Zillow Advice RSS: Question-Discussion-Guide,Mortgage,

Show Off Your Zillow Ratings and Reviews

Fri, 20 Nov 2009 23:49:00 GMT

We're excited to announce a new reputation widget that confirmed Zillow lenders can put on their Web site or blog. The widget showcases some of the great customer reviews and ratings you've received from borrowers you've quoted on Zillow Mortgage Marketplace. When users click on the widget, they go directly to your Zillow profile page.

The widget is easy to install:

    * Select a widget version, wide or narrow
    * Choose up to 3 reviews you want to display
    * Copy and paste the code to your Web site or blog

Your average rating and number of reviews will be pulled directly from your Zillow profile. And, you can choose to include your Confirmed Lender and All Star badges (if applicable) at the bottom of the widget.

Get your reputation widget

13 replies

Zillow Mortgage Marketplace Pricing/Policy Change

Thu, 05 Nov 2009 17:17:00 GMT

Dear Lenders:
As communicated previously Zillow Mortgage Marketplace is introducing a new, market-based fee system for customer-initiated contacts. You will still be able to submit an unlimited number of loan quotes for free, but you will be required to pay a market-priced fee when borrowers contact you regarding your quotes.

During this set-up period, you can pre-fund your Zillow account. A minimum of $250 is required to set up an account.

When you receive a contact, Zillow will subtract the price of that contact from your account balance. All contacts will be priced at $0 during the set-up period.

On December 9th, the set-up period will end and the market-pricing mechanism will be turned on. Lenders who fund their accounts prior to December 9th will receive 25% off all contacts received during the first 30 days after the market-pricing mechanism is turned on. Lenders who do not have funded accounts by December 9th will not be able to submit quotes or receive contacts from borrowers.

To add funds to your account visit Lender Home or e-mail our mortgage team at mortgagesales@zillow.com or call 1-877-661-3171.

135 replies

Three New Changes to Zillow Mortgage Marketplace

Thu, 05 Nov 2009 17:52:00 GMT

Today, we are excited to announce three new changes to Zillow Mortgage Marketplace. We made these changes based on vauluable feedback we received from many confirmed lenders, and we are confident they will help improve Zillow Mortgage Marketplace for both Lenders and borrowers.

1. Lenders can now search for loan requests based on eleven narrower credit bands. The 11 new credit bands were modeled after Fannie Mae and Freddie Mac guidelines and lender suggestions.

Old Credit Bands

New Credit Bands

48 replies

No spam or self promotion please

Thu, 09 Jul 2009 17:31:00 GMT

Reminder:
While we welcome all your answers, comments, and advices, we ask that you refrain from posting your contact information on this board. Your profile page should include this info and users have access to it if they have to see more information about you or your services. If you are looking for ways to advertise, I would recommend our Showcase Ads.

Thank you.

0 replies

I did not get any quotes on my loan request (ZR-NSLRZZS). Can someone help me figure out why?

Sun, 29 Nov 2009 12:56:00 GMT

0 replies

I have approx 150K equity. Currently can't qualify for a new loan.

Sun, 29 Nov 2009 01:34:00 GMT

I don't want to take money out or extend the terms. I need to get my ex partner off the original loan. Any ideas?

2 replies

Hartford Lawyer

Sun, 29 Nov 2009 07:18:00 GMT

http://www.brslaw.com/CM/CriminalDefense/Domestic-Violence.asp
The law office of Berman & Russo is committed to represent family violence cases and is located in Hartford, Connecticut.

0 replies

I did not get any quotes on my loan request (ZR-JWQVPMS). Can someone help me figure out why?

Sun, 29 Nov 2009 07:08:00 GMT

0 replies

can closing costs on fha loans be included in your loan

Tue, 03 Nov 2009 03:37:00 GMT

3 replies

CAN A PERSON RECEIVING ONLY DISSABILITY BENEFITS QUALIFY FOR A LOAN MODIFICATION

Sun, 29 Nov 2009 03:59:00 GMT

1 reply

I did not get any quotes on my loan request (ZR-NDYTQZN). Can someone help me figure out why?

Fri, 27 Nov 2009 02:30:00 GMT

1 reply

Did CitiMortgage rip me off?

Tue, 24 Nov 2009 23:28:00 GMT

I am refinancing a VA loan with Citimortgage to a fixed 15 year VA streamline refinance loan at 5% with a rate credit of 1.125 points. As I understand it, a rate credit is like negative points on the loan, where they pay me for accepting a higher interest rate. The problem is Citi is calculating the rate credit on what they call the "base loan amount" which happens to be the payoff amount of the current loan. I am rolling in closing costs and prepaid escrows into the new loan and Citi says they are not part of the base loan amount. They are applying the rate credit to the base loan amount only, and not the additional costs being financed. Is this correct? I'm pretty sure if I was paying points, they would charge points on the entire loan amount. Perhaps I am missing some nuance of the VA Streamline process?

9 replies

(Moved): I did not get any quotes on my loan request (ZR-QBTHQKG). Can someone help me figure out why?

Sun, 29 Nov 2009 04:01:00 GMT

This discussion has been moved to the following location: http://www.zillow.com/advice-thread/I-did-not-get-any-quotes-on-my-loan-request-ZR-QBTHQKG-Can-someone-help-me-figure-out-why/301817/

0 replies

(Moved): I did not get any quotes on my loan request (ZR-NDYTQZN). Can someone help me figure out why?

Sun, 29 Nov 2009 04:01:00 GMT

This discussion has been moved to the following location: http://www.zillow.com/advice-thread/I-did-not-get-any-quotes-on-my-loan-request-ZR-NDYTQZN-Can-someone-help-me-figure-out-why/301820/

0 replies

I lost my house last year. Any tax advice?

Tue, 31 Mar 2009 19:51:00 GMT

1 reply

Qualifying for a 1st Purchase as a Foreign National

Tue, 17 Mar 2009 06:02:00 GMT

I here in the US living abroad and currently a citiizen of Scotland. I have a good paying job here but no credit as well as a American girlfriend who does not work. I have about 20% in cash to use as a downpayment but having trouble finding lenders willing to give me a pre approval for a loan. Any suggestions on what I can do in order to buy a house?

1 reply

How long for a USDA approval once the bank has approved the loan?

Wed, 25 Feb 2009 18:10:00 GMT

We are getting a USDA guaranteed loan. Our loan officer told us yesterday that the bank had approved the loan and it was being sent to USDA for their approval. Later, they let us know that we would be closing at the end of March. How long does it typically take for the USDA approval once the bank has approved the loan? Another five weeks seems like a really long time, but I am impatient :)

1 reply

I did not get any quotes on my loan request (ZR-VYPZQFD). Can someone help me figure out why?

Sat, 28 Nov 2009 06:17:00 GMT

im 14 mounths out of a 7 bankrupcy.720 fico score.can you refer me to someone who can finance under 24 mos fha.

4 replies

Whether to Refinance or not? What are the TRUE COSTS?

Sun, 29 Nov 2009 01:25:00 GMT

My appraisal came in at $360,000. My loan value is $309,000. I qualify for the fannie mae refinance plus. But I don't want to impound my taxes and insurance as I want to pay them on my own. My current rate is 5.625% with 28 years left. I am considering for a 4.875 % 25 year fixed no cost loan. All fees are paid by lender. Should I refinance by paying of $21000 of loan amount to bring the loan down to 80% of value? Is this a GOOD move?

1 reply

Should I refinance?

Sat, 28 Nov 2009 00:09:00 GMT

Should I bother to refi my current 30-year fixed mortgage @ 5.25% to get a lower rate?

3 replies