Zillow Advice RSS: Question-Discussion-Guide,All Real Estate Advice Topics,Bloomfield- NJ http://www.zillow.com/advice/Bloomfield-NJ/all/question-discussion-guide/ Zillow Advice search results | Zillow Real Estate Kitchen with powder room, or larger kitchen with no bathroom on first floor??? http://www.zillow.com/advice-thread/Kitchen-with-powder-room-or-larger-kitchen-with-no-bathroom-on-first-floor/216149/ I own a 1930's 2-story 3 bedroom home that doesn't have a bath on the main floor.&nbsp; It has an awkward kitchen so we are completely re-doing it.&nbsp;picture a 12x12 area with a cove attached that is about 4x6. &nbsp;The question is do we go for a smaller kitchen (12x12) with a sm powder room (in the cove), or go for a bigger kitchen, recessed refrigerator, and continue without a bathroom on the first floor??<br \><br \>14 replies Fri, 27 Mar 2009 17:48:00 GMT http://www.zillow.com/advice-thread/Kitchen-with-powder-room-or-larger-kitchen-with-no-bathroom-on-first-floor/216149/ 2009-03-27T17:48:00Z how much tax http://www.zillow.com/advice-thread/how-much-tax/238021/ 1 reply Fri, 22 May 2009 22:52:00 GMT http://www.zillow.com/advice-thread/how-much-tax/238021/ 2009-05-22T22:52:00Z IS THE PRICE OF THE HOUSE REALLY $1400 AND THE MONTHLY PAYMENT $6? http://www.zillow.com/advice-thread/IS-THE-PRICE-OF-THE-HOUSE-REALLY-1400-AND-THE-MONTHLY-PAYMENT-6/277255/ <p>I am looking a very cheap house please let me know if the price is right.</p><br \><br \>1 reply Thu, 10 Sep 2009 06:10:00 GMT http://www.zillow.com/advice-thread/IS-THE-PRICE-OF-THE-HOUSE-REALLY-1400-AND-THE-MONTHLY-PAYMENT-6/277255/ 2009-09-10T06:10:00Z refinancing mortgage.can you direct me to an honest lending institution http://www.zillow.com/advice-thread/refinancing-mortgage-can-you-direct-me-to-an-honest-lending-institution/254968/ i am interested in <a href="http://www.zillow.com/refinance/">refinancing</a> my mortgage.i am searching for a reliable and honest institution with a good reputation.i am currently paying 6.25 fixed for 30 years.i am looking for a <a href="http://www.zillow.com/30_Year_Fixed_Mortgage_Rates/">30 year fixed</a> rate below 5.00.i don't want to pay any points or large fees.please advice on the documents needed to refinance.<br \><br \>4 replies Sat, 11 Jul 2009 04:21:00 GMT http://www.zillow.com/advice-thread/refinancing-mortgage-can-you-direct-me-to-an-honest-lending-institution/254968/ 2009-07-11T04:21:00Z 3 bedrooms or 4 bedrooms??? http://www.zillow.com/advice-thread/3-bedrooms-or-4-bedrooms/263521/ Our home is located in a highly desirable commuter town in NJ and we're looking to expand our ranch style home to either have 4 bedrooms/3baths or 3 bedrooms/2 baths on the second floor.&nbsp; This leaves 2 bedrooms/2 baths on the first floor.&nbsp; The main purpose of this addition is so that our kids will be on the same floor as us.&nbsp; We only need 3 rooms BUT&nbsp;for easier resale, should we go ahead and have 4 rooms on the same floor? &nbsp;<br/><br/>With the trend towards smaller homes, do we really need to have 4 rooms for resale?&nbsp; Any thoughts and suggestions are welcome.<br/><br/><br \><br \>3 replies Sun, 02 Aug 2009 17:12:00 GMT http://www.zillow.com/advice-thread/3-bedrooms-or-4-bedrooms/263521/ 2009-08-02T17:12:00Z what is the high voltage wire safety standard because it is close to it? http://www.zillow.com/advice-thread/what-is-the-high-voltage-wire-safety-standard-because-it-is-close-to-it/263410/ 2 replies Sun, 02 Aug 2009 03:20:00 GMT http://www.zillow.com/advice-thread/what-is-the-high-voltage-wire-safety-standard-because-it-is-close-to-it/263410/ 2009-08-02T03:20:00Z Thanks so much for your instant reply. Is there anyway I can know the voltage of the electric tower? http://www.zillow.com/advice-thread/Thanks-so-much-for-your-instant-reply-Is-there-anyway-I-can-know-the-voltage-of-the-electric-tower/263499/ Do you know the voltage of the electric tower? Or where I can find out?<br \><br \>0 replies Sun, 02 Aug 2009 15:58:00 GMT http://www.zillow.com/advice-thread/Thanks-so-much-for-your-instant-reply-Is-there-anyway-I-can-know-the-voltage-of-the-electric-tower/263499/ 2009-08-02T15:58:00Z Will i really qualify for a mortgage? http://www.zillow.com/advice-thread/Will-i-really-qualify-for-a-mortgage/248352/ I have a credit score between 575 and 630(depending on the&nbsp;credit bureau)&nbsp;and am looking to buy a house wiith a co borrower(GF soon to be wife) has a great credit score of 810. I would like to know if we would qualify for a mortage for about 200k. I make about 56k a year and have been at the same job for about 3 years and my gf makes about 27k and had the same job for 2 years. Also our monthly debt is about 750 for myself(auto <a href="http://www.zillow.com/mortgage/">loan</a> and insurance and student loan) and she owes about 250 a month. Also we have about 18k to put down<br/><br/>Thank you in advanced!<br \><br \>5 replies Mon, 22 Jun 2009 04:37:00 GMT http://www.zillow.com/advice-thread/Will-i-really-qualify-for-a-mortgage/248352/ 2009-06-22T04:37:00Z I have never owned a home and only have a fair credit score, what are my chances of owning a home? http://www.zillow.com/advice-thread/I-have-never-owned-a-home-and-only-have-a-fair-credit-score-what-are-my-chances-of-owning-a-home/248502/ 1 reply Mon, 22 Jun 2009 17:14:00 GMT http://www.zillow.com/advice-thread/I-have-never-owned-a-home-and-only-have-a-fair-credit-score-what-are-my-chances-of-owning-a-home/248502/ 2009-06-22T17:14:00Z Any thoughts on the luxury condos, 60 parkway drive, in EO? http://www.zillow.com/advice-thread/Any-thoughts-on-the-luxury-condos-60-parkway-drive-in-EO/112327/ 4 replies Fri, 22 Feb 2008 21:15:00 GMT http://www.zillow.com/advice-thread/Any-thoughts-on-the-luxury-condos-60-parkway-drive-in-EO/112327/ 2008-02-22T21:15:00Z I would like to know what are the taxes on 1 Ridge Ave., Bloomfield.NJ 07003 - Essex County http://www.zillow.com/advice-thread/I-would-like-to-know-what-are-the-taxes-on-1-Ridge-Ave-Bloomfield-NJ-07003-Essex-County/236040/ 1 reply Mon, 18 May 2009 03:10:00 GMT http://www.zillow.com/advice-thread/I-would-like-to-know-what-are-the-taxes-on-1-Ridge-Ave-Bloomfield-NJ-07003-Essex-County/236040/ 2009-05-18T03:10:00Z WHAT ARE THE TAXES ON 1RIDGE AVE 07003 http://www.zillow.com/advice-thread/WHAT-ARE-THE-TAXES-ON-1RIDGE-AVE-07003/236038/ 0 replies Mon, 18 May 2009 03:06:00 GMT http://www.zillow.com/advice-thread/WHAT-ARE-THE-TAXES-ON-1RIDGE-AVE-07003/236038/ 2009-05-18T03:06:00Z can you tell me if 73 division street, in bloomfield,nj 07003 is for sale, and how much asking? http://www.zillow.com/advice-thread/can-you-tell-me-if-73-division-street-in-bloomfield-nj-07003-is-for-sale-and-how-much-asking/233642/ or is it sold already and how much did they get for it. thanks<br \><br \>0 replies Mon, 11 May 2009 18:18:00 GMT http://www.zillow.com/advice-thread/can-you-tell-me-if-73-division-street-in-bloomfield-nj-07003-is-for-sale-and-how-much-asking/233642/ 2009-05-11T18:18:00Z is 73 division street in foreclosure? how much are they asking? http://www.zillow.com/advice-thread/is-73-division-street-in-foreclosure-how-much-are-they-asking/233227/ Is 73 division street home in <a href="http://www.zillow.com/homes/for_sale/fore_lt/">foreclosure</a>, and how much are they asking for this 2 family home<br \><br \>1 reply Sun, 10 May 2009 02:44:00 GMT http://www.zillow.com/advice-thread/is-73-division-street-in-foreclosure-how-much-are-they-asking/233227/ 2009-05-10T02:44:00Z Refinance Question..... http://www.zillow.com/advice-thread/Refinance-Question/231800/ I recently purchased my new home in Dec with a <a href="http://www.zillow.com/mortgage/">Loan</a> amt of 475,000K at a rate of 5.75. Because my loan is not a freedi mac or fany mae Loan its thru a local bank. and there jumbo <a href="http://www.zillow.com/mortgage/">loans</a> start at 500,000K So I know I got a good deal however my bank is now offering an APR of 5.206 which would save me about 150.00 a month... Wishing I could get a loan close to 4.5 saving me 300+ a month.... My question is this should I <a href="http://www.zillow.com/refinance/">refinance</a> with my current lender at 5.206 and pay about 4,000.00 in cost... or should I shop elsewhere for a loan at 416,000K with a good rate somewhere in the high 4% range with a second loan or line of credit of 59,000K... I havea second home im currently renting but plan to sell within the next few years so im not too worried about the second 59,000K loan as I will be paying that off once my first home is sold.. I'm not sure what I should do and im worried my current banks rate of 5.206 will jump higher very soon..... whats your advice....<br/><br \><br \>6 replies Wed, 06 May 2009 14:49:00 GMT http://www.zillow.com/advice-thread/Refinance-Question/231800/ 2009-05-06T14:49:00Z Current Mortgage holder Wells Fargo pulled my reports http://www.zillow.com/advice-thread/Current-Mortgage-holder-Wells-Fargo-pulled-my-reports/223467/ Looking at refi of existing fixed 6.25%.&nbsp; My score came in at 724 husband at 703 so she said we would need to use the 703.&nbsp; When I asked for a copy of the report(s) pulled she said she could not disclose that information because they are not a credit reporting agency.&nbsp; Does this sound right?&nbsp; I thought if someone pulled our reports and we requested they had to give us a copy.&nbsp; Also, a almost 5k bill to homedepot is still showing as open instead of paid in full ( last week in February) How often are they updated and does that affect scores much?<br \><br \>2 replies Tue, 14 Apr 2009 17:41:00 GMT http://www.zillow.com/advice-thread/Current-Mortgage-holder-Wells-Fargo-pulled-my-reports/223467/ 2009-04-14T17:41:00Z On a GFE, what is HUD line 1101 "Settlement or closing fee"? http://www.zillow.com/advice-thread/On-a-GFE-what-is-HUD-line-1101-Settlement-or-closing-fee/223204/ 5 replies Tue, 14 Apr 2009 00:06:00 GMT http://www.zillow.com/advice-thread/On-a-GFE-what-is-HUD-line-1101-Settlement-or-closing-fee/223204/ 2009-04-14T00:06:00Z I bought credit scores myfico said 702 and 686 but lender had a fico of 632 is this common? http://www.zillow.com/advice-thread/I-bought-credit-scores-myfico-said-702-and-686-but-lender-had-a-fico-of-632-is-this-common/220269/ My experian score was 702, my TransUnion score was 686. But the <a href="http://www.zillow.com/directory/lenders/">lender</a> came back and said that my lowest <a href="http://www.zillow.com/mortgage-glossary/FICO/">FICO</a> was 632. I have been trying to find where that score could have come from - where can I find the same scores that the broker was using?<br \><br \>5 replies Mon, 06 Apr 2009 23:09:00 GMT http://www.zillow.com/advice-thread/I-bought-credit-scores-myfico-said-702-and-686-but-lender-had-a-fico-of-632-is-this-common/220269/ 2009-04-06T23:09:00Z What are the property taxes for this home? colgreg502@hotmail.com http://www.zillow.com/advice-thread/What-are-the-property-taxes-for-this-home-colgreg502-hotmail-com/214694/ 1 reply Tue, 24 Mar 2009 22:29:00 GMT http://www.zillow.com/advice-thread/What-are-the-property-taxes-for-this-home-colgreg502-hotmail-com/214694/ 2009-03-24T22:29:00Z I have two loans, when I am able to refinance, do I have to refinance both? http://www.zillow.com/advice-thread/I-have-two-loans-when-I-am-able-to-refinance-do-I-have-to-refinance-both/198930/ I have a large no interest <a href="http://www.zillow.com/mortgage/">loan</a> and a small adjustable <a href="http://www.zillow.com/home-equity-loan/">home equity</a>. We are currently upside down due to my home value decreasing. When the value goes up enough to <a href="http://www.zillow.com/refinance/">refinance</a> the first loan, can I do that? or do I have to refinance both?<br \><br \>2 replies Fri, 13 Feb 2009 12:30:00 GMT http://www.zillow.com/advice-thread/I-have-two-loans-when-I-am-able-to-refinance-do-I-have-to-refinance-both/198930/ 2009-02-13T12:30:00Z