Zillow Advice RSS: Question-Discussion-Guide,Buying Process,NC http://www.zillow.com/advice/NC/home-buying-buying-process/question-discussion-guide/ Zillow Advice search results | Zillow Real Estate Why would it take an apprisal 14 days? This is Raleigh NC for Conover NC? http://www.zillow.com/advice-thread/Why-would-it-take-an-apprisal-14-days-This-is-Raleigh-NC-for-Conover-NC/601880/ We was suppose to close on the 28th everything has went through just waiting on the appraisal which has been 14 days what can I do to get it back.<br \><br \>5 replies Tue, 25 Aug 2015 17:27:00 GMT http://www.zillow.com/advice-thread/Why-would-it-take-an-apprisal-14-days-This-is-Raleigh-NC-for-Conover-NC/601880/ 2015-08-25T17:27:00Z When buying a new construction home, is it okay to offer less than the advertised price? http://www.zillow.com/advice-thread/When-buying-a-new-construction-home-is-it-okay-to-offer-less-than-the-advertised-price/378582/ 11 replies Sat, 25 Dec 2010 04:33:00 GMT http://www.zillow.com/advice-thread/When-buying-a-new-construction-home-is-it-okay-to-offer-less-than-the-advertised-price/378582/ 2010-12-25T04:33:00Z Can I buy a house cash in the US with an ITIN? http://www.zillow.com/advice-thread/Can-I-buy-a-house-cash-in-the-US-with-an-ITIN/602888/ Hi,<br/><br/>My husband and I are planning to buy an investment property in the US. We are Spain Citizens however I previously lived in the US and hold an ITIN number. I am currently in South Carolina looking at properties and have put an offer on one, if accepted what documents do I need to bring to closing? My husband does not hold an ITIN number as it is his first time here.&nbsp;<br/><br/>The deed would be prepared in both of our names, however is it a problem since he doesnt haven an ITIN? Can he apply for one and tell the closing attorney that it is processing? Is it really needed for the closing day? I would highly appreciate any advise. Thanks<br/><br/>&nbsp;<br/><br/>&nbsp;<br \><br \>4 replies Tue, 01 Sep 2015 18:46:00 GMT http://www.zillow.com/advice-thread/Can-I-buy-a-house-cash-in-the-US-with-an-ITIN/602888/ 2015-09-01T18:46:00Z Can anyone explain the North Carolina Due Diligence fee? http://www.zillow.com/advice-thread/Can-anyone-explain-the-North-Carolina-Due-Diligence-fee/484189/ To me, it seems like a separate earnest deposit that the potential buyer doesn't get back if the deal falls through for any reason, including if&nbsp;the house doesn't pass muster for the loan. I don't see the value to the buyer, but it sure looks like a nice way for the seller to make a little money even if the deal falls through.<br \><br \>32 replies Fri, 22 Mar 2013 13:49:00 GMT http://www.zillow.com/advice-thread/Can-anyone-explain-the-North-Carolina-Due-Diligence-fee/484189/ 2013-03-22T13:49:00Z how can i find the true value of a home http://www.zillow.com/advice-thread/how-can-i-find-the-true-value-of-a-home/525117/ Pisa Torre in hampden village concord nc<br \><br \>6 replies Mon, 20 Jan 2014 15:19:00 GMT http://www.zillow.com/advice-thread/how-can-i-find-the-true-value-of-a-home/525117/ 2014-01-20T15:19:00Z Too soon to pull the trigger on a mortgage for December move? http://www.zillow.com/advice-thread/Too-soon-to-pull-the-trigger-on-a-mortgage-for-December-move/601473/ We've been waiting, and waiting, and waiting to get our own home again.<br/>An out of state move,waiting 2 more years, waiting another 6 months for credit repair.<br/>We have to get out of this rental!<br/>Our lease ends in December, credit is finally the best it can be for now.Fico scores are 776 774 and 700<br/>We want variety so are looking for a mortgage broker and that's our problem.<br/>With less red tape, i know brokers can get approved in sometimes 14 days.We would like to get pre approved,and THEN start looking at homes.<br/>Were looking for something in the low 200,000s, don't have a whole lot to put down, maybe 3-8% 10 if the house was perfect-situation.<br/><br/>My question is, can i/should i get preapproved now, through a broker(s),for a november-dec move? My friend got a fully financed foreclosure,can i do that too?<br \><br \>4 replies Sat, 22 Aug 2015 18:09:00 GMT http://www.zillow.com/advice-thread/Too-soon-to-pull-the-trigger-on-a-mortgage-for-December-move/601473/ 2015-08-22T18:09:00Z Typically How much do Home inspections cost http://www.zillow.com/advice-thread/Typically-How-much-do-Home-inspections-cost/427301/ 61 replies Sun, 01 Jan 2012 02:48:00 GMT http://www.zillow.com/advice-thread/Typically-How-much-do-Home-inspections-cost/427301/ 2012-01-01T02:48:00Z FHA loan - Approximately how long to closing from the day you put in an offer? http://www.zillow.com/advice-thread/FHA-loan-Approximately-how-long-to-closing-from-the-day-you-put-in-an-offer/599731/ 10 replies Tue, 11 Aug 2015 14:41:00 GMT http://www.zillow.com/advice-thread/FHA-loan-Approximately-how-long-to-closing-from-the-day-you-put-in-an-offer/599731/ 2015-08-11T14:41:00Z Can a new buyer assume an existing home insurance policy from the seller? http://www.zillow.com/advice-thread/Can-a-new-buyer-assume-an-existing-home-insurance-policy-from-the-seller/571190/ 6 replies Sun, 04 Jan 2015 21:49:00 GMT http://www.zillow.com/advice-thread/Can-a-new-buyer-assume-an-existing-home-insurance-policy-from-the-seller/571190/ 2015-01-04T21:49:00Z where can i find the school zones for Charlotte NC http://www.zillow.com/advice-thread/where-can-i-find-the-school-zones-for-Charlotte-NC/600052/ 1 reply Thu, 13 Aug 2015 15:19:00 GMT http://www.zillow.com/advice-thread/where-can-i-find-the-school-zones-for-Charlotte-NC/600052/ 2015-08-13T15:19:00Z fha realtors in western north carolina http://www.zillow.com/advice-thread/fha-realtors-in-western-north-carolina/599383/ First time buyer.... Where can I find a &nbsp;specialized FHA realtor &nbsp;in the asheville nc area?<br \><br \>2 replies Sun, 09 Aug 2015 12:14:00 GMT http://www.zillow.com/advice-thread/fha-realtors-in-western-north-carolina/599383/ 2015-08-09T12:14:00Z Are FHA construction to perm loans available in Asheville, NC http://www.zillow.com/advice-thread/Are-FHA-construction-to-perm-loans-available-in-Asheville-NC/595096/ Hi,&nbsp;<br/>I would like to purchase 4 or 5 acres and construction a very small home on this land. I am already pre-approved for a more standard FHA house loan for up to $122,000. I am wondering if FHA construction to perm loans are available in this area. Thank you.<br \><br \>4 replies Sat, 11 Jul 2015 02:12:00 GMT http://www.zillow.com/advice-thread/Are-FHA-construction-to-perm-loans-available-in-Asheville-NC/595096/ 2015-07-11T02:12:00Z RE 2402 Pathway Chapel HIll, NC http://www.zillow.com/advice-thread/RE-2402-Pathway-Chapel-HIll-NC/596358/ <p>Google's Zillow listing for this property indicates Off market status. This is wrong. It is on market.&nbsp; How can this be corrected?</p><p>There is another Google Zillow listing for a&nbsp;2402 Pathway in Arkansas which shows off market also - but this agrees with the Zillow listing information for the Arkansas property.</p><br \><br \>1 reply Sun, 19 Jul 2015 23:41:00 GMT http://www.zillow.com/advice-thread/RE-2402-Pathway-Chapel-HIll-NC/596358/ 2015-07-19T23:41:00Z Where can I receive a free market analysis? http://www.zillow.com/advice-thread/Where-can-I-receive-a-free-market-analysis/595062/ Where can I receive a free market analysis?<br \><br \>4 replies Fri, 10 Jul 2015 21:57:00 GMT http://www.zillow.com/advice-thread/Where-can-I-receive-a-free-market-analysis/595062/ 2015-07-10T21:57:00Z Can we use realtor credit towards New Home Price or Upgrades? http://www.zillow.com/advice-thread/Can-we-use-realtor-credit-towards-New-Home-Price-or-Upgrades/594640/ We are under contract with a builder and realtor for our new home. Our realtor is giving some percentage of the commission to us. When we calculated closing cost, we are still left out with realtor credit and wanted to use that money and do not want to lose as the amount is big. I heard that we can use that money towards home price or upgrades. Please let me know if that is possible and legal in North Carolina (Wake County). I would really appreciate any reply or comments on this. Thank you.<br \><br \>6 replies Wed, 08 Jul 2015 13:53:00 GMT http://www.zillow.com/advice-thread/Can-we-use-realtor-credit-towards-New-Home-Price-or-Upgrades/594640/ 2015-07-08T13:53:00Z Getting Earnest Money Back? http://www.zillow.com/advice-thread/Getting-Earnest-Money-Back/594051/ We had our offer accepted on a manufactured home that we wanted to purchase in Johnston County, an hour from Durham, NC. Our loan officer caused numerous delays and missed 2 extension deadlines. Our latest extension is expiring today. Our real estate agent tells us if we back out of the sale, we aren't entitled to a refund of our earnest money because our loan officer has completed the paperwork and has advised the seller (a bank, as this is a foreclosure) that our loan will close next week. The selling bank has decided to extend the deal on their end, but we haven't signed an extension past July 3rd on our end. Do we have to forfeit our money in order to back out of this deal?<br \><br \>5 replies Fri, 03 Jul 2015 19:55:00 GMT http://www.zillow.com/advice-thread/Getting-Earnest-Money-Back/594051/ 2015-07-03T19:55:00Z What problem does a request for notice of sale on a property cause? http://www.zillow.com/advice-thread/What-problem-does-a-request-for-notice-of-sale-on-a-property-cause/591820/ I want to buy my parent's house which has been in my family since it was built in the 50s. I did a little research and there is a request for notice of sale filed by a second mortgage holder to the first mortgage holder? What exactly does this mean? Will we have to secure financing to pay off both loans in order to buy?<br \><br \>1 reply Thu, 18 Jun 2015 03:18:00 GMT http://www.zillow.com/advice-thread/What-problem-does-a-request-for-notice-of-sale-on-a-property-cause/591820/ 2015-06-18T03:18:00Z purchase a home on low income http://www.zillow.com/advice-thread/purchase-a-home-on-low-income/590747/ 4 replies Wed, 10 Jun 2015 23:26:00 GMT http://www.zillow.com/advice-thread/purchase-a-home-on-low-income/590747/ 2015-06-10T23:26:00Z husband only prequalified for va loan, picked a house and already signed contract with seller?? http://www.zillow.com/advice-thread/husband-only-prequalified-for-va-loan-picked-a-house-and-already-signed-contract-with-seller/586713/ My husband is 100% p&amp;t disabled veteran, he was just granted that like two months ago. We Got prequalified for va loan up to $195,000 and we had the house we wanted picked out already, we've already signed contract with seller. My question is, I thought you have to be pre approved before house hunting? We had only pre qualified...now we are having to re apply for the loan, how does that work? Are there chances we will get denied? The house is 172,000$, seller is paying up to 4,500$ cc, credit score is pretty low 616 last we checked but we paid of most debts already. Income is 3300$....<br \><br \>4 replies Wed, 13 May 2015 15:59:00 GMT http://www.zillow.com/advice-thread/husband-only-prequalified-for-va-loan-picked-a-house-and-already-signed-contract-with-seller/586713/ 2015-05-13T15:59:00Z Can a builder change the price on the countract? http://www.zillow.com/advice-thread/Can-a-builder-change-the-price-on-the-countract/585801/ <p>We are building a home. We had signed an original contract with price $X. Then we signed 2&nbsp;addendums. The last contract addendum that we signed with the builder was for the sum of $Y. This was the signed document that all parties had agreed to.</p><p>Later, at builder's corporate office, they found that the on site agent had made a math error and simply used whiteout to correct the start and end price on the final addendum. This brought the total price of the home to $Z. This is an accurate accounting of the price of all options as laid out in the prior addendums. Price aside, we took issue with the fact that they essentially forged our signatures. We believe that this action was ILLEGAL.</p><p>Was it?</p><br/><br/><br \><br \>6 replies Wed, 06 May 2015 18:27:00 GMT http://www.zillow.com/advice-thread/Can-a-builder-change-the-price-on-the-countract/585801/ 2015-05-06T18:27:00Z