Zillow Advice RSS: Question-Discussion-Guide,FHA and VA Loans,Tomball- TX http://www.zillow.com/advice/Tomball-TX/mortgage-fha-and-va-loans/question-discussion-guide/ Zillow Advice search results | Zillow Real Estate VA Home Loan with Bad Credit http://www.zillow.com/advice-thread/VA-Home-Loan-with-Bad-Credit/519104/ I am a 50% service connected disabled veteran who is looking for a VA home loan with less a 601 fico score. &nbsp;My wife and I have paid all our credit card and debit off except to car payments with total less then 500 a month and our income together yearly is 69,000.<br/><br/>We have no more debit or credit cards to pay off to raise our scores is there anyway that I can get a VA home and stop paying 1200 dollars for a house that I don't and will never own.<br/><br/>Thanks for any help or advice<br/><br/>Brandon<br \><br \>15 replies Fri, 15 Nov 2013 18:08:00 GMT http://www.zillow.com/advice-thread/VA-Home-Loan-with-Bad-Credit/519104/ 2013-11-15T18:08:00Z VA Home Loan with spouse bad credit http://www.zillow.com/advice-thread/VA-Home-Loan-with-spouse-bad-credit/521269/ I recently got my credit score above 620 to use my VA home loan, but my wife's credit is around 585 and we need her income to purchase the property we would like. &nbsp;With her score this low is it doable to still be able to use her income? &nbsp;Thanks in advance. &nbsp;<br \><br \>7 replies Tue, 10 Dec 2013 14:30:00 GMT http://www.zillow.com/advice-thread/VA-Home-Loan-with-spouse-bad-credit/521269/ 2013-12-10T14:30:00Z VA Home Loan with Bad Credit http://www.zillow.com/advice-thread/VA-Home-Loan-with-Bad-Credit/519104/ I am a 50% service connected disabled veteran who is looking for a VA home loan with less a 601 fico score. &nbsp;My wife and I have paid all our credit card and debit off except to car payments with total less then 500 a month and our income together yearly is 69,000.<br/><br/>We have no more debit or credit cards to pay off to raise our scores is there anyway that I can get a VA home and stop paying 1200 dollars for a house that I don't and will never own.<br/><br/>Thanks for any help or advice<br/><br/>Brandon<br \><br \>11 replies Fri, 15 Nov 2013 18:08:00 GMT http://www.zillow.com/advice-thread/VA-Home-Loan-with-Bad-Credit/519104/ 2013-11-15T18:08:00Z VA Home Loan with spouse bad credit http://www.zillow.com/advice-thread/VA-Home-Loan-with-spouse-bad-credit/521269/ I recently got my credit score above 620 to use my VA home loan, but my wife's credit is around 585 and we need her income to purchase the property we would like. &nbsp;With her score this low is it doable to still be able to use her income? &nbsp;Thanks in advance. &nbsp;<br \><br \>6 replies Tue, 10 Dec 2013 14:30:00 GMT http://www.zillow.com/advice-thread/VA-Home-Loan-with-spouse-bad-credit/521269/ 2013-12-10T14:30:00Z