMT http://www.zillow.com/advice-thread/edit-price/532686/ 2014-03-17T22:31:00Z How often due u update http://www.zillow.com/advice-thread/How-often-due-u-update/532094/ Too many times ur status is other then stated. Two houses say for sale we I call realtor he says "sold" other issues like that. Just need to know how dependable is zillow. Don't know if u can tell, on here every day for 8 months.<br \><br \>0 replies Wed, 12 Mar 2014 23:05:00 GMT http://www.zillow.com/advice-thread/How-often-due-u-update/532094/ 2014-03-12T23:05:00Z As a new agent in a team, what can I do now to make an immediate impact with in this spring market? http://www.zillow.com/advice-thread/As-a-new-agent-in-a-team-what-can-I-do-now-to-make-an-immediate-impact-with-in-this-spring-market/531927/ 1 reply Tue, 11 Mar 2014 23:15:00 GMT http://www.zillow.com/advice-thread/As-a-new-agent-in-a-team-what-can-I-do-now-to-make-an-immediate-impact-with-in-this-spring-market/531927/ 2014-03-11T23:15:00Z What steps do I take with a owner not disclosing a property having fire damage not corrected? http://www.zillow.com/advice-thread/What-steps-do-I-take-with-a-owner-not-disclosing-a-property-having-fire-damage-not-corrected/531612/ I moved into a property on Ashburton Street through your site and the owner did not disclose there was a past fire. I found the damage and asked questions regarding this incident and still have not received an answer only that it is on the records which I cannot locate. Also I have appeared in court three times for a roof that is seriously in disrepair where boards underneath the drop ceiling tiles are falling along with the tiles, to add a sewage leak in the basement which is making my family ill.<br \><br \>5 replies Sun, 09 Mar 2014 21:28:00 GMT http://www.zillow.com/advice-thread/What-steps-do-I-take-with-a-owner-not-disclosing-a-property-having-fire-damage-not-corrected/531612/ 2014-03-09T21:28:00Z Do you need good credit to buy a house http://www.zillow.com/advice-thread/Do-you-need-good-credit-to-buy-a-house/530982/ 6 replies Wed, 05 Mar 2014 03:15:00 GMT http://www.zillow.com/advice-thread/Do-you-need-good-credit-to-buy-a-house/530982/ 2014-03-05T03:15:00Z Is buying a condo to rent out a wise idea for a recent college graduate? http://www.zillow.com/advice-thread/Is-buying-a-condo-to-rent-out-a-wise-idea-for-a-recent-college-graduate/530860/ Hello all!<br/><br/>I am a 23 year old recent college graduate with a full-time job with a gross yearly income of $71,000.&nbsp; I have college student loans which amount up to payments of $500 monthly.&nbsp; My rent currently is $700 in the Baltimore area. I have no major monthly expense other than the regular credit card bills, etc. My credit score is in the 700's - I have always paid any bills I've ever had in full. <br/><br/>I have been entertaining the idea of buying a condo to rent out for quite some time now.&nbsp; How realistic is it for me to carry out this dream keeping in mind I've only started working since last October (2013)? I am thinking about somewhere in downtown Baltimore. Will the rent break even with the mortgage and all other fees eventually paying itself off? I am not looking for it to profit me right away. I am patient enough to watch it profit me in the long run. <br/><br/>All opinions are appreciated!<br/><br/>It's okay to tell me if this is a very unwise decision if you truly believe so. I can take it :)<br \><br \>16 replies Tue, 04 Mar 2014 11:25:00 GMT http://www.zillow.com/advice-thread/Is-buying-a-condo-to-rent-out-a-wise-idea-for-a-recent-college-graduate/530860/ 2014-03-04T11:25:00Z pre forclosure properties http://www.zillow.com/advice-thread/pre-forclosure-properties/530691/ Hello I have been looking to buy a home I am trying to understand&nbsp;how&nbsp;the pre forclosure properties work if they are auctioned or do they just become forclosure properties there are a ggod bit of them on the street I live on now which is Scott Street.<br \><br \>1 reply Mon, 03 Mar 2014 14:36:00 GMT http://www.zillow.com/advice-thread/pre-forclosure-properties/530691/ 2014-03-03T14:36:00Z Pre-Approval http://www.zillow.com/advice-thread/Pre-Approval/264577/ Is it a good idea to shop for&nbsp;multiple pre-approvals?&nbsp;&nbsp;I see the down side being credit score is obtained multiple times.&nbsp; Once a <a href="http://www.zillow.com/mortgage-glossary/Pre-Approval/">pre-approval</a> is given and house found, do I have to get a <a href="http://www.zillow.com/mortgage/">mortgage</a> with the broker that gave the pre-approval company or can I shop around for rates/mortgage?&nbsp; Any feedback appreciated!&nbsp; Thanks!!<br \><br \>7 replies Tue, 04 Aug 2009 22:45:00 GMT http://www.zillow.com/advice-thread/Pre-Approval/264577/ 2009-08-04T22:45:00Z Owner-Builder Construction Loan / How to obtain? http://www.zillow.com/advice-thread/Owner-Builder-Construction-Loan-How-to-obtain/528112/ I am looking into an Owner-Builder Construction loan. My husband would be working as the GC and since he is not licensed, we wouldn't be able to get a conventional construction loan. I understand the Pros and Cons of being your own GC, so all I am wondering is if anyone knows of any lenders to do Construction loans for Owner-Builders? I had heard about contacting a Construction loan Broker but in my searches, I haven't found one yet.<br \><br \>2 replies Tue, 11 Feb 2014 20:11:00 GMT http://www.zillow.com/advice-thread/Owner-Builder-Construction-Loan-How-to-obtain/528112/ 2014-02-11T20:11:00Z PLEASE CHECK DETAILS!!!! http://www.zillow.com/advice-thread/PLEASE-CHECK-DETAILS/522683/ I rented out a home for 1year. The basement flooded and the homeowner decided to give the house to the bank as I was told. The homeowner said they are selling all there property except one. So I moved in that property (Its been 3 weeks since I moved in the new house) which they told me they was keeping. Now they lied and they are selling the house. I'm in here with NO lease (the homeowner said he was going to give me a month to month) . Realtors call me and tell me they showing off the house. People come in the house while I'm not home and all my stuff is in the house. What do I do?<br \><br \>5 replies Sun, 29 Dec 2013 14:37:00 GMT http://www.zillow.com/advice-thread/PLEASE-CHECK-DETAILS/522683/ 2013-12-29T14:37:00Z