Zillow Advice RSS: Question-Discussion-Guide,All Real Estate Advice Topics http://www.zillow.com/advice/ Zillow Advice search results | Zillow Real Estate What had my own personal problems with worrying things won't be done? http://www.zillow.com/advice-thread/What-had-my-own-personal-problems-with-worrying-things-won%27t-be-done/607078/ 0 replies Fri, 09 Oct 2015 09:22:00 GMT http://www.zillow.com/advice-thread/What-had-my-own-personal-problems-with-worrying-things-won%27t-be-done/607078/ 2015-10-09T09:22:00Z The Best Quality Extreme Brain Health Improvement Solution http://www.zillow.com/advice-thread/The-Best-Quality-Extreme-Brain-Health-Improvement-Solution/607077/ <p>here in individuals and were in the white platelets thus when I take a gander at this on an immunizer against the flagging particle which demonstratec&nbsp;<u><a href="http://www.x4facts.com/alpha-peak/" rel="nofollow">Alpha Peak</a></u>&nbsp;&nbsp;DNA harm in individuals what.</p><p><br/></p><div><u><a href="http://www.x4facts.com/alpha-peak/" rel="nofollow">http://www.x4facts.com/alpha-peak/</a></u></div><div><u><br/></u></div><div><br/></div><br \><br \>0 replies Fri, 09 Oct 2015 09:12:00 GMT http://www.zillow.com/advice-thread/The-Best-Quality-Extreme-Brain-Health-Improvement-Solution/607077/ 2015-10-09T09:12:00Z Rates on the move again! http://www.zillow.com/advice-thread/Rates-on-the-move-again/412191/ The mortgage rate Gods are giving those fence sitters that missed last week another opportunity. I wonder if they will wait again.<br/><br/>Bring on Pasa and the charts.<br \><br \>5737 replies Thu, 18 Aug 2011 15:34:00 GMT http://www.zillow.com/advice-thread/Rates-on-the-move-again/412191/ 2011-08-18T15:34:00Z how does concession fee affect my sale http://www.zillow.com/advice-thread/how-does-concession-fee-affect-my-sale/607059/ 4 replies Fri, 09 Oct 2015 04:19:00 GMT http://www.zillow.com/advice-thread/how-does-concession-fee-affect-my-sale/607059/ 2015-10-09T04:19:00Z how do I add a "coming soon" listing to Zillow? http://www.zillow.com/advice-thread/how-do-I-add-a-coming-soon-listing-to-Zillow/606969/ 4 replies Thu, 08 Oct 2015 15:40:00 GMT http://www.zillow.com/advice-thread/how-do-I-add-a-coming-soon-listing-to-Zillow/606969/ 2015-10-08T15:40:00Z Home buying/building post bankruptcy and short sale http://www.zillow.com/advice-thread/Home-buying-building-post-bankruptcy-and-short-sale/607027/ <p>My husband and I filed Chapter 7 bankruptcy in October 2011 and then did a short sale on our home in February 2013. Despite the troubles, we've always managed to make on time payments on credit cards, car loans and our mortgage. Since these two instances, we've been approved for 2 car loans with the most recent being in March 2013 for $28,000 with a 3.79% interest rate, as well a few credit cards with very generous credit limits. We've been very vigilant about rebuilding our credit so that we can own a home again someday. We feel very grateful that the bounce back from bankruptcy and short sale and has been relatively easy for us. Our credit scores are probably nearing 700.</p><p>Now, our lives are really looking up. My husband is getting a promotion with a 6 figure salary starting in 2016. Our income is going to increase 3-4x what it is now. So naturally, we are looking at a home purchase next year. We've even started talking to a custom&nbsp;home builder.</p><p>Before we meet with a loan rep at our local credit union with whom we've had the most success with, we are wondering if we're crazy to even think we'll be approved for a home loan for the amount we want...up to $550,000? What kind of interest rate and down payment are we looking at? We can most definitely afford the mortgage payment. We will only have 2 car payments and little to no other debts. Are we going to be disappointed?</p><p>Any advice would be very much appreciated.&nbsp;</p><br \><br \>6 replies Thu, 08 Oct 2015 22:12:00 GMT http://www.zillow.com/advice-thread/Home-buying-building-post-bankruptcy-and-short-sale/607027/ 2015-10-08T22:12:00Z 803 s wisconsin ave villa park IL. http://www.zillow.com/advice-thread/803-s-wisconsin-ave-villa-park-IL/607057/ I remodeled everything my house. But still old zestimate showing. &nbsp;Can you please upgrade my house &nbsp;zestimate. thanks<br \><br \>2 replies Fri, 09 Oct 2015 03:58:00 GMT http://www.zillow.com/advice-thread/803-s-wisconsin-ave-villa-park-IL/607057/ 2015-10-09T03:58:00Z Given these facts, would a broker take a total commission of 3 or 3.5 percent? http://www.zillow.com/advice-thread/Given-these-facts-would-a-broker-take-a-total-commission-of-3-or-3-5-percent/606979/ If I have already:&nbsp;<div>- had home professionally photographed</div><div>- had home professionally measured</div><div>- built comprehensive property web site (mobile optimized too!)</div><div>- other (some staging prep, extensive market research etc)</div><div><br/></div><div>And:</div><div>- home is in unusually desirable location in metro-West, top schools (Lexington area)</div><div>- home is in unusually desirable condition (entirely remodeled from studs less than 2 years ago)</div><div>- buyers FAR exceed sellers in this area, average home is 5-8% above ask</div><div>- average "right priced" home is drawing 10-20 offers (yes, average is about 14)</div><div>- this home will sell for (based on multiple broker estimates) 1.2 to 1.4M</div><div><br/></div><div>And I need a broker for the following primary reasons:</div><div>- act as in-between to field all offers and communicate back and forth</div><div>- review and prioritize/assess all offers</div><div>- conduct 2 open houses, each for about 2 hours</div><div>- provide feedback on "listing price" (optimal price - low, but how low to elicit bidding?)</div><div><br/></div><div>Then, given that brokers I have spoken with will already cut their fee to 4 percent to get this listing, would somebody take it at 3 percent?</div><br \><br \>18 replies Thu, 08 Oct 2015 16:43:00 GMT http://www.zillow.com/advice-thread/Given-these-facts-would-a-broker-take-a-total-commission-of-3-or-3-5-percent/606979/ 2015-10-08T16:43:00Z for rent denver colorado http://www.zillow.com/advice-thread/for-rent-denver-colorado/607058/ 0 replies Fri, 09 Oct 2015 04:14:00 GMT http://www.zillow.com/advice-thread/for-rent-denver-colorado/607058/ 2015-10-09T04:14:00Z Is it good time to buy home in Bothell? http://www.zillow.com/advice-thread/Is-it-good-time-to-buy-home-in-Bothell/607037/ <div>I am aware home buying involves a lots of factors financial situation etc. But I have the following questions.&nbsp;</div><div><br/></div><div>1. Fed increases interest rates upcoming months, and it will raises mortgage rates next year</div><div>2. How much the raise of 30year rates will be, if the fed raises interest rates?</div><div>3. Some analysis says home prices in Bothell are at high, it will come down ( as it reached its peak)</div><div><br/></div><div>Is it a good idea to wait until next year to buy home? Will interest rates increase? Will home prices increase or decrease?</div><div>Or should we buy now&hellip;.</div><div><br/></div><div>Thanks in advance for your patience answers</div><div><br/></div><br \><br \>6 replies Fri, 09 Oct 2015 00:25:00 GMT http://www.zillow.com/advice-thread/Is-it-good-time-to-buy-home-in-Bothell/607037/ 2015-10-09T00:25:00Z I have at least $40k in equity but credit score is below 600. Can I still be approved for a loan? http://www.zillow.com/advice-thread/I-have-at-least-40k-in-equity-but-credit-score-is-below-600-Can-I-still-be-approved-for-a-loan/606975/ 4 replies Thu, 08 Oct 2015 16:01:00 GMT http://www.zillow.com/advice-thread/I-have-at-least-40k-in-equity-but-credit-score-is-below-600-Can-I-still-be-approved-for-a-loan/606975/ 2015-10-08T16:01:00Z as the seller, what do I do about a contract in Missouri? http://www.zillow.com/advice-thread/as-the-seller-what-do-I-do-about-a-contract-in-Missouri/606426/ where do we find a current contract that covers all the bases for the house we are selling in Missouri?<br \><br \>2 replies Sun, 04 Oct 2015 04:38:00 GMT http://www.zillow.com/advice-thread/as-the-seller-what-do-I-do-about-a-contract-in-Missouri/606426/ 2015-10-04T04:38:00Z Is a broker also the bank who owns an REO? http://www.zillow.com/advice-thread/Is-a-broker-also-the-bank-who-owns-an-REO/607044/ This may seem like a dumb question but we are first time home buyers and are trying to figure out what our chances are at getting a foreclosure since I have first hand experienced attempting to buy one and have also heard they are trickier to purchase. We are pretty much about to call it quits for a while with the house hunt, we've already had 2 deals fall through days before closing because of appraisals. We did find a house we love and it is a foreclosure. We're doing a conventional loan and coming in at list price if it makes a difference versus other offers that may cone in. The last time we did a foreclosure the broker was the same realty company that the listing agent worked with but they took 2 weeks to get back to us with their decision, however this property has the listing agents realty listed as the broker and I know they are a small family owned realty so does that mean the response time to our offer will be much faster? We have all of our documents and bank approvals for a loan ready to go we just need to find a home and have everything go smoothly so we can close on the deal!<br \><br \>3 replies Fri, 09 Oct 2015 01:41:00 GMT http://www.zillow.com/advice-thread/Is-a-broker-also-the-bank-who-owns-an-REO/607044/ 2015-10-09T01:41:00Z How much do I have to make in income to refinance a $1million dollar mortgage loan? http://www.zillow.com/advice-thread/How-much-do-I-have-to-make-in-income-to-refinance-a-1million-dollar-mortgage-loan/404443/ Assuming house appraises at $1.6 million and the current loan balance is $1 million what does my income have to be to qualify for a refinance?<br \><br \>12 replies Tue, 21 Jun 2011 20:53:00 GMT http://www.zillow.com/advice-thread/How-much-do-I-have-to-make-in-income-to-refinance-a-1million-dollar-mortgage-loan/404443/ 2011-06-21T20:53:00Z Is it possible for a person to buy a house, if have no job? http://www.zillow.com/advice-thread/Is-it-possible-for-a-person-to-buy-a-house-if-have-no-job/607050/ 2 replies Fri, 09 Oct 2015 02:20:00 GMT http://www.zillow.com/advice-thread/Is-it-possible-for-a-person-to-buy-a-house-if-have-no-job/607050/ 2015-10-09T02:20:00Z Waiting on RD funding?!?! http://www.zillow.com/advice-thread/Waiting-on-RD-funding/607009/ Okay, so my LO called and said everything has been approved. RD has approved our file, and the loan has been sent to the closing dept. The catch? She says there are no RD funds available until congress passes the budget. We are so upset and stressed. Our closing date is Oct 28. We've sold our home and are renting until the end of the month and then we'll have to find a place to stay. &nbsp;Is there anything we can do, how worried should we be, and how long could we be waiting?<br \><br \>3 replies Thu, 08 Oct 2015 19:14:00 GMT http://www.zillow.com/advice-thread/Waiting-on-RD-funding/607009/ 2015-10-08T19:14:00Z Is it right when the agent negotiates to not make the buyer pay due dilegents fee? http://www.zillow.com/advice-thread/Is-it-right-when-the-agent-negotiates-to-not-make-the-buyer-pay-due-dilegents-fee/607047/ 1 reply Fri, 09 Oct 2015 01:47:00 GMT http://www.zillow.com/advice-thread/Is-it-right-when-the-agent-negotiates-to-not-make-the-buyer-pay-due-dilegents-fee/607047/ 2015-10-09T01:47:00Z Refinance a Home while living abroad in Germany http://www.zillow.com/advice-thread/Refinance-a-Home-while-living-abroad-in-Germany/606884/ We have a home in Reno, NV that we purchased in 2006 prior to moving to Germany for a job in 2013. We would like to refinance the house where the value is about 10% below the owed amount.&nbsp; we are having problems finding banks or institutions that can help. the few that we talked to disqualified us because we dont live in the US.&nbsp; What options do we have and are there any lenders that can help?<br \><br \>5 replies Wed, 07 Oct 2015 21:33:00 GMT http://www.zillow.com/advice-thread/Refinance-a-Home-while-living-abroad-in-Germany/606884/ 2015-10-07T21:33:00Z How long might it take to close with a 203k loan http://www.zillow.com/advice-thread/How-long-might-it-take-to-close-with-a-203k-loan/606983/ 2 replies Thu, 08 Oct 2015 17:21:00 GMT http://www.zillow.com/advice-thread/How-long-might-it-take-to-close-with-a-203k-loan/606983/ 2015-10-08T17:21:00Z I want to upload an advertise to rent my room from march http://www.zillow.com/advice-thread/I-want-to-upload-an-advertise-to-rent-my-room-from-march/607041/ 1 reply Fri, 09 Oct 2015 01:07:00 GMT http://www.zillow.com/advice-thread/I-want-to-upload-an-advertise-to-rent-my-room-from-march/607041/ 2015-10-09T01:07:00Z