Zillow Advice RSS: Question-Discussion-Guide,All Real Estate Advice Topics,KY http://www.zillow.com/advice/KY/all/question-discussion-guide/ Zillow Advice search results | Zillow Real Estate qualifcations for renting a home. http://www.zillow.com/advice-thread/qualifcations-for-renting-a-home/594029/ My credit is low due to medical bills but have no other things on my credit report. I do have the last 8 years of bank statements showing my rent has been paid on time.What is or where is the best place to rent from in the Lousiville area.<br \><br \>1 reply Fri, 03 Jul 2015 17:36:00 GMT http://www.zillow.com/advice-thread/qualifcations-for-renting-a-home/594029/ 2015-07-03T17:36:00Z Do I qualify? http://www.zillow.com/advice-thread/Do-I-qualify/593378/ I have a conventional loan currently on a home that I did a land contract with a family on. I lost my job and moved 100+ miles to find steady work. He has been there 13 months and assumes taxes and insurance. I am wanting to do an FHA to buy a house in my new town. I have a middle score of 630. The home has 20% equity in it as well. Do I qualify?<br \><br \>12 replies Mon, 29 Jun 2015 02:23:00 GMT http://www.zillow.com/advice-thread/Do-I-qualify/593378/ 2015-06-29T02:23:00Z Can you or I upload existing online photos from the local MLS? http://www.zillow.com/advice-thread/Can-you-or-I-upload-existing-online-photos-from-the-local-MLS/592518/ 2 replies Tue, 23 Jun 2015 15:04:00 GMT http://www.zillow.com/advice-thread/Can-you-or-I-upload-existing-online-photos-from-the-local-MLS/592518/ 2015-06-23T15:04:00Z Fannie Mae HomeStyle in Louisville, Kentucky http://www.zillow.com/advice-thread/Fannie-Mae-HomeStyle-in-Louisville-Kentucky/590684/ Hello,<br/>My wife and are considering buying a "fixer upper" that needs some work done in the kitchen, bathrooms, etc, and are researching potential financing options.&nbsp; I've read about Fannie Mae's HomeStyle program, and am trying to find any lenders who offer it in the Louisville, Kentucky area?&nbsp; Does anyone know, or recommenda anyone?<br/><br/>Thanks,<br/>Cameron<br \><br \>3 replies Wed, 10 Jun 2015 16:45:00 GMT http://www.zillow.com/advice-thread/Fannie-Mae-HomeStyle-in-Louisville-Kentucky/590684/ 2015-06-10T16:45:00Z Selling House With Aluminum Wiring http://www.zillow.com/advice-thread/Selling-House-With-Aluminum-Wiring/509122/ We're about to put our house on the market in the Louisville metro area. It's a very nice home, but was built in the 70s and has aluminum wiring. What sort of issues can we expect? What will we need to do to prepare the home for sale and make sure it is up to local codes, which I assume have been updated since we purchased the home in 2000?<br \><br \>8 replies Thu, 29 Aug 2013 08:11:00 GMT http://www.zillow.com/advice-thread/Selling-House-With-Aluminum-Wiring/509122/ 2013-08-29T08:11:00Z can i start the pre approval process without husband present? http://www.zillow.com/advice-thread/can-i-start-the-pre-approval-process-without-husband-present/589651/ We are going to cub bank in ky. We wantto start the process, but he ccan't take off work this week at all. I know all information needed, but not sure if I canstart without him bbeing there?<br \><br \>5 replies Wed, 03 Jun 2015 14:17:00 GMT http://www.zillow.com/advice-thread/can-i-start-the-pre-approval-process-without-husband-present/589651/ 2015-06-03T14:17:00Z FHA PRN NURSE http://www.zillow.com/advice-thread/FHA-PRN-NURSE/591358/ Can I get a home loan fha with a 624 credit score? Also I make about 60,000 a year. I work two jobs prn as a nurse. One job I have had 3 years the other 2 years. I work full time hours. My income is steady and I get paid w2's. I am currently buying a mobile home on contract and have 12 month canceled checks to verify payment history . I have one credit card with over 90% available credit. And 3 small personal loans and car payment totalling around 550.00 a month. Plus student loan of 124.00 a month . Mobile home payment is 400.00 a month. I already have someone who will buy mobile home if I get a home. My main question is about employment . It is continuous and is expected to last indefinetly. They can verify I work on average at one 32-34 hours a week and the other 12 hours a week. Would this be sufficient?<br \><br \>4 replies Mon, 15 Jun 2015 16:05:00 GMT http://www.zillow.com/advice-thread/FHA-PRN-NURSE/591358/ 2015-06-15T16:05:00Z seller financing http://www.zillow.com/advice-thread/seller-financing/588626/ are there any legit homes for sale with owner financing<br \><br \>2 replies Wed, 27 May 2015 15:57:00 GMT http://www.zillow.com/advice-thread/seller-financing/588626/ 2015-05-27T15:57:00Z How do i list my home for sale by owner on Zillow? http://www.zillow.com/advice-thread/How-do-i-list-my-home-for-sale-by-owner-on-Zillow/591023/ 1 reply Fri, 12 Jun 2015 20:58:00 GMT http://www.zillow.com/advice-thread/How-do-i-list-my-home-for-sale-by-owner-on-Zillow/591023/ 2015-06-12T20:58:00Z Getting a mortgage while in a Chapter 13 Bankruptcy http://www.zillow.com/advice-thread/Getting-a-mortgage-while-in-a-Chapter-13-Bankruptcy/532011/ Hello--are there any lenders who work with people in active Chapter 13 bankruptcies? We are coming up on a year, haven't missed any trustee payments, but are getting killed in rent.&nbsp; Thanks!<br \><br \>4 replies Wed, 12 Mar 2014 15:52:00 GMT http://www.zillow.com/advice-thread/Getting-a-mortgage-while-in-a-Chapter-13-Bankruptcy/532011/ 2014-03-12T15:52:00Z Is it normal to get pre-approved then disapproved? http://www.zillow.com/advice-thread/Is-it-normal-to-get-pre-approved-then-disapproved/589357/ I had a pre approval letter from Wells Fargo for a condo unit I was buying. After more than 45 days of paper work and taking application fee, they informed me that my application was disapproved because the investor owns more than 10% of condo units in the condominium meanwhile this condominium has FHA approval for all of its units. Well Fargo made us pay for application fee and processed everything and this was its decision. Is that normal? Shouldn't this been smth said from the beginning and wouldn't been granted a preliminary approval rather than going through all this time and paying for application fees? Please give me advice on this!!&nbsp;<br \><br \>17 replies Mon, 01 Jun 2015 19:08:00 GMT http://www.zillow.com/advice-thread/Is-it-normal-to-get-pre-approved-then-disapproved/589357/ 2015-06-01T19:08:00Z What subdivisions with HOA would be 10 minute drive to airport? http://www.zillow.com/advice-thread/What-subdivisions-with-HOA-would-be-10-minute-drive-to-airport/544239/ Looking for 3 car garage, fenced yard, 4bedroom or three and office, prefer two bedrooms on main floor.<br \><br \>2 replies Thu, 05 Jun 2014 17:20:00 GMT http://www.zillow.com/advice-thread/What-subdivisions-with-HOA-would-be-10-minute-drive-to-airport/544239/ 2014-06-05T17:20:00Z Update Zestimate. http://www.zillow.com/advice-thread/Update-Zestimate/589480/ Remodeled: 1999 added 900 sq. ft., cost $10,000; and 2007 added 4 Seasons room for $30,000!<br \><br \>2 replies Tue, 02 Jun 2015 14:02:00 GMT http://www.zillow.com/advice-thread/Update-Zestimate/589480/ 2015-06-02T14:02:00Z How to post a NEW HOME listing on Zillow http://www.zillow.com/advice-thread/How-to-post-a-NEW-HOME-listing-on-Zillow/589317/ I am a Builder and want to post homes under the new listing category. How do I do that?<br \><br \>1 reply Mon, 01 Jun 2015 15:40:00 GMT http://www.zillow.com/advice-thread/How-to-post-a-NEW-HOME-listing-on-Zillow/589317/ 2015-06-01T15:40:00Z Walking away from home before closing. http://www.zillow.com/advice-thread/Walking-away-from-home-before-closing/588608/ Me and my wife found a house that we thought would be our new home, we put in our offer on February 28th if I remember correctly. We still have not closed on this house. From everything that I can see, it's due to the finance team dragging their feet. We have submitted ALL paperwork in a timely fashion, most of it being submitted prior to us going into underwriting. Certain conditions were addressed before underwriting. To my knowledge there have been no issues with underwriting. But the appraiser has had to go out a few times now. The intial time, then to check off on some repairs, and latest because the underwriter said our area was declared a disaster area by Fema so they have to check and make sure that no damage was done. Bottom line, we are tired of waiting. I have multiple friends that have closed in 30 days. Between us having to keep coming out of pocket for the appraiser and waiting all this time. We are considering walking away. Is this possible, without any consequences?<br \><br \>9 replies Wed, 27 May 2015 14:23:00 GMT http://www.zillow.com/advice-thread/Walking-away-from-home-before-closing/588608/ 2015-05-27T14:23:00Z Homestyle loan in Northern Kentucky http://www.zillow.com/advice-thread/Homestyle-loan-in-Northern-Kentucky/589187/ Interested in a Homestyle loan from Fannie Mae, not 203k or HomePath loan. House to be purchased in Northern Kentucky. Who would I speak to about getting this started?<br \><br \>0 replies Sun, 31 May 2015 16:04:00 GMT http://www.zillow.com/advice-thread/Homestyle-loan-in-Northern-Kentucky/589187/ 2015-05-31T16:04:00Z Who do I contact to by a foreclosure listed on Zillow? http://www.zillow.com/advice-thread/Who-do-I-contact-to-by-a-foreclosure-listed-on-Zillow/588027/ I see the house listed on Zillow.&nbsp; However, I do not see who to contact.&nbsp; Thx, David<br \><br \>2 replies Fri, 22 May 2015 12:22:00 GMT http://www.zillow.com/advice-thread/Who-do-I-contact-to-by-a-foreclosure-listed-on-Zillow/588027/ 2015-05-22T12:22:00Z Now that TB&W are out, who are you using to refinance Manufactured homes? http://www.zillow.com/advice-thread/Now-that-TB-W-are-out-who-are-you-using-to-refinance-Manufactured-homes/266636/ I haven't financed many mobile homes. Any suggestions on who is still doing these types of loans?<br \><br \>1 reply Tue, 11 Aug 2009 02:21:00 GMT http://www.zillow.com/advice-thread/Now-that-TB-W-are-out-who-are-you-using-to-refinance-Manufactured-homes/266636/ 2009-08-11T02:21:00Z Does anyone lend on manufactured homes on permanent foundations? request ZR-LFDMYNP? http://www.zillow.com/advice-thread/Does-anyone-lend-on-manufactured-homes-on-permanent-foundations-request-ZR-LFDMYNP/521270/ 2 replies Tue, 10 Dec 2013 14:44:00 GMT http://www.zillow.com/advice-thread/Does-anyone-lend-on-manufactured-homes-on-permanent-foundations-request-ZR-LFDMYNP/521270/ 2013-12-10T14:44:00Z I am an Owner. How do I list my condo on Zillow? http://www.zillow.com/advice-thread/I-am-an-Owner-How-do-I-list-my-condo-on-Zillow/587164/ Condo in Lexington, KY&nbsp;&nbsp;&nbsp;&nbsp;<br \><br \>3 replies Sat, 16 May 2015 17:34:00 GMT http://www.zillow.com/advice-thread/I-am-an-Owner-How-do-I-list-my-condo-on-Zillow/587164/ 2015-05-16T17:34:00Z