Zillow Advice RSS: Question-Discussion-Guide,Buying Process,Tampa- FL http://www.zillow.com/advice/Tampa-FL/home-buying-buying-process/question-discussion-guide/ Zillow Advice search results | Zillow Real Estate What advice can Zillow give me for buying a house cash? What factors should one keep in mind... http://www.zillow.com/advice-thread/What-advice-can-Zillow-give-me-for-buying-a-house-cash-What-factors-should-one-keep-in-mind/563489/ 8 replies Sun, 19 Oct 2014 18:50:00 GMT http://www.zillow.com/advice-thread/What-advice-can-Zillow-give-me-for-buying-a-house-cash-What-factors-should-one-keep-in-mind/563489/ 2014-10-19T18:50:00Z Is this realator legit? http://www.zillow.com/advice-thread/Is-this-realator-legit/561231/ We've started looking at houses in the Tampa area about a month ago and we've gone out with a realator but we are starting to get the feeing that we are guinea pigs and that he might not be the full time committed realator he claims. Is there a way I can look up his actual sales records? He has a ton of reviews on here but half of them are written on the same day which seems weird. I am apprehensive of just terminating the relationship because he already has all our financial data. I would just like to see if his track record is as good as he says? Help please.<br \><br \>12 replies Tue, 30 Sep 2014 19:07:00 GMT http://www.zillow.com/advice-thread/Is-this-realator-legit/561231/ 2014-09-30T19:07:00Z Are there any Florida live aboard Houseboats available? http://www.zillow.com/advice-thread/Are-there-any-Florida-live-aboard-Houseboats-available/559078/ I had two different houseboat homes in Portland Oregon, and visited others when we lived in Sacramento.&nbsp; With all the water and great weather in Florida (we now live in Tampa) we have not seen any live-on houseboats except small weekly rentals with motors.&nbsp; Are there Florida Building Codes that prohibit Houseboat life?&nbsp;&nbsp; If any are available in Florida, where are they?&nbsp; <br/>Barry &amp; Cathy Taylor<br/><br \><br \>1 reply Sat, 13 Sep 2014 02:23:00 GMT http://www.zillow.com/advice-thread/Are-there-any-Florida-live-aboard-Houseboats-available/559078/ 2014-09-13T02:23:00Z I want to buy a home at auction what are some rules of thumb to look for regarding the condition o http://www.zillow.com/advice-thread/I-want-to-buy-a-home-at-auction-what-are-some-rules-of-thumb-to-look-for-regarding-the-condition-o/551658/ 8 replies Sun, 27 Jul 2014 22:35:00 GMT http://www.zillow.com/advice-thread/I-want-to-buy-a-home-at-auction-what-are-some-rules-of-thumb-to-look-for-regarding-the-condition-o/551658/ 2014-07-27T22:35:00Z Looking to buy first home and need some advice http://www.zillow.com/advice-thread/Looking-to-buy-first-home-and-need-some-advice/552003/ We would like to buy within the next year or so, or sooner if possible.&nbsp;My husband just started a new job with an oil company in Louisiana so his income&nbsp;will consistently be going up each year. Is there a certain amount of time we have to wait since he just started a new job? I have been at my job for almost&nbsp; eight years.&nbsp; My husband went through a&nbsp;few layoffs over the&nbsp;past few years&nbsp;&nbsp;and our credit took a hit, mostly mine and now we are trying to get back on track. We both have some areas of our credit we need to fix, but we don't know what we should payoff or not? or when? and how to get our scores up. Some things are from almost&nbsp;six years ago.&nbsp;We just need help with fixing our credit and getting set on the right path to actually being able to own our own home. Any advice is welcome. Thank You.<br \><br \>7 replies Tue, 29 Jul 2014 14:35:00 GMT http://www.zillow.com/advice-thread/Looking-to-buy-first-home-and-need-some-advice/552003/ 2014-07-29T14:35:00Z Can I buy a house that was built without inspection and under violation? http://www.zillow.com/advice-thread/Can-I-buy-a-house-that-was-built-without-inspection-and-under-violation/553947/ Can I buy a house that was built without inspection and under violation?, I would like to get it &nbsp;inspected and get it up to code or do i have to destroy the whole house?<br/><br/>&nbsp;<br \><br \>6 replies Sat, 09 Aug 2014 14:50:00 GMT http://www.zillow.com/advice-thread/Can-I-buy-a-house-that-was-built-without-inspection-and-under-violation/553947/ 2014-08-09T14:50:00Z What are the odds of a builder financing a 10% down? http://www.zillow.com/advice-thread/What-are-the-odds-of-a-builder-financing-a-10-down/234389/ Hello, since no one is giving 10% down financing for a jumbo <a href="http://www.zillow.com/mortgage/">loan</a>, what are the odds of me putting 10% down, negotiate finance with the builder of the other 10% ( lets say payable in 3 years ) and then the normal 80% thru a bank, any thoughts?<br/>Thx<br/><br \><br \>8 replies Wed, 13 May 2009 14:33:00 GMT http://www.zillow.com/advice-thread/What-are-the-odds-of-a-builder-financing-a-10-down/234389/ 2009-05-13T14:33:00Z Canadians buying US Properties http://www.zillow.com/advice-thread/Canadians-buying-US-Properties/352387/ Hello,<br/>We are planning to buy a home in this area. We are from Canada and we'd like to know the details for Canadians buying US properties. <br/>Questions I can think of:<br/>1-As non-US-citizens, is there any special requirements to buy a property in the US?<br/>2-If we are eligible to buy, how is the process done, what do we need to do?<br/>3-How long does it take the paper work after we make an offer?<br/>4-What taxes, fees, or any other monies are needed to complete the transaction?<br/>5-If you can elaborate on the buying process in general, so we can have an idea of what to expect.<br/>We intent to buy cash around July.<br/>Thanks for your help. Jules &amp; Bernadette.<br \><br \>9 replies Wed, 02 Jun 2010 13:19:00 GMT http://www.zillow.com/advice-thread/Canadians-buying-US-Properties/352387/ 2010-06-02T13:19:00Z Is it right time to buy a second home ? http://www.zillow.com/advice-thread/Is-it-right-time-to-buy-a-second-home/505768/ I bought a small house(built equity) two years back, But we might need a large home, may be in next two-three years, Is this right time to buy a second home (Primary Home) and sell the current one, or wait for two-three years ?<br/><br/><br \><br \>12 replies Wed, 07 Aug 2013 22:25:00 GMT http://www.zillow.com/advice-thread/Is-it-right-time-to-buy-a-second-home/505768/ 2013-08-07T22:25:00Z Interrested in two homes in Tampa,FL. http://www.zillow.com/advice-thread/Interrested-in-two-homes-in-Tampa-FL/536411/ I currently live in upstate NY.I have been preapproved for $95,000 by Wells Fargo.<br/>I'm a veteran,so it"s a VA loan.Can you please help me with the purchase of these homes.I have contacted agents,but know response.I would like to move as soon as possible. Thanks,Doug Bell (845-679-6496) (<a href="mailto:dbelldude@gmail.com" rel="nofollow">dbelldude@gmail.com</a>)<br \><br \>5 replies Mon, 14 Apr 2014 20:08:00 GMT http://www.zillow.com/advice-thread/Interrested-in-two-homes-in-Tampa-FL/536411/ 2014-04-14T20:08:00Z Buyin a house under Owner financing http://www.zillow.com/advice-thread/Buyin-a-house-under-Owner-financing/524079/ How do I know that the property is legally owned and cleared once? How do I obtain the property deeds. Need help or advice the process and legal contract.<br/><br/>Thanks<br \><br \>6 replies Sat, 11 Jan 2014 13:14:00 GMT http://www.zillow.com/advice-thread/Buyin-a-house-under-Owner-financing/524079/ 2014-01-11T13:14:00Z When planning to build a home, if you have found a lot you want is it best to buy it and then go... http://www.zillow.com/advice-thread/When-planning-to-build-a-home-if-you-have-found-a-lot-you-want-is-it-best-to-buy-it-and-then-go/539096/ When planning to build a home, if you have found a lot you want is it best to buy it and then go to the builder or go to the builder and wrap it all into one purchase?&nbsp; Further, if you do buy it upfront, can the land be used as a down payment?<br \><br \>5 replies Sat, 03 May 2014 15:04:00 GMT http://www.zillow.com/advice-thread/When-planning-to-build-a-home-if-you-have-found-a-lot-you-want-is-it-best-to-buy-it-and-then-go/539096/ 2014-05-03T15:04:00Z I am a military vet looking to buy my first home using my VA loan. What should I look for? http://www.zillow.com/advice-thread/I-am-a-military-vet-looking-to-buy-my-first-home-using-my-VA-loan-What-should-I-look-for/359252/ I am a disabled vet, and a full-time student with not so great credit. I am not looking for a huge place, just a starter home. Any help would be appreciated.<br \><br \>10 replies Fri, 23 Jul 2010 22:53:00 GMT http://www.zillow.com/advice-thread/I-am-a-military-vet-looking-to-buy-my-first-home-using-my-VA-loan-What-should-I-look-for/359252/ 2010-07-23T22:53:00Z How do I get a home appraisal? http://www.zillow.com/advice-thread/How-do-I-get-a-home-appraisal/531067/ 4 replies Wed, 05 Mar 2014 19:45:00 GMT http://www.zillow.com/advice-thread/How-do-I-get-a-home-appraisal/531067/ 2014-03-05T19:45:00Z Where are the in - house lenders in Tampa FL area? Is in - house better for home purchase? http://www.zillow.com/advice-thread/Where-are-the-in-house-lenders-in-Tampa-FL-area-Is-in-house-better-for-home-purchase/526572/ 4 replies Fri, 31 Jan 2014 00:04:00 GMT http://www.zillow.com/advice-thread/Where-are-the-in-house-lenders-in-Tampa-FL-area-Is-in-house-better-for-home-purchase/526572/ 2014-01-31T00:04:00Z Trying to get an FHA loan http://www.zillow.com/advice-thread/Trying-to-get-an-FHA-loan/502965/ Hello,<br/><br/>I checked my credit through a loaner that said they need at least 640 credit score. I am filing jointly but my wife's scores are all above 700. (Mainly for FHA at the moment)<br/><br/>I have<br/>TU: 652<br/>Experian: 613<br/>Equifax: 652<br/><br/>How do lenders usually use this to come to a minimum requirement of 640?<br \><br \>5 replies Mon, 22 Jul 2013 01:12:00 GMT http://www.zillow.com/advice-thread/Trying-to-get-an-FHA-loan/502965/ 2013-07-22T01:12:00Z Can a short sale house go up in pricing? http://www.zillow.com/advice-thread/Can-a-short-sale-house-go-up-in-pricing/451358/ The house was being offered at 176,590 and I offered 178,590 going above $2,000. The owner accepted my offer.&nbsp; Now the bank counted/offer my offer to $190,000.&nbsp; Can the price increase by $15,000????<br \><br \>19 replies Tue, 17 Jul 2012 15:18:00 GMT http://www.zillow.com/advice-thread/Can-a-short-sale-house-go-up-in-pricing/451358/ 2012-07-17T15:18:00Z can you help me I want to buy a house but I need owner financing, I have $5000 down http://www.zillow.com/advice-thread/can-you-help-me-I-want-to-buy-a-house-but-I-need-owner-financing-I-have-5000-down/514502/ 9 replies Tue, 08 Oct 2013 00:06:00 GMT http://www.zillow.com/advice-thread/can-you-help-me-I-want-to-buy-a-house-but-I-need-owner-financing-I-have-5000-down/514502/ 2013-10-08T00:06:00Z Buying a short sale with all liens cleared and bank approved price http://www.zillow.com/advice-thread/Buying-a-short-sale-with-all-liens-cleared-and-bank-approved-price/521354/ Hi,<br/><br/>We are first time homebuyers and have fallen in love with a shirt sale home.&nbsp; I'm aware that buying a short sale can be a long and disappointing process.&nbsp; We have 4 months left on our apartment lease so need to be in something by then.&nbsp; The property has had two previous buyers.&nbsp; What I know is that one of the two buyers backed out, two liens needed to be cleared from the property and the current list price has been approved by the bank.&nbsp; Does this make the buying process of a short sale easier for us?<br \><br \>6 replies Wed, 11 Dec 2013 13:28:00 GMT http://www.zillow.com/advice-thread/Buying-a-short-sale-with-all-liens-cleared-and-bank-approved-price/521354/ 2013-12-11T13:28:00Z Are there any legal loose ends that we should be concerned about? http://www.zillow.com/advice-thread/Are-there-any-legal-loose-ends-that-we-should-be-concerned-about/518293/ <p>We submitted an offer on a short sale in early October.&nbsp; Our realtor initially said the offer had been forwarded to the seller's attorney, and later said we were likely not going to get a response to this offer.&nbsp; Additionally, the section titled "TIME FOR ACCEPTANCE OF OFFER AND COUNTER-OFFERS; EFFECTIVE DATE, the offer said (a) If not signed by Buyer and Seller, and an executed copy delivered to all parties on or before 10/6/2013, this offer shall be deemed withdrawn and the Deposit, if any, shall be returned to Buyer. As such, we have since considered the offer withdrawn, and no earnest money had ever been deposited in relation to this. The realtor working with us in relation to this offer had since shown the short sale house to his/her family member. For various reasons, we felt the first realtor was not a good fit for us.&nbsp;No agreement was signed with the realtor for service, or the realty service he/she was assigned to us through&mdash;via our lender.&nbsp; We told the realtor that we were putting our search on hold for a while; and in speaking with our lender, we were encouraged to find another realtor. We notified the realty service, who in turn informed the realtor that we would not be continuing on with him/her. We now have a new realtor. We recently learned that, although the seller had never signed our original offer to purchase on the short sale, the seller's attorney is using our offer and another unsigned, slightly higher offer received after it (possibly from our former realtor for a family member), to attempt to negotiate a release of deficiency from the bank for the seller. As it is in a subdivision we would like to live in, can we simply make a new offer on the property, through our current realtor--since our original offer is legally deemed withdrawn, per the language within it (noted above)?&nbsp; It appears to me that there is no legal reason that doing so would be inappropriate.&nbsp; Am I missing something?</p><br \><br \>10 replies Thu, 07 Nov 2013 21:09:00 GMT http://www.zillow.com/advice-thread/Are-there-any-legal-loose-ends-that-we-should-be-concerned-about/518293/ 2013-11-07T21:09:00Z