Zillow Advice RSS: Question-Discussion-Guide,Mortgage,Fuquay Varina- NC http://www.zillow.com/advice/Fuquay-Varina-NC/mortgage/question-discussion-guide/ Zillow Advice search results | Zillow Real Estate USDA loan 1 yr after a short sale in NC http://www.zillow.com/advice-thread/USDA-loan-1-yr-after-a-short-sale-in-NC/583059/ We live in Wake county NC and are interested in buying a home 1 year&nbsp; after a short sale with a USDA loan.&nbsp; We moved here for employment which was also the cause of the short sale.&nbsp; We are going to be debt free by the end of the year and have been current with all of our obligations (exception short sale due to bank telling us to default).&nbsp; If anyone knows of UW that will help us get a loan in NC we would appreciate it or any other direction that we can be pointed in.&nbsp; Owning a home is so important to us and our family.&nbsp; Thanks in advance for any help<br \><br \>2 replies Thu, 16 Apr 2015 01:05:00 GMT http://www.zillow.com/advice-thread/USDA-loan-1-yr-after-a-short-sale-in-NC/583059/ 2015-04-16T01:05:00Z My fiance and I were prequailfied for a USDA loan. We recently found out that our town may not http://www.zillow.com/advice-thread/My-fiance-and-I-were-prequailfied-for-a-USDA-loan-We-recently-found-out-that-our-town-may-not/481382/ be included in a USDA eligible area as of March 27. Our Credit scores are 650-670. My fiance has only been at his current job for 1 year and it is heavily commission based. Before this, he was in another commission based job but made a significant amount less. If we can't get everything to be completed with the USDA loan in time (we are under contract for a house now) our DTI with the new house payment would be 53% with another kind of mortgage that requires PMI. We only have one credit card and one low car payment. Any suggestions?<br \><br \>3 replies Tue, 05 Mar 2013 15:18:00 GMT http://www.zillow.com/advice-thread/My-fiance-and-I-were-prequailfied-for-a-USDA-loan-We-recently-found-out-that-our-town-may-not/481382/ 2013-03-05T15:18:00Z