Zillow Advice RSS: Question-Discussion-Guide,Mortgage,Calabasas- CA http://www.zillow.com/advice/Calabasas-CA/mortgage/question-discussion-guide/ Zillow Advice search results | Zillow Real Estate What can I do to get more (or better) quotes for my loan request ZR-KQVKZKS http://www.zillow.com/advice-thread/What-can-I-do-to-get-more-or-better-quotes-for-my-loan-request-ZR-KQVKZKS/453959/ I purchased a home in Feb, 2012 on a FHA loan well below the going market rate/assemssment as it was a family purchase.&nbsp; I do not want to continue to pay the monthy mortagae insurance. There is at least $100K+ in automatic equity and&nbsp;probably more due to the location and size.&nbsp; I need to reduce my payments to below $2k per month and would like to get some cash out to update and add new flooring.&nbsp; I do not want to put&nbsp;any additional money down.&nbsp; Can someone help?<br \><br \>2 replies Fri, 03 Aug 2012 18:09:00 GMT http://www.zillow.com/advice-thread/What-can-I-do-to-get-more-or-better-quotes-for-my-loan-request-ZR-KQVKZKS/453959/ 2012-08-03T18:09:00Z What can I do to get more (or better) quotes for my loan request ZR-VCKWZCZ http://www.zillow.com/advice-thread/What-can-I-do-to-get-more-or-better-quotes-for-my-loan-request-ZR-VCKWZCZ/432275/ 1 reply Sat, 18 Feb 2012 05:27:00 GMT http://www.zillow.com/advice-thread/What-can-I-do-to-get-more-or-better-quotes-for-my-loan-request-ZR-VCKWZCZ/432275/ 2012-02-18T05:27:00Z Landlord verification http://www.zillow.com/advice-thread/Landlord-verification/431660/ I am trying to pre-qualifiy for a loan on a home purchase and have been informed by Wells Fargo underwriter that they require 2 years of landlord verification in order to count my rental income from a property I own in their calculation. However they do count the mortgage payment and other expenses related to that property, thus severely impacting the size of loan I qualify for. Do all lenders require a similar 2 years of "landlord verification" via tax returns? &nbsp;&nbsp;<br \><br \>1 reply Sun, 12 Feb 2012 00:08:00 GMT http://www.zillow.com/advice-thread/Landlord-verification/431660/ 2012-02-12T00:08:00Z