Zillow Advice RSS: Question-Discussion-Guide,Buying a Foreclosure,Richmond- VA http://www.zillow.com/advice/Richmond-VA/home-buying-buying-a-foreclosure/question-discussion-guide/ Zillow Advice search results | Zillow Real Estate (Moved): do you need to have good credit in order to get a foreclosed home? http://www.zillow.com/advice-thread/Moved-do-you-need-to-have-good-credit-in-order-to-get-a-foreclosed-home/537216/ This discussion has been moved to the following location: <a href="http://www.zillow.com/advice-thread/do-you-need-to-have-good-credit-in-order-to-get-a-foreclosed-home/537206/">http://www.zillow.com/advice-thread/do-you-need-to-have-good-credit-in-order-to-get-a-foreclosed-home/537206/</a><br \><br \>0 replies Sun, 20 Apr 2014 14:52:00 GMT http://www.zillow.com/advice-thread/Moved-do-you-need-to-have-good-credit-in-order-to-get-a-foreclosed-home/537216/ 2014-04-20T14:52:00Z Buying out of state http://www.zillow.com/advice-thread/Buying-out-of-state/515721/ Hello. My husband and I are interested in moving to the Richmond, VA area. We currently live in NY but would like to move in June in next year. This will be our first home and we're unsure of what to do. I've found several houses on the Fannie Mae Homepath site. Would it be a good idea to try to buy a house now and move into the home in June? Or should we wait until we have jobs in VA and then look to buy? We also have poor credit (my score is 600) but we're working on building it up. Thank you for any help!<br \><br \>9 replies Thu, 17 Oct 2013 23:15:00 GMT http://www.zillow.com/advice-thread/Buying-out-of-state/515721/ 2013-10-17T23:15:00Z APPRAISAL REVIEW AFTER 4 MONTHS?? http://www.zillow.com/advice-thread/APPRAISAL-REVIEW-AFTER-4-MONTHS/447011/ I applied for a refi on Nov. 10, 2011. I received an appraisal on Feb. 6, 2011. I was sent a list of conditions on Mar. 7 2012. I satisfied those conditions on Mar. 8, 2012 (I had to fax recent check-stubs). I was told I would close on Mar. 23, 2012. When closing came I was contacted and told there was a problem with the appraisal, but the lender couldn't give me complete details of what the problems were. For the past 90 days I've been told they were trying to work out the appraisal problems and today 6/15/2012 I'm just learning the problem was the underwriter demands the appraiser to include things such as my 2 working fireplaces that he left out. Because the appraiser had declined to do so, the lender is now telling me they want to do a new appraisal so the new appraiser can include those things. I've been waiting over 120 days to complete this loan with no resolution in the foreseeable future. I've been inconvenienced and I've been misled. I've been told I was closing in 2 weeks; I've been told there was nothing else that needed to be done everything was fine; I've been promised everything would work out with this loan and all of this has been untrue. Also, I have been sent 5 different disclosures - a new set of disclosures each month, and I've been asked to provide check-stubs each month. I would like to know why would it take so long for the underwriter to say they wanted the appraisal adjusted when they had it for over 4 months and have said on numerous&nbsp;occasions&nbsp;everything checked out?<br \><br \>6 replies Fri, 15 Jun 2012 18:54:00 GMT http://www.zillow.com/advice-thread/APPRAISAL-REVIEW-AFTER-4-MONTHS/447011/ 2012-06-15T18:54:00Z inspection report/appraisal on a foreclosure http://www.zillow.com/advice-thread/inspection-report-appraisal-on-a-foreclosure/377474/ My husband and I have been trying to purchase a foreclosure now for over 2 months. We submitted 2 offers but both were rejected. We felt our offers were fair so we paid privately for a full appraisal. The appraisal came in EXACTLY at what we offered. We then paid for a home inspection which turned up 40k in needed repairs. The bank refuses to look at or consider the property condition and listing agent keeps saying "AS IS" sale. While we understand that, we are simply trying to advise them WHY our offer is what it is. We have been told, that neither of these factors really matter to the bank. They simply have a 'number' based on DOM and will not consider any outside information and do NOT want to be advised of issues with property condition because then they would have to disclose it. <br/><br/>HELP! We are not sure what to think/believe. It's hard to conceive that the bank would not need to consider the appraised value and property condition when determining an appropriate sales price or offer?!?!<br \><br \>14 replies Sat, 11 Dec 2010 11:09:00 GMT http://www.zillow.com/advice-thread/inspection-report-appraisal-on-a-foreclosure/377474/ 2010-12-11T11:09:00Z Should I use a broker to find a loan for a forclosed property? http://www.zillow.com/advice-thread/Should-I-use-a-broker-to-find-a-loan-for-a-forclosed-property/336065/ 4 replies Sun, 21 Mar 2010 17:20:00 GMT http://www.zillow.com/advice-thread/Should-I-use-a-broker-to-find-a-loan-for-a-forclosed-property/336065/ 2010-03-21T17:20:00Z bank/real estate owned sale dont want to offer too much http://www.zillow.com/advice-thread/bank-real-estate-owned-sale-dont-want-to-offer-too-much/322182/ classic delema <br/>bank/real estate owned sale dont want to offer too much but dontbut dont want to lose out eather. Ive been told to start with 45% - 55% of the "fair market value" the house is listed at 350,000. a similar but better kept house in the same area sold for 365,000 two months before. this being an after <a href="http://www.zillow.com/homes/for_sale/fore_lt/">forclosure</a> sale, and the house would need some work would it be too low to offer 250,000?<br \><br \>6 replies Sat, 06 Feb 2010 15:55:00 GMT http://www.zillow.com/advice-thread/bank-real-estate-owned-sale-dont-want-to-offer-too-much/322182/ 2010-02-06T15:55:00Z 932 Hurtsborne ct in richmond,va 23223 is in foreclosure http://www.zillow.com/advice-thread/932-Hurtsborne-ct-in-richmond-va-23223-is-in-foreclosure/289883/ 1 reply Tue, 20 Oct 2009 01:54:00 GMT http://www.zillow.com/advice-thread/932-Hurtsborne-ct-in-richmond-va-23223-is-in-foreclosure/289883/ 2009-10-20T01:54:00Z How can you find out which bank a house is foreclosed in? http://www.zillow.com/advice-thread/How-can-you-find-out-which-bank-a-house-is-foreclosed-in/272845/ 2 replies Thu, 27 Aug 2009 15:49:00 GMT http://www.zillow.com/advice-thread/How-can-you-find-out-which-bank-a-house-is-foreclosed-in/272845/ 2009-08-27T15:49:00Z HOW CAN YOU TELL WHAT IS THE ACTUAL PRICE OF A FORECLOSURE HOUSE? http://www.zillow.com/advice-thread/HOW-CAN-YOU-TELL-WHAT-IS-THE-ACTUAL-PRICE-OF-A-FORECLOSURE-HOUSE/246366/ 1 reply Tue, 16 Jun 2009 08:28:00 GMT http://www.zillow.com/advice-thread/HOW-CAN-YOU-TELL-WHAT-IS-THE-ACTUAL-PRICE-OF-A-FORECLOSURE-HOUSE/246366/ 2009-06-16T08:28:00Z