Zillow Advice RSS: Question-Discussion-Guide,All Real Estate Advice Topics,VA http://www.zillow.com/advice/VA/all/question-discussion-guide/ Zillow Advice search results | Zillow Real Estate what is the age can you buy a house / http://www.zillow.com/advice-thread/what-is-the-age-can-you-buy-a-house/537073/ 4 replies Fri, 18 Apr 2014 23:41:00 GMT http://www.zillow.com/advice-thread/what-is-the-age-can-you-buy-a-house/537073/ 2014-04-18T23:41:00Z short sale http://www.zillow.com/advice-thread/short-sale/329626/ is there a different between short sale/foreclosuere buying agents and regular buying agents?<br/><br/>Thanks.<br \><br \>10 replies Mon, 01 Mar 2010 15:04:00 GMT http://www.zillow.com/advice-thread/short-sale/329626/ 2010-03-01T15:04:00Z I have 642 credit score and I want to know if I can buy a house around va http://www.zillow.com/advice-thread/I-have-642-credit-score-and-I-want-to-know-if-I-can-buy-a-house-around-va/537056/ I have 642 credit score and I want to know if I can buy a house ?<br \><br \>5 replies Fri, 18 Apr 2014 20:49:00 GMT http://www.zillow.com/advice-thread/I-have-642-credit-score-and-I-want-to-know-if-I-can-buy-a-house-around-va/537056/ 2014-04-18T20:49:00Z (Moved): I have 642 credit score and I want to know if I can buy a house around va http://www.zillow.com/advice-thread/Moved-I-have-642-credit-score-and-I-want-to-know-if-I-can-buy-a-house-around-va/537057/ This discussion has been moved to the following location: <a href="http://www.zillow.com/advice-thread/I-have-642-credit-score-and-I-want-to-know-if-I-can-buy-a-house-around-va/537056/">http://www.zillow.com/advice-thread/I-have-642-credit-score-and-I-want-to-know-if-I-can-buy-a-house-around-va/537056/</a><br \><br \>0 replies Fri, 18 Apr 2014 20:53:00 GMT http://www.zillow.com/advice-thread/Moved-I-have-642-credit-score-and-I-want-to-know-if-I-can-buy-a-house-around-va/537057/ 2014-04-18T20:53:00Z Back to work program agents in northern va, loudoun county http://www.zillow.com/advice-thread/Back-to-work-program-agents-in-northern-va-loudoun-county/536970/ I need to know if I qualify, I need a experienced agent who has closed on this program.<br \><br \>5 replies Fri, 18 Apr 2014 01:55:00 GMT http://www.zillow.com/advice-thread/Back-to-work-program-agents-in-northern-va-loudoun-county/536970/ 2014-04-18T01:55:00Z Is Chantilly an upbeat city modern?? Im considering moving to the Fairfax Chantilly area http://www.zillow.com/advice-thread/Is-Chantilly-an-upbeat-city-modern-Im-considering-moving-to-the-Fairfax-Chantilly-area/537049/ 0 replies Fri, 18 Apr 2014 19:21:00 GMT http://www.zillow.com/advice-thread/Is-Chantilly-an-upbeat-city-modern-Im-considering-moving-to-the-Fairfax-Chantilly-area/537049/ 2014-04-18T19:21:00Z I listed a house today but dont see it? http://www.zillow.com/advice-thread/I-listed-a-house-today-but-dont-see-it/537044/ Im having trouble finding the house i listed<br \><br \>1 reply Fri, 18 Apr 2014 18:36:00 GMT http://www.zillow.com/advice-thread/I-listed-a-house-today-but-dont-see-it/537044/ 2014-04-18T18:36:00Z Landlord with a deposit question http://www.zillow.com/advice-thread/Landlord-with-a-deposit-question/537027/ What are the landlord rights in terms of damage paint ect.<br/>i had a tenant living in my house before i moved in myself..<br/>These are the DAMAGES:<br/>Lots of frame holes, pin holes, damage to the wall when he put a piano in the house. He tried to patch the paint and very noticeable difference.<br/>&nbsp;<br/>Water damage to the wall from the shower had to change tiles and the hardwood behind the wall that leaked downstairs and damaged the sealing in the living room downstairs..<br/>Faucet water leak this was stated to me i got it fixed, started happening again but never stated to me again there was damage to the wood under the sink..<br/>Two windows have long cracks on them.<br/>Entrance hardwood is worn out due to not putting a mat or carpet very harsh damage to the hardwood. had to sand and re stain it.<br/>Tried to change the lock on the patio door or maybe did not have his key broke the door unable to put a lock there now, door needs to be changed.<br/>faucet is broken, and refrigerator water does not run, cabinet hinges broken. carpet very dirty. He changed the locks without letting me know and gave me the key to the lock he has on the door, don't have my door lock from before.<br/>Mirror broken in the walk in closet missing mirror in the bathroom.&nbsp;<br/><br/>What can i deduct from the Deposit i have from him?<br/><br/>&nbsp;<br \><br \>0 replies Fri, 18 Apr 2014 16:32:00 GMT http://www.zillow.com/advice-thread/Landlord-with-a-deposit-question/537027/ 2014-04-18T16:32:00Z Great school score incorrect on zillow http://www.zillow.com/advice-thread/Great-school-score-incorrect-on-zillow/537005/ Hi, when I look at a house on Maxwell ct in Mclean, VA, the school scores are incorrect. When I look at greatschools.org, the scores are significantly different. For instance McLean high is 9/10 (and not 7/10 as zillow indicates). All schools (elementary, middle and high are 9/10). Please correct as soon as possible. Thank you!<br \><br \>0 replies Fri, 18 Apr 2014 13:31:00 GMT http://www.zillow.com/advice-thread/Great-school-score-incorrect-on-zillow/537005/ 2014-04-18T13:31:00Z Anyone have experience or feedback on Quicken Loans Refi? http://www.zillow.com/advice-thread/Anyone-have-experience-or-feedback-on-Quicken-Loans-Refi/438855/ I have a mortgage sold t Seterus by Chase. Apparently Quicken has an agreement with Seterus that allows them to refinance mortgages they service (Seterus is only a servicer). So I contacted them today and it all sounded good - but something about the conversation seemed shady or smelled like a scam. I was asked to pay 300 of Good faith up front. The rates were good, and no appraisals were required. Everything is done online or thru the phone. &nbsp;IT was a gut feeling - too good to be true or something about rushing through it all. I did a google search and found alot of negative feedback and similar stories - it was enough to make me want to dig further and get more examples.<br/><br/>I found on Eopinions site alot of positive feedback - but it looked as if it was all fake feedback entered to boost overall star ratings (accounts were setup almost daily to submit a 5 star rating and user never posted again). So again, very suspicious.<br/><br/>I just want to gain more feedback on any type of deals with Quicken Loans from anyone - good or bad.<br/><br/>Anything is appreciated.<br/><br/>Thanks in advance.<br \><br \>72 replies Fri, 13 Apr 2012 01:01:00 GMT http://www.zillow.com/advice-thread/Anyone-have-experience-or-feedback-on-Quicken-Loans-Refi/438855/ 2012-04-13T01:01:00Z Contract Ratification/Termination http://www.zillow.com/advice-thread/Contract-Ratification-Termination/536822/ I signed a contract on a new construction home a few days ago (delivery date is September). I put 1% down for the good faith deposit. However, I have no realtor and am now having second thoughts because the seller's agent mislead me on a couple of things. The contract has not yet been ratified. Can I get out of it?<br \><br \>3 replies Thu, 17 Apr 2014 02:37:00 GMT http://www.zillow.com/advice-thread/Contract-Ratification-Termination/536822/ 2014-04-17T02:37:00Z can u help sell a week ownership in a resort? http://www.zillow.com/advice-thread/can-u-help-sell-a-week-ownership-in-a-resort/519838/ We own an upscale Timeshare in Woodstone, week 37 in 2nd week of September. We paid $11, 500. 3 golf courses + hugh water park only 2 hours from DC..It is a Split" unit so 1 year there r 2 bedrooms &amp; 2 bathrooms w full kitchen. On alternate years the Master Bedroom is the same, while the 2nd bed is a sleep sofa. The 2 can be jointed to accomodate 8.<br \><br \>3 replies Sat, 23 Nov 2013 03:07:00 GMT http://www.zillow.com/advice-thread/can-u-help-sell-a-week-ownership-in-a-resort/519838/ 2013-11-23T03:07:00Z HOME VALUES IN THE 24401 ZIP CODE AREA... http://www.zillow.com/advice-thread/HOME-VALUES-IN-THE-24401-ZIP-CODE-AREA/536793/ &nbsp;&nbsp;&nbsp;<strong>I WAS TOLD BY MY AGENT THAT HOME VALUES IN MY AREA (STAUNTON, VA. 24401) HAVE DECREASED 8% SINCE FEBRUARY...IS THAT TRUE?</strong><br \><br \>0 replies Wed, 16 Apr 2014 22:52:00 GMT http://www.zillow.com/advice-thread/HOME-VALUES-IN-THE-24401-ZIP-CODE-AREA/536793/ 2014-04-16T22:52:00Z How do we go about moving to a new location and selling our present home and property? http://www.zillow.com/advice-thread/How-do-we-go-about-moving-to-a-new-location-and-selling-our-present-home-and-property/536726/ We will not have money for a down payment on a new location and was wondering if, we could move and when we sell the property we are living at now, pay the new property location/home off?&nbsp;<br \><br \>3 replies Wed, 16 Apr 2014 16:26:00 GMT http://www.zillow.com/advice-thread/How-do-we-go-about-moving-to-a-new-location-and-selling-our-present-home-and-property/536726/ 2014-04-16T16:26:00Z 95% LTV on jumbo loan, good income and Credit Scores best options http://www.zillow.com/advice-thread/95-LTV-on-jumbo-loan-good-income-and-Credit-Scores-best-options/513735/ Hi, I am looking at a home in Ashburn, VA (Loudoun County) for $740,00. I can only put 5% down payment. So, I am looking for a 95% LTV with the loan amount around 700,000. I have steady income (160K/Year) with good credit score 760+. I am wondering what my potential options are.<br/><br/>Thank you in advance.<br \><br \>7 replies Tue, 01 Oct 2013 22:05:00 GMT http://www.zillow.com/advice-thread/95-LTV-on-jumbo-loan-good-income-and-Credit-Scores-best-options/513735/ 2013-10-01T22:05:00Z How do you interpret "Move in Ready"? http://www.zillow.com/advice-thread/How-do-you-interpret-Move-in-Ready/536626/ It seems that many people today do not correctly understand the phrase "move in ready".&nbsp;&nbsp; I think the shows on HGTV have greatly exaggerated the requirements of a home which is ready to occupy.&nbsp;&nbsp; After all, could you live in a house with appliances that are not the color you prefer as long as they function and are clean?&nbsp; Of course you can!&nbsp; Anyone can live with older appliances for a few months.&nbsp; It is simple to replace them later.&nbsp;<br \><br \>0 replies Tue, 15 Apr 2014 23:55:00 GMT http://www.zillow.com/advice-thread/How-do-you-interpret-Move-in-Ready/536626/ 2014-04-15T23:55:00Z Having bad experience in pre-qual, please advise. http://www.zillow.com/advice-thread/Having-bad-experience-in-pre-qual-please-advise/533857/ I'm in my 20s and I'm trying to buy my first home. Aiming to purchase a $300k property, saved up 60k downpay, built credit score&gt;750, making over 100k on W2.<br/><br/>Before I looked at any property, before I found a real estate agent, my boyfriend's broker introduced me to this very old-school lender. For a simple pre-qual, he asked for a long list of documents that are typically needed for closing. He made very first process more complicated than applying for college for a young first time home buyer.<br/><br/>I've been fuming since yesterday and I'm about to type up a letter that basically says: "I don't want your loan product anymore. I understand that I need all those documents eventually but you are asking too much of my time and effort at the very beginning. I know that from a lender's perspective, you want all documents lined up at the beginning so when closing comes your life will be easy. But from a borrower's perspective, I just need an easy pre-qual letter to start my home hunting process and I'll provide more documents later. Are you so risk-averse that you have to stall my home purchasing process at the very beginning? Are you customer oriented?"<br/><br/>Anyways I came to Zillow and typed in my numbers and got a pre-qual letter in half an hour. With my numbers plenty of lenders are willing to work with me.<br/>&nbsp;<br/>I know many lenders are very rick-averse after the 2008 collapse. But for a new generation of home buyers, we don't like any attempts to make our life more complicated than it needs to be.<br/>&nbsp;<br \><br \>22 replies Wed, 26 Mar 2014 13:52:00 GMT http://www.zillow.com/advice-thread/Having-bad-experience-in-pre-qual-please-advise/533857/ 2014-03-26T13:52:00Z High income, low credit score...what can I qualify for? http://www.zillow.com/advice-thread/High-income-low-credit-score-what-can-I-qualify-for/536207/ I'm one of those folks who just doesn't borrow money. &nbsp;I make a fairly high income (about 180-190k), have worked for the same blue chip company for years, and have a small car loan and a credit card with a small limit (mostly so I can shop online). &nbsp;I recently checked my credit score and it's only in the high 600's. &nbsp;Apparently, I'm being penalized for not borrowing money. &nbsp;I bought the car and got the credit card about 2 years ago specifically to goose my credit score higher.<br/><br/>So now for the question...based on my income and expenses, I THINK I could easily afford to borrow about 500k for a home, but I've been reluctant to apply for a pre-qualified mortgage since I don't want to drag my credit score down even further. &nbsp;And apparently, with today's market it's hard to shop for houses if you're not pre-qualified. &nbsp;My wife and I just had a baby and have been "casually" shopping online for a home.<br/><br/>Looking for some advice on how to proceed. &nbsp;I'm tired of spending $2k/month to rent when I could buy instead and get a fat tax deduction.<br/><br/>Any advice would be very much appreciated.<br \><br \>7 replies Sun, 13 Apr 2014 00:38:00 GMT http://www.zillow.com/advice-thread/High-income-low-credit-score-what-can-I-qualify-for/536207/ 2014-04-13T00:38:00Z Is doing a "For Sale By Owner" the right choice for me? http://www.zillow.com/advice-thread/Is-doing-a-For-Sale-By-Owner-the-right-choice-for-me/534645/ I have a home in the Lynchburg area and trying to determine if I should go through the headache of selling the home myself, or hire a Realtor in Lynchburg. Does anyone know of a good guide that walks someone through the selling process on a home someone is trying to sell them selves. ie: pitfalls to avoid, tips etc.&nbsp;<br \><br \>6 replies Tue, 01 Apr 2014 09:31:00 GMT http://www.zillow.com/advice-thread/Is-doing-a-For-Sale-By-Owner-the-right-choice-for-me/534645/ 2014-04-01T09:31:00Z what should i look for when choosing a realestate agent to buy a house http://www.zillow.com/advice-thread/what-should-i-look-for-when-choosing-a-realestate-agent-to-buy-a-house/530489/ 9 replies Sat, 01 Mar 2014 17:29:00 GMT http://www.zillow.com/advice-thread/what-should-i-look-for-when-choosing-a-realestate-agent-to-buy-a-house/530489/ 2014-03-01T17:29:00Z