Zillow Advice RSS: Question-Discussion-Guide,All Real Estate Advice Topics,San Carlos- CA http://www.zillow.com/advice/San-Carlos-CA/all/question-discussion-guide/ Zillow Advice search results | Zillow Real Estate Are interest only loans still available? http://www.zillow.com/advice-thread/Are-interest-only-loans-still-available/565879/ I have approx. $600-750k equity in my home. I owe $. $607k on my first, no second mortgage 4 bdrm, 3 bath, 2,000 SF, completely remodeled last 5 years<br \><br \>11 replies Sat, 08 Nov 2014 20:05:00 GMT http://www.zillow.com/advice-thread/Are-interest-only-loans-still-available/565879/ 2014-11-08T20:05:00Z Are interest only loans still available? http://www.zillow.com/advice-thread/Are-interest-only-loans-still-available/565879/ I have approx. $600-750k equity in my home. I owe $. $607k on my first, no second mortgage 4 bdrm, 3 bath, 2,000 SF, completely remodeled last 5 years<br \><br \>11 replies Sat, 08 Nov 2014 20:05:00 GMT http://www.zillow.com/advice-thread/Are-interest-only-loans-still-available/565879/ 2014-11-08T20:05:00Z What are my options for the non-conforming loan amount? http://www.zillow.com/advice-thread/What-are-my-options-for-the-non-conforming-loan-amount/560290/ Hi,<br/><br/>Assuming that I have 20% down and the price of the house 800K-1000K (zip code is 94070), what are my options for the loan (jumbo loan, two loans, ...)? Which one is better and how to figure out the rate for the second loan (assuming it will be higher) to calculate monthly payment? Thanks a lot for your help.<br/><br/>&nbsp;- Yuriy<br/><br/>&nbsp;<br/><br/><br/>&nbsp;<br \><br \>10 replies Tue, 23 Sep 2014 03:59:00 GMT http://www.zillow.com/advice-thread/What-are-my-options-for-the-non-conforming-loan-amount/560290/ 2014-09-23T03:59:00Z This number is not responding http://www.zillow.com/advice-thread/This-number-is-not-responding/520303/ 1 reply Thu, 28 Nov 2013 00:06:00 GMT http://www.zillow.com/advice-thread/This-number-is-not-responding/520303/ 2013-11-28T00:06:00Z why won'tyou update the correct information? You have the sq. footage but not the rooms. http://www.zillow.com/advice-thread/why-won%27tyou-update-the-correct-information-You-have-the-sq-footage-but-not-the-rooms/519050/ I will be selling my house in a 1 or 2:<br/>you misrepresent my house on the internet.<br/>ii is the following:<br/>4 bedrooms (not 3)<br/>2 bathrooms (not 2)<br/>1 office = 1890 sf.&nbsp;<br/>totally remodel from inside out.&nbsp;<br \><br \>2 replies Thu, 14 Nov 2013 23:22:00 GMT http://www.zillow.com/advice-thread/why-won%27tyou-update-the-correct-information-You-have-the-sq-footage-but-not-the-rooms/519050/ 2013-11-14T23:22:00Z What is a DTI ratio lenders are looking at for refinancing a jumbo loan? http://www.zillow.com/advice-thread/What-is-a-DTI-ratio-lenders-are-looking-at-for-refinancing-a-jumbo-loan/235858/ We took out a HELOC to complete a remodel which was completed in 2008.&nbsp; We also have 1st <a href="http://www.zillow.com/mortgage/">mortgage</a> at 5.625% (which we've already paid 6 years into.)&nbsp; Also have a HELOC with Chase (prime-.5: now it's at 2.75%) with a fixed rate option.&nbsp; Being told that we are borderline candidate for refi probably due to additional balance on HELOC.&nbsp; We still have plenty of equity in the home even now.&nbsp; Thinking my only option for now is keeping a tab on the Chase fixed rate option to go down some.&nbsp; Any thoughts here?<br \><br \>6 replies Sun, 17 May 2009 16:54:00 GMT http://www.zillow.com/advice-thread/What-is-a-DTI-ratio-lenders-are-looking-at-for-refinancing-a-jumbo-loan/235858/ 2009-05-17T16:54:00Z DTI when trading up houses http://www.zillow.com/advice-thread/DTI-when-trading-up-houses/513278/ I would like to first buy a new house and then (after a month or so to move and clean it up) sell my old house. I think I have the down payment for the new house in order. The only issue I foresee is DTI. My current mortgage broker is telling me its an issue and I'm trying to decide if it will be for everyone or if I should shop around a bit more.<br/>So current expenses are 3740/mo (mortgage + car payment + property tax)<br/>current income is 17400/mo (employers will verify)<br/>plenty&nbsp; (hundreds of thousands) of reserves (though it's all in ira/401k)<br/><br/>Can someone out there tell me what the highest payment I could sign up for in a new house is. I get the feeling it might vary by lender so any explanation of the variance would be helpful too. Thanks<br \><br \>5 replies Sat, 28 Sep 2013 08:17:00 GMT http://www.zillow.com/advice-thread/DTI-when-trading-up-houses/513278/ 2013-09-28T08:17:00Z HOME SALES ? San Carlos, Belmont, San Mateo, Redwood City http://www.zillow.com/advice-thread/HOME-SALES-San-Carlos-Belmont-San-Mateo-Redwood-City/498164/ by GREG BOOTH Report with Photos/MLS Details...&nbsp;<br/><br/>Past 60 Days as of 6/20/13...<br/><br/><a rel="nofollow" href="http://matrix.mlslistings.com/Matrix/Public/Portal.aspx?k=244998X2RDK&amp;p=DE-14131977-850">CLICK HERE FOR FULL HD REPORT!</a><br \><br \>0 replies Thu, 20 Jun 2013 21:12:00 GMT http://www.zillow.com/advice-thread/HOME-SALES-San-Carlos-Belmont-San-Mateo-Redwood-City/498164/ 2013-06-20T21:12:00Z 7/1 ARM or 30 YR FIXED http://www.zillow.com/advice-thread/7-1-ARM-or-30-YR-FIXED/497383/ I am about 5 years into&nbsp;a $375,000 30 Yr fixed mortgage @ 4.5%, and I am considering either a 7/1 ARM @ 2.9% (no points)&nbsp;or a 30 Yr fixed @ 3.75% ($10k in points).&nbsp; Pretty concerned about what rates will look like in 6-7 years, even though the cash-out could be 75k on the 7/1 ARM, versus only a $45K cash-out on the 30 Yr fixed.&nbsp; Would like the additional cash-out for more home improvement stuff.&nbsp; What would you do?<br \><br \>3 replies Sun, 16 Jun 2013 15:09:00 GMT http://www.zillow.com/advice-thread/7-1-ARM-or-30-YR-FIXED/497383/ 2013-06-16T15:09:00Z Why is Mobile Marketing Important? http://www.zillow.com/advice-thread/Why-is-Mobile-Marketing-Important/491584/ <div>As a home seller you must advertise to mobile devices. The mobile market is exploding. All you have to do is look around &ndash; everyone in line is on their phone, Starbucks, grocery store, walking down the street &ndash; it's pretty phenomenal how effected our society is by this gadget. In real estate marketing you go with the flow! The following statistics from Microsoft clearly show the trend towards mobile computing in all areas. In summary:<br/><br/><div>&nbsp;Market Statistics:<br/><br/><div>-4 Billion Mobile phones in use globally<div>-1 Billion Smart phones on the planet Earth<div>-By 2014, Mobile phone internet access to exceed laptop access<div>-50% of all local searches are done on Mobile devices<div>-200 Million+ YouTube views occur on Mobile devices per DAY!<br/><br/><div>With mobile phone Internet access expected to take over laptop access by 2014, it's no wonder Real Estate search apps are becoming increasingly sophisticated and great tools for finding the perfect home. Here is a list of features to expect from the latest home search apps.<br/><br/><div>Mobile App Features:<br/><br/><div>-Nearby listings, open houses using GPS<div>-Flick to scroll through results, photos<div>-Instant map results, sorting<div>-Local MLS data, updated<div>-Local school information, ratings<div>-Saved Favorites<div>-Facebook login<div>-Social share button<br/><br/><img src="http://photos2.zillow.com/o_a/ISd4wz4j8j29180000000000.jpg" width="250px" height="200px" imageid="X1-IAvobl3j8j29180000000000_o1a2p" uploadtype="new" imagetype="8"/><br/></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div><br \><br \>0 replies Fri, 10 May 2013 00:07:00 GMT http://www.zillow.com/advice-thread/Why-is-Mobile-Marketing-Important/491584/ 2013-05-10T00:07:00Z About San Carlos Home Sales - UP vs 2012 - Neighborhood Comparisons http://www.zillow.com/advice-thread/About-San-Carlos-Home-Sales-UP-vs-2012-Neighborhood-Comparisons/481181/ <h2>San Carlos Homes Sales 2012 vs 2013</h2><p>Home values have gone up, but let's dig deeper. Let's break out the percentage increase in price/square foot by neighborhood areas of San Carlos. Date range comparisons - Nov 2011 to March 2012 vs Nov 2012 to March 2013. There are 2 supporting pdf reports and a link to the detailed sales for 2013 below.</p><h2>San Carlos Price Increase by Area</h2><p>Alder Manor (area 350)&nbsp;<strong>up 6%</strong><br/>Beverly Terrace (area 351)&nbsp;<strong>up 13%</strong><br/>White Oaks (area 352)&nbsp;<strong>up 9%</strong><br/>Howard Park (area 353)&nbsp;<strong>up 9%</strong><br/>Clearfield Park (area 354)&nbsp;<strong>up 30%</strong><br/>Cordes (area 355)&nbsp;<strong>up 42%</strong></p><p><a rel="nofollow" href="http://matrix.mlslistings.com/DE.asp?k=244998X2RDK&amp;p=DE-10984401-974">Homes Sold in San Carlos MLS Listings - Details and Photos - 11/1/12-3/1/13</a><br/><br/><a rel="nofollow" href="http://www.youtube.com/watch?feature=player_embedded&amp;v=Y2e1BjtGVns">YouTube Video</a></p><br \><br \>0 replies Mon, 04 Mar 2013 03:30:00 GMT http://www.zillow.com/advice-thread/About-San-Carlos-Home-Sales-UP-vs-2012-Neighborhood-Comparisons/481181/ 2013-03-04T03:30:00Z What Makes a Strong Offer? http://www.zillow.com/advice-thread/What-Makes-a-Strong-Offer/480540/ <div>What makes a Strong Offer? Let me first give you a few examples from my position at the front line in the current market - San Mateo 500K Home with 87 Offers in 10 Days - San Carlos 1.2M home with 2000sf goes 250K over asking with multiple offers, no contingencies within first 10 days - 1.2M Redwood Shores home sells for "much higher" than asking with multiple offers - note that this home as basically no yard - just a patio and no water view.<div><em><br/>[hotlink deleted by Zillow moderator. Please see our Good Neighbor Policy for posting guidelines]</em><br/></div></div><br \><br \>5 replies Wed, 27 Feb 2013 16:55:00 GMT http://www.zillow.com/advice-thread/What-Makes-a-Strong-Offer/480540/ 2013-02-27T16:55:00Z Seller's Market is on FIRE - SAN MATEO COUNTY - UP 30% http://www.zillow.com/advice-thread/Seller%27s-Market-is-on-FIRE-SAN-MATEO-COUNTY-UP-30/479215/ SELLER'S MARKET ON FIRE! -&gt;SAN MATEO COUNTY median home prices UP 30%-&gt;&nbsp;<a rel="nofollow" href="http://www.dqnews.com/Articles/2013/News/California/Bay-Area/RRBay130214.aspx">Latest Feb 2013 Dataquick Detailed Report - Click Here</a><br \><br \>2 replies Tue, 19 Feb 2013 01:18:00 GMT http://www.zillow.com/advice-thread/Seller%27s-Market-is-on-FIRE-SAN-MATEO-COUNTY-UP-30/479215/ 2013-02-19T01:18:00Z Downtown San Carlos ââ?¬â?? Shops and Restaurants http://www.zillow.com/advice-thread/Downtown-San-Carlos-Shops-and-Restaurants/478770/ <p>Home buyers looking to San Carlos can count on plenty of places to dine in its charming downtown. &nbsp;I'm counting close to 100 restaurants, delis, coffee shops and bars. Wow!&nbsp;Starbucks, Mythos Bar &amp; Restaurant, Limone, Speederia, Spasso Ristorante &amp; Wine Bar, San Carlos Farmer's Market, Mi Ranchito Taqueria, Nothing Bundt Cakes, The Cask Wine Bar, Piacere, The Refuge, The English Rose, Plantation Coffee Roastery, Ale Arsenal, 888 Ristorante Italiano, Sneakers Pub &amp; Grill, Locando Positano, Cowabunga Creamery, Harmony Frozen Yogurt, Rumi, Gin Mon Chinese, Town, Cuisinett, Shiki Bistro, Yan's Garden Chinese, Viva La Vita, Amazing Wok, Serendipity, Santorini, Glinda's Fudge, Nino's Ristorante and Pizzeria, Siamese Kitchen, Roli Roti Gourmet Rotisserie, The Office, The Sandwich Spot, Clooney's Pub, Peet's Coffee &amp; Tea, Vanilla Moon Bakery, Tutti Frutti, Klutch Burgers, Donut Delite, El Charrito, Zest Bakery, Bianchini's Market &amp; Deli, Skinny Sippin Smoothies, La Tosca Restaurant, LuLu's on Laurel Street, II Fornaio, Coffee Aroma, Panda Dumpling, Baklava, La Hacienda, Station Caf&Atilde;&fnof;&Acirc;&copy;, Broiler Express, Gracies Delectables, Morty's, Le Boulanger, Saffron Indian Bistro, Mack's BBQ, Sneaker's BullPen Deli, Ozuma Restaurant, My Breakfast House, Chuck's Coffee &amp; Donuts, Happy Dragon Chinese Restaurant, New Canton Restaurant, Kaigan Sushi, Pudley's Tavern &amp; Grill, Subway, In &amp; Out Burgers, Sirayvah Organic Thai, Mediterranean Delite, Creola, Kaya Tofu &amp; BBQ, The Orchid Room, Carlos Club, Red Hot Chili Pepper, House of Bagels, SanRemo's Ristorante &amp; Pizzeria, New York Pizza, Round Table Pizza, Jamba Juice, Chipotle, Applewood Pizza, La Tosca, Wings, Kabul Afghan Cuisine, King Chuan Chinese Food.</p><br \><br \>0 replies Fri, 15 Feb 2013 19:22:00 GMT http://www.zillow.com/advice-thread/Downtown-San-Carlos-Shops-and-Restaurants/478770/ 2013-02-15T19:22:00Z (Moved): About San Carlos http://www.zillow.com/advice-thread/Moved-About-San-Carlos/478727/ This discussion has been moved to the following location: <a href="http://www.zillow.com/advice-thread/About-San-Carlos/478726/">http://www.zillow.com/advice-thread/About-San-Carlos/478726/</a><br \><br \>0 replies Fri, 15 Feb 2013 05:59:00 GMT http://www.zillow.com/advice-thread/Moved-About-San-Carlos/478727/ 2013-02-15T05:59:00Z About San Carlos http://www.zillow.com/advice-thread/About-San-Carlos/478726/ As a realtor who has lived in San Carlos since 1993 - I think this is absolutely the premier location to own a home on the Peninsula. Here is a short take on San Carlos location.<br/><br/><div>San Carlos is the "City of Good Living." This is not only slogan created with the primary intention of luring homebuyers into the prestigious real estate market of the Western Bay Area, but it is also a fact based on concrete evidence. Located in the center of the Peninsula, San Carlos lies 20 miles south of the business center of San Francisco and 10 miles east of the beautiful West Coast shores of Half Moon Bay. The city's proximity to job opportunity and other desirable amenities makes it an ideal location for potential homebuyers. San Carlos is composed mainly of a large residential area with several, smaller neighborhoods, which lie adjacent to an industrial center just east of the Cal train tracks. Aside from the clear, practical benefits of the cities location, its small town environment is one of the cities key selling points, and no matter the time of day, one will experience its benefits first hand.<br/><br/><div>It is in close proximity to three international airports, making traveling by air a breeze. Along with this, it is wedged between San Francisco, which lies 20 miles north, and San Jose, which lies 25 miles South, two bustling cities with plenty of job opportunities. In addition to these opportunities, San Carlos has quick access to a Cal train station, which provides quick and easy transport to the city or San Jose hourly. Commute is made simpler by two far-reaching highways, 101 and 280, which border the city on either side. From San Carlos, one can take a twenty-minute drive west on CA-92 across the coastal hills and find oneself on the striking California coastline, making a day trip to the beach a practical possibility.&nbsp;<div><br/><div><br/></div></div></div></div><br \><br \>0 replies Fri, 15 Feb 2013 05:36:00 GMT http://www.zillow.com/advice-thread/About-San-Carlos/478726/ 2013-02-15T05:36:00Z We want to remodel our house in San Carlos and are looking for an architect. Any suggestions? http://www.zillow.com/advice-thread/We-want-to-remodel-our-house-in-San-Carlos-and-are-looking-for-an-architect-Any-suggestions/239880/ 8 replies Thu, 28 May 2009 06:18:00 GMT http://www.zillow.com/advice-thread/We-want-to-remodel-our-house-in-San-Carlos-and-are-looking-for-an-architect-Any-suggestions/239880/ 2009-05-28T06:18:00Z San Carlos hx., address of a 'club house' (1930-40) http://www.zillow.com/advice-thread/San-Carlos-hx-address-of-a-%27club-house%27-1930-40/438852/ My mom lived at 2276 Carmelita in 1939. My Grandfather lived next door (before they were related) He ran a club house, everyone who would know is gone...anyone have a clue?<br \><br \>0 replies Fri, 13 Apr 2012 00:35:00 GMT http://www.zillow.com/advice-thread/San-Carlos-hx-address-of-a-%27club-house%27-1930-40/438852/ 2012-04-13T00:35:00Z Does anyone know if Brittan Acres in San Carlos is a non-smoking complex? http://www.zillow.com/advice-thread/Does-anyone-know-if-Brittan-Acres-in-San-Carlos-is-a-non-smoking-complex/438179/ Or are there any non-smoking condo or townhouse complexes in San Mateo, San Carlos or Redwood City?&nbsp; I do know Belmont has a non-smoking ordinance. :-)<br/>Thank you!<br \><br \>0 replies Sat, 07 Apr 2012 00:34:00 GMT http://www.zillow.com/advice-thread/Does-anyone-know-if-Brittan-Acres-in-San-Carlos-is-a-non-smoking-complex/438179/ 2012-04-07T00:34:00Z When is Rent Zestimate chart updated? http://www.zillow.com/advice-thread/When-is-Rent-Zestimate-chart-updated/412017/ The last update to the Rent Zestimate chart for Salem Oregon is Jun 1.&nbsp; I would have expected to see Jul 1 or even thru Aug 1.<br \><br \>1 reply Wed, 17 Aug 2011 14:13:00 GMT http://www.zillow.com/advice-thread/When-is-Rent-Zestimate-chart-updated/412017/ 2011-08-17T14:13:00Z