Zillow Advice RSS: Question-Discussion,Buying Process,Akron- OH

Is a buyer allowed to talk to the appraise?

Sat, 01 Dec 2012 10:56:00 GMT

My Mortgage company sent me the appraisal and included this in their email.

"This appraisal is being forwarded to you in compliance with the Equal Credit Opportunity Act, Truth in Lending Act and other requirements as published by Fannie Mae, Freddie Mac and HUD. The appraisal was completed for mortgage purposes only and should not be relied upon by any other person ore entity. We do not make any representation or warranty of any kind, and we expressly disclaim any liability to any person or entity with respect to the appraisal.

In addition, please be advised that an appraiser must follow certain professional appraisal standards and is not allowed to discuss the appraisal with you."

---------------------------------

I am paid for the appraisal and I am not allowed to ask the appraisal company any questions? If this is true, please explain.

A red flag went up when I saw this "buyers and sellers are allowed to talk to the appraiser."

I was doing research on appraisals and found this: "How to challenge that low appraisal"

http://library.hsh.com/articles/first-time-homebuyers/how-to-challenge-that-low-appraisal.html

5 replies

What recourse do I have if seller continues to remove items after closing from the home I am buying?

Thu, 27 Sep 2012 21:53:00 GMT

The seller has already removed and sold the garage gutters and driveway drain grate by the time I saw the house the first time ( her admission, unsolicited) and just before the inspection, removed the built in gas oven and part of the built in gas cooktop (gas lines not capped either). She told me she thought it was ok because they didn't work ( they did when I was there a week ago) and the realtor told her appliances weren't included. The contract said possession at closing but she had the contact amended to 30 days after. I am afraid what else might happen; what can I do? My realtor seems very disinterested.Thanks for any advice !!

13 replies

Can I save much money on closing costs by paying cash for a house $ (located in Ohio)

Mon, 27 Aug 2012 02:46:00 GMT

The price of the house is $50K.

4 replies

how to delete a saved search ?

Fri, 10 Aug 2012 16:08:00 GMT

1 reply

I am interested in buying a home but I dont know where to start

Mon, 07 May 2012 14:17:00 GMT

7 replies

Finding a lender.

Fri, 07 Oct 2011 15:18:00 GMT

We are currently "renting to own" a home. We have been there for almost 3 years. We have about $7000 towards the downpayment. Our credit is not very good. How can we find a lender that is willing to work with us?

9 replies

were r the loans for manufactored homes in a park ?

Thu, 19 May 2011 18:14:00 GMT

applied to all kinds 4 them to state they dont do loans 4 homes in a park

3 replies

IF A PROPERTY IS LISTING FOR SAY 17000 LOW I KNOW BUT IF SO THEN HOW MUCH DO U OFFER?

Fri, 15 Apr 2011 03:35:00 GMT

HOW DOES THIS MAKE A DIFFERENCE IF ANY?

Initial offer mus include earnest money as a cashiers Check or Money Order to the Listing Agency with the buyer name as the remitter. Also need preapproval or proof of funds documentation. No exceptions. This property is eligible under the Freddie Mac FIRST LOOK Initiative thru 4/23/2011. Open to investors after this date.

0 replies

What does the "Make me Move" catagory all about? What does this mean?

Thu, 15 Jul 2010 20:46:00 GMT

2 replies

what is a buyer premium?

Fri, 04 Jun 2010 16:32:00 GMT

5 replies

Can you please advise on quality of Ryan homes

Thu, 11 Feb 2010 15:41:00 GMT

I am looking to build with Ryan homes in Green, Ohio and I have heard lots of horror stories on the internet about their quality. Doesnt make send that such a big company can have so many complaints? Any advice, anybody?

1 reply

i am looking to buy. How do i use your website for that??

Mon, 08 Feb 2010 17:44:00 GMT

4 replies