Zillow Advice RSS: Question-Discussion-Guide,All Real Estate Advice Topics,GA http://www.zillow.com/advice/GA/all/question-discussion-guide/ Zillow Advice search results | Zillow Real Estate I did not get any quotes on my loan request (ZR-ZDKBZPB). Can someone help me figure out why? http://www.zillow.com/advice-thread/I-did-not-get-any-quotes-on-my-loan-request-ZR-ZDKBZPB-Can-someone-help-me-figure-out-why/302563/ <p align="left">I have an interst only mortgage loan with a principal and 2nd mortgage,&nbsp; In the new gov't incentive program for 125%, I contacted my current lender - Suntrust and they provided me with a total ripoff&nbsp; quote, taking total advantage of my situation after recomminding that I handle the&nbsp; financing&nbsp;&nbsp;of the purchase of this home in 2006 as an interest only loan. Everyday I hear of all the low interst rate refi's but apparently there is nothing to help me.&nbsp; I feel the morgage insudtry is corrupt and has lost it's original basis of assiting citizens to become homeowners.&nbsp; It is a total disapointment and I have no trust in it whatsoever any longer.</p><br \><br \>0 replies Mon, 30 Nov 2009 04:01:00 GMT http://www.zillow.com/advice-thread/I-did-not-get-any-quotes-on-my-loan-request-ZR-ZDKBZPB-Can-someone-help-me-figure-out-why/302563/ 2009-11-30T04:01:00Z How can I change my address on this? I accidentally typed in the wrong unit number? http://www.zillow.com/advice-thread/How-can-I-change-my-address-on-this-I-accidentally-typed-in-the-wrong-unit-number/302456/ 0 replies Sun, 29 Nov 2009 22:08:00 GMT http://www.zillow.com/advice-thread/How-can-I-change-my-address-on-this-I-accidentally-typed-in-the-wrong-unit-number/302456/ 2009-11-29T22:08:00Z Is this house in a flood area and why is it selling so low? http://www.zillow.com/advice-thread/Is-this-house-in-a-flood-area-and-why-is-it-selling-so-low/302450/ 0 replies Sun, 29 Nov 2009 21:38:00 GMT http://www.zillow.com/advice-thread/Is-this-house-in-a-flood-area-and-why-is-it-selling-so-low/302450/ 2009-11-29T21:38:00Z I have been renting this house for the past year. there are too many repairs for the price assigned http://www.zillow.com/advice-thread/I-have-been-renting-this-house-for-the-past-year-there-are-too-many-repairs-for-the-price-assigned/302417/ How much would it for renovations?<br \><br \>0 replies Sun, 29 Nov 2009 19:29:00 GMT http://www.zillow.com/advice-thread/I-have-been-renting-this-house-for-the-past-year-there-are-too-many-repairs-for-the-price-assigned/302417/ 2009-11-29T19:29:00Z is this home in foreclosure http://www.zillow.com/advice-thread/is-this-home-in-foreclosure/302397/ 0 replies Sun, 29 Nov 2009 18:14:00 GMT http://www.zillow.com/advice-thread/is-this-home-in-foreclosure/302397/ 2009-11-29T18:14:00Z Your service is all but useless!! No revelant comps. G. Baker http://www.zillow.com/advice-thread/Your-service-is-all-but-useless-No-revelant-comps-G-Baker/302342/ I have used your service for about 2 years to try and determine prop values but your service lists "comps" that are sometimes miles away when I know for a fact that homes have sold in the same sub in last year.&nbsp; Why don't you show those?&nbsp; Otherwise your "service" is of NO VALUE!&nbsp;&nbsp; G. Baker<br \><br \>1 reply Sun, 29 Nov 2009 14:47:00 GMT http://www.zillow.com/advice-thread/Your-service-is-all-but-useless-No-revelant-comps-G-Baker/302342/ 2009-11-29T14:47:00Z is this a short sale soon to be foreclosure. No info at house at all. Been abandoned for some time http://www.zillow.com/advice-thread/is-this-a-short-sale-soon-to-be-foreclosure-No-info-at-house-at-all-Been-abandoned-for-some-time/302338/ Is this home a short sale near foreclosure.&nbsp; It was on mls back in August; now it's not.<br/><br \><br \>0 replies Sun, 29 Nov 2009 14:20:00 GMT http://www.zillow.com/advice-thread/is-this-a-short-sale-soon-to-be-foreclosure-No-info-at-house-at-all-Been-abandoned-for-some-time/302338/ 2009-11-29T14:20:00Z why is the newly-announced $6500 tax credit only for people that have owned their home 5 of 8 years? http://www.zillow.com/advice-thread/why-is-the-newly-announced-6500-tax-credit-only-for-people-that-have-owned-their-home-5-of-8-years/295228/ Both the house and senate have agreed to extend the $8000 <a href="http://atlasrealestateadvisors.com/residential-blog/2009/03/8000-first-time-buyer-tax-credit-please.html" rel="nofollow">first-time homebuyer tax credit</a> through May 1st, 2010. In addition, ANY homeowner that's lived in their home for 5 of the past 8 years can now also claim a $6,500 rebate as well. <br/>This is big news for those of us in the real estate community, as this credit seems to be the driving motivation behind a large percentage of recent home-buying decisions.&nbsp; But, has anyone heard an explanation why the "must have owned for 5 of the past 8 years" requirement is attached to the $6500?<br \><br \>63 replies Fri, 06 Nov 2009 20:46:00 GMT http://www.zillow.com/advice-thread/why-is-the-newly-announced-6500-tax-credit-only-for-people-that-have-owned-their-home-5-of-8-years/295228/ 2009-11-06T20:46:00Z Would the owner of this home be interested in renting it? http://www.zillow.com/advice-thread/Would-the-owner-of-this-home-be-interested-in-renting-it/302228/ Our family is looking to rent a home before we jump in and buy we are wanting to relocate to the Warner Robins area, but want to make sure we like the area. Please let me know, send me an e-mail. <a href="mailto:abzb8806@hotmail.com" rel="nofollow">abzb8806@hotmail.com<br/></a>Thanks you for your time, <br/>Amanda Moore<br \><br \>0 replies Sat, 28 Nov 2009 22:45:00 GMT http://www.zillow.com/advice-thread/Would-the-owner-of-this-home-be-interested-in-renting-it/302228/ 2009-11-28T22:45:00Z Is the lot included with the MH? http://www.zillow.com/advice-thread/Is-the-lot-included-with-the-MH/302215/ 0 replies Sat, 28 Nov 2009 21:16:00 GMT http://www.zillow.com/advice-thread/Is-the-lot-included-with-the-MH/302215/ 2009-11-28T21:16:00Z Can the $6,500 credit be used for buying a second house that will be eventually moved into? http://www.zillow.com/advice-thread/Can-the-6-500-credit-be-used-for-buying-a-second-house-that-will-be-eventually-moved-into/295387/ We have purchased a "future" retirement home, Jan 2009.&nbsp; We have not moved in yet, and our time line was 1-2 years before moving from our current home to retirement home.&nbsp; Can we still take advantage of the credit?<br \><br \>2 replies Sat, 07 Nov 2009 04:40:00 GMT http://www.zillow.com/advice-thread/Can-the-6-500-credit-be-used-for-buying-a-second-house-that-will-be-eventually-moved-into/295387/ 2009-11-07T04:40:00Z YOU CAN RENT THIS HOME FOR $1700 PER MONTH. CALL OWNER http://www.zillow.com/advice-thread/YOU-CAN-RENT-THIS-HOME-FOR-1700-PER-MONTH-CALL-OWNER/302097/ 1 reply Sat, 28 Nov 2009 06:07:00 GMT http://www.zillow.com/advice-thread/YOU-CAN-RENT-THIS-HOME-FOR-1700-PER-MONTH-CALL-OWNER/302097/ 2009-11-28T06:07:00Z This property is Lassiter HS, not Pope. http://www.zillow.com/advice-thread/This-property-is-Lassiter-HS-not-Pope/302073/ 1 reply Sat, 28 Nov 2009 05:10:00 GMT http://www.zillow.com/advice-thread/This-property-is-Lassiter-HS-not-Pope/302073/ 2009-11-28T05:10:00Z Need to Refinance Investment Property http://www.zillow.com/advice-thread/Need-to-Refinance-Investment-Property/301097/ My 3 years ARM w/ballon is up 1/15/2010 I have multiple rental properties and mortgages/notes. Credit scores are over 750, occupation Realtor, Have excellent tax preparer-shows basically no income. I thought that was the name of the game! And now Regions acts like they might renew my note at 8.25%, 70% LTV, based on Property Tax Records, Monthly income $1325 owe 91K. I have NEVER been 30 days late on anything! No judgements No collections. Do I have any other choices?<br \><br \>7 replies Tue, 24 Nov 2009 00:50:00 GMT http://www.zillow.com/advice-thread/Need-to-Refinance-Investment-Property/301097/ 2009-11-24T00:50:00Z It's Time To Lock Your Loan ( IMHO ) http://www.zillow.com/advice-thread/It%27s-Time-To-Lock-Your-Loan-IMHO/301744/ If you are thinking about doing a mortgage, it may very well be time to act. Interest rates went down Monday, Tuesday, and yesterday to excellent levels. With rates at these levels, submissions will increase pushing lender's pipelines out and when that happens, you will have to lock for 45-60 days instead of 30 which will offset some of the&nbsp;benefit. In addition to more submissions the&nbsp;holidays will also affect the closing window as some Underwriters and staff people will be taking vacation/holiday time&nbsp;and will increase turn times.&nbsp;Even if you think rates will go down lower from yesterday, you should still act now and submit your file while floating the rate. That way you can&nbsp;get in the pipeline now, get approved, and possibly lock on a 15, 10, or 7 day lock which is even better. If the market reverses you will&nbsp;already be in process and lock the rate before the damage is done. Personally I would recommend to any client&nbsp;to lock it&nbsp; now and submit asap. &nbsp;&nbsp;<br \><br \>3 replies Thu, 26 Nov 2009 16:50:00 GMT http://www.zillow.com/advice-thread/It%27s-Time-To-Lock-Your-Loan-IMHO/301744/ 2009-11-26T16:50:00Z HOS http://www.zillow.com/advice-thread/HOS/300927/ If I work at Zillow, this would make me think the initial review is bogus too. <a href="http://www.zillow.com/profile/Andrew-Peterson/Reviews-received/"><br/><br/>Reviewed Twice?</a><br \><br \>12 replies Mon, 23 Nov 2009 15:25:00 GMT http://www.zillow.com/advice-thread/HOS/300927/ 2009-11-23T15:25:00Z how do I remove home information from zillo.com http://www.zillow.com/advice-thread/how-do-I-remove-home-information-from-zillo-com/301733/ 0 replies Thu, 26 Nov 2009 15:31:00 GMT http://www.zillow.com/advice-thread/how-do-I-remove-home-information-from-zillo-com/301733/ 2009-11-26T15:31:00Z I can't find my home a Zillow. What do I do? http://www.zillow.com/advice-thread/I-can%27t-find-my-home-a-Zillow-What-do-I-do/301672/ 0 replies Thu, 26 Nov 2009 03:11:00 GMT http://www.zillow.com/advice-thread/I-can%27t-find-my-home-a-Zillow-What-do-I-do/301672/ 2009-11-26T03:11:00Z I am looking for a lender who can approve a first home buyer loan with a FICO score of 600? http://www.zillow.com/advice-thread/I-am-looking-for-a-lender-who-can-approve-a-first-home-buyer-loan-with-a-FICO-score-of-600/301578/ 1 reply Wed, 25 Nov 2009 20:38:00 GMT http://www.zillow.com/advice-thread/I-am-looking-for-a-lender-who-can-approve-a-first-home-buyer-loan-with-a-FICO-score-of-600/301578/ 2009-11-25T20:38:00Z I would like to know the vaule of my home. http://www.zillow.com/advice-thread/I-would-like-to-know-the-vaule-of-my-home/301647/ I would like to know the vaule of my home.<br \><br \>0 replies Thu, 26 Nov 2009 01:00:00 GMT http://www.zillow.com/advice-thread/I-would-like-to-know-the-vaule-of-my-home/301647/ 2009-11-26T01:00:00Z