Zillow Advice RSS: Question,Mortgage, http://www.zillow.com/advice/US/mortgage/question/ Zillow Advice search results | Zillow Real Estate I did not get any quotes on my loan request (ZR-KTRXRTJ). Can someone help me figure out why? http://www.zillow.com/advice-thread/I-did-not-get-any-quotes-on-my-loan-request-ZR-KTRXRTJ-Can-someone-help-me-figure-out-why/300960/ 2 replies Mon, 23 Nov 2009 17:34:00 GMT http://www.zillow.com/advice-thread/I-did-not-get-any-quotes-on-my-loan-request-ZR-KTRXRTJ-Can-someone-help-me-figure-out-why/300960/ 2009-11-23T17:34:00Z I did not get any quotes on my loan request (ZR-PYKXSTM). Can someone help me figure out why? http://www.zillow.com/advice-thread/I-did-not-get-any-quotes-on-my-loan-request-ZR-PYKXSTM-Can-someone-help-me-figure-out-why/301690/ 0 replies Thu, 26 Nov 2009 05:58:00 GMT http://www.zillow.com/advice-thread/I-did-not-get-any-quotes-on-my-loan-request-ZR-PYKXSTM-Can-someone-help-me-figure-out-why/301690/ 2009-11-26T05:58:00Z I did not get any quotes on my loan request (ZR-DQNFTYF). Can someone help me figure out why? http://www.zillow.com/advice-thread/I-did-not-get-any-quotes-on-my-loan-request-ZR-DQNFTYF-Can-someone-help-me-figure-out-why/301678/ 1 reply Thu, 26 Nov 2009 03:54:00 GMT http://www.zillow.com/advice-thread/I-did-not-get-any-quotes-on-my-loan-request-ZR-DQNFTYF-Can-someone-help-me-figure-out-why/301678/ 2009-11-26T03:54:00Z Is there anywhere a consumer can follow the mortgage rates during the day? http://www.zillow.com/advice-thread/Is-there-anywhere-a-consumer-can-follow-the-mortgage-rates-during-the-day/201545/ 23 replies Fri, 20 Feb 2009 04:48:00 GMT http://www.zillow.com/advice-thread/Is-there-anywhere-a-consumer-can-follow-the-mortgage-rates-during-the-day/201545/ 2009-02-20T04:48:00Z i have a interest only loan my house value is aprox.$150.000 i owe $346.000 is there any programs http://www.zillow.com/advice-thread/i-have-a-interest-only-loan-my-house-value-is-aprox-150-000-i-owe-346-000-is-there-any-programs/293339/ are there any programs to help get me out of this mess<br \><br \>2 replies Sun, 01 Nov 2009 17:32:00 GMT http://www.zillow.com/advice-thread/i-have-a-interest-only-loan-my-house-value-is-aprox-150-000-i-owe-346-000-is-there-any-programs/293339/ 2009-11-01T17:32:00Z Orig Fee - waive it and Interest Rate goes up? http://www.zillow.com/advice-thread/Orig-Fee-waive-it-and-Interest-Rate-goes-up/277457/ I wanted to roll my <a href="http://www.zillow.com/mortgage-glossary/Origination-Fee/">origination fee</a> up into my <a href="http://www.zillow.com/mortgage/">loan</a> amount and was told that if I waived it (i thought i was just rolling it up into the loan) then&nbsp;interest rate would go up from 5.0 to 5.25.&nbsp; Why is this?<br \><br \>11 replies Thu, 10 Sep 2009 21:01:00 GMT http://www.zillow.com/advice-thread/Orig-Fee-waive-it-and-Interest-Rate-goes-up/277457/ 2009-09-10T21:01:00Z When is it worth it to refinance? http://www.zillow.com/advice-thread/When-is-it-worth-it-to-refinance/301335/ Last year I refinanced at 5.25 percent.&nbsp; Now that rates are around 4.5.&nbsp; I am wondering if I should do it again.&nbsp; <br/><br/>Any expert advise out there?<br \><br \>6 replies Tue, 24 Nov 2009 21:21:00 GMT http://www.zillow.com/advice-thread/When-is-it-worth-it-to-refinance/301335/ 2009-11-24T21:21:00Z Loan terms for purchasing an undeveloped lot in a gated community. http://www.zillow.com/advice-thread/Loan-terms-for-purchasing-an-undeveloped-lot-in-a-gated-community/297645/ We are interested in buying the property now and building on it in a couple years.&nbsp; What kind of <a href="http://www.zillow.com/mortgage/">loan</a> terms should I expect on the land?&nbsp; Same interest and duration as for a home?<br/><br \><br \>5 replies Fri, 13 Nov 2009 17:21:00 GMT http://www.zillow.com/advice-thread/Loan-terms-for-purchasing-an-undeveloped-lot-in-a-gated-community/297645/ 2009-11-13T17:21:00Z If buyer buys home that elderly parents will be the primary residents, is interest rate higher? http://www.zillow.com/advice-thread/If-buyer-buys-home-that-elderly-parents-will-be-the-primary-residents-is-interest-rate-higher/301656/ 3 replies Thu, 26 Nov 2009 01:34:00 GMT http://www.zillow.com/advice-thread/If-buyer-buys-home-that-elderly-parents-will-be-the-primary-residents-is-interest-rate-higher/301656/ 2009-11-26T01:34:00Z can closing costs on fha loans be included in your loan http://www.zillow.com/advice-thread/can-closing-costs-on-fha-loans-be-included-in-your-loan/293882/ 2 replies Tue, 03 Nov 2009 03:37:00 GMT http://www.zillow.com/advice-thread/can-closing-costs-on-fha-loans-be-included-in-your-loan/293882/ 2009-11-03T03:37:00Z How long does a family or individual have to wait to purchase a home after a foreclosure happens? http://www.zillow.com/advice-thread/How-long-does-a-family-or-individual-have-to-wait-to-purchase-a-home-after-a-foreclosure-happens/301670/ 1 reply Thu, 26 Nov 2009 02:55:00 GMT http://www.zillow.com/advice-thread/How-long-does-a-family-or-individual-have-to-wait-to-purchase-a-home-after-a-foreclosure-happens/301670/ 2009-11-26T02:55:00Z what items go in "other monthly obligations?" http://www.zillow.com/advice-thread/what-items-go-in-other-monthly-obligations/301665/ I'm trying to use the mortgage calculator accurately.<br \><br \>1 reply Thu, 26 Nov 2009 02:18:00 GMT http://www.zillow.com/advice-thread/what-items-go-in-other-monthly-obligations/301665/ 2009-11-26T02:18:00Z I am looking for a lender who can approve a first home buyer loan with a FICO score of 600? http://www.zillow.com/advice-thread/I-am-looking-for-a-lender-who-can-approve-a-first-home-buyer-loan-with-a-FICO-score-of-600/301578/ 1 reply Wed, 25 Nov 2009 20:38:00 GMT http://www.zillow.com/advice-thread/I-am-looking-for-a-lender-who-can-approve-a-first-home-buyer-loan-with-a-FICO-score-of-600/301578/ 2009-11-25T20:38:00Z Anyone have recent experience with subordinating a second mortgage from Bank Of America? http://www.zillow.com/advice-thread/Anyone-have-recent-experience-with-subordinating-a-second-mortgage-from-Bank-Of-America/301597/ I have a first and second mortgage with BofA and am thinking of refinancing throught Freddie Mac relief refi Open Access. If I go to another lender to refi the first, will BofA subordinate the second? What are their requirements: DTI, LTV,CLTV etc? How long do they take to complete subordination? <br/><br/>Thanks<br \><br \>3 replies Wed, 25 Nov 2009 21:49:00 GMT http://www.zillow.com/advice-thread/Anyone-have-recent-experience-with-subordinating-a-second-mortgage-from-Bank-Of-America/301597/ 2009-11-25T21:49:00Z if you have a preapproval does that mean your approved http://www.zillow.com/advice-thread/if-you-have-a-preapproval-does-that-mean-your-approved/300715/ 6 replies Sun, 22 Nov 2009 18:27:00 GMT http://www.zillow.com/advice-thread/if-you-have-a-preapproval-does-that-mean-your-approved/300715/ 2009-11-22T18:27:00Z Have a happy Thanksgiving! http://www.zillow.com/advice-thread/Have-a-happy-Thanksgiving/301637/ enjoy.<br \><br \>1 reply Thu, 26 Nov 2009 00:01:00 GMT http://www.zillow.com/advice-thread/Have-a-happy-Thanksgiving/301637/ 2009-11-26T00:01:00Z I need loan bad. My credit is bad. Have a $170000 rental house thats paid for. Need to repair home $ http://www.zillow.com/advice-thread/I-need-loan-bad-My-credit-is-bad-Have-a-170000-rental-house-thats-paid-for-Need-to-repair-home/300634/ 5 replies Sun, 22 Nov 2009 16:23:00 GMT http://www.zillow.com/advice-thread/I-need-loan-bad-My-credit-is-bad-Have-a-170000-rental-house-thats-paid-for-Need-to-repair-home/300634/ 2009-11-22T16:23:00Z Do overdraft charges affect loan approval? http://www.zillow.com/advice-thread/Do-overdraft-charges-affect-loan-approval/298836/ Our mortgage is currently in underwriting, and we have to turn in a few more documents before it is sent to USDA for approval. We have 4 old overdraft charges on our checking account. They were due to oversight. Will this cause us to be denied?<br \><br \>32 replies Tue, 17 Nov 2009 16:54:00 GMT http://www.zillow.com/advice-thread/Do-overdraft-charges-affect-loan-approval/298836/ 2009-11-17T16:54:00Z My file was randomly selected for full package review by usda? http://www.zillow.com/advice-thread/My-file-was-randomly-selected-for-full-package-review-by-usda/301012/ my loan has been approved by underwriter it has been sent to rural dev office for sign off but my loan package has been selected for review why?and how long does it take to get a final answer? thanks in advance.<br \><br \>2 replies Mon, 23 Nov 2009 20:13:00 GMT http://www.zillow.com/advice-thread/My-file-was-randomly-selected-for-full-package-review-by-usda/301012/ 2009-11-23T20:13:00Z Mortgage process http://www.zillow.com/advice-thread/Mortgage-process/301246/ I have been pre-approved.&nbsp; When offer is accepted, and they start to run the application, will they run my credit history again?&nbsp; Can a pre-approval amount change after a few months of searching for a house?<br \><br \>3 replies Tue, 24 Nov 2009 16:31:00 GMT http://www.zillow.com/advice-thread/Mortgage-process/301246/ 2009-11-24T16:31:00Z