Zillow Advice RSS: Question,All Real Estate Advice Topics,San Rafael- CA http://www.zillow.com/advice/San-Rafael-CA/all/question/ Zillow Advice search results | Zillow Real Estate How do I sign up to receive listings from a certain city? http://www.zillow.com/advice-thread/How-do-I-sign-up-to-receive-listings-from-a-certain-city/588216/ 1 reply Sun, 24 May 2015 02:15:00 GMT http://www.zillow.com/advice-thread/How-do-I-sign-up-to-receive-listings-from-a-certain-city/588216/ 2015-05-24T02:15:00Z I made an unsuccessful offer. Can I now use a different realtor to make another offer on same prop? http://www.zillow.com/advice-thread/I-made-an-unsuccessful-offer-Can-I-now-use-a-different-realtor-to-make-another-offer-on-same-prop/587456/ I found a property listed on MLS that I liked, and contacted a realtor who showed it to me. I made two unsuccessful offers to purchase it. The property was then taken off the market. Several months later, it is back and I would like to make another offer. However, I was not happy with the realtor I used before. There was no written agency agreement between me and that realtor. Can I now use a different realtor to make my new offer, without the new realtor getting in trouble with the first agent?<br \><br \>9 replies Mon, 18 May 2015 21:12:00 GMT http://www.zillow.com/advice-thread/I-made-an-unsuccessful-offer-Can-I-now-use-a-different-realtor-to-make-another-offer-on-same-prop/587456/ 2015-05-18T21:12:00Z Jumbo Renovation Loan in Marin County, CA http://www.zillow.com/advice-thread/Jumbo-Renovation-Loan-in-Marin-County-CA/578221/ Do you know if it's possible to get a jumbo renovation loan for a $950k purchase price + $150k renovation? &nbsp;With a 15% down on purchase price?<br/>My current broker says that renovation loans max out at $625k, is that because it's an FHA 203k? &nbsp;<br/><br/>Thanks,<br/>Joe<br \><br \>2 replies Mon, 09 Mar 2015 05:28:00 GMT http://www.zillow.com/advice-thread/Jumbo-Renovation-Loan-in-Marin-County-CA/578221/ 2015-03-09T05:28:00Z I would like to sell my home without a listing agent. Can i list it in the general homes for sale? http://www.zillow.com/advice-thread/I-would-like-to-sell-my-home-without-a-listing-agent-Can-i-list-it-in-the-general-homes-for-sale/575708/ 6 replies Sat, 14 Feb 2015 18:43:00 GMT http://www.zillow.com/advice-thread/I-would-like-to-sell-my-home-without-a-listing-agent-Can-i-list-it-in-the-general-homes-for-sale/575708/ 2015-02-14T18:43:00Z I would like to sell my home without a listing agent. Can i list it in the general homes for sale? http://www.zillow.com/advice-thread/I-would-like-to-sell-my-home-without-a-listing-agent-Can-i-list-it-in-the-general-homes-for-sale/575708/ 6 replies Sat, 14 Feb 2015 18:43:00 GMT http://www.zillow.com/advice-thread/I-would-like-to-sell-my-home-without-a-listing-agent-Can-i-list-it-in-the-general-homes-for-sale/575708/ 2015-02-14T18:43:00Z how suuccessful were you selling 1.5 to 2.0 million dollar house http://www.zillow.com/advice-thread/how-suuccessful-were-you-selling-1-5-to-2-0-million-dollar-house/572468/ 6 replies Sat, 17 Jan 2015 01:08:00 GMT http://www.zillow.com/advice-thread/how-suuccessful-were-you-selling-1-5-to-2-0-million-dollar-house/572468/ 2015-01-17T01:08:00Z i'm on postlets but not on zillow rentals where i want to be. what to do? http://www.zillow.com/advice-thread/i%27m-on-postlets-but-not-on-zillow-rentals-where-i-want-to-be-what-to-do/541095/ 2 replies Fri, 16 May 2014 20:37:00 GMT http://www.zillow.com/advice-thread/i%27m-on-postlets-but-not-on-zillow-rentals-where-i-want-to-be-what-to-do/541095/ 2014-05-16T20:37:00Z Do lenders still lend up to 90%, with buyer putting down only 10% if you qualify, of course http://www.zillow.com/advice-thread/Do-lenders-still-lend-up-to-90-with-buyer-putting-down-only-10-if-you-qualify-of-course/537710/ <p>This is in California where people are outbidding daily and paying cash.. Do we have a chance to buy a house with 10%?</p><br \><br \>14 replies Wed, 23 Apr 2014 22:24:00 GMT http://www.zillow.com/advice-thread/Do-lenders-still-lend-up-to-90-with-buyer-putting-down-only-10-if-you-qualify-of-course/537710/ 2014-04-23T22:24:00Z Price error http://www.zillow.com/advice-thread/Price-error/414789/ Re: 252 Elvia Ct San Rafael 94903 shows a sale price of $20K, which must be an error, since all homes in this area are in the $400K to $600K range.<br/>&nbsp; Perhaps there was an entry error leaving out a digit.&nbsp; This may be skewing the price calculations for the area. <br/><br/>Please advise. Thank you,<br/><br/>E.M. Smith<br \><br \>4 replies Thu, 08 Sep 2011 17:48:00 GMT http://www.zillow.com/advice-thread/Price-error/414789/ 2011-09-08T17:48:00Z suggested sales price for 2 birch way,san rafael, cal. 94903 http://www.zillow.com/advice-thread/suggested-sales-price-for-2-birch-way-san-rafael-cal-94903/519210/ 3 bd. 1 bathroom, huge yard.. perfect condition<br \><br \>2 replies Sat, 16 Nov 2013 18:16:00 GMT http://www.zillow.com/advice-thread/suggested-sales-price-for-2-birch-way-san-rafael-cal-94903/519210/ 2013-11-16T18:16:00Z How to own a home again after foreclosure? http://www.zillow.com/advice-thread/How-to-own-a-home-again-after-foreclosure/504719/ My condo was foreclosed in 2010 and had filed bankruptcy.&nbsp; I'm slowly recovering, improving my credit, and sustaining a household income of $78,000K annually.&nbsp; What are my chances of owning a home again?&nbsp; What are lenders looking for these days?&nbsp; What is the average rate for loaners such as myself?&nbsp; Thanks for your time.<br/><br/>I'm actually looking at Santa Cruz County.&nbsp; I accidentally entered San Rafael.&nbsp;<br \><br \>5 replies Thu, 01 Aug 2013 13:48:00 GMT http://www.zillow.com/advice-thread/How-to-own-a-home-again-after-foreclosure/504719/ 2013-08-01T13:48:00Z (Moved): How do I delete our ad once property is rented? http://www.zillow.com/advice-thread/Moved-How-do-I-delete-our-ad-once-property-is-rented/508808/ This discussion has been moved to the following location: <a href="http://www.zillow.com/advice-thread/How-do-I-delete-our-ad-once-property-is-rented/508729/">http://www.zillow.com/advice-thread/How-do-I-delete-our-ad-once-property-is-rented/508729/</a><br \><br \>0 replies Tue, 27 Aug 2013 18:00:00 GMT http://www.zillow.com/advice-thread/Moved-How-do-I-delete-our-ad-once-property-is-rented/508808/ 2013-08-27T18:00:00Z How do I get my home shown on Zillow if I want to sell it myself? http://www.zillow.com/advice-thread/How-do-I-get-my-home-shown-on-Zillow-if-I-want-to-sell-it-myself/497716/ 3 replies Tue, 18 Jun 2013 13:57:00 GMT http://www.zillow.com/advice-thread/How-do-I-get-my-home-shown-on-Zillow-if-I-want-to-sell-it-myself/497716/ 2013-06-18T13:57:00Z Does the "act diligently to obtain loan" clause obligate the buyer to accept a loan offer? http://www.zillow.com/advice-thread/Does-the-act-diligently-to-obtain-loan-clause-obligate-the-buyer-to-accept-a-loan-offer/504518/ Obtaining a loan is a contingency of our escrow agreement. It says in our escrow contract that the buyer "shall act diligently and in good faith to obtain the designated loan." So if a bank offers us a loan for the amount specified in our escrow contract, will we be in breach of contract if we don't take it?<br \><br \>3 replies Wed, 31 Jul 2013 09:17:00 GMT http://www.zillow.com/advice-thread/Does-the-act-diligently-to-obtain-loan-clause-obligate-the-buyer-to-accept-a-loan-offer/504518/ 2013-07-31T09:17:00Z How to remove purchase price off your website? http://www.zillow.com/advice-thread/How-to-remove-purchase-price-off-your-website/491201/ <p>.</p><br \><br \>1 reply Tue, 07 May 2013 17:52:00 GMT http://www.zillow.com/advice-thread/How-to-remove-purchase-price-off-your-website/491201/ 2013-05-07T17:52:00Z (Moved): Can I filter my search on zillow showing those homes listing for less than zestimate? http://www.zillow.com/advice-thread/Moved-Can-I-filter-my-search-on-zillow-showing-those-homes-listing-for-less-than-zestimate/489505/ This discussion has been moved to the following location: <a href="http://www.zillow.com/advice-thread/Can-I-filter-my-search-on-zillow-showing-those-homes-listing-for-less-than-zestimate/489447/">http://www.zillow.com/advice-thread/Can-I-filter-my-search-on-zillow-showing-those-homes-listing-for-less-than-zestimate/489447/</a><br \><br \>0 replies Thu, 25 Apr 2013 14:47:00 GMT http://www.zillow.com/advice-thread/Moved-Can-I-filter-my-search-on-zillow-showing-those-homes-listing-for-less-than-zestimate/489505/ 2013-04-25T14:47:00Z FHA Streamline with 27 consecutive payments & no arrears but NoD 6 months ago? http://www.zillow.com/advice-thread/FHA-Streamline-with-27-consecutive-payments-no-arrears-but-NoD-6-months-ago/470032/ <div>Is there is any lender who will give me an FHA Streamline refinance on a mortgage with a Notice of Default six months ago, despite 21 consecutive normal payments before the NoD and 6 payments after paying off the arrears?<br/><div>Bank of America served me a Notice of Default on my mortgage when they realized that I was starting to pay off the arrears (now there are "Higher Standards" for you&acirc;&euro;&brvbar;).&nbsp;<br/><div>Payment history was:<div><br/>Fell 6 months in arrears due to being unemployed<div>Made 12 sequential payments, followed by<div>30-Nov-11 &nbsp; &nbsp;pay<div>25-Jan-12 &nbsp; &nbsp;pay+<div>16-Feb-12 &nbsp; &nbsp;pay<div>23-Feb-12 &nbsp; &nbsp;pay<div>16-Mar-12 &nbsp; &nbsp;pay+<div>20-Apr-12 &nbsp; &nbsp;3 x pay<div>9-May-12 &nbsp; &nbsp; extra pay<br/><div>11-May-12 &nbsp; &nbsp;Notice of Default<br/><div>14-May-12 &nbsp; &nbsp;pay<div>10-Jul-12 &nbsp; &nbsp;full pay of arrears<div>30-Jul-12 &nbsp; &nbsp;pay<br/><div>31-Jul-12 &nbsp; &nbsp;Cancel NoD<br/><div>27-Aug-12 &nbsp; &nbsp;pay<div>03-Oct-12 &nbsp; &nbsp;pay<div>30-Oct-12 &nbsp; &nbsp;pay<div>29-Nov-12 &nbsp; &nbsp;pay<br/><div>Notice the 4 X payment in Apr/May and then the NoD!<br/><div>The problem is that BoA applied all monthly mortgage payments made after I fell into arrears to the arrears amount and then marked that payment as being late (more "Higher Standards"...) resulting in 21 "late" payments on my credit report, although they were regularly made each month.<br/><div>Property details are:<div>Zip: 94901<div>Purchased: Oct 2008<div>Price: $900k<div>Mortgage: $729k FHA<div>Interest: 5.75%<div>Current value (Zillow): $975k<div>Current mortgage: $710k<br/><div>Credit scores are 674 for me and 678 for my wife (both on mortgage) and I have also just accepted a permanent position at a good salary ($300k).</div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div><br \><br \>1 reply Sat, 01 Dec 2012 04:12:00 GMT http://www.zillow.com/advice-thread/FHA-Streamline-with-27-consecutive-payments-no-arrears-but-NoD-6-months-ago/470032/ 2012-12-01T04:12:00Z Financing a purchase http://www.zillow.com/advice-thread/Financing-a-purchase/464961/ We have an offer extended on a house in San Rafael. The property is unique in several regards. First, the lot is over 3 acres in size - and still in town - compared to other lots which range anywhere from 7000 - 14000 sq ft. Secondly, the house is relatively small - only 1200 sq. feet. Lastly, the house is in dis-repair. It has not been lived in for over 20 years. It's been used as a summer/vacation destination. All of which makes the house difficult to "comp". We've had an appraisal done. Unfortunately, the appraiser and the lender have valued the property dramatically different. In fact, the lender has valued the property $225k less than the appraiser. This delta has happened 2x now with 2 separate lender/appraiser teams. We are not in a position to make up this much of a difference with cash. Are there other financing alternatives we can utilize to close on this deal? Thanks! T-<br \><br \>4 replies Sat, 20 Oct 2012 06:07:00 GMT http://www.zillow.com/advice-thread/Financing-a-purchase/464961/ 2012-10-20T06:07:00Z % market price increase http://www.zillow.com/advice-thread/market-price-increase/481320/ 0 replies Tue, 05 Mar 2013 00:59:00 GMT http://www.zillow.com/advice-thread/market-price-increase/481320/ 2013-03-05T00:59:00Z % price increase http://www.zillow.com/advice-thread/price-increase/481317/ 0 replies Tue, 05 Mar 2013 00:53:00 GMT http://www.zillow.com/advice-thread/price-increase/481317/ 2013-03-05T00:53:00Z