Zillow Advice RSS: Question-Discussion-Guide,Mortgage,Mill Valley- CA http://www.zillow.com/advice/Mill-Valley-CA/mortgage/question-discussion-guide/ Zillow Advice search results | Zillow Real Estate Is there a mortgage on the property at the present time and how much is the balance? http://www.zillow.com/advice-thread/Is-there-a-mortgage-on-the-property-at-the-present-time-and-how-much-is-the-balance/593704/ How much is the balance&nbsp;of the present mortgage?<br \><br \>6 replies Wed, 01 Jul 2015 13:15:00 GMT http://www.zillow.com/advice-thread/Is-there-a-mortgage-on-the-property-at-the-present-time-and-how-much-is-the-balance/593704/ 2015-07-01T13:15:00Z Ihave an ARM at 4.75.shoudl I refinance for a fixed 15 year or take a chance of waiting another year http://www.zillow.com/advice-thread/Ihave-an-ARM-at-4-75-shoudl-I-refinance-for-a-fixed-15-year-or-take-a-chance-of-waiting-another-year/207248/ I bought in 2003 and had a fixed rate for 5 years and then went to ARM which adjusted down to 4.75.I want to live in my home for at leat 15 years.should I <a href="http://www.zillow.com/refinance/">refinance</a> now to get a fixed rate or wait and take a chance rates will remain low.<br \><br \>3 replies Fri, 06 Mar 2009 07:03:00 GMT http://www.zillow.com/advice-thread/Ihave-an-ARM-at-4-75-shoudl-I-refinance-for-a-fixed-15-year-or-take-a-chance-of-waiting-another-year/207248/ 2009-03-06T07:03:00Z Have you been successful in modifing your home loan with a major lender? Comments or advice please. http://www.zillow.com/advice-thread/Have-you-been-successful-in-modifing-your-home-loan-with-a-major-lender-Comments-or-advice-please/355573/ 7 replies Mon, 28 Jun 2010 18:25:00 GMT http://www.zillow.com/advice-thread/Have-you-been-successful-in-modifing-your-home-loan-with-a-major-lender-Comments-or-advice-please/355573/ 2010-06-28T18:25:00Z Number of homes available in your area? Percentage "in escrow"? http://www.zillow.com/advice-thread/Number-of-homes-available-in-your-area-Percentage-in-escrow/355887/ I also just heard on NPR that about 31% of California home sales in 2010 are now distressed sales (ie: in one stage or another of foreclosure). &nbsp;What is your current supply of homes in your town or area? &nbsp;Please identify where you are located. Let's compare notes on what is really happening in our areas...Thanks again. Thomas Dreyer, Broker<br \><br \>0 replies Wed, 30 Jun 2010 16:43:00 GMT http://www.zillow.com/advice-thread/Number-of-homes-available-in-your-area-Percentage-in-escrow/355887/ 2010-06-30T16:43:00Z Jumbo loan with a piggyback refi? http://www.zillow.com/advice-thread/Jumbo-loan-with-a-piggyback-refi/347413/ Hi. I got an interesting situation maybe you can help me on.&nbsp; Bought a home (primary) for $940K&nbsp; in 2007 that is now worth probably $840K.&nbsp; I have two loans. A $752K Interest Only at 6.75% and a $92K piggyback at 8.25%.&nbsp; The IO resets in 2017 and the piggyback balloons in 2022.&nbsp; I'd love to take advantage of low rates and get into a normal fixed loan but have hit a wall.&nbsp; Talked to both lenders and several brokers and get the same story (i.e: NO). Basically my choices are to continue to pay interest-only until I move which will have to be before 2017, stop paying (won't do this as I signed a contract which I take seriously) or just send in the keys when I'm done with it (don't like this choice either). If I was to sell today I'd take a $50+K hit to pay the broker's fees and closing costs which seems like a bad idea and waste of money. If I wait it may never come back up so I'm still paying a Realtor out of pocket to get rid of it (at that point doesn't it make sense to just walk away even though my credit get's hit?)&nbsp; I want to do the right thing but obviously the gov't isn't about helping me (I get it, I don't REALLY need their help).&nbsp; Any suggestions on who to talk to? My end game is to get into a 30 yr fixed preferably at a lower payment and stay in the house for a long time...<br \><br \>4 replies Tue, 27 Apr 2010 17:28:00 GMT http://www.zillow.com/advice-thread/Jumbo-loan-with-a-piggyback-refi/347413/ 2010-04-27T17:28:00Z what is the average cost to rebuild in zip 94941-3776? http://www.zillow.com/advice-thread/what-is-the-average-cost-to-rebuild-in-zip-94941-3776/340296/ 3 BR / 2 Bath / single level / no garage&nbsp;<br \><br \>2 replies Fri, 02 Apr 2010 23:04:00 GMT http://www.zillow.com/advice-thread/what-is-the-average-cost-to-rebuild-in-zip-94941-3776/340296/ 2010-04-02T23:04:00Z Any tips for getting a construction loan that is about 1/3 of purchase price? http://www.zillow.com/advice-thread/Any-tips-for-getting-a-construction-loan-that-is-about-1-3-of-purchase-price/197308/ 0 replies Mon, 09 Feb 2009 06:02:00 GMT http://www.zillow.com/advice-thread/Any-tips-for-getting-a-construction-loan-that-is-about-1-3-of-purchase-price/197308/ 2009-02-09T06:02:00Z