Zillow Advice RSS: Question-Discussion-Guide,All Real Estate Advice Topics,Los Angeles- CA http://www.zillow.com/advice/Los-Angeles-CA/all/question-discussion-guide/ Zillow Advice search results | Zillow Real Estate Should we Buy a Home with Evidence of Termites http://www.zillow.com/advice-thread/Should-we-Buy-a-Home-with-Evidence-of-Termites/353574/ In order to decide if we should make a higher offer on a house built in 1955, we requested a preliminary termite inspection. The inspector wasn't able to look everywhere but found evidence of subterranean termites, drywood termites and fungus infection. Our agent says that's not a problem as long as the seller agrees to pay for wood replacement, fumigations, etc. He said most houses have termites in our area (Los Angeles) and as long as we take care of the problem, it shouldn't keep us from buying the home. Is that true? Is it hard to find termite-free homes? I have young children and I don't like the idea of regularly having to use termicides and other chemicals to keep termites away. Also, couldn't there be structural damage to the home? Thank you for your help.<br \><br \>25 replies Fri, 11 Jun 2010 18:20:00 GMT http://www.zillow.com/advice-thread/Should-we-Buy-a-Home-with-Evidence-of-Termites/353574/ 2010-06-11T18:20:00Z how much do you have to earn to live in santa monica comfortably with a four-person family? http://www.zillow.com/advice-thread/how-much-do-you-have-to-earn-to-live-in-santa-monica-comfortably-with-a-four-person-family/578886/ 9 replies Sat, 14 Mar 2015 19:32:00 GMT http://www.zillow.com/advice-thread/how-much-do-you-have-to-earn-to-live-in-santa-monica-comfortably-with-a-four-person-family/578886/ 2015-03-14T19:32:00Z Does anyone have any recommendations for mortgage lenders who are sensitive to movie industry worker http://www.zillow.com/advice-thread/Does-anyone-have-any-recommendations-for-mortgage-lenders-who-are-sensitive-to-movie-industry-worker/578741/ My wife and I are on the house hunt and wondering about good mortgage lenders for movie industry people. &nbsp;<br \><br \>14 replies Fri, 13 Mar 2015 14:11:00 GMT http://www.zillow.com/advice-thread/Does-anyone-have-any-recommendations-for-mortgage-lenders-who-are-sensitive-to-movie-industry-worker/578741/ 2015-03-13T14:11:00Z New Job. Can I buy a condo? http://www.zillow.com/advice-thread/New-Job-Can-I-buy-a-condo/579023/ Hello all. Here's my situation and question. I spent all my money on coding bootcamp. It worked out as I got a job. I'm making 65k/yr, lI've with parents, and have no student debts nor credit card debts. Can I buy a condo and when? In Los Angeles. Thanks<br \><br \>9 replies Sun, 15 Mar 2015 22:55:00 GMT http://www.zillow.com/advice-thread/New-Job-Can-I-buy-a-condo/579023/ 2015-03-15T22:55:00Z HOW DO I FIND OWNERS NAME OF PROPERTY? http://www.zillow.com/advice-thread/HOW-DO-I-FIND-OWNERS-NAME-OF-PROPERTY/362456/ 11 replies Tue, 17 Aug 2010 01:24:00 GMT http://www.zillow.com/advice-thread/HOW-DO-I-FIND-OWNERS-NAME-OF-PROPERTY/362456/ 2010-08-17T01:24:00Z Can anyone provide good advice on rent to own homes/ apartments? Scam or legitament? http://www.zillow.com/advice-thread/Can-anyone-provide-good-advice-on-rent-to-own-homes-apartments-Scam-or-legitament/579371/ 9 replies Wed, 18 Mar 2015 19:13:00 GMT http://www.zillow.com/advice-thread/Can-anyone-provide-good-advice-on-rent-to-own-homes-apartments-Scam-or-legitament/579371/ 2015-03-18T19:13:00Z HELP!! The info on my listing is totally incorrect and misleading. http://www.zillow.com/advice-thread/HELP-The-info-on-my-listing-is-totally-incorrect-and-misleading/580042/ The listing you have posted at 2269 Cove Avenue, Los Angeles, CA 90039 was clearly listed by one of the buyers who I was in escrow with in January who was attempting to wholesale it.&nbsp; None of the information is correct, most especially the size of the home.&nbsp; It's 1,170sf, not 1,800sf!&nbsp; This is not a legal listing since I am the lisitng agent for this property, not whomever took out this ad.&nbsp; I need you to remove it ASAP.&nbsp; help!!!<br/><br/>The mls listing # is OC15004782 - you can double check who I am.<br/><br/>Marilyn Delao<br/>#01344932<br/>Realty One Group<br/>949.292.7874<br/>marilyndelao@gmail.com<br/><br \><br \>2 replies Mon, 23 Mar 2015 21:48:00 GMT http://www.zillow.com/advice-thread/HELP-The-info-on-my-listing-is-totally-incorrect-and-misleading/580042/ 2015-03-23T21:48:00Z when to refinance http://www.zillow.com/advice-thread/when-to-refinance/579396/ I bought a house in June 2014 in Los Angeles county for $1,000,000. I put down 15%. I have a 7/1 ARM (current rate 3.375%) for $750,000, and the rest is financed with a HELOC (current rate 5.02%).<br/><br/>I would like to refinance into a fixed rate at some point, but am unsure of when would be the best time. My thinking is the following:<br/><br/>If I wait 6 years until the next rate adjustment in the first mortgage, I will be able to refinance with a conventional (i.e., non-jumbo) mortgage. This is because I will have paid off the HELOC by then, and the balance in the first mortgage will be very close to $625,000.<br/><br/>On the other hand, by waiting I run the risk that rates will be much higher by then.<br/><br/>I intend to live in the house for the long run.<br/><br/>Should I wait to refinance?<br \><br \>6 replies Wed, 18 Mar 2015 23:13:00 GMT http://www.zillow.com/advice-thread/when-to-refinance/579396/ 2015-03-18T23:13:00Z I bought my home over a year ago, why is it still listed on Zillow along with photos? http://www.zillow.com/advice-thread/I-bought-my-home-over-a-year-ago-why-is-it-still-listed-on-Zillow-along-with-photos/579790/ http://www.zillow.com/homes/22131-Cantara-St-Canoga-Park-Canoga-Park-CA-91304_rb/<br \><br \>4 replies Sat, 21 Mar 2015 23:03:00 GMT http://www.zillow.com/advice-thread/I-bought-my-home-over-a-year-ago-why-is-it-still-listed-on-Zillow-along-with-photos/579790/ 2015-03-21T23:03:00Z How do I find Properties that take Section 8? http://www.zillow.com/advice-thread/How-do-I-find-Properties-that-take-Section-8/579877/ 2 replies Sun, 22 Mar 2015 22:18:00 GMT http://www.zillow.com/advice-thread/How-do-I-find-Properties-that-take-Section-8/579877/ 2015-03-22T22:18:00Z Can I use a different realtor to buy a house that I recently fell out of escrow with? http://www.zillow.com/advice-thread/Can-I-use-a-different-realtor-to-buy-a-house-that-I-recently-fell-out-of-escrow-with/559558/ I recently backed out of a home purchase that I was in escrow with because of our inspection results. The house is still on the market, and I want to try to buy it again, but with a different realtor. Can I do that, or am I legally obligated to use the realtor I used the first time?<br \><br \>11 replies Tue, 16 Sep 2014 23:06:00 GMT http://www.zillow.com/advice-thread/Can-I-use-a-different-realtor-to-buy-a-house-that-I-recently-fell-out-of-escrow-with/559558/ 2014-09-16T23:06:00Z commission rates http://www.zillow.com/advice-thread/commission-rates/577890/ I went to an open house over the weekend and the real estate agent contacted me from the one I liked and offered the following if I used him for selling my current home:<br/><br/>"&nbsp;There's a 2.5% commission on barbados you'd get that as a full credit off price !! On your home I would handle for zero to facilitate the ease of barbados sale if buyer has an agent from coldwell &nbsp;remax Keller Williams etc they'd expect 2.5% but hopefully buyer would come thru me then it would be zero &nbsp;this is a savings package of ap $21,000 on Barbados and ap $8000 to $13,000 on your house !! 2 weeks all that's needed no opens no sign by appt only"<br/><br/>Seems weird, any thoughts?<br \><br \>12 replies Thu, 05 Mar 2015 23:09:00 GMT http://www.zillow.com/advice-thread/commission-rates/577890/ 2015-03-05T23:09:00Z How do I get a real estate license in California? http://www.zillow.com/advice-thread/How-do-I-get-a-real-estate-license-in-California/578173/ <em><strong>[promotion deleted by Zillow moderator. Please see our Good Neighbor Policy for posting guidelines]</strong></em><br \><br \>4 replies Sun, 08 Mar 2015 22:00:00 GMT http://www.zillow.com/advice-thread/How-do-I-get-a-real-estate-license-in-California/578173/ 2015-03-08T22:00:00Z 80/10/10 Loans Still Available? http://www.zillow.com/advice-thread/80-10-10-Loans-Still-Available/553222/ Looking to purchase my first home (single family home) and am considering a 80/10/10 but not sure which lenders are offering this.&nbsp;<br/><br/>Some details:<br/>Purchase Price: 570000<br/>FICO: 763<br/>Area code: 91307<br/><br/>Any recommendations are appreciated.<br/>&nbsp;<br \><br \>14 replies Tue, 05 Aug 2014 15:53:00 GMT http://www.zillow.com/advice-thread/80-10-10-Loans-Still-Available/553222/ 2014-08-05T15:53:00Z How to verify LADBS permit status http://www.zillow.com/advice-thread/How-to-verify-LADBS-permit-status/578355/ .<br \><br \>3 replies Tue, 10 Mar 2015 08:48:00 GMT http://www.zillow.com/advice-thread/How-to-verify-LADBS-permit-status/578355/ 2015-03-10T08:48:00Z Loan on vacant lot in Silverlake 90026 http://www.zillow.com/advice-thread/Loan-on-vacant-lot-in-Silverlake-90026/456254/ 50x100 (5,000 sq.ft) up slope Cul de Sac<br \><br \>6 replies Sat, 18 Aug 2012 20:42:00 GMT http://www.zillow.com/advice-thread/Loan-on-vacant-lot-in-Silverlake-90026/456254/ 2012-08-18T20:42:00Z Real Estate Agent for Highland Park http://www.zillow.com/advice-thread/Real-Estate-Agent-for-Highland-Park/570750/ Hi everyone,&nbsp;<br/>I'm taking a new job at a law firm in DTLA that has me relocating from NYC to LA. &nbsp;I lived in LA last summer, so I'm a little familiar with the area. &nbsp;I'd ideally live in Highland Park or Mt. Washington (close to the Gold Line), but am also interested in Echo Park/Silverlake/Los Feliz. &nbsp;Does anyone know of a reputable real estate agent that might be able to help me find an apartment rental in those areas?&nbsp;<br/>Thanks a ton!&nbsp;&nbsp;&nbsp;<br \><br \>7 replies Tue, 30 Dec 2014 18:39:00 GMT http://www.zillow.com/advice-thread/Real-Estate-Agent-for-Highland-Park/570750/ 2014-12-30T18:39:00Z Getting a mortgage on a property that is fully paid off http://www.zillow.com/advice-thread/Getting-a-mortgage-on-a-property-that-is-fully-paid-off/552175/ We have taken the steps of having no debt or credit. We pay cash or we don't buy it. We are selling our current home, and will be buying a new home, cash, with the money we get from the sale. The houses we are looking at are around $600-$650k We want to buy the new house in cash, to get a better deal. But, we also want to give money to our daughter to buy a house next year. We went through a bad spell when the economy went bad, and were able to hold on to our house by filing a chapter 13. That ended last year. How hard will it be to get a $100k loan against the new $650k home, after we buy it for cash. I have been employed full time for the last 5 years at $10k per month.<br \><br \>6 replies Wed, 30 Jul 2014 05:41:00 GMT http://www.zillow.com/advice-thread/Getting-a-mortgage-on-a-property-that-is-fully-paid-off/552175/ 2014-07-30T05:41:00Z Any Stated Income 1st Deed HELOC programs?? http://www.zillow.com/advice-thread/Any-Stated-Income-1st-Deed-HELOC-programs/538575/ I have a client - owns a home free and clear - no mortgages - and is searching for a Lender offering a Stated Income HELOC program. The HELOC would be a 1st lien since no other mortgages.&nbsp; Are there any Lenders offering this program in the Los Angeles County California??<br \><br \>7 replies Tue, 29 Apr 2014 19:37:00 GMT http://www.zillow.com/advice-thread/Any-Stated-Income-1st-Deed-HELOC-programs/538575/ 2014-04-29T19:37:00Z Mortgage Question for $1 million home http://www.zillow.com/advice-thread/Mortgage-Question-for-1-million-home/578342/ I am interested in buying a $1.2 million home. &nbsp;I have excellent credit (&gt;780) and my annual income is in excess of $250k. &nbsp;I have heard that the downpayment required is 20%. &nbsp;I am interested in a downpayment of 10%. &nbsp;I understand that I may need PMI but with rates at historic lows it seems like this approach may make sense.<br \><br \>9 replies Tue, 10 Mar 2015 04:37:00 GMT http://www.zillow.com/advice-thread/Mortgage-Question-for-1-million-home/578342/ 2015-03-10T04:37:00Z