Zillow Advice RSS: Question-Discussion-Guide,Mortgage,Trophy Club- TX http://www.zillow.com/advice/Trophy-Club-TX/mortgage/question-discussion-guide/ Zillow Advice search results | Zillow Real Estate What can I afford on 65K for first time home buyer? http://www.zillow.com/advice-thread/What-can-I-afford-on-65K-for-first-time-home-buyer/520120/ Hey All,<br/><br/>I am looking to pull the trigger on my first home come Feb/March. I currently make $65k yearly and that will jump to $75k+ next year. I have no debt other than $10k I owe on&nbsp; my truck which is $256 a month. My credit score last I checked was 760+. I plan on having $8k or so for my down payment.<br/><br/>Looking at all these online home affordability calculators, they say I can afford about $225k conservatively and about $275k aggressively. Im basing these numbers all on my $65k salary. How accurate are these calculators? Im really looking to stay in the $200k range so I am not house poor, but if I can responsibly afford more, it may throw other options in when the time comes. I figure property taxes will be in the $3500-$4500 yearly in the areas im looking and about $1200 for renters insurance.<br/><br/>Also, are there any good first time home buyer loan programs in TX that would benefit me? Low APRS, Low Down, Help with closing, etc? Im looking to buy in the Trophy Club, Grapevine, Roanoke, Mid Cities areas.<br/><br/>Thanks for any help.<br/><br/>Brandon<br \><br \>8 replies Mon, 25 Nov 2013 22:00:00 GMT http://www.zillow.com/advice-thread/What-can-I-afford-on-65K-for-first-time-home-buyer/520120/ 2013-11-25T22:00:00Z I have found a home I want to purchase. I plan on selling my current home, but have not listed it http://www.zillow.com/advice-thread/I-have-found-a-home-I-want-to-purchase-I-plan-on-selling-my-current-home-but-have-not-listed-it/410590/ <p>I have adequate savings to pay both notes, but do not want to.&nbsp; Will a lender approve&nbsp;a mortgage with my home sale pending?</p><br \><br \>3 replies Sat, 06 Aug 2011 18:32:00 GMT http://www.zillow.com/advice-thread/I-have-found-a-home-I-want-to-purchase-I-plan-on-selling-my-current-home-but-have-not-listed-it/410590/ 2011-08-06T18:32:00Z On terms - you say there is a fee for this service - how much and when is it charged? http://www.zillow.com/advice-thread/On-terms-you-say-there-is-a-fee-for-this-service-how-much-and-when-is-it-charged/188801/ 2 replies Thu, 15 Jan 2009 21:26:00 GMT http://www.zillow.com/advice-thread/On-terms-you-say-there-is-a-fee-for-this-service-how-much-and-when-is-it-charged/188801/ 2009-01-15T21:26:00Z