Zillow Advice RSS: Question-Discussion-Guide,All Real Estate Advice Topics,Town of Oneonta- NY http://www.zillow.com/advice/Town-of-Oneonta-NY/all/question-discussion-guide/ Zillow Advice search results | Zillow Real Estate I would like to get a mortgage but I was told my credit score is too low. What can I do? http://www.zillow.com/advice-thread/I-would-like-to-get-a-mortgage-but-I-was-told-my-credit-score-is-too-low-What-can-I-do/511836/ Hello Everyone,<br/><br/>I need some advice. I am 20 years old and I am trying to get a mortgage but I was just turned down yesterday due to my score being too low. They are 613,623,642. They would like my middle score to be 660. I do not know how to do this. I have student loans I am paying on for $78 a month. A car loan I am paying $447 a month. I have only had the loan since may and the student loans for about a month.&nbsp;<br/>I really would like to obtain a mortgage. Does anyone have any ideas as to what I can do to raise my score?&nbsp;<br \><br \>9 replies Wed, 18 Sep 2013 14:58:00 GMT http://www.zillow.com/advice-thread/I-would-like-to-get-a-mortgage-but-I-was-told-my-credit-score-is-too-low-What-can-I-do/511836/ 2013-09-18T14:58:00Z Advice on a mortgage http://www.zillow.com/advice-thread/Advice-on-a-mortgage/511338/ Hello everyone. I am here today because I have a question about mortgages. I had tried getting a pre approval a few months ago but was turned down because I dod not have 4 open trade lines for a year. I now do and am making payments on them. I have my car loan that is 447 a month and my student loans that are 78 a month with an icome of 2160 a month. My scores were a 605, 613, and 623. Anyway, i have just heard there my be a grant opportunity where I am looking and one of the things I need is to have a mortgage broker working with me. I had 1500 in my bank account but as I lost my health insurance due to taking a better job I had to spend that money. Is there anyway to get a prequal letter or a preapproval letter without having the down payment in your bank account? I could get it within a mont. :-(. Can anyone help me? It is in the Oneonta NY area.<br \><br \>3 replies Sat, 14 Sep 2013 17:28:00 GMT http://www.zillow.com/advice-thread/Advice-on-a-mortgage/511338/ 2013-09-14T17:28:00Z Zillow is a worthless web site! http://www.zillow.com/advice-thread/Zillow-is-a-worthless-web-site/420858/ My&nbsp;boyfriend and I&nbsp;were&nbsp;interested in buying&nbsp;a house that was for sale on the site&nbsp;and got in touch with the agent who was selling the house. Well, I soon found out&nbsp;that the house was not for sale, it was&nbsp;for rent! I was furious.&nbsp;This is false advertisement!<br \><br \>6 replies Thu, 27 Oct 2011 17:04:00 GMT http://www.zillow.com/advice-thread/Zillow-is-a-worthless-web-site/420858/ 2011-10-27T17:04:00Z Concerns about buying a house that has been flooded http://www.zillow.com/advice-thread/Concerns-about-buying-a-house-that-has-been-flooded/471145/ Hi everyone I am a first time home buyer and i was looking for some advice on my situation. We have put in an offer on a short sale that we are really in love with. We just found out that the house has been flooded twice before and the seller never disclosed that. We are really&nbsp;interested&nbsp;in the house but we&nbsp;don't&nbsp;know if it is a good idea now. We were also now told by our agent that another couple will be putting an offer&nbsp;tomorrow&nbsp;and we have to decide if it is worth it for us to put a higher offer now.<br \><br \>4 replies Wed, 12 Dec 2012 20:03:00 GMT http://www.zillow.com/advice-thread/Concerns-about-buying-a-house-that-has-been-flooded/471145/ 2012-12-12T20:03:00Z How do I correct a wrong address and wrong info on when this home last sold? http://www.zillow.com/advice-thread/How-do-I-correct-a-wrong-address-and-wrong-info-on-when-this-home-last-sold/429053/ 0 replies Tue, 17 Jan 2012 16:24:00 GMT http://www.zillow.com/advice-thread/How-do-I-correct-a-wrong-address-and-wrong-info-on-when-this-home-last-sold/429053/ 2012-01-17T16:24:00Z what is the average price of home heating fuel in oneonta? http://www.zillow.com/advice-thread/what-is-the-average-price-of-home-heating-fuel-in-oneonta/402825/ 0 replies Sun, 12 Jun 2011 17:50:00 GMT http://www.zillow.com/advice-thread/what-is-the-average-price-of-home-heating-fuel-in-oneonta/402825/ 2011-06-12T17:50:00Z My Zillow service areas of my account - home inspections, are not picked up by the Zillow search http://www.zillow.com/advice-thread/My-Zillow-service-areas-of-my-account-home-inspections-are-not-picked-up-by-the-Zillow-search/391933/ Hi, I have selected at least 2 dozen towns in my account settings for my service areas, yet my services show up only in some of them. Is there any known solution to that?<br/>Thanks<br \><br \>0 replies Wed, 23 Mar 2011 13:16:00 GMT http://www.zillow.com/advice-thread/My-Zillow-service-areas-of-my-account-home-inspections-are-not-picked-up-by-the-Zillow-search/391933/ 2011-03-23T13:16:00Z Apartment rental services? http://www.zillow.com/advice-thread/Apartment-rental-services/391458/ I'm looking to rent an apartment in July and am looking for an agent to help me look. Any recommendations?<br \><br \>0 replies Sat, 19 Mar 2011 19:33:00 GMT http://www.zillow.com/advice-thread/Apartment-rental-services/391458/ 2011-03-19T19:33:00Z Mortgage tax in NY on a refinance? http://www.zillow.com/advice-thread/Mortgage-tax-in-NY-on-a-refinance/371023/ Hello, <br/>I'm looking to refinance an existing mortgage with same lender without "cashing out". I've received conflicting information regarding the "mortgage tax" charged by the county. On one hand, I'm told that I won't have to pay this 1% tax as long as I'm not adding "new money" to the mortgage. On the other hand, I'm being told that I will have to pay this tax unless I do a CEMA? Please clarify.<br \><br \>9 replies Tue, 12 Oct 2010 22:47:00 GMT http://www.zillow.com/advice-thread/Mortgage-tax-in-NY-on-a-refinance/371023/ 2010-10-12T22:47:00Z Is this house for sale and what about some pictures ? http://www.zillow.com/advice-thread/Is-this-house-for-sale-and-what-about-some-pictures/287491/ 0 replies Mon, 12 Oct 2009 00:16:00 GMT http://www.zillow.com/advice-thread/Is-this-house-for-sale-and-what-about-some-pictures/287491/ 2009-10-12T00:16:00Z Who is the present owner of 15 Park ave Oneonta? http://www.zillow.com/advice-thread/Who-is-the-present-owner-of-15-Park-ave-Oneonta/272598/ 1 reply Wed, 26 Aug 2009 21:09:00 GMT http://www.zillow.com/advice-thread/Who-is-the-present-owner-of-15-Park-ave-Oneonta/272598/ 2009-08-26T21:09:00Z sale value http://www.zillow.com/advice-thread/sale-value/67267/ 0 replies Fri, 22 Jun 2007 05:16:00 GMT http://www.zillow.com/advice-thread/sale-value/67267/ 2007-06-22T05:16:00Z