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How can a single person afford a home?

Thu, 11 Jun 2009 23:33:00 GMT

Hello All,

I am single and would like to purchase a townhome. I make a decent income, have great credit, a good down payment and no real debt besides regular living expenses (rent, utilities, food, etc). I live in Miami FL and that is where I am looking to buy. I have been preapproved for 175k and know with taxes, insurance, and hoa's that is all I can afford. How does anybody do this? The taxes, insurance and hoa more than doubles the complete mortgage payment. I though the housing market had crashed but I guess not where I want to buy. It's not about the down payment at all. It's all the fees tacked on to the mortgage. I don't want a stand alone house because the upkeep on that is even higher than a townhouse. A condo doesn't offer enough ownership for me. I guess I will continue renting. Thankls for reading.

19 replies

This property must have expired from zillows site, and relisted. Its been on the market 18 months.

Fri, 27 Nov 2009 23:08:00 GMT

0 replies

Can anybody tell me why there are homes showing sold for $100 on Zillow? What is this about???

Fri, 04 Sep 2009 09:30:00 GMT

1 reply

Hi can you please tell me what the monthly condo fees are on these condos? thanks

Thu, 19 Nov 2009 09:59:00 GMT

1 reply

Hi, What are the utiliies(paid, installed,or not)

Thu, 19 Nov 2009 21:41:00 GMT

2 replies

how much bad dry wall is in this house ?

Thu, 29 Oct 2009 00:50:00 GMT

2 replies

What is my home value

Tue, 24 Nov 2009 20:23:00 GMT

You have estimated my home two years ago.
I need a new estimate.
Thanks

3 replies

what is the actual price for this home?

Fri, 27 Nov 2009 19:47:00 GMT

is it really $279.00 and If so What would be a good time to see it.... I would like to see the inside....

0 replies

I am looking to buy a move in ready property for a vacation home. I am looking to spend 60-75k cash.

Fri, 27 Nov 2009 17:22:00 GMT

2 replies

I did not get any quotes on my loan request (ZR-JBBGRHN). Can someone help me figure out why?

Fri, 27 Nov 2009 17:27:00 GMT

Just wondering why I got nothing? I have excellent credit etc...

3 replies

is this house still avail?? or under contract?

Fri, 27 Nov 2009 17:34:00 GMT

0 replies

I am looking to buy a move in ready property for a vacation home.

Fri, 27 Nov 2009 17:24:00 GMT

I am looking to spend 60-75k cash. Do you have any suggestions as to which neigborhood to be looking? I don't want to end up in a bad part of town. I am looking for a single family home because I dont want to pay HOA fees.

0 replies

Selling Question. Please help

Thu, 26 Nov 2009 07:05:00 GMT

If i Own 174,000 on current loan, and House is worth about 180,000, i am not having any financial difficulties. Is it possible to sell the home to buy another one?
I want to know if the following can be done:
Sell for 180,000, will this money go to my bank account? so i can use it to buy another House for lets say $100,000 which is less ? and then send the remaining balance to the 174,000 loan. the remaining 80,000? Is this even possible?

3 replies

How to I change my picture and edit my phone numbers

Fri, 27 Nov 2009 14:52:00 GMT

0 replies

How do I change my picture and edit my phone numbers?

Fri, 27 Nov 2009 14:51:00 GMT

0 replies

why can't I see pictures of this property?

Fri, 27 Nov 2009 14:04:00 GMT

31 Volunteer, Ormond Beach

0 replies

reposessed condos palm beach gardens fln 33410 , 33418

Fri, 27 Nov 2009 13:01:00 GMT

Please give me info. Why> Does a bank owed them? more ingo about.

0 replies

Does Miami Dade MLS listings go directly to Zillow?

Fri, 27 Nov 2009 06:03:00 GMT

I'm looking for a Townhouse in Avalon that I can not find For $ 239,900
The property is located in Miramar Florida

0 replies

Can't find simple directions to list my house

Fri, 27 Nov 2009 00:03:00 GMT

Honestly I've looked everywhere on this site but can't find simple directions to list my house. Help me please.

2 replies

Does it make sense to refinance a house you have lived in for less than a year?

Sun, 22 Nov 2009 15:07:00 GMT

As a new, first time, home owner with VA benefits, I am getting offers from places, some I have never heard of, for a lower rate, skip a few months before your next payment is due because of some new laws that were put in place.
This sounds too good to be true so I contacted my current lender, a bit more reputable, Well Fargo (or are they?) and they said that there are no options for me right now.
What exactly is the Interest Rate Reduction Refinance Loan?

6 replies