Zillow Advice RSS: Question-Discussion-Guide,Buying Process,Beaumont- TX http://www.zillow.com/advice/Beaumont-TX/home-buying-buying-process/question-discussion-guide/ Zillow Advice search results | Zillow Real Estate Cannot get approved for a home loan http://www.zillow.com/advice-thread/Cannot-get-approved-for-a-home-loan/503328/ My husband and I are in the market to purchase our first home.&nbsp; We have a few things against our credit profiles and have been turned down for a home loan about 2 to 3 times. I do not want to continue to have our credit pulled and have more going against us. Instead of someone wanting to work with us and help us get to where we need to be, we are constantly getting told that we have to go through these credit repair programs that is hundreds of dollars per month. We are considering owner financing since we cannot get a home loan.&nbsp; We are desperately seeking help and wanting to know what are our chances of owning a home. Suggestions and advice are welcomed. Thank you!<br \><br \>12 replies Wed, 24 Jul 2013 03:06:00 GMT http://www.zillow.com/advice-thread/Cannot-get-approved-for-a-home-loan/503328/ 2013-07-24T03:06:00Z can we get a buyers agent without being pre approved? http://www.zillow.com/advice-thread/can-we-get-a-buyers-agent-without-being-pre-approved/540745/ My husbands boss is willing to take out a loan and buy a house for us and we would make the payments. The reason for this is that I have good credit but no job and my husband has a great job but no credit. Is it possible for us to get a buyers agent to help us look for a home without being preapproved?<br \><br \>7 replies Wed, 14 May 2014 17:05:00 GMT http://www.zillow.com/advice-thread/can-we-get-a-buyers-agent-without-being-pre-approved/540745/ 2014-05-14T17:05:00Z What can I do to get more (or better) quotes for my loan request ZR-VZKSSPH? http://www.zillow.com/advice-thread/What-can-I-do-to-get-more-or-better-quotes-for-my-loan-request-ZR-VZKSSPH/502601/ 0 replies Fri, 19 Jul 2013 06:58:00 GMT http://www.zillow.com/advice-thread/What-can-I-do-to-get-more-or-better-quotes-for-my-loan-request-ZR-VZKSSPH/502601/ 2013-07-19T06:58:00Z What is a good asking price? http://www.zillow.com/advice-thread/What-is-a-good-asking-price/380510/ My husband and I are looking at buying a house (finally). The seller listed the price at $259,900. Zestimate, value the house at $241,000. Our closing cost is a little over $11,000. What would be a good starting point. I like the house however I am not crazy about the house unless the price is right.<br \><br \>4 replies Wed, 12 Jan 2011 17:04:00 GMT http://www.zillow.com/advice-thread/What-is-a-good-asking-price/380510/ 2011-01-12T17:04:00Z How much can I expect to get discounted off asking price from builder (on new home)? http://www.zillow.com/advice-thread/How-much-can-I-expect-to-get-discounted-off-asking-price-from-builder-on-new-home/210192/ <p>The house is in SE Texas, and is priced at $189,900. It is a brand-new home, and we are first-time homebuyers AND recent college grads. ANY discount would help, but we are looking at what would be a reasonable starting offer...or at least, how much we can expect it to be discounted.<br/><br/>Thanks for any help! :)</p><br \><br \>7 replies Fri, 13 Mar 2009 20:03:00 GMT http://www.zillow.com/advice-thread/How-much-can-I-expect-to-get-discounted-off-asking-price-from-builder-on-new-home/210192/ 2009-03-13T20:03:00Z New Home Construction in and around Beaumont a small boom! http://www.zillow.com/advice-thread/New-Home-Construction-in-and-around-Beaumont-a-small-boom/357887/ Have you noticed all the new homes under construction in and around Beaumont.<br/>Many are Sold before completion. The New Home Market here is strong and all the residents and Realtors&copy; are better off for it.<br \><br \>0 replies Thu, 15 Jul 2010 03:17:00 GMT http://www.zillow.com/advice-thread/New-Home-Construction-in-and-around-Beaumont-a-small-boom/357887/ 2010-07-15T03:17:00Z Are we likely to get this loan? http://www.zillow.com/advice-thread/Are-we-likely-to-get-this-loan/211383/ <p>ASKING PRICE&nbsp;(from builder): $189,900 (let's say we offer and they approve $165,000)<br/>FIRST TIME BUYERS<br/>DOWN PAYMENT AMOUNT: $7000 (OR $8000 IF NECESSARY)<br/>GOOD CREDIT SCORE&amp;FAIR CREDIT SCORE (two of us)<br/>BEAUMONT, TX AREA<br/>ANNUAL INCOME FOR 2: $76,000<br/>MONTHLY DEBT: $1000 (including student <a href="http://www.zillow.com/mortgage/">loans</a>, car <a href="http://www.zillow.com/mortgage/">loan</a>, and credit cards)<br/></p><br \><br \>1 reply Tue, 17 Mar 2009 01:21:00 GMT http://www.zillow.com/advice-thread/Are-we-likely-to-get-this-loan/211383/ 2009-03-17T01:21:00Z buy a house around 150,000. Income 35,000+ per year. no debt. Pay down 20,000, how much can borrow? http://www.zillow.com/advice-thread/buy-a-house-around-150-000-Income-35-000-per-year-no-debt-Pay-down-20-000-how-much-can-borrow/183670/ Can I get a <a href="http://www.zillow.com/mortgage/">loan</a> from bank easily?&nbsp; In what process?<br \><br \>1 reply Fri, 02 Jan 2009 03:10:00 GMT http://www.zillow.com/advice-thread/buy-a-house-around-150-000-Income-35-000-per-year-no-debt-Pay-down-20-000-how-much-can-borrow/183670/ 2009-01-02T03:10:00Z buy a house around 150,000. Income 35,000+ per year. no debt. Pay down 20,000, how much can borrow? http://www.zillow.com/advice-thread/buy-a-house-around-150-000-Income-35-000-per-year-no-debt-Pay-down-20-000-how-much-can-borrow/183669/ Can I get a <a href="http://www.zillow.com/mortgage/">loan</a> from bank easily?&nbsp; In what process?<br \><br \>1 reply Fri, 02 Jan 2009 03:10:00 GMT http://www.zillow.com/advice-thread/buy-a-house-around-150-000-Income-35-000-per-year-no-debt-Pay-down-20-000-how-much-can-borrow/183669/ 2009-01-02T03:10:00Z buy a house around 150,000. Income 35,000+ per year. no debt. Pay down 20,000, how much can borrow? http://www.zillow.com/advice-thread/buy-a-house-around-150-000-Income-35-000-per-year-no-debt-Pay-down-20-000-how-much-can-borrow/183667/ Can I get a <a href="http://www.zillow.com/mortgage/">loan</a> from bank easily?&nbsp; In what process?<br \><br \>0 replies Fri, 02 Jan 2009 03:07:00 GMT http://www.zillow.com/advice-thread/buy-a-house-around-150-000-Income-35-000-per-year-no-debt-Pay-down-20-000-how-much-can-borrow/183667/ 2009-01-02T03:07:00Z What and who is the HOA dues at 1637 Midnight Sun Dr, Beaumont, Ca 92223 http://www.zillow.com/advice-thread/What-and-who-is-the-HOA-dues-at-1637-Midnight-Sun-Dr-Beaumont-Ca-92223/179420/ 0 replies Fri, 19 Dec 2008 18:18:00 GMT http://www.zillow.com/advice-thread/What-and-who-is-the-HOA-dues-at-1637-Midnight-Sun-Dr-Beaumont-Ca-92223/179420/ 2008-12-19T18:18:00Z