Zillow Advice RSS: Question-Discussion-Guide,All Real Estate Advice Topics,Denham Springs- LA http://www.zillow.com/advice/Denham-Springs-LA/all/question-discussion-guide/ Zillow Advice search results | Zillow Real Estate Buying a home with history of a termite issue http://www.zillow.com/advice-thread/Buying-a-home-with-history-of-a-termite-issue/572976/ The home I am considering to purchase had a termite issue 2 yrs ago and was treated and all repairs made. It is also still under contract with a pest control company. Should I be overly concerned?<br \><br \>3 replies Wed, 21 Jan 2015 20:52:00 GMT http://www.zillow.com/advice-thread/Buying-a-home-with-history-of-a-termite-issue/572976/ 2015-01-21T20:52:00Z do you have to put money down http://www.zillow.com/advice-thread/do-you-have-to-put-money-down/543604/ Is there some kind of assistance or rebate to get where you don't have to put money down?<br/>&nbsp;<br \><br \>3 replies Sun, 01 Jun 2014 22:52:00 GMT http://www.zillow.com/advice-thread/do-you-have-to-put-money-down/543604/ 2014-06-01T22:52:00Z how do I forward my Zillow contacts to Market Leader database? http://www.zillow.com/advice-thread/how-do-I-forward-my-Zillow-contacts-to-Market-Leader-database/528696/ 1 reply Sun, 16 Feb 2014 22:10:00 GMT http://www.zillow.com/advice-thread/how-do-I-forward-my-Zillow-contacts-to-Market-Leader-database/528696/ 2014-02-16T22:10:00Z how to find out about getting pre-approved ? http://www.zillow.com/advice-thread/how-to-find-out-about-getting-pre-approved/523058/ 2 replies Thu, 02 Jan 2014 12:13:00 GMT http://www.zillow.com/advice-thread/how-to-find-out-about-getting-pre-approved/523058/ 2014-01-02T12:13:00Z Selling my house after only a year http://www.zillow.com/advice-thread/Selling-my-house-after-only-a-year/520562/ <p>October 2013 made one year that I have been in my house.&nbsp; I bought it brand new, but I have come to not like the neighborhood because the HOA people&nbsp;are <em><strong>INSANE!!</strong></em>&nbsp; I have never had to deal with HOA and they are complete bullies over the slightest things.&nbsp; I want to move out of a subdivision and onto a rural tract (no subdivision) where there is no HOA.&nbsp; Will I take a huge hit by selling my house this soon?</p><br \><br \>7 replies Mon, 02 Dec 2013 15:32:00 GMT http://www.zillow.com/advice-thread/Selling-my-house-after-only-a-year/520562/ 2013-12-02T15:32:00Z Refinancing a Manufactured Home in Louisiana? http://www.zillow.com/advice-thread/Refinancing-a-Manufactured-Home-in-Louisiana/512736/ My husband and I have a manufactured home purchased in 2006, that sits on close to 9 acres of land.<br/>The payoff on our current mortgage is just under $86,000 at 6.75% and the home/property was appraised last year at $164,000, which we found out when we tried to refinance through Discover loans. &nbsp;At the last minute they told us that they don't handle manufactured homes.<br/><br/>My question is, are there any reputable lenders who will refinance for us at a lower interest rate? &nbsp;<br/><br/>Thank you!<br \><br \>3 replies Tue, 24 Sep 2013 20:34:00 GMT http://www.zillow.com/advice-thread/Refinancing-a-Manufactured-Home-in-Louisiana/512736/ 2013-09-24T20:34:00Z (Moved): I want to delete my Zillow account. How do I do that? http://www.zillow.com/advice-thread/Moved-I-want-to-delete-my-Zillow-account-How-do-I-do-that/482436/ This discussion has been moved to the following location: <a href="http://www.zillow.com/advice-thread/I-want-to-delete-my-Zillow-account-How-do-I-do-that/482430/">http://www.zillow.com/advice-thread/I-want-to-delete-my-Zillow-account-How-do-I-do-that/482430/</a><br \><br \>0 replies Tue, 12 Mar 2013 03:58:00 GMT http://www.zillow.com/advice-thread/Moved-I-want-to-delete-my-Zillow-account-How-do-I-do-that/482436/ 2013-03-12T03:58:00Z Is it legal to advertise my residence for rent at a reduced rate to Police and Firefighters? http://www.zillow.com/advice-thread/Is-it-legal-to-advertise-my-residence-for-rent-at-a-reduced-rate-to-Police-and-Firefighters/455185/ 1 reply Sun, 12 Aug 2012 15:22:00 GMT http://www.zillow.com/advice-thread/Is-it-legal-to-advertise-my-residence-for-rent-at-a-reduced-rate-to-Police-and-Firefighters/455185/ 2012-08-12T15:22:00Z Failure to Disclose - where do we stand? http://www.zillow.com/advice-thread/Failure-to-Disclose-where-do-we-stand/373388/ <p class="MsoNormal">We agreed to lease with option to purchase.&nbsp; (Long story short - we had to lease for at least 30 days- but we had already put in a contract to buy)&nbsp; After moving into the house, we got a home inspection and found some major issues (mainly foundation problems).&nbsp; Aside from that we had an electrical issue, and when the homeowner had his "electrician" come look at it, the guy knew why the electrical socket melted because "he had fixed this problem upstairs as well"<br/>At that point, we just wanted out of the house - we have "rented" the house for a total of 3 months now.&nbsp; Unfortunately, my husband &amp; I didn't read the lease agreement closely when we signed it (because we were sure we were buying the house) and it stated that we would forfeit the deposit AND pay for 6 months rent.&nbsp;<br/>I now found out that a disclosure should have been provided to us (by law) - here is Louisiana law link:</p><p class="MsoNormal"><a href="http://www.realestatelouisiana.com/resources/propdisc.asp" rel="nofollow">http://www.realestatelouisiana.com/resources/propdisc.asp</a><br/><br/>Because this wasn't provided, does that mean all contracts should (could)&nbsp;be voided?&nbsp;<br/> Yes, we are trying to get out of paying for the balance of the lease agreement, because we feel the owners were hiding information.&nbsp;<br/><br/> Thanks for all your help<br/>Catherine</p><br \><br \>6 replies Mon, 01 Nov 2010 19:48:00 GMT http://www.zillow.com/advice-thread/Failure-to-Disclose-where-do-we-stand/373388/ 2010-11-01T19:48:00Z A New GFE?? http://www.zillow.com/advice-thread/A-New-GFE/371381/ We started out with a GFE of $7,188.37<br/>And now the day before underwriting I'm told that MI Premium was left off ($4400) and was provided with a second GFE of $14,905.37 - and quickly realized there were other things left off.<br/><br/>Owner's Title Insurance had N/A ($1409)<br/>MI Premium - left off ($4400)<br/>Termite Cert - left off ($125)<br/>Initial deposit into escrow - changed from $1200 to $1650<br/>Homeowner's insurance - left off ($1352)<br/><br/>Based on page 3 of the GFE, it states certain items could change at settlement - so homeowner's insurance, initial deposit into escrow - I expected that<br/>it states can change 10% (unless I selected the companies - which I did not, but found out that my realtor told them to use a specific Title co) - title services, owner's title insurance<br/>MI Premium is not on the list of these that cannot or can be changed - where does this fall?<br/>Can they say - oh, a new GFE is required?&nbsp; Which items can/should be changed prior to settlement?<br/><br/>And&nbsp;also - there have been NO CONDITIONAL changes on the loan - the&nbsp;LO just&nbsp;forgot these things.<br/><br/>Thanks for all your help.&nbsp;<br \><br \>12 replies Fri, 15 Oct 2010 15:12:00 GMT http://www.zillow.com/advice-thread/A-New-GFE/371381/ 2010-10-15T15:12:00Z Can the seller pay a portion of my UFMIP? http://www.zillow.com/advice-thread/Can-the-seller-pay-a-portion-of-my-UFMIP/371137/ Our sale price is $202,500 with seller paying 6% ($12,150)&nbsp;towards closing.&nbsp; Our closing cost (not including UFMIP) is $10,508 and UFMIP is $4400 (both rounded)<br/><br/>Can the seller pay $1642 towards our UFMIP and we finance the balance of $2758?<br/><br/>Thanks - Catherine<br \><br \>31 replies Wed, 13 Oct 2010 18:20:00 GMT http://www.zillow.com/advice-thread/Can-the-seller-pay-a-portion-of-my-UFMIP/371137/ 2010-10-13T18:20:00Z does this home have a carport or garage? does it have a workshop? size?any fencing around yard? http://www.zillow.com/advice-thread/does-this-home-have-a-carport-or-garage-does-it-have-a-workshop-size-any-fencing-around-yard/339387/ 0 replies Wed, 31 Mar 2010 00:53:00 GMT http://www.zillow.com/advice-thread/does-this-home-have-a-carport-or-garage-does-it-have-a-workshop-size-any-fencing-around-yard/339387/ 2010-03-31T00:53:00Z What is the selling price for this home? http://www.zillow.com/advice-thread/What-is-the-selling-price-for-this-home/335922/ 0 replies Sun, 21 Mar 2010 00:09:00 GMT http://www.zillow.com/advice-thread/What-is-the-selling-price-for-this-home/335922/ 2010-03-21T00:09:00Z What is the rent for this property? http://www.zillow.com/advice-thread/What-is-the-rent-for-this-property/268845/ 0 replies Mon, 17 Aug 2009 00:44:00 GMT http://www.zillow.com/advice-thread/What-is-the-rent-for-this-property/268845/ 2009-08-17T00:44:00Z Juban Courts Project http://www.zillow.com/advice-thread/Juban-Courts-Project/36577/ Can anyone share their thoughts on the neighborhood and surrounding areas of Denham springs, LA? <br/>Thank you,<br/>FA<br \><br \>0 replies Sat, 05 Jul 2008 18:25:00 GMT http://www.zillow.com/advice-thread/Juban-Courts-Project/36577/ 2008-07-05T18:25:00Z