Zillow Advice RSS: Question-Discussion-Guide,All Real Estate Advice Topics,DE http://www.zillow.com/advice/DE/all/question-discussion-guide/ Zillow Advice search results | Zillow Real Estate First time home buyer with bad credit http://www.zillow.com/advice-thread/First-time-home-buyer-with-bad-credit/482777/ My husband and I have some problem credit, and know it takes time and patience to rebuild, but at this point we don't know where to start. We're hoping to purchase our 1st home within the next year and a half to 2 years (possibly sooner), with lots of time and effort. I've heard not to work with a credit repair company rather a mortgage broker, etc., who can pin point what exactly we need to handle in order to get pre-qualified. Has anyone been in a similar situation, or does anyone have any knowledge as to where we should start. We've tried many times to try reparing our credit on our own but have been unsucessful, so now we're looking to bring in a professional to keep us on track. Thanks!~<br \><br \>10 replies Wed, 13 Mar 2013 19:17:00 GMT http://www.zillow.com/advice-thread/First-time-home-buyer-with-bad-credit/482777/ 2013-03-13T19:17:00Z I want to put a For Sale By Owner sign in my yard. Can I put "Zillow.com" on it? http://www.zillow.com/advice-thread/I-want-to-put-a-For-Sale-By-Owner-sign-in-my-yard-Can-I-put-Zillow-com-on-it/557108/ 3 replies Fri, 29 Aug 2014 14:13:00 GMT http://www.zillow.com/advice-thread/I-want-to-put-a-For-Sale-By-Owner-sign-in-my-yard-Can-I-put-Zillow-com-on-it/557108/ 2014-08-29T14:13:00Z Is it possible to buy a mobile/manufactured home without paying lot rent in Delaware? http://www.zillow.com/advice-thread/Is-it-possible-to-buy-a-mobile-manufactured-home-without-paying-lot-rent-in-Delaware/447188/ 4 replies Sun, 17 Jun 2012 15:18:00 GMT http://www.zillow.com/advice-thread/Is-it-possible-to-buy-a-mobile-manufactured-home-without-paying-lot-rent-in-Delaware/447188/ 2012-06-17T15:18:00Z Refinance for a self-employed person? http://www.zillow.com/advice-thread/Refinance-for-a-self-employed-person/554275/ My ex husband&nbsp;and I got divorced in 2008.&nbsp; He wanted to keep the house.&nbsp; He still has not refinanced as a rep from a mortgage company told him that since he is self-employed, they must go by his "net" on his taxes on his last two years' returns, not his gross income.&nbsp; I have waited this long since we have a son, but he recently turned 18.&nbsp; <br/>Since the amount on&nbsp;my ex-husband's&nbsp;taxes shows he makes only $19,000/yr (due to write-offs, etc.), the mortgage company we currently have will only let him finance about $40,000!&nbsp; The amount owed on the home is about $36,000.&nbsp; The home is worth about $170,000.&nbsp; How can he refinance the $36,000, plus half of the equity he owes me for the home (and also get my name off the mortgage)?&nbsp; Is this something he would have to do with a bank that does not "sell" loans?&nbsp; We do not want to sell the home. The home is located in Newark, Delaware. Any suggestions you can give are appreciated. Right now, I'm stuck on a mortgage loan, and I do not even live in the home....nor have I received my half of the equity. HELP!<br \><br \>8 replies Mon, 11 Aug 2014 21:07:00 GMT http://www.zillow.com/advice-thread/Refinance-for-a-self-employed-person/554275/ 2014-08-11T21:07:00Z To cancel on a a being built new home. http://www.zillow.com/advice-thread/To-cancel-on-a-a-being-built-new-home/555244/ We have been missed led in building this home.&nbsp; They have refused to answer questions in a timely manner to give clearance to put on a screened porch.&nbsp; We found out that there is not enough clearance to property line, and this porch is a huge need due to enjoying to sit outside.&nbsp; Although maybe our down payment could be loss, but <br/>is there anymore at state since its a month away of being finished?&nbsp;And yes they do know all this, but&nbsp;refuses to workout other options.&nbsp;Can you help with this question?<br \><br \>0 replies Mon, 18 Aug 2014 12:05:00 GMT http://www.zillow.com/advice-thread/To-cancel-on-a-a-being-built-new-home/555244/ 2014-08-18T12:05:00Z What percentage rate is common for a real estate agent in Bethany Beach Delaware http://www.zillow.com/advice-thread/What-percentage-rate-is-common-for-a-real-estate-agent-in-Bethany-Beach-Delaware/554306/ 4 replies Tue, 12 Aug 2014 00:02:00 GMT http://www.zillow.com/advice-thread/What-percentage-rate-is-common-for-a-real-estate-agent-in-Bethany-Beach-Delaware/554306/ 2014-08-12T00:02:00Z How do I find a home to rent http://www.zillow.com/advice-thread/How-do-I-find-a-home-to-rent/554025/ 0 replies Sat, 09 Aug 2014 23:12:00 GMT http://www.zillow.com/advice-thread/How-do-I-find-a-home-to-rent/554025/ 2014-08-09T23:12:00Z Bought home Sussex Cty, DE w/NO HOA. 1-yr later developers are starting a HOA. Do we have to join? http://www.zillow.com/advice-thread/Bought-home-Sussex-Cty-DE-w-NO-HOA-1-yr-later-developers-are-starting-a-HOA-Do-we-have-to-join/553762/ Their seller's&nbsp;disclosure and original restrictions say NO HOA and we bought our home.&nbsp; Now, 1-yr later the developers have admended the restrictions adding a Maintenance Corp.&nbsp; It states that it is an Amendment to the original ones, but when it lists the LOTS that it pertains to - it does NOT list ours!&nbsp;Do we have to join?&nbsp;&nbsp;When we&nbsp;sell our home - do the new owners have to join?&nbsp; Thank you!<br \><br \>2 replies Fri, 08 Aug 2014 14:03:00 GMT http://www.zillow.com/advice-thread/Bought-home-Sussex-Cty-DE-w-NO-HOA-1-yr-later-developers-are-starting-a-HOA-Do-we-have-to-join/553762/ 2014-08-08T14:03:00Z Me and My husband are looking to buy a house, what steps should we take? http://www.zillow.com/advice-thread/Me-and-My-husband-are-looking-to-buy-a-house-what-steps-should-we-take/510612/ 15 replies Mon, 09 Sep 2013 19:25:00 GMT http://www.zillow.com/advice-thread/Me-and-My-husband-are-looking-to-buy-a-house-what-steps-should-we-take/510612/ 2013-09-09T19:25:00Z If I buy a house for $17,000 cash, what would other costs be? http://www.zillow.com/advice-thread/If-I-buy-a-house-for-17-000-cash-what-would-other-costs-be/552820/ 0 replies Sun, 03 Aug 2014 02:14:00 GMT http://www.zillow.com/advice-thread/If-I-buy-a-house-for-17-000-cash-what-would-other-costs-be/552820/ 2014-08-03T02:14:00Z lease-purchase http://www.zillow.com/advice-thread/lease-purchase/552338/ lease $1500.00/ month $500. goes to escrow towards purchase price...$3000. non-refundable deposit towards purchase..if tenant fails to get a mortgage is it legal for landlord to keep escrow monies..Its in the lease.<br \><br \>2 replies Thu, 31 Jul 2014 01:50:00 GMT http://www.zillow.com/advice-thread/lease-purchase/552338/ 2014-07-31T01:50:00Z we had a foreclosure 2 years ago included in a chapter 7 how long before we should apply for another http://www.zillow.com/advice-thread/we-had-a-foreclosure-2-years-ago-included-in-a-chapter-7-how-long-before-we-should-apply-for-another/548595/ 5 replies Sun, 06 Jul 2014 16:19:00 GMT http://www.zillow.com/advice-thread/we-had-a-foreclosure-2-years-ago-included-in-a-chapter-7-how-long-before-we-should-apply-for-another/548595/ 2014-07-06T16:19:00Z (Moved): we had a foreclosure 2 years ago included in a chapter 7 how long before we should apply for another http://www.zillow.com/advice-thread/Moved-we-had-a-foreclosure-2-years-ago-included-in-a-chapter-7-how-long-before-we-should-apply-for-another/548639/ This discussion has been moved to the following location: <a href="http://www.zillow.com/advice-thread/we-had-a-foreclosure-2-years-ago-included-in-a-chapter-7-how-long-before-we-should-apply-for-another/548595/">http://www.zillow.com/advice-thread/we-had-a-foreclosure-2-years-ago-included-in-a-chapter-7-how-long-before-we-should-apply-for-another/548595/</a><br \><br \>0 replies Sun, 06 Jul 2014 22:04:00 GMT http://www.zillow.com/advice-thread/Moved-we-had-a-foreclosure-2-years-ago-included-in-a-chapter-7-how-long-before-we-should-apply-for-another/548639/ 2014-07-06T22:04:00Z how do I unsubscribe to your daily search service? http://www.zillow.com/advice-thread/how-do-I-unsubscribe-to-your-daily-search-service/433482/ 2 replies Thu, 01 Mar 2012 02:26:00 GMT http://www.zillow.com/advice-thread/how-do-I-unsubscribe-to-your-daily-search-service/433482/ 2012-03-01T02:26:00Z I'm a first time homebuyer in the state of Delaware. Should I be concerned at discovering termites? http://www.zillow.com/advice-thread/I%27m-a-first-time-homebuyer-in-the-state-of-Delaware-Should-I-be-concerned-at-discovering-termites/433989/ I'm a first time homebuyer in the state of Delaware, and Im currently under contract for a property in Wilmington. Our home inspection, which included termite inspection uncovered minimal signs of termite damage. The inspector said the house looks as if it has been treated before, and that it may be signs of previous damage; however, it concerns me that it's still there. There were no live termites found, but the one tunnel that was found was on a floor joist (SOUNDS SCARY). I'm concerned for 2 reasons. 1) I know that termites can have a severe effect on structures, and can be a death sentence when I go and try to sell 2) I don't know the severity of the damage, and how far it extends into the house. I may be being a bit paranoid, but I'm a 22 year old single first time homebuyer, and I can't help but be concerned. If the house is treated every couple years, should I be concerned? Should I back out of the deal now before I go to closing? Or should I negotiate the price to regularly treat the house? The one unique thing about this property is that it is being sold by an agent who is an investor. He's due to make a pretty penny on the house, and I feel as if I might be in a place to tell him that I refuse to go to closing without him lowering the price. Am I right?<br \><br \>2 replies Mon, 05 Mar 2012 07:10:00 GMT http://www.zillow.com/advice-thread/I%27m-a-first-time-homebuyer-in-the-state-of-Delaware-Should-I-be-concerned-at-discovering-termites/433989/ 2012-03-05T07:10:00Z Do you have a grace period in Delaware to back out out of a new home mortgage http://www.zillow.com/advice-thread/Do-you-have-a-grace-period-in-Delaware-to-back-out-out-of-a-new-home-mortgage/497993/ 5 replies Wed, 19 Jun 2013 22:50:00 GMT http://www.zillow.com/advice-thread/Do-you-have-a-grace-period-in-Delaware-to-back-out-out-of-a-new-home-mortgage/497993/ 2013-06-19T22:50:00Z Smyrna, Delaware http://www.zillow.com/advice-thread/Smyrna-Delaware/547620/ I have been an assistant to one of the highest volume agents in the state. Now I am an agent with the best team of 2012-2013. I am motivated, hard working &nbsp;and passionate about my clients, but I am having a hard time getting leads. I signed up with Zillow 3 weeks ago and I have received zero leads so far. It is frustrating as a new agent with no listings and no prior buyers. How &nbsp;to get more leads and really grow my business. Any suggestions?<br \><br \>0 replies Sat, 28 Jun 2014 16:11:00 GMT http://www.zillow.com/advice-thread/Smyrna-Delaware/547620/ 2014-06-28T16:11:00Z how do i find out what the ground rent is on a property? http://www.zillow.com/advice-thread/how-do-i-find-out-what-the-ground-rent-is-on-a-property/546300/ 0 replies Fri, 20 Jun 2014 01:08:00 GMT http://www.zillow.com/advice-thread/how-do-i-find-out-what-the-ground-rent-is-on-a-property/546300/ 2014-06-20T01:08:00Z I see several homes, cottages for sale near Oak Orchard, River St. http://www.zillow.com/advice-thread/I-see-several-homes-cottages-for-sale-near-Oak-Orchard-River-St/499652/ These places are for sale from 30 to 100k but they also state lot rent??? &nbsp;I don't understand. My wife and I own a home in York, Pa. and we would love to move to an area with a view of the bay. We are looking now, no big rush. Thank You Wade&nbsp;<br \><br \>1 reply Sun, 30 Jun 2013 00:06:00 GMT http://www.zillow.com/advice-thread/I-see-several-homes-cottages-for-sale-near-Oak-Orchard-River-St/499652/ 2013-06-30T00:06:00Z Tile Market of Delaware http://www.zillow.com/advice-thread/Tile-Market-of-Delaware/545506/ <div>[Promotion removed by Zillow moderator. Please see our&nbsp;<a style="text-align: right;" rel="nofollow" title="Good Neighbor Policy" href="/howto/GoodNeighborPolicy.htm">Good Neighbor Policy</a>&nbsp;for information.]</div><br \><br \>0 replies Sat, 14 Jun 2014 16:54:00 GMT http://www.zillow.com/advice-thread/Tile-Market-of-Delaware/545506/ 2014-06-14T16:54:00Z