Zillow Advice RSS: Question-Discussion-Guide,All Real Estate Advice Topics,Kenai- AK http://www.zillow.com/advice/Kenai-AK/all/question-discussion-guide/ Zillow Advice search results | Zillow Real Estate How to figure out how much is owed and does it matter? http://www.zillow.com/advice-thread/How-to-figure-out-how-much-is-owed-and-does-it-matter/381629/ I'm looking at a home that I like.. that I believe is overpriced so much so we are planning to offer 75% of the list price, however from public information I found out:<br/><br/>Purchased&nbsp; 09/2003 and the mortgage amount was: $125, 507 down was 3.5% so they paid roughly 130K)<br/>BUT.. then there are all these subsequent mortgages I assume are refinances maybe? Same owners...<br/>03/05: $47,495<br/>08/07: $199,599<br/>01/08 $202,152<br/>01/09 $205,184<br/>They are asking 214,500 we want to offer 160,000 but are worried they may actually owe more than that. What do all these other mortgages mean? Do they matter? Or can we say.. you paid 130K in 2003 the market in our area has actually gotten worse not better so 160K is a good offer.<br/><br \><br \>9 replies Thu, 20 Jan 2011 11:00:00 GMT http://www.zillow.com/advice-thread/How-to-figure-out-how-much-is-owed-and-does-it-matter/381629/ 2011-01-20T11:00:00Z Does a property having wet lands lower it's value? http://www.zillow.com/advice-thread/Does-a-property-having-wet-lands-lower-it%27s-value/353768/ I'm looking at a house that's been on the market a long time (over 200 days) that I like a lot, but is a bit out of the price range I wanted, so I was naturally looking for reasons to offer a lower price than the asking. I noted this:<br/><br/><strong>"Topography</strong>: Level, Sloping, Wetlands" the property also has a creek on it.<br/><br/>Does that the property has wet lands make it worth less? ie one reason to list for a lower offer than the asking price? or does the creek cancel that out?<br/><br/><br \><br \>7 replies Sun, 13 Jun 2010 22:42:00 GMT http://www.zillow.com/advice-thread/Does-a-property-having-wet-lands-lower-it%27s-value/353768/ 2010-06-13T22:42:00Z Home appraised at $175,000 above what we own 2007 w/addition. What will it appraise today? http://www.zillow.com/advice-thread/Home-appraised-at-175-000-above-what-we-own-2007-w-addition-What-will-it-appraise-today/206659/ I mean above what we owe.&nbsp; If we refi now, will appraisal go down? No real comps here.<br \><br \>1 reply Wed, 04 Mar 2009 23:49:00 GMT http://www.zillow.com/advice-thread/Home-appraised-at-175-000-above-what-we-own-2007-w-addition-What-will-it-appraise-today/206659/ 2009-03-04T23:49:00Z I a house that I bought in 2006 on a 30 year at 5.75%. Is it a wise idea to refinance if the rates http://www.zillow.com/advice-thread/I-a-house-that-I-bought-in-2006-on-a-30-year-at-5-75-Is-it-a-wise-idea-to-refinance-if-the-rates/199275/ Is it a wise idea to <a href="http://www.zillow.com/refinance/">refinance</a> if the rates go down to 4.5%?&nbsp; What should I be aware of<br \><br \>1 reply Sat, 14 Feb 2009 14:14:00 GMT http://www.zillow.com/advice-thread/I-a-house-that-I-bought-in-2006-on-a-30-year-at-5-75-Is-it-a-wise-idea-to-refinance-if-the-rates/199275/ 2009-02-14T14:14:00Z What to do? http://www.zillow.com/advice-thread/What-to-do/199268/ I have a commercial building with a restaurant operating. I purchased the property 5 years ago, the balance on the note is 98k. The purchase was done with a SBA <a href="http://www.zillow.com/mortgage/">loan</a>, 15yr term with flex rate. Since last year my interests on my statement showed that it had drop from 9% down to 6%. I would love to re-finance to a fix rate with a different <a href="http://www.zillow.com/directory/lenders/">lender</a> but have always been quoted 10% interest on the new loan, why so hi? Plus way too many requirements? Been trying to <a href="http://www.zillow.com/refinance/">refinance</a> for 8 months but get discouraged and quit. What lender do you recomend that would have a no pressure, straight up answers and good customer service?<br \><br \>3 replies Sat, 14 Feb 2009 14:00:00 GMT http://www.zillow.com/advice-thread/What-to-do/199268/ 2009-02-14T14:00:00Z check out my LakeHouse for sale http://www.zillow.com/advice-thread/check-out-my-LakeHouse-for-sale/58478/ check out my for sale web site it is:<br/><a rel="nofollow" href="http://www.forsalebyowner.com/listing/89D57">http://www.forsalebyowner.com/listing/89D57</a><br \><br \>0 replies Sun, 13 May 2007 04:02:00 GMT http://www.zillow.com/advice-thread/check-out-my-LakeHouse-for-sale/58478/ 2007-05-13T04:02:00Z trade? http://www.zillow.com/advice-thread/trade/58254/ Hi, I have a 3,300 sf house on Moose Lake in Kasilof and I want a smaller house in Kenai. If you are interested call me:<br/>Phil 398-0154<br \><br \>0 replies Sat, 12 May 2007 06:51:00 GMT http://www.zillow.com/advice-thread/trade/58254/ 2007-05-12T06:51:00Z