Zillow Advice RSS: Question-Discussion-Guide,Buying Process,FL http://www.zillow.com/advice/FL/home-buying-buying-process/question-discussion-guide/ Zillow Advice search results | Zillow Real Estate I've seen so many bad reviews from DR Horton, and we just signed a contract to buy a new house http://www.zillow.com/advice-thread/I%27ve-seen-so-many-bad-reviews-from-DR-Horton-and-we-just-signed-a-contract-to-buy-a-new-house/487195/ Now, I'm afraid that we are not getting something good and we are going to get stocked for 30 years. Can I get some advise pls?<br \><br \>58 replies Wed, 10 Apr 2013 04:43:00 GMT http://www.zillow.com/advice-thread/I%27ve-seen-so-many-bad-reviews-from-DR-Horton-and-we-just-signed-a-contract-to-buy-a-new-house/487195/ 2013-04-10T04:43:00Z Maronda Homes in Ocala. Attractive value, but good or bad builder? Thank you. http://www.zillow.com/advice-thread/Maronda-Homes-in-Ocala-Attractive-value-but-good-or-bad-builder-Thank-you/214838/ Hi, I am a <a href="http://www.zillow.com/learnmore/what-zillow-offers-buyers.htm">first time home buyer</a> who is not represented by an agent.&nbsp; I am currently looking at a Maronda Home which has an attractive price for the house/space.&nbsp; Due to their bad reviews online (alot), I am afraid and do not know the right steps to go about making a decision about this house.&nbsp; Should I get an agent and does he/she collect a fee ONCE the deal is in the bag?&nbsp; thank you for your help.&nbsp; Bruce.<br \><br \>5 replies Wed, 25 Mar 2009 01:16:00 GMT http://www.zillow.com/advice-thread/Maronda-Homes-in-Ocala-Attractive-value-but-good-or-bad-builder-Thank-you/214838/ 2009-03-25T01:16:00Z Buyer appraisal came back lower than Short Sale approved price, FHA short sale http://www.zillow.com/advice-thread/Buyer-appraisal-came-back-lower-than-Short-Sale-approved-price-FHA-short-sale/581860/ The short sale approved contract price is 105k but my appraisal came back at 87k. The current loan on the home is an FHA loan. The short sale negotiator is saying that they can't do anything about it because their FHA value is 105k and they can't submit an appraisal review because FHA won't allow it. The appraiser that gave the 87k value happens to also be an FHA appraiser.&nbsp;<br/><br/>FHA says to call HUD. HUD says to open a case with a HUD counselor to see if they can sort it out.&nbsp;<br/><br/>Any suggestions or anyone had this issue in the past?&nbsp;<br \><br \>1 reply Tue, 07 Apr 2015 01:23:00 GMT http://www.zillow.com/advice-thread/Buyer-appraisal-came-back-lower-than-Short-Sale-approved-price-FHA-short-sale/581860/ 2015-04-07T01:23:00Z How are the property values in Eustis, Florida? http://www.zillow.com/advice-thread/How-are-the-property-values-in-Eustis-Florida/586936/ 0 replies Fri, 15 May 2015 02:01:00 GMT http://www.zillow.com/advice-thread/How-are-the-property-values-in-Eustis-Florida/586936/ 2015-05-15T02:01:00Z Buyers asked to pay a large short sale negotiation fee at the last minute? http://www.zillow.com/advice-thread/Buyers-asked-to-pay-a-large-short-sale-negotiation-fee-at-the-last-minute/576437/ We're in the process of buying a house through a short sale. We signed contacts, went through the agonizingly long process of waiting for the seller's lenders to approve the offer, and finally everything went through. The bank set a closing date out another month, but we ended up doing a preposession agreement and taking possession of the house prior to closing. As part of this agreement, we've already wired the payment for the house (we paid cash) to the attorney who is handling the short sale and paid a $150 fee. We signed a HUD agreement and believed we were aware of all costs. Now, one week before closing, our agent received an e-mail saying that the seller's lender refused to pay the attorney's negotiation fee of $4000 and they want us to pay this fee. Is this legal? Are we going to have to pay it? The contract we signed says the buyer will pay buyer's attorney fees and the seller will pay seller's attorney fees, but there is no mention of this negotiation fee anywhere in the contract or on the HUD. I really appreciate any advice! We're scheduled to close a week from today<br \><br \>7 replies Sat, 21 Feb 2015 04:18:00 GMT http://www.zillow.com/advice-thread/Buyers-asked-to-pay-a-large-short-sale-negotiation-fee-at-the-last-minute/576437/ 2015-02-21T04:18:00Z retirement communities 55+ north of Orlando, FL http://www.zillow.com/advice-thread/retirement-communities-55-north-of-Orlando-FL/585033/ We have just listed our home on the MLS and hope to have a fairly quick sale. &nbsp;Can you tell me if there are any adult retirement communities (besides Del Webb) north of Orlando? &nbsp;We are look in approximately the $200,000 range, something fairly new.<br/>&nbsp;<br \><br \>2 replies Thu, 30 Apr 2015 22:20:00 GMT http://www.zillow.com/advice-thread/retirement-communities-55-north-of-Orlando-FL/585033/ 2015-04-30T22:20:00Z need help advice please http://www.zillow.com/advice-thread/need-help-advice-please/584223/ Here's what happen. I seen a property for sale by owner. I contact him and we made a deal that he was going to sell the property to me. He said there wasn't no lien on the property. The price was 27.5k I gave a cashier check to the broker but she didn't gave me no papers to sign. I didn't sign anything basically. When I did a title search on a property it had a lien on it. So he lied or didn't knew but however he doesn't know how to take off the lien. The broker has no clue and she's not helpful. Can I get my money back? I sign nothing. Need advice please. For Florida Central Florida<br \><br \>12 replies Fri, 24 Apr 2015 23:21:00 GMT http://www.zillow.com/advice-thread/need-help-advice-please/584223/ 2015-04-24T23:21:00Z We are first time home byers,what should we know to be able to get the best deal ? http://www.zillow.com/advice-thread/We-are-first-time-home-byers-what-should-we-know-to-be-able-to-get-the-best-deal/197274/ 13 replies Mon, 09 Feb 2009 03:54:00 GMT http://www.zillow.com/advice-thread/We-are-first-time-home-byers-what-should-we-know-to-be-able-to-get-the-best-deal/197274/ 2009-02-09T03:54:00Z (Moved): Underwriting http://www.zillow.com/advice-thread/Moved-Underwriting/584283/ This discussion has been moved to the following location: <a href="http://www.zillow.com/advice-thread/Underwriting/584282/">http://www.zillow.com/advice-thread/Underwriting/584282/</a><br \><br \>0 replies Sat, 25 Apr 2015 15:24:00 GMT http://www.zillow.com/advice-thread/Moved-Underwriting/584283/ 2015-04-25T15:24:00Z Should I use a seller's agent or get one of my own? http://www.zillow.com/advice-thread/Should-I-use-a-seller%27s-agent-or-get-one-of-my-own/583950/ Looking on Zillow, I found the house I want and the Real Estate Company that has the house. The question I have do I call the agent myself or should I find my own agent and go though them and let them call the agent?<br \><br \>8 replies Wed, 22 Apr 2015 22:48:00 GMT http://www.zillow.com/advice-thread/Should-I-use-a-seller%27s-agent-or-get-one-of-my-own/583950/ 2015-04-22T22:48:00Z Is the listing agent out of line? http://www.zillow.com/advice-thread/Is-the-listing-agent-out-of-line/575533/ We are in the process of buying a home, and the seller's agent has contacted our loan officer several times with unusual requests. We feel he is overstepping his bounds.<br/><br/>In our original offer, we asked that the sellers pay $7,000 toward closing costs plus up to $1,000 in repairs. The sellers signed the contract, and we proceeded with an inspection ($350) and appraisal ($450). Following these two steps, the seller's agent claimed he did not see those stipulations in the contract and contacted our loan officer. Our loan officer referred him back to our own real-estate agent.&nbsp;<br/><br/>After some back-and-forth between our agent's broker and the seller's agent's broker, the agreement changed to $7,000 in closing. But instead of doing the repairs, the sellers would give us a $1,000 credit toward repairs. Our agent drafted an addendum, which we signed promptly.<br/><br/>It has been four days, and the sellers have yet to sign the addendum. Now, our agent is telling us we are proceeding but that this snag may delay closing by a few days. We are concerned about the seller's agent's behavior and are wondering what recourse we have at this point. Is his behavior out of line? Should we be contacting someone regarding this? Any help would be appreciated. Thanks!&nbsp;<br \><br \>25 replies Fri, 13 Feb 2015 02:23:00 GMT http://www.zillow.com/advice-thread/Is-the-listing-agent-out-of-line/575533/ 2015-02-13T02:23:00Z Help with negotiations on new construction http://www.zillow.com/advice-thread/Help-with-negotiations-on-new-construction/374562/ We're thinking seriously of buying a new construction home here in West Central Florida.&nbsp; This would be built to order by a production builder, in their development.<br/><br/>I'm having a hard time knowing where to start negotiations on price.&nbsp; The house we're looking at has a base price of $215k.&nbsp; The lot we like best has a $15k upcharge.&nbsp; They are offering $10k of "free" option credits.&nbsp; We want between $18k and $28k of options.&nbsp; The reason for the spread is that we're getting close to maxing out our budget.<br/><br/>The house' base price is very aggressive.&nbsp; This is a quality production build, the lots are 1/3-1/2 acre, and it's a 2442 sqft house.&nbsp; It's so good it makes most resales pale.<br/><br/>So I don't expect much, if any, movement on the base price or the lot upcharge.&nbsp; But, I've been told that most of the markup, and the profits, are in the upgrades.&nbsp; One example I can see is a SS sink they identify by make and model.&nbsp; It's an $1100 option, but the sink is widely available online for well under $300.<br/><br/>So, questions:<br/><br/>Does this analysis seem right so far?<br/><br/>If so, what sort of discount should I expect to be able to negotiate?&nbsp; If the answer is "none", well, that's disappointing but good info.<br/><br/>Example:&nbsp; $215k house + $15k lot + $28k options - $10k option credit = $248k.&nbsp; What should I offer to start?<br/><br/>Thanks in advance for any concrete advice! :)<br \><br \>8 replies Thu, 11 Nov 2010 14:51:00 GMT http://www.zillow.com/advice-thread/Help-with-negotiations-on-new-construction/374562/ 2010-11-11T14:51:00Z that I've lived in for 27 years for my landor and I have a cosigner what is the best way to go about http://www.zillow.com/advice-thread/that-I%27ve-lived-in-for-27-years-for-my-landor-and-I-have-a-cosigner-what-is-the-best-way-to-go-about/582702/ should I use a quick claim deed are is there another way to go around it to just buy it straight from her<br \><br \>3 replies Mon, 13 Apr 2015 17:33:00 GMT http://www.zillow.com/advice-thread/that-I%27ve-lived-in-for-27-years-for-my-landor-and-I-have-a-cosigner-what-is-the-best-way-to-go-about/582702/ 2015-04-13T17:33:00Z Taylor Morrison - any possibility to negotiate upgrade prices with them? http://www.zillow.com/advice-thread/Taylor-Morrison-any-possibility-to-negotiate-upgrade-prices-with-them/483490/ We just signed a contract to build a new home through them in a new community. &nbsp;They gave us $13,000 in money to play with at their design center, however when we went to visit to get an idea of things, their prices are crazy. &nbsp;Using their prices we are looking at about $60,000 in upgrades. &nbsp;I've seen other folks state that some builders will negotiate a percentage off of the final price of the upgrades (5-10% maybe?). &nbsp;Anyone know if Taylor Morrison will play ball with this as well? &nbsp;Even if we can get 5% off it will be a help to us. &nbsp;I know that markups on upgrades are huge.<br \><br \>13 replies Mon, 18 Mar 2013 14:59:00 GMT http://www.zillow.com/advice-thread/Taylor-Morrison-any-possibility-to-negotiate-upgrade-prices-with-them/483490/ 2013-03-18T14:59:00Z How to approach when the house/lot is not for sale http://www.zillow.com/advice-thread/How-to-approach-when-the-house-lot-is-not-for-sale/582057/ I am really interested in buying a house or an empty lot in the Equestrian Walk neighborhood of Wellington, FL 33414. However, no homes are for sale. There are about 5 empty lots. None of the lots are on sale there either.&nbsp;<br/><br/>I have tried researching the tax records to get owner information on the empty lots. I would be very interested in making an offer to buy a lot. How do I go about doing that?&nbsp;<br/><br/>Is there a preferred approach? I am willing to offer the market rate for the lots.&nbsp;<br \><br \>2 replies Wed, 08 Apr 2015 14:47:00 GMT http://www.zillow.com/advice-thread/How-to-approach-when-the-house-lot-is-not-for-sale/582057/ 2015-04-08T14:47:00Z Where to begin? http://www.zillow.com/advice-thread/Where-to-begin/582049/ I am curious where do i start?&nbsp; I have my 2 years of self/business taxes, my credit is good i think? credit karma says trans/equifax is 812. No debts, i pay off credit cards monthly down to 0, since i use them for purchase safety. I carry no balances, i own my car outright.&nbsp;&nbsp; We have an idea on what we want eg.. 1.5+ acres a smart home (or convert one) etc.. etc..&nbsp;&nbsp; I think my combined 2 years of income averages in the 170's. Not married.<br/><br/><br/><br \><br \>5 replies Wed, 08 Apr 2015 12:54:00 GMT http://www.zillow.com/advice-thread/Where-to-begin/582049/ 2015-04-08T12:54:00Z Getting a buyer agent after viewing a property http://www.zillow.com/advice-thread/Getting-a-buyer-agent-after-viewing-a-property/581803/ Let's say I find a property online and call the listing agent to go see it. Afterwards I hire my own buyer agent who offers me a rebate. Can I use that buyer agent to make an offer on the property, or am I required to use the original listing agent?<br \><br \>5 replies Mon, 06 Apr 2015 18:36:00 GMT http://www.zillow.com/advice-thread/Getting-a-buyer-agent-after-viewing-a-property/581803/ 2015-04-06T18:36:00Z We are looking to locate from Connecticut to Pensacola Fl., are 2 agents and listings necessary http://www.zillow.com/advice-thread/We-are-looking-to-locate-from-Connecticut-to-Pensacola-Fl-are-2-agents-and-listings-necessary/581694/ <p>Within the next year</p><br \><br \>2 replies Sun, 05 Apr 2015 21:56:00 GMT http://www.zillow.com/advice-thread/We-are-looking-to-locate-from-Connecticut-to-Pensacola-Fl-are-2-agents-and-listings-necessary/581694/ 2015-04-05T21:56:00Z First time buyer in Florida, with a foreign buyer too. http://www.zillow.com/advice-thread/First-time-buyer-in-Florida-with-a-foreign-buyer-too/566972/ Hello,<br/><br/>My situation is a little different from a traditional first time buyer. <br/><br/>I am Brazilian, married to an American, and I have my green card. I'll be applying to my citizenship as soon as I'm eligible. We have spent the last 3 years in Brazil where I have been working in the family business. Now we're going back, and we chose the Miami/Fort Lauderdale area. Right now we're looking between Aventura and Hollywood.<br/><br/>After doing a lot of searching, we have decided that we want to buy a condo. When I told my parents, they decided that they also want to invest in the area.<br/><br/>So we're looking into buying two properties: one for us, where we'll be living full time, and one for our parents, where they'll stay when they come visit, and will rent through Airbnb (or something similar) the rest of the time.<br/><br/>We are first time buyers, and my parents are also Brazilian, but without green cards. What would be the best way of proceeding?<br/><br/>Should I try to buy everything in my name? Should we open an LLC to buy the properties? I am opening an import/export business, could I buy through it?<br/><br/>My credit score is over 720, and my wife's is almost 700. Evidently my parent have no credit in the US. How would the financing work? Should I do it in my name, or my and my wife's name? What if we do it through a business?<br/><br/>Finally, my father is not a big fan of long loans. Is it easy to get a 7-10yr mortgage instead of the regular 15-30 yr?<br/><br/>Thanks in advance for your replies. Sorry if this was too long/complicated. :)<br/><br/>Have a great day!<br \><br \>7 replies Mon, 17 Nov 2014 18:08:00 GMT http://www.zillow.com/advice-thread/First-time-buyer-in-Florida-with-a-foreign-buyer-too/566972/ 2014-11-17T18:08:00Z How do you find the condo reserve funds and what shlould i be looking for when I get them? http://www.zillow.com/advice-thread/How-do-you-find-the-condo-reserve-funds-and-what-shlould-i-be-looking-for-when-I-get-them/580952/ 2 replies Mon, 30 Mar 2015 21:24:00 GMT http://www.zillow.com/advice-thread/How-do-you-find-the-condo-reserve-funds-and-what-shlould-i-be-looking-for-when-I-get-them/580952/ 2015-03-30T21:24:00Z