Zillow Advice RSS: Question-Discussion-Guide,Mortgage,South San Francisco- CA http://www.zillow.com/advice/South-San-Francisco-CA/mortgage/question-discussion-guide/ Zillow Advice search results | Zillow Real Estate How can I switch my FHA loan to conventional loan? http://www.zillow.com/advice-thread/How-can-I-switch-my-FHA-loan-to-conventional-loan/481134/ I had an FHA loan 2009 and refinanced 2010 still with FHA. Now, I've been trying to refinance again but was informed that the PMI will go up because of FHA rules. Can anyone give me an idea if my mortgage can be switched to conventional.<br/>Presently the house value is less than the balance on my mortgage. Also, I heard about HARP, am I qualified for that?<br \><br \>6 replies Sun, 03 Mar 2013 20:22:00 GMT http://www.zillow.com/advice-thread/How-can-I-switch-my-FHA-loan-to-conventional-loan/481134/ 2013-03-03T20:22:00Z I have a mortgage interest only, my condo has reduce the value, how can I do to refinance ? http://www.zillow.com/advice-thread/I-have-a-mortgage-interest-only-my-condo-has-reduce-the-value-how-can-I-do-to-refinance/410882/ 5 replies Tue, 09 Aug 2011 05:48:00 GMT http://www.zillow.com/advice-thread/I-have-a-mortgage-interest-only-my-condo-has-reduce-the-value-how-can-I-do-to-refinance/410882/ 2011-08-09T05:48:00Z how much my house worth now if i want to sell? http://www.zillow.com/advice-thread/how-much-my-house-worth-now-if-i-want-to-sell/394144/ My home located at 900 Gilman ave, san francisco, ca 94124 unit #11. it is a townhome that build in 2006. i bought it new at peak housing market value. My home is BMR (below market Value) that the city sells less than market price.&nbsp; my next door nowner short saes for $199K, and my wonder how much my house worth, give me a range that would be thankful. <br/><br/>thanks,<br/>quoc<br \><br \>5 replies Fri, 08 Apr 2011 01:46:00 GMT http://www.zillow.com/advice-thread/how-much-my-house-worth-now-if-i-want-to-sell/394144/ 2011-04-08T01:46:00Z Picking a lender for Refi. Need help http://www.zillow.com/advice-thread/Picking-a-lender-for-Refi-Need-help/365206/ <p>What is the difference between a big name reputable lenders and some of these small establishment as long as we get the loan?</p><p>The small companies have great rates for example Wells Fargo has a 30 year fix @ 4.5% with about ~$2600 closing cost, but these smaller places like <a href="http://www.fatwallet.com/redirect/bounce.php?afsrc=1&amp;mid=15139478&amp;url=http://www.venstarloan.com" rel="nofollow">www.venstarloan.com</a> has a 30 year fix @ 4.25% with about ~$2000 and places like aimloan.com, or <a href="http://www.fatwallet.com/redirect/bounce.php?afsrc=1&amp;mid=15139478&amp;url=http://www.fcgmortgage.com" rel="nofollow">www.fcgmortgage.com</a> have similar rates.</p><p>I was wondering if anyone has had experience with these smaller guys and is there any way to check if their legit? I am considering to refi with one of the smaller name lenders. Thanks for the help</p><br \><br \>5 replies Sun, 05 Sep 2010 22:49:00 GMT http://www.zillow.com/advice-thread/Picking-a-lender-for-Refi-Need-help/365206/ 2010-09-05T22:49:00Z loan modificaiton http://www.zillow.com/advice-thread/loan-modificaiton/326060/ If i did a <a href="http://www.zillow.com/loan-modification/">loan modification</a> and now another person is offering me a better loan modification should i do it?&nbsp;<br \><br \>1 reply Thu, 18 Feb 2010 21:57:00 GMT http://www.zillow.com/advice-thread/loan-modificaiton/326060/ 2010-02-18T21:57:00Z how to determine loan to value? http://www.zillow.com/advice-thread/how-to-determine-loan-to-value/348777/ re escrow<br \><br \>2 replies Thu, 06 May 2010 18:13:00 GMT http://www.zillow.com/advice-thread/how-to-determine-loan-to-value/348777/ 2010-05-06T18:13:00Z Restrictions on turning rental into second home then refinance http://www.zillow.com/advice-thread/Restrictions-on-turning-rental-into-second-home-then-refinance/322143/ i'm considering turning my rental property into a second home then <a href="http://www.zillow.com/refinance/">refinancing</a> (cash out).&nbsp; After it becomes my second home, do I have to wait a certain amount of time before I can <a href="http://www.zillow.com/refinance/">refinance</a> it?<br \><br \>10 replies Sat, 06 Feb 2010 12:29:00 GMT http://www.zillow.com/advice-thread/Restrictions-on-turning-rental-into-second-home-then-refinance/322143/ 2010-02-06T12:29:00Z Refinance my rental http://www.zillow.com/advice-thread/Refinance-my-rental/322142/ I'm working overseas and am currently renting my property in California.&nbsp; I'd like to <a href="http://www.zillow.com/refinance/">refinance</a> and take cash out.&nbsp; The <a href="http://www.zillow.com/mortgage/">loan</a> has 160k left, and the house is appraised at 545k.&nbsp; I'd like to take out around 250k, but I know <a href="http://www.zillow.com/refinance/">refinancing</a> a rentals is treated differently.&nbsp; What kind of loan is available, and what is the max I can get?<br \><br \>2 replies Sat, 06 Feb 2010 12:11:00 GMT http://www.zillow.com/advice-thread/Refinance-my-rental/322142/ 2010-02-06T12:11:00Z how easy is it to get a loan modification now? http://www.zillow.com/advice-thread/how-easy-is-it-to-get-a-loan-modification-now/282102/ 4 replies Fri, 25 Sep 2009 00:36:00 GMT http://www.zillow.com/advice-thread/how-easy-is-it-to-get-a-loan-modification-now/282102/ 2009-09-25T00:36:00Z What is Appraised Value of 411 Hemlock Avenue, South San Francisco, CA? http://www.zillow.com/advice-thread/What-is-Appraised-Value-of-411-Hemlock-Avenue-South-San-Francisco-CA/230390/ 3 Bedroom, 3 Bath Single Family residence, 1600 sq. ft on 50' X 100' lot.<br \><br \>3 replies Sat, 02 May 2009 19:21:00 GMT http://www.zillow.com/advice-thread/What-is-Appraised-Value-of-411-Hemlock-Avenue-South-San-Francisco-CA/230390/ 2009-05-02T19:21:00Z loan modification terms http://www.zillow.com/advice-thread/loan-modification-terms/232509/ I hired a <a href="http://www.zillow.com/loan-modification/">loan modification</a> firm, they do not charge any fee unless my loan gets approved. Couple of days ago I talked to one of their reps and apparently fee is due as soon as I get a letter from my bank saying I am being approved for a loan modification.&nbsp; Apparently, it doesn't matter if I agree to new terms of the loan or not, fee is still due :)&nbsp; I expressed my concern to this firm and they told me that loan modification terms will always be better than my current loan. Can I trust these people?&nbsp; Any suggestion on what should I do?&nbsp; Perhaps I should try to do <a href="http://www.zillow.com/loan-modification/">loan mod</a> myself, or do I have a better chance going with a firm?&nbsp; Thanks in advance<br \><br \>17 replies Thu, 07 May 2009 21:09:00 GMT http://www.zillow.com/advice-thread/loan-modification-terms/232509/ 2009-05-07T21:09:00Z loan modification http://www.zillow.com/advice-thread/loan-modification/232938/ i did a <a href="http://www.zillow.com/mortgage/">loan</a> modificatio in august of 2008 prior to the new president's plan. i contact my servicer to see if i can modiy under the new homeowner's stability program i was told that i can only modify once for the life of the loan. Is this true?<br \><br \>5 replies Fri, 08 May 2009 23:57:00 GMT http://www.zillow.com/advice-thread/loan-modification/232938/ 2009-05-08T23:57:00Z Need a 'hardship loan modification' on house, declared a chap. 7 in June/July. What are my chances? http://www.zillow.com/advice-thread/Need-a-%27hardship-loan-modification%27-on-house-declared-a-chap-7-in-June-July-What-are-my-chances/180243/ 2 replies Mon, 22 Dec 2008 05:54:00 GMT http://www.zillow.com/advice-thread/Need-a-%27hardship-loan-modification%27-on-house-declared-a-chap-7-in-June-July-What-are-my-chances/180243/ 2008-12-22T05:54:00Z