Zillow Advice RSS: Question-Discussion-Guide,All Real Estate Advice Topics,NJ http://www.zillow.com/advice/NJ/all/question-discussion-guide/ Zillow Advice search results | Zillow Real Estate i want to delete photos http://www.zillow.com/advice-thread/i-want-to-delete-photos/303836/ 0 replies Fri, 04 Dec 2009 04:16:00 GMT http://www.zillow.com/advice-thread/i-want-to-delete-photos/303836/ 2009-12-04T04:16:00Z what is the address of this property? http://www.zillow.com/advice-thread/what-is-the-address-of-this-property/303835/ 0 replies Fri, 04 Dec 2009 04:12:00 GMT http://www.zillow.com/advice-thread/what-is-the-address-of-this-property/303835/ 2009-12-04T04:12:00Z The price is very deceiving What is the asking Price http://www.zillow.com/advice-thread/The-price-is-very-deceiving-What-is-the-asking-Price/303815/ 0 replies Fri, 04 Dec 2009 02:51:00 GMT http://www.zillow.com/advice-thread/The-price-is-very-deceiving-What-is-the-asking-Price/303815/ 2009-12-04T02:51:00Z How do I get a listing posted? http://www.zillow.com/advice-thread/How-do-I-get-a-listing-posted/303728/ 1 reply Thu, 03 Dec 2009 21:35:00 GMT http://www.zillow.com/advice-thread/How-do-I-get-a-listing-posted/303728/ 2009-12-03T21:35:00Z did this home ever have a oil tank? http://www.zillow.com/advice-thread/did-this-home-ever-have-a-oil-tank/303760/ 0 replies Thu, 03 Dec 2009 23:25:00 GMT http://www.zillow.com/advice-thread/did-this-home-ever-have-a-oil-tank/303760/ 2009-12-03T23:25:00Z realtor specializing in distressed properties http://www.zillow.com/advice-thread/realtor-specializing-in-distressed-properties/303617/ <p class="MsoNormal">I've been&nbsp;looking at Essex/Union &amp; Morris County&nbsp;real estate for 2 years now&nbsp;and truly don't see much&nbsp;value in our price range.&nbsp;You hear how it is&nbsp;a great time to buy but the reality is that prices don't seem to have come down much if at all&nbsp;in our price range (400k - low 500's).&nbsp;I am planning on shifting gears and really want to explore distressed properties.<br/><br/> I've&nbsp;been in touch with a number of realtors but no one seems to want to work on short sales/foreclosures or they say they do but don't. I know the buying process is different, more difficult and longer but i also know that the inventory for these types of properties is very large in south orange/maplewood. Does anyone know of a realtor who specializes in these types of properties in South Orange/Maplewood?&nbsp;<br/><br/> Thanks!</p><br \><br \>2 replies Thu, 03 Dec 2009 16:15:00 GMT http://www.zillow.com/advice-thread/realtor-specializing-in-distressed-properties/303617/ 2009-12-03T16:15:00Z how do I get a zestimate? http://www.zillow.com/advice-thread/how-do-I-get-a-zestimate/303708/ 1 reply Thu, 03 Dec 2009 20:48:00 GMT http://www.zillow.com/advice-thread/how-do-I-get-a-zestimate/303708/ 2009-12-03T20:48:00Z delete photos http://www.zillow.com/advice-thread/delete-photos/303715/ how do I delete photos that I posted?<br \><br \>0 replies Thu, 03 Dec 2009 21:02:00 GMT http://www.zillow.com/advice-thread/delete-photos/303715/ 2009-12-03T21:02:00Z Yield Spread premium http://www.zillow.com/advice-thread/Yield-Spread-premium/303454/ <p>Does broker have to legally state the YSP if asked?&nbsp; How can a borrower lower the YSP?&nbsp; Can one ask for a lower rate and have the YSP as an origination fee instead?&nbsp; I can see this would be favorable if I was to stay in the house for a long time?&nbsp; Any feedback on YSP would be appreciated.....I understand brokers have to make money and don't mind them doing that at all if I have received good, honest service, but having YSP and origination fees&nbsp;seems like double-dipping to me.</p><br \><br \>14 replies Thu, 03 Dec 2009 00:21:00 GMT http://www.zillow.com/advice-thread/Yield-Spread-premium/303454/ 2009-12-03T00:21:00Z Zillow states that my house was sold recently, but in fact that is not the case. How do we fix? http://www.zillow.com/advice-thread/Zillow-states-that-my-house-was-sold-recently-but-in-fact-that-is-not-the-case-How-do-we-fix/301011/ 3 replies Mon, 23 Nov 2009 20:13:00 GMT http://www.zillow.com/advice-thread/Zillow-states-that-my-house-was-sold-recently-but-in-fact-that-is-not-the-case-How-do-we-fix/301011/ 2009-11-23T20:13:00Z Why is my home losing so much value compared to my zip code, city & county? http://www.zillow.com/advice-thread/Why-is-my-home-losing-so-much-value-compared-to-my-zip-code-city-county/303644/ According to Zillow, my home has depreciated 14% in the past year compared to -2.6% in my zip, -4.2% in my city and 4.2% in my county (Ocean, NJ).<br \><br \>0 replies Thu, 03 Dec 2009 17:27:00 GMT http://www.zillow.com/advice-thread/Why-is-my-home-losing-so-much-value-compared-to-my-zip-code-city-county/303644/ 2009-12-03T17:27:00Z How do I get a zillow estimate of my home value? http://www.zillow.com/advice-thread/How-do-I-get-a-zillow-estimate-of-my-home-value/303640/ 0 replies Thu, 03 Dec 2009 17:10:00 GMT http://www.zillow.com/advice-thread/How-do-I-get-a-zillow-estimate-of-my-home-value/303640/ 2009-12-03T17:10:00Z This house is located in Tenafly, Then, Why the elementary school is in Bergenfield? http://www.zillow.com/advice-thread/This-house-is-located-in-Tenafly-Then-Why-the-elementary-school-is-in-Bergenfield/303626/ Wrong Elementary School Info? shouldn't be Mackey in Tenafly?<br \><br \>0 replies Thu, 03 Dec 2009 16:37:00 GMT http://www.zillow.com/advice-thread/This-house-is-located-in-Tenafly-Then-Why-the-elementary-school-is-in-Bergenfield/303626/ 2009-12-03T16:37:00Z Is this short sales? http://www.zillow.com/advice-thread/Is-this-short-sales/303616/ Please let me know if this house is short sales<br \><br \>0 replies Thu, 03 Dec 2009 16:14:00 GMT http://www.zillow.com/advice-thread/Is-this-short-sales/303616/ 2009-12-03T16:14:00Z what is the property tax? http://www.zillow.com/advice-thread/what-is-the-property-tax/303608/ 0 replies Thu, 03 Dec 2009 15:53:00 GMT http://www.zillow.com/advice-thread/what-is-the-property-tax/303608/ 2009-12-03T15:53:00Z FHA loans http://www.zillow.com/advice-thread/FHA-loans/303444/ What fees could I expect to pay on an FHA loan?&nbsp; Are rates on FHA loans usually more than non-FHA loans?&nbsp; Is there anything to look out for when considering FHA loan?&nbsp; Thanks in advance.....<br \><br \>4 replies Wed, 02 Dec 2009 23:42:00 GMT http://www.zillow.com/advice-thread/FHA-loans/303444/ 2009-12-02T23:42:00Z what is the typical comission offered in selling a home is it 5% http://www.zillow.com/advice-thread/what-is-the-typical-comission-offered-in-selling-a-home-is-it-5/303585/ 0 replies Thu, 03 Dec 2009 14:10:00 GMT http://www.zillow.com/advice-thread/what-is-the-typical-comission-offered-in-selling-a-home-is-it-5/303585/ 2009-12-03T14:10:00Z You have listed Howell as being in Lakewood School district. Howell is in Howell or Freehold School http://www.zillow.com/advice-thread/You-have-listed-Howell-as-being-in-Lakewood-School-district-Howell-is-in-Howell-or-Freehold-School/303549/ 0 replies Thu, 03 Dec 2009 07:12:00 GMT http://www.zillow.com/advice-thread/You-have-listed-Howell-as-being-in-Lakewood-School-district-Howell-is-in-Howell-or-Freehold-School/303549/ 2009-12-03T07:12:00Z MY HOME WAS NOT SOLD http://www.zillow.com/advice-thread/MY-HOME-WAS-NOT-SOLD/303470/ Our home at 2020 E. Main St. Millville, NJ 08332 was not sold for $12,000 dot purchased <br/>some of our property for road improvements please correct this.<br \><br \>0 replies Thu, 03 Dec 2009 01:01:00 GMT http://www.zillow.com/advice-thread/MY-HOME-WAS-NOT-SOLD/303470/ 2009-12-03T01:01:00Z Homeowners insurance http://www.zillow.com/advice-thread/Homeowners-insurance/302866/ What is a reasonable estimate for homeowners insurance (assuming I don't have any expensive personal items?).&nbsp; I've heard 1.5% of the asking price is a reasonable assumption.&nbsp; Is this true??&nbsp; Sounds like a lot to me.&nbsp;&nbsp; (eg If I have a 300K property that would mean annual homeowners insurance of $4500!)<br \><br \>6 replies Tue, 01 Dec 2009 02:11:00 GMT http://www.zillow.com/advice-thread/Homeowners-insurance/302866/ 2009-12-01T02:11:00Z