Zillow Advice RSS: Question-Discussion-Guide,All Real Estate Advice Topics,Elgin- IL http://www.zillow.com/advice/Elgin-IL/all/question-discussion-guide/ Zillow Advice search results | Zillow Real Estate Zestimate Value of our home! http://www.zillow.com/advice-thread/Zestimate-Value-of-our-home/545584/ With the exception of 1 of 4 comparables you show as Homes For Sale Nearby&nbsp;(and that one isn't even in our community!), they are ALL priced considerably higher than ours! Why would you even suggest that we lower our price????&nbsp; And,&nbsp;the homes that recently sold in our community sold for higher than our asking price, yet you Zestimate our home to be much lower?????&nbsp; Please consider re-evaluating the Zestimate as you are negating our efforts to sell our home for a fair market price!<br/><br/>Thank you - I look forward to your reply.<br/><br/>1029 Broadmoor Drive, Elgin, IL<br \><br \>7 replies Sun, 15 Jun 2014 15:46:00 GMT http://www.zillow.com/advice-thread/Zestimate-Value-of-our-home/545584/ 2014-06-15T15:46:00Z How do I get hold of Zillow to complain. Their estimate is so far off, I am considering a law suit. http://www.zillow.com/advice-thread/How-do-I-get-hold-of-Zillow-to-complain-Their-estimate-is-so-far-off-I-am-considering-a-law-suit/424345/ my home was purchased new with more features and at greater cost than the house next door (it was my daughters house). That house is listed at $20,000 more than mine. The house on the other side was purchased for $180,000 by [deleted by Zillow moderator] and it is now posted at $20,000 more than mine. That house had the pipes freeze and was<br/>waterlogged from top to bottom. &nbsp;I am upset enough to hire a lawyer.<br \><br \>73 replies Wed, 30 Nov 2011 05:06:00 GMT http://www.zillow.com/advice-thread/How-do-I-get-hold-of-Zillow-to-complain-Their-estimate-is-so-far-off-I-am-considering-a-law-suit/424345/ 2011-11-30T05:06:00Z What is the estimated credit score for renting a home? http://www.zillow.com/advice-thread/What-is-the-estimated-credit-score-for-renting-a-home/531492/ I dont have horrible credit but it is not all the great. I need to find a home to rent for me aand my family but I am not sure what they are looking for on your credit report.<br \><br \>3 replies Sat, 08 Mar 2014 19:10:00 GMT http://www.zillow.com/advice-thread/What-is-the-estimated-credit-score-for-renting-a-home/531492/ 2014-03-08T19:10:00Z how many sq feet? include front and back yard http://www.zillow.com/advice-thread/how-many-sq-feet-include-front-and-back-yard/342311/ 2 replies Fri, 09 Apr 2010 00:41:00 GMT http://www.zillow.com/advice-thread/how-many-sq-feet-include-front-and-back-yard/342311/ 2010-04-09T00:41:00Z Anybody need help doing rehab to houses ? Give me a call http://www.zillow.com/advice-thread/Anybody-need-help-doing-rehab-to-houses-Give-me-a-call/531337/ [Self promotion deleted by Zillow moderator. See our&nbsp;<a style="text-align: right;" rel="nofollow" title="Good Neighbor Policy" href="/howto/GoodNeighborPolicy.htm">Good Neighbor Policy</a>.]<br \><br \>0 replies Fri, 07 Mar 2014 17:25:00 GMT http://www.zillow.com/advice-thread/Anybody-need-help-doing-rehab-to-houses-Give-me-a-call/531337/ 2014-03-07T17:25:00Z My listing has the wrong description. How do I change it? http://www.zillow.com/advice-thread/My-listing-has-the-wrong-description-How-do-I-change-it/530027/ 1 reply Wed, 26 Feb 2014 04:54:00 GMT http://www.zillow.com/advice-thread/My-listing-has-the-wrong-description-How-do-I-change-it/530027/ 2014-02-26T04:54:00Z do you, Zillow do a background check on property owners before they post on your site? http://www.zillow.com/advice-thread/do-you-Zillow-do-a-background-check-on-property-owners-before-they-post-on-your-site/525567/ On one of your listings in Elgin Illinois 12 Commonwealth it is posted for $600 a month for a two bedroom with a fireplace as well as a two car garage. Too good to be true you ask? Yes! It took me 2 weeks of emailing and finally I got a response. To my amazement, they are supposed to pastors spreading the word of God in another country. And requested my personal information and said if I qualified not only do I need to mail them 1200 dollars,then they would mail me the keys.<br/>in there in a stated because they are out of the country and you as a tenant may have to do repairs yourself. Unless they are major then they would send a contractor. Like if it was major as far as the roof.<br \><br \>7 replies Thu, 23 Jan 2014 16:23:00 GMT http://www.zillow.com/advice-thread/do-you-Zillow-do-a-background-check-on-property-owners-before-they-post-on-your-site/525567/ 2014-01-23T16:23:00Z Mortgage after very late transfer of deed http://www.zillow.com/advice-thread/Mortgage-after-very-late-transfer-of-deed/513320/ Looking to get a mortgage to buy a home after BK discharge back in 2008 due to foolish investments in real estate. I thought i was in the clear to get a mortgage since BK discharge was over 3 years ago. I found out when I tried to buy a house 2 years ago during underwriting that the title of the discharged property was not transferred until 2011 - 3 years after the mortgage was discharged, so while it doesn't show up in my credit report, a foreclosure in 2011 will show up during underwriting. Long story short, I have a great income, savings for a 20% down payment, great payment history, and a good credit score now. Is it possible to get a loan? I don't want to put my family through getting pre-approval, house hunting, finding the perfect home, only to have the loan fall through right before closing again. That was the worst experience of my life.<br \><br \>4 replies Sat, 28 Sep 2013 16:41:00 GMT http://www.zillow.com/advice-thread/Mortgage-after-very-late-transfer-of-deed/513320/ 2013-09-28T16:41:00Z Price for 816 Jefferson, Elgin, IL http://www.zillow.com/advice-thread/Price-for-816-Jefferson-Elgin-IL/495930/ 1/2 of a duplex<br \><br \>1 reply Fri, 07 Jun 2013 18:32:00 GMT http://www.zillow.com/advice-thread/Price-for-816-Jefferson-Elgin-IL/495930/ 2013-06-07T18:32:00Z sold my home 2 years ago...how do I get my money out of escrow http://www.zillow.com/advice-thread/sold-my-home-2-years-ago-how-do-I-get-my-money-out-of-escrow/504564/ I sold my home almost 2 years ago, and my attorney is holding money in an escrow account. &nbsp;I'm trying to get that money, but my attorney says she needs the other attorneys permission to disperse it... but the other attorney won't respond to requests sent. &nbsp;How do I get my money if the other attorney won't respond?<br \><br \>4 replies Wed, 31 Jul 2013 16:21:00 GMT http://www.zillow.com/advice-thread/sold-my-home-2-years-ago-how-do-I-get-my-money-out-of-escrow/504564/ 2013-07-31T16:21:00Z Bankruptcy/Foreclosure and getting a new mortgage http://www.zillow.com/advice-thread/Bankruptcy-Foreclosure-and-getting-a-new-mortgage/502726/ I had multiple properties that were all disastrously underwater which I obtained during the boom. I filed for bankruptcy which was discharged in 2008 and included all the mortgages. It's been 5 years since the bankruptcy but one of the properties didn't actually foreclose until 2011, which I found out when I tried to get a mortgage for a home that year. There is no mention of the foreclosure on my credit report due to the BK. I'd like to buy a home now but worried that even though I will get a pre-approval based on my credit report and income, it will fall through during underwriting. Can someone tell me if at this point, there is any way that I can get a mortgage? I feel I have done my time working hard at being prudent, saving up money and building my credit back up since the BK.<br \><br \>3 replies Sat, 20 Jul 2013 05:53:00 GMT http://www.zillow.com/advice-thread/Bankruptcy-Foreclosure-and-getting-a-new-mortgage/502726/ 2013-07-20T05:53:00Z What can I do to get more (or better) quotes for my loan request ZR-MVTRYDN? http://www.zillow.com/advice-thread/What-can-I-do-to-get-more-or-better-quotes-for-my-loan-request-ZR-MVTRYDN/496725/ I am paying cash to get a better price, but wanted a mortgage, thus refinance is the ooption&nbsp; How do I put it into the system to get rates from lenders?&nbsp;<br \><br \>2 replies Wed, 12 Jun 2013 17:13:00 GMT http://www.zillow.com/advice-thread/What-can-I-do-to-get-more-or-better-quotes-for-my-loan-request-ZR-MVTRYDN/496725/ 2013-06-12T17:13:00Z (Moved): What can I do to get more (or better) quotes for my loan request ZR-MVTRYDN? http://www.zillow.com/advice-thread/Moved-What-can-I-do-to-get-more-or-better-quotes-for-my-loan-request-ZR-MVTRYDN/496766/ This discussion has been moved to the following location: <a href="http://www.zillow.com/advice-thread/What-can-I-do-to-get-more-or-better-quotes-for-my-loan-request-ZR-MVTRYDN/496725/">http://www.zillow.com/advice-thread/What-can-I-do-to-get-more-or-better-quotes-for-my-loan-request-ZR-MVTRYDN/496725/</a><br \><br \>0 replies Wed, 12 Jun 2013 19:23:00 GMT http://www.zillow.com/advice-thread/Moved-What-can-I-do-to-get-more-or-better-quotes-for-my-loan-request-ZR-MVTRYDN/496766/ 2013-06-12T19:23:00Z What can I do to get more (or better) quotes for my loan request ZR-NJXBQXP? http://www.zillow.com/advice-thread/What-can-I-do-to-get-more-or-better-quotes-for-my-loan-request-ZR-NJXBQXP/491758/ I don't seem to get ANY quotes.<br \><br \>3 replies Sat, 11 May 2013 01:09:00 GMT http://www.zillow.com/advice-thread/What-can-I-do-to-get-more-or-better-quotes-for-my-loan-request-ZR-NJXBQXP/491758/ 2013-05-11T01:09:00Z How soon will I be eligable to buy a house after a deed in lieu took my last house? http://www.zillow.com/advice-thread/How-soon-will-I-be-eligable-to-buy-a-house-after-a-deed-in-lieu-took-my-last-house/478254/ we had lost our house through a deed in Lieu on a house about 18 months ago. We were in a brutal diverse and already well under water with the house when my X decided she wasn't paying another dime into the mortgage.<br/>I was now the sole provider for 3 young kids and a large mortgage and couldn't hang on&nbsp; As I stated the house was taken Deed in Lieu about 18 months ago. &nbsp; <br/>I will soon be receiving an inheritance and will have just about enough to put down about 20% on a modest house.<br/>Before this whole bottom falling out happened I had FLAWLESS credit, never even being late on a payment for almost 30 years since I was a teenager.&nbsp; What are my options and how long until I am eligible to buy a house? Thank You Geraldo<br \><br \>5 replies Tue, 12 Feb 2013 00:20:00 GMT http://www.zillow.com/advice-thread/How-soon-will-I-be-eligable-to-buy-a-house-after-a-deed-in-lieu-took-my-last-house/478254/ 2013-02-12T00:20:00Z (Moved): How soon will I be eligable to buy a house after a deed in lieu took my last house? http://www.zillow.com/advice-thread/Moved-How-soon-will-I-be-eligable-to-buy-a-house-after-a-deed-in-lieu-took-my-last-house/478257/ This discussion has been moved to the following location: <a href="http://www.zillow.com/advice-thread/How-soon-will-I-be-eligable-to-buy-a-house-after-a-deed-in-lieu-took-my-last-house/478254/">http://www.zillow.com/advice-thread/How-soon-will-I-be-eligable-to-buy-a-house-after-a-deed-in-lieu-took-my-last-house/478254/</a><br \><br \>0 replies Tue, 12 Feb 2013 00:32:00 GMT http://www.zillow.com/advice-thread/Moved-How-soon-will-I-be-eligable-to-buy-a-house-after-a-deed-in-lieu-took-my-last-house/478257/ 2013-02-12T00:32:00Z We own our house 100% and want to get cash out of the house, what type of loan do we need? http://www.zillow.com/advice-thread/We-own-our-house-100-and-want-to-get-cash-out-of-the-house-what-type-of-loan-do-we-need/458434/ What companies offer these types of loans and what are the rates?<br \><br \>4 replies Mon, 03 Sep 2012 21:14:00 GMT http://www.zillow.com/advice-thread/We-own-our-house-100-and-want-to-get-cash-out-of-the-house-what-type-of-loan-do-we-need/458434/ 2012-09-03T21:14:00Z How do I convert from a conventional loan to an FHA loan? http://www.zillow.com/advice-thread/How-do-I-convert-from-a-conventional-loan-to-an-FHA-loan/456307/ 2 replies Sun, 19 Aug 2012 12:35:00 GMT http://www.zillow.com/advice-thread/How-do-I-convert-from-a-conventional-loan-to-an-FHA-loan/456307/ 2012-08-19T12:35:00Z HARP http://www.zillow.com/advice-thread/HARP/453312/ Like so many others, I have been burdened by the incredible decrease in property value in my neighborhood by so many foreclosures. I have tried to refinance under HARP with my current lender GMAC and also Quicken. My loan is owned by Freddie since 2007, my last refi was in 2006, never been deliquent, current rate is 3.25% over the current 30 year fixed, great credit, no PMI etc.<br/>GMAC told me that because of the way my loan was "packaged and sold" to Freddie it makes me ineligible (still waiting for a call back to explain this) The other lender Quicken told me that my LTV, currently between 140 - 144% is 6% higher than where they feel comfortable although 2 other members of Qucken have called my cell and left messages stating that there have been some incredible moves in the market and they believe that can get me qualified under "one of these new and exciting programs"....&nbsp;So,&nbsp;I meet the criteria on paper but it appears that lenders are looking for ways to avoid assisting me. I cleary am a canidate and I believe I meet the criteria. Great credit, high LTV, Freddie owns my mortgage etc. Does anyone have any advice on where to look/go to make this happen?<br/>Thank you!<br \><br \>2 replies Mon, 30 Jul 2012 19:19:00 GMT http://www.zillow.com/advice-thread/HARP/453312/ 2012-07-30T19:19:00Z Best and fastest way to cash out a house that I own that currently has no mortgage http://www.zillow.com/advice-thread/Best-and-fastest-way-to-cash-out-a-house-that-I-own-that-currently-has-no-mortgage/451356/ <p>My sister and I bought a foreclosure with cash three years ago.&nbsp; At the time&nbsp;I lived 17 miles from there she lived out of state.&nbsp;&nbsp;Neither of us are on the mortgage of our respective primary residences.&nbsp; She has ample income, and stable employment -10yrs.&nbsp; I am a&nbsp;stay at home parent.&nbsp; Zillow says house is worth $75K.&nbsp; How much should i expect to be able to cash out?&nbsp; What type of loans would be available?</p><br \><br \>1 reply Tue, 17 Jul 2012 14:58:00 GMT http://www.zillow.com/advice-thread/Best-and-fastest-way-to-cash-out-a-house-that-I-own-that-currently-has-no-mortgage/451356/ 2012-07-17T14:58:00Z