Zillow Advice RSS: Question-Discussion-Guide,Mortgage,Yonkers- NY http://www.zillow.com/advice/Yonkers-NY/mortgage/question-discussion-guide/ Zillow Advice search results | Zillow Real Estate I need to refinance house Multi Family. http://www.zillow.com/advice-thread/I-need-to-refinance-house-Multi-Family/512237/ Quick Overview:I need to refinance house,I missed almost 7 payments last year because of cut in &nbsp;income and tried modifying loan but lender was not interested to modify and my lawyer told me to hold on to pay them until loan modification but that didn't help.But luckily 2nd loan was settled in 10k. Then last year in December i found a great high paying job and made payment of 7 missed payments and It has been almost a year i am current,If someone can help me if i can refinance current loan. Loan amount is 467k and i am willing to put down 80-100k.<br/>Thanks and i would appreciate a professional input.<br \><br \>4 replies Fri, 20 Sep 2013 23:56:00 GMT http://www.zillow.com/advice-thread/I-need-to-refinance-house-Multi-Family/512237/ 2013-09-20T23:56:00Z Refinance Cost http://www.zillow.com/advice-thread/Refinance-Cost/513878/ If someone can help me cost involve in refinance? I live in New York city and i am trying to refinance 2 family house with 15 years term.<br/><br/>Thanks and Appreciate&nbsp;<br \><br \>6 replies Wed, 02 Oct 2013 23:16:00 GMT http://www.zillow.com/advice-thread/Refinance-Cost/513878/ 2013-10-02T23:16:00Z Refinance or Home Equity Loan http://www.zillow.com/advice-thread/Refinance-or-Home-Equity-Loan/511316/ I need to do some home improvements but need the funds to do them. My kitchen bathroom needs upgrading. I have about three years left on my mortgage at 5.25 interest balance is $58K. I am not sure if I should refinance my existing mortgage or go for the home equity loan. Please&nbsp;help!<br/><br/>Belinda&nbsp; &nbsp;<br \><br \>1 reply Sat, 14 Sep 2013 15:34:00 GMT http://www.zillow.com/advice-thread/Refinance-or-Home-Equity-Loan/511316/ 2013-09-14T15:34:00Z Refinance - need to refinance a house current 203K loan. What is the best way to find a loan officer http://www.zillow.com/advice-thread/Refinance-need-to-refinance-a-house-current-203K-loan-What-is-the-best-way-to-find-a-loan-officer/506016/ 3 replies Fri, 09 Aug 2013 14:04:00 GMT http://www.zillow.com/advice-thread/Refinance-need-to-refinance-a-house-current-203K-loan-What-is-the-best-way-to-find-a-loan-officer/506016/ 2013-08-09T14:04:00Z REFINANCE-BOA http://www.zillow.com/advice-thread/REFINANCE-BOA/478790/ SOMEHOW BOA doesn't sit right with me...I am already in the disclosure process - should I go elsewhere? My home is worth 400,000.00 -BOA HARP REFI @ 3.675 %. I OWE 276,000.00 and will have to Borrow 290,000.00 save 500.00 mo payment reduction from 2715.00/mo...somehow the paperwork is overwhelming as the bank farms it out to oops reps. would rather sit down with loan officer or at bank location. I fell I should be getting more savings... good credit rating, Fannie may owned, all papers are in order...same bank I have been paying mort with. why the 20000 more to borrow and why can't they do better on the monthly savings... my home is mint<br \><br \>3 replies Fri, 15 Feb 2013 21:01:00 GMT http://www.zillow.com/advice-thread/REFINANCE-BOA/478790/ 2013-02-15T21:01:00Z What can I do to get more (or better) quotes for my loan request ZR-QCJPCWZ? http://www.zillow.com/advice-thread/What-can-I-do-to-get-more-or-better-quotes-for-my-loan-request-ZR-QCJPCWZ/475242/ 3 replies Mon, 21 Jan 2013 19:17:00 GMT http://www.zillow.com/advice-thread/What-can-I-do-to-get-more-or-better-quotes-for-my-loan-request-ZR-QCJPCWZ/475242/ 2013-01-21T19:17:00Z Will a bank give a mortgage for a house with unpermitted work? http://www.zillow.com/advice-thread/Will-a-bank-give-a-mortgage-for-a-house-with-unpermitted-work/463458/ Thinking of buying my late grandfathers house at a huge discount from his estate, doing basic updates, then selling. But I have found out that he finished the attic and put in a driveway 40 years ago without permits. So the upstairs is not on the CO and no survey exists at city hall so nothing with the driveway shown on it. When either I or a future buyer tries to get a mortgage, will the bank even notice these issues? I can afford to sell the house at a discount if buyer have an issue, but if they can't get a mortgage I am in trouble. I could get everything legalized, but would rather just make a quick flip.<br \><br \>3 replies Wed, 10 Oct 2012 14:13:00 GMT http://www.zillow.com/advice-thread/Will-a-bank-give-a-mortgage-for-a-house-with-unpermitted-work/463458/ 2012-10-10T14:13:00Z Refinance http://www.zillow.com/advice-thread/Refinance/443894/ I need to refinance my home to pull $300k cash out.<br/><br/>Here are my specifics:<br/><br/>Home value - $800k<br/>Current Mortgage - $0 (zero, paid off)<br/>Little to no other debt<br/>Cash &amp; securities owned - $500k<br/>Credit Score - 788<br/>Consulting (1099) - $22.6k/month thru 07/23/12<br/>Was W-2 prior to sale of my company, consulting since 01/23/12<br/>Steady employment as a CFO for the last 10 years @ $200k+/yr.<br/>Should land another CFO role within a month.<br/><br/>Since I'm now consulting, I'm having an impossible time getting a mortgage.&nbsp; Does anyone have some out-of-the-box advice?<br/><br/>thx,<br/>b<br \><br \>4 replies Tue, 22 May 2012 21:58:00 GMT http://www.zillow.com/advice-thread/Refinance/443894/ 2012-05-22T21:58:00Z Refinance - single family mortgage http://www.zillow.com/advice-thread/Refinance-single-family-mortgage/443629/ I need to refinance with and non-fannie mae/ freddie mac bank in southern Westchester, NY.&nbsp; Does anyone know of a bank?<br \><br \>4 replies Mon, 21 May 2012 15:13:00 GMT http://www.zillow.com/advice-thread/Refinance-single-family-mortgage/443629/ 2012-05-21T15:13:00Z final loan modification approved but mortgage payment increased. how do i ask the bank to reconsider http://www.zillow.com/advice-thread/final-loan-modification-approved-but-mortgage-payment-increased-how-do-i-ask-the-bank-to-reconsider/402913/ 2 replies Mon, 13 Jun 2011 15:33:00 GMT http://www.zillow.com/advice-thread/final-loan-modification-approved-but-mortgage-payment-increased-how-do-i-ask-the-bank-to-reconsider/402913/ 2011-06-13T15:33:00Z i need a CMA on my property in NY 10701. can anybody help here? thanks http://www.zillow.com/advice-thread/i-need-a-CMA-on-my-property-in-NY-10701-can-anybody-help-here-thanks/402910/ property address: 163 Lockwood Ave., Yonkers Ave., Yonkers, NY 10701<br \><br \>1 reply Mon, 13 Jun 2011 15:25:00 GMT http://www.zillow.com/advice-thread/i-need-a-CMA-on-my-property-in-NY-10701-can-anybody-help-here-thanks/402910/ 2011-06-13T15:25:00Z I have a very good credit and good income but I work for various temp agences, can i get get fha? http://www.zillow.com/advice-thread/I-have-a-very-good-credit-and-good-income-but-I-work-for-various-temp-agences-can-i-get-get-fha/234002/ I work as a contract attorney for temp agencies. I have good income but the problem is I sometimes work for as many as 4 employers in a year. I have very good credit. Can I still qualify for <a href="http://www.zillow.com/fha-loan/">fha</a> loan.<br \><br \>4 replies Tue, 12 May 2009 15:47:00 GMT http://www.zillow.com/advice-thread/I-have-a-very-good-credit-and-good-income-but-I-work-for-various-temp-agences-can-i-get-get-fha/234002/ 2009-05-12T15:47:00Z can i refinance if i have bad credit? http://www.zillow.com/advice-thread/can-i-refinance-if-i-have-bad-credit/224396/ 5 replies Thu, 16 Apr 2009 16:34:00 GMT http://www.zillow.com/advice-thread/can-i-refinance-if-i-have-bad-credit/224396/ 2009-04-16T16:34:00Z Bought house for $650,000,first loan balance is 504,000 and 2nd loan is 94000.Can i refinace loan http://www.zillow.com/advice-thread/Bought-house-for-650-000-first-loan-balance-is-504-000-and-2nd-loan-is-94000-Can-i-refinace-loan/188774/ 5 replies Thu, 15 Jan 2009 20:21:00 GMT http://www.zillow.com/advice-thread/Bought-house-for-650-000-first-loan-balance-is-504-000-and-2nd-loan-is-94000-Can-i-refinace-loan/188774/ 2009-01-15T20:21:00Z