Zillow Advice RSS: Question,Mortgage,Downers Grove- IL http://www.zillow.com/advice/Downers-Grove-IL/mortgage/question/ Zillow Advice search results | Zillow Real Estate Mortgage company mistake?? http://www.zillow.com/advice-thread/Mortgage-company-mistake/450719/ I refinanced my mortgage with Bank One in February in order to get a lower rate and also lower my monthly payment of 1400.00/month.&nbsp; I was excited to see my payment had gone down to 1250/month !!&nbsp; After a few months I received a letter from Bank One saying that my escrow is short 2800 and I need to pay it NOW or my new payment for a year will be (roughly) 1700/month.&nbsp; WHAT!!!&nbsp; I refinanced to 'lower' my payment!!&nbsp; I called the escrow department...they said call the title company because they didn't take out enough for taxes.&nbsp; (My taxes only went up 150/year).&nbsp;&nbsp; I called the title company...they said call the Charter One loan department that I worked with.&nbsp; I call the loan officer and she says...oh they didn't take out enough at closing.&nbsp;&nbsp; I AM LIVID!! I AM A SINGLE MOTHER WHO CAN NOT AFFORD TO PAY 1700/MONTH.&nbsp; Who's fault is this??&nbsp; And how do I get it rectified?&nbsp; If I can't make these payments, I will forclose on my loan... Is this what they set me up for?<br \><br \>5 replies Thu, 12 Jul 2012 14:06:00 GMT http://www.zillow.com/advice-thread/Mortgage-company-mistake/450719/ 2012-07-12T14:06:00Z If looking to move out of state, do we get pre-approved with our current incomes prior to move? http://www.zillow.com/advice-thread/If-looking-to-move-out-of-state-do-we-get-pre-approved-with-our-current-incomes-prior-to-move/510212/ My spouse will be getting a job transfer to Seattle and increase in pay. I will be obtaining a job making the same amount as I currently do. How does the loan approval work if we are approved on our IL income and looking to buy in Seattle, WA? My wifes company will be the same, but mine will be new. I dont want to move until we find a home to buy. Any suggestions on this?<br \><br \>5 replies Fri, 06 Sep 2013 05:56:00 GMT http://www.zillow.com/advice-thread/If-looking-to-move-out-of-state-do-we-get-pre-approved-with-our-current-incomes-prior-to-move/510212/ 2013-09-06T05:56:00Z do you provide FHA 203K loan? since the house is not a living condition currently http://www.zillow.com/advice-thread/do-you-provide-FHA-203K-loan-since-the-house-is-not-a-living-condition-currently/252227/ 5 replies Thu, 02 Jul 2009 19:27:00 GMT http://www.zillow.com/advice-thread/do-you-provide-FHA-203K-loan-since-the-house-is-not-a-living-condition-currently/252227/ 2009-07-02T19:27:00Z I paid $350 to lock in a rate of 4.875 yesterday. Could I re-lock if the rate goes down to 4.25? http://www.zillow.com/advice-thread/I-paid-350-to-lock-in-a-rate-of-4-875-yesterday-Could-I-re-lock-if-the-rate-goes-down-to-4-25/186203/ 5 replies Thu, 08 Jan 2009 14:10:00 GMT http://www.zillow.com/advice-thread/I-paid-350-to-lock-in-a-rate-of-4-875-yesterday-Could-I-re-lock-if-the-rate-goes-down-to-4-25/186203/ 2009-01-08T14:10:00Z