Zillow Advice RSS: Question-Discussion-Guide,Mortgage,Lake in the Hills- IL http://www.zillow.com/advice/Lake-in-the-Hills-IL/mortgage/question-discussion-guide/ Zillow Advice search results | Zillow Real Estate Hello , Wells Fargo denied my modification http://www.zillow.com/advice-thread/Hello-Wells-Fargo-denied-my-modification/355315/ <p>after the 6 months trial they said no and offerme an alternative modification and I acepted and send the paperwork signed with the first payment and now they said everything its canceled because they never recived the signed agreetment but they cashed the check that was in the same envelope, and now they said posible forclousure, wthat can I do if I send all the payments for the trial</p><br \><br \>3 replies Sat, 26 Jun 2010 01:47:00 GMT http://www.zillow.com/advice-thread/Hello-Wells-Fargo-denied-my-modification/355315/ 2010-06-26T01:47:00Z Subordination in Process for 2nd Mortgage Loan http://www.zillow.com/advice-thread/Subordination-in-Process-for-2nd-Mortgage-Loan/252871/ I have a 1st and 2nd <a href="http://www.zillow.com/mortgage/">Mortgage</a> with CITI. It was too expensive to refi with them so i'm <a href="http://www.zillow.com/refinance/">refinancing</a> the 1st with another lender. Before i can refi the 1st, CITI has to subordinate the 2nd <a href="http://www.zillow.com/mortgage/">loan</a>. I'm not refinancing the 2nd because it would have been too expensive and didn't make sense. It could be another 40-50 days before the subordination is complete, would it be possible for me to also bring over the 2nd to the new lender and just refinance the 1st? Are you allowed to do this and wouldn't it allow me to refinance quicker? I'm guessing to bring over the 2nd if allowed would only cost $700-$1000 (2nd mortgage is just about $27,000)?<br \><br \>3 replies Sun, 05 Jul 2009 05:27:00 GMT http://www.zillow.com/advice-thread/Subordination-in-Process-for-2nd-Mortgage-Loan/252871/ 2009-07-05T05:27:00Z