Zillow Advice RSS: Question-Discussion-Guide,Mortgage,Billings- MT http://www.zillow.com/advice/Billings-MT/mortgage/question-discussion-guide/ Zillow Advice search results | Zillow Real Estate Are Home Buyers ready to take advantage of the 3% down payment loans provided by Freddie and Fannie? http://www.zillow.com/advice-thread/Are-Home-Buyers-ready-to-take-advantage-of-the-3-down-payment-loans-provided-by-Freddie-and-Fannie/569730/ <a href="http://goo.gl/Z1WW5t" rel="nofollow">http://goo.gl/Z1WW5t</a><br \><br \>2 replies Tue, 16 Dec 2014 16:13:00 GMT http://www.zillow.com/advice-thread/Are-Home-Buyers-ready-to-take-advantage-of-the-3-down-payment-loans-provided-by-Freddie-and-Fannie/569730/ 2014-12-16T16:13:00Z Searching for 5-10 Properties Program Lender in Billings, MT http://www.zillow.com/advice-thread/Searching-for-5-10-Properties-Program-Lender-in-Billings-MT/564397/ If you are a mortgage banker who writes the 5-10 Properties Program in Billings, MT, please let me know where to find you.<br \><br \>2 replies Mon, 27 Oct 2014 04:35:00 GMT http://www.zillow.com/advice-thread/Searching-for-5-10-Properties-Program-Lender-in-Billings-MT/564397/ 2014-10-27T04:35:00Z good income, bankruptcy 1.5yr since discharge, 600s credit score, is mrtg possible? http://www.zillow.com/advice-thread/good-income-bankruptcy-1-5yr-since-discharge-600s-credit-score-is-mrtg-possible/517667/ 2 replies Sat, 02 Nov 2013 17:45:00 GMT http://www.zillow.com/advice-thread/good-income-bankruptcy-1-5yr-since-discharge-600s-credit-score-is-mrtg-possible/517667/ 2013-11-02T17:45:00Z Changes in FHA Mortage Insurance Premiums http://www.zillow.com/advice-thread/Changes-in-FHA-Mortage-Insurance-Premiums/478537/ <br/><br/><p>Buyers who are purchasing a home with FHA financing (31/2% down payment) are required to have mortgage insurance on their loan.<br/><br/>Beginning April 1, 2013, the mortgage insurance premium will go up by .1% to 1.35% that is calculated on their loan amount.</p><p>The staggering increase will occur on 6/3/2013 when FHA's policy on the duration of the required mortgage insurance will be increased for the life of the mortgage. It basically doubles the amount of total MIP if the loan is paid to term.<br/>The 3.5% FHA program has provided a great vehicle to get into a home with a minimum amount of cash.Currently, the MIP is required for approximately 9 years 9 months with normal amortization. The new program would require the MIP for the life of the loan.&nbsp;</p><p>For homeowners that expect to stay in their home for ten years or less, the new changes might not have much financial impact.</p><p>For buyers to avoid these increases, they will need to buy now to get the FHA commitment issued prior to these change dates.</p><br/><br/><br \><br \>2 replies Wed, 13 Feb 2013 23:21:00 GMT http://www.zillow.com/advice-thread/Changes-in-FHA-Mortage-Insurance-Premiums/478537/ 2013-02-13T23:21:00Z We are still trying to get our home refinanced. yes it is a jumbo loan. We have perfect credit. http://www.zillow.com/advice-thread/We-are-still-trying-to-get-our-home-refinanced-yes-it-is-a-jumbo-loan-We-have-perfect-credit/311785/ 0 replies Tue, 05 Jan 2010 06:32:00 GMT http://www.zillow.com/advice-thread/We-are-still-trying-to-get-our-home-refinanced-yes-it-is-a-jumbo-loan-We-have-perfect-credit/311785/ 2010-01-05T06:32:00Z What are the rates for jumbo loans for perfect credit? http://www.zillow.com/advice-thread/What-are-the-rates-for-jumbo-loans-for-perfect-credit/298122/ we need assistance getting our home refinanced.&nbsp; both of us are employed full time.&nbsp; No credit card debt.&nbsp; We make above average income and have a new custom house and we still cannot get refinanced.&nbsp; can you help?<br \><br \>5 replies Sun, 15 Nov 2009 09:46:00 GMT http://www.zillow.com/advice-thread/What-are-the-rates-for-jumbo-loans-for-perfect-credit/298122/ 2009-11-15T09:46:00Z