Zillow Advice RSS: Question-Discussion-Guide,Mortgage,Land O Lakes- FL http://www.zillow.com/advice/Land-O-Lakes-FL/mortgage/question-discussion-guide/ Zillow Advice search results | Zillow Real Estate You have my home valued at a lower price than a neighbors house that isn't worth HALF of mine. http://www.zillow.com/advice-thread/You-have-my-home-valued-at-a-lower-price-than-a-neighbors-house-that-isn%27t-worth-HALF-of-mine/341531/ You have my home valued at a lower price than a neighbors house that isn't worth HALF of mine. Zillow has seemed pretty accurate since it debuted. My house has crashed and my neighbors has has soared. If Zillow has some local agents they should come for a look.<br \><br \>0 replies Tue, 06 Apr 2010 22:27:00 GMT http://www.zillow.com/advice-thread/You-have-my-home-valued-at-a-lower-price-than-a-neighbors-house-that-isn%27t-worth-HALF-of-mine/341531/ 2010-04-06T22:27:00Z Is $7553 in closing cost too much for a $158,000 USDA loan for a home in Land O Lakes, FL? http://www.zillow.com/advice-thread/Is-7553-in-closing-cost-too-much-for-a-158-000-USDA-loan-for-a-home-in-Land-O-Lakes-FL/271762/ The contract price for the home is at $158,000, but I am financing the closing cost into the loan. So the total <a href="http://www.zillow.com/mortgage/">loan</a> amount is $168,300, that's including the $3300 USDA fee ($0 down). The broker also states that I would have to bring another $2531 at closing. Reserve prepaid cost is $5277. <a href="http://www.zillow.com/mortgage-glossary/Yield-Spread-Premium/">Yield spread premium</a> 5% $8,250.<br/><br/>Mortgage broker fee is 2% ($3366). Admin fee $950. Appraisal fee $350. Survey $400. Processing fee $525. Doc fee $95. Settlement/Closing fee $540. Title Ins $25. Endorsements $162. Recording Fee $215. Local Tax/Stamps $589. State Tax/Stamp $336.<br/><br/>P.S. My first time <a href="http://www.zillow.com/learnmore/what-zillow-offers-buyers.htm">buying a home</a> so if I sound like I don't know what I am talking about, it's because I don't. I am just trying not to get ripped off. =(<br \><br \>9 replies Tue, 25 Aug 2009 06:20:00 GMT http://www.zillow.com/advice-thread/Is-7553-in-closing-cost-too-much-for-a-158-000-USDA-loan-for-a-home-in-Land-O-Lakes-FL/271762/ 2009-08-25T06:20:00Z