Zillow Advice RSS: Question,All Real Estate Advice Topics,Boston- MA http://www.zillow.com/advice/Boston-MA/all/question/ Zillow Advice search results | Zillow Real Estate How can we refinance 2 properties during a divorce? http://www.zillow.com/advice-thread/How-can-we-refinance-2-properties-during-a-divorce/573461/ We are in a non-contencious divorce and have agreed on us each refinancing 2 houses at the mortgage value, into our own names. &nbsp;However, it seems like it will be difficult to qualify for a mortgage on a property while our names are on the mortgage of the other property. &nbsp;Is there a way to get this done in divorce situations? &nbsp;Seems like refinancing both at the same time with the same mortgage company would be an option but doesn't seem like it exists.<br \><br \>9 replies Mon, 26 Jan 2015 11:50:00 GMT http://www.zillow.com/advice-thread/How-can-we-refinance-2-properties-during-a-divorce/573461/ 2015-01-26T11:50:00Z what is direct elevator access worth http://www.zillow.com/advice-thread/what-is-direct-elevator-access-worth/573181/ 2 identical &nbsp;units in the same building, one has direct elevator access one does not. Is there a rule of thumb on value of direct elevaor?&nbsp;<br \><br \>3 replies Fri, 23 Jan 2015 17:48:00 GMT http://www.zillow.com/advice-thread/what-is-direct-elevator-access-worth/573181/ 2015-01-23T17:48:00Z Winterization on Short Sale http://www.zillow.com/advice-thread/Winterization-on-Short-Sale/573120/ 5 replies Fri, 23 Jan 2015 02:19:00 GMT http://www.zillow.com/advice-thread/Winterization-on-Short-Sale/573120/ 2015-01-23T02:19:00Z Can I talk to a real estate person? http://www.zillow.com/advice-thread/Can-I-talk-to-a-real-estate-person/569684/ I am looking for a modest 1-2 BR 1-2 Bath single floor house or condo to rent. I put the most value to a large green space with trees, grass, shrubs, a garden a plus as much as I can afford, the larger the green space the better,&nbsp;on a quiet street near the commuter rail. I can pay up front without any mortgage as my bank will take care of it since I inherited an irrevocable trust. Thank you.<br/><a href="mailto:jcwildgarden@gmail.com" rel="nofollow">jcwildgarden@gmail.com</a><br \><br \>12 replies Tue, 16 Dec 2014 01:54:00 GMT http://www.zillow.com/advice-thread/Can-I-talk-to-a-real-estate-person/569684/ 2014-12-16T01:54:00Z Make me Move - Days on the Market http://www.zillow.com/advice-thread/Make-me-Move-Days-on-the-Market/572028/ If I list under "Make me move" for 60 days and then go FSBO does Zillow count those days when I go on as a FSBO so that my first day would show 61 days on the market.<br \><br \>5 replies Mon, 12 Jan 2015 21:58:00 GMT http://www.zillow.com/advice-thread/Make-me-Move-Days-on-the-Market/572028/ 2015-01-12T21:58:00Z Looking for options to upgrade home in MA http://www.zillow.com/advice-thread/Looking-for-options-to-upgrade-home-in-MA/572316/ We currently own a condo in a town outside Boston and are looking to upgrade to a SF in the range of $600-650. I and my spouse have good credit, combined income of 220K (+bonus), but don't have enough cash to make a 20% downpayment on a conventional loan.<br/>We plan to rent out our current home, if we do move.<br/><br/>What would our mortgage options be like? Looking for advice.<br \><br \>9 replies Thu, 15 Jan 2015 15:22:00 GMT http://www.zillow.com/advice-thread/Looking-for-options-to-upgrade-home-in-MA/572316/ 2015-01-15T15:22:00Z Listing a home with incorrect info currently on Zillow. Once posted to MLS, will the data update? http://www.zillow.com/advice-thread/Listing-a-home-with-incorrect-info-currently-on-Zillow-Once-posted-to-MLS-will-the-data-update/571386/ I am a Keller Williams agent putting a Brighton single family on the market (and in MLS) tomorrow (1/7/15).&nbsp; The information about the home currently in Zillow, including photos, are all incorrect.&nbsp; Do I need to contact Zillow to change this information, or will it change automatically once entered into MLS?&nbsp; Thanks.<br \><br \>5 replies Tue, 06 Jan 2015 16:38:00 GMT http://www.zillow.com/advice-thread/Listing-a-home-with-incorrect-info-currently-on-Zillow-Once-posted-to-MLS-will-the-data-update/571386/ 2015-01-06T16:38:00Z Can I rent my primary residence condo? http://www.zillow.com/advice-thread/Can-I-rent-my-primary-residence-condo/537947/ I bought a condo as my primary residence in boston, MA. I recently find a new job, and want to rent my condo. Can I rent it? How long I need to live in condo before I renting it out? Do I need to report to my bank about this changing?<br \><br \>6 replies Fri, 25 Apr 2014 15:47:00 GMT http://www.zillow.com/advice-thread/Can-I-rent-my-primary-residence-condo/537947/ 2014-04-25T15:47:00Z What is your best advertising tips for the your business http://www.zillow.com/advice-thread/What-is-your-best-advertising-tips-for-the-your-business/564739/ 4 replies Wed, 29 Oct 2014 18:03:00 GMT http://www.zillow.com/advice-thread/What-is-your-best-advertising-tips-for-the-your-business/564739/ 2014-10-29T18:03:00Z Should I refinance or not? http://www.zillow.com/advice-thread/Should-I-refinance-or-not/571798/ <p>I am facing decision on to refinance or not. Here are the details:</p><p>Current Mortgage(FHA):</p><p>Original Loan Amount: $424,000 Appraisal: $454,500 Balance remaining: $410,000 Interest Rate: 3.25% PMI : $404 Payment(P+I): $1845</p><p>Refinance(Conv):</p><p>Loan amount:$410,000 Appraisal: $525,000 (or LTV&lt;80%) Interest rate: 3.75% Closing Costs: $1586</p><p>Both mortgages are 30 years fixed. I have made 19 payments out of 360. My goal is to refinance to get rid of PMI. I am on a pre Mar 2013 FHA loan so I have PMI for 5 years not the entire life of loan i.e 41 more payments of 404.</p><p>Should I go ahead with refinance? Please share your thoughts. Thank you!</p><br \><br \>6 replies Sat, 10 Jan 2015 15:29:00 GMT http://www.zillow.com/advice-thread/Should-I-refinance-or-not/571798/ 2015-01-10T15:29:00Z WHAT ARE YOUR FAVORITE WEBSITES TO ADVERTISE WITH.. http://www.zillow.com/advice-thread/WHAT-ARE-YOUR-FAVORITE-WEBSITES-TO-ADVERTISE-WITH/564740/ <p>WHAT ARE YOUR FAVORITE WEBSITES TO USE FOR RENTALS AND SALE.. I.E. RESIDENTIAL AND COMMERICIAL..</p><br/><br/><br \><br \>7 replies Wed, 29 Oct 2014 18:07:00 GMT http://www.zillow.com/advice-thread/WHAT-ARE-YOUR-FAVORITE-WEBSITES-TO-ADVERTISE-WITH/564740/ 2014-10-29T18:07:00Z Self Employment Business Owned Jointly http://www.zillow.com/advice-thread/Self-Employment-Business-Owned-Jointly/571353/ My husband has a full time job as a teacher and works for my photography business on the side. &nbsp;We own the business jointly. &nbsp;We want to get a mortgage with just him applying as he's older and has a much higher credit score. &nbsp;How do we handle this on the application? &nbsp;We file jointly.<br \><br \>3 replies Tue, 06 Jan 2015 06:59:00 GMT http://www.zillow.com/advice-thread/Self-Employment-Business-Owned-Jointly/571353/ 2015-01-06T06:59:00Z Is it possible to archive my ad? http://www.zillow.com/advice-thread/Is-it-possible-to-archive-my-ad/571268/ We were planning to sell our apartment in order to be able to buy another one but I just found out that they temporarily took it off the market. I'd rather not delete it but archive it so we use it again later? &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <br/><br \><br \>2 replies Mon, 05 Jan 2015 18:53:00 GMT http://www.zillow.com/advice-thread/Is-it-possible-to-archive-my-ad/571268/ 2015-01-05T18:53:00Z I need an a apartment in the Boston area near a train station http://www.zillow.com/advice-thread/I-need-an-a-apartment-in-the-Boston-area-near-a-train-station/571251/ I also have section 8<br \><br \>1 reply Mon, 05 Jan 2015 15:56:00 GMT http://www.zillow.com/advice-thread/I-need-an-a-apartment-in-the-Boston-area-near-a-train-station/571251/ 2015-01-05T15:56:00Z Calculating the Home Value for Cash Out Refi http://www.zillow.com/advice-thread/Calculating-the-Home-Value-for-Cash-Out-Refi/569825/ I'm looking to do a cash out refi, but I'm curious how the actual home value is calculated by the bank.&nbsp; I've got a rough idea of what the value should be from generally being in the housing market for the last year or so, but how does the bank figure it out?&nbsp; Do they just send an appraiser over, and depending on what the appraiser says, that's the final word?&nbsp; I'd obviously like to get the highest number I can, so I'm wondering if there is an strategy I can employ around this.<br/><br/>Thanks!<br \><br \>12 replies Wed, 17 Dec 2014 19:18:00 GMT http://www.zillow.com/advice-thread/Calculating-the-Home-Value-for-Cash-Out-Refi/569825/ 2014-12-17T19:18:00Z Who do you use for credit background checks? http://www.zillow.com/advice-thread/Who-do-you-use-for-credit-background-checks/569385/ Small boutique realtor looking for a new company to utilize for credit evaluations for applicant renters. &nbsp;Who are you recommending?&nbsp;<br \><br \>3 replies Thu, 11 Dec 2014 22:20:00 GMT http://www.zillow.com/advice-thread/Who-do-you-use-for-credit-background-checks/569385/ 2014-12-11T22:20:00Z want to rent or buy ,moving 2015 http://www.zillow.com/advice-thread/want-to-rent-or-buy-moving-2015/549765/ i live in 2 family now .owner selling need 2 bedroom or 3 for me and daughter would like something with front and back yard also 2 family unit or town house i can afford<br \><br \>5 replies Tue, 15 Jul 2014 17:05:00 GMT http://www.zillow.com/advice-thread/want-to-rent-or-buy-moving-2015/549765/ 2014-07-15T17:05:00Z how much does it cost/sq.ft to heat a house in Boston with oil system http://www.zillow.com/advice-thread/how-much-does-it-cost-sq-ft-to-heat-a-house-in-Boston-with-oil-system/386806/ 6 replies Mon, 14 Feb 2011 23:59:00 GMT http://www.zillow.com/advice-thread/how-much-does-it-cost-sq-ft-to-heat-a-house-in-Boston-with-oil-system/386806/ 2011-02-14T23:59:00Z What is your best advertising tips for the your business http://www.zillow.com/advice-thread/What-is-your-best-advertising-tips-for-the-your-business/564739/ 3 replies Wed, 29 Oct 2014 18:03:00 GMT http://www.zillow.com/advice-thread/What-is-your-best-advertising-tips-for-the-your-business/564739/ 2014-10-29T18:03:00Z Is my mortgage co lying? CH 13 Loan Question http://www.zillow.com/advice-thread/Is-my-mortgage-co-lying-CH-13-Loan-Question/567959/ I filed a chapter 13 in 2009 which was discharged a few months ago. For over a month now I've been waiting for a pre-qual/pre-approval letter. I was told that HUD denied the loan at first but they were "fighting" it and that the underwriter was talking directly with HUD.&nbsp;<br/>My question is, do they talk directly or is this application just sitting in the bottom of some pile? I'm not sure why I'm having such a hard time getting approval for an FHA loan since I kept my house during the chapter 13, have made all on time payments to every creditor since June 2009 and have a solid retirement fund, 20% to put down and have been at the same company for more than 5 years.&nbsp;<br/>Thanks!<br \><br \>10 replies Wed, 26 Nov 2014 20:10:00 GMT http://www.zillow.com/advice-thread/Is-my-mortgage-co-lying-CH-13-Loan-Question/567959/ 2014-11-26T20:10:00Z