Zillow Advice RSS: Question-Discussion-Guide,Buying Process,NV http://www.zillow.com/advice/NV/home-buying-buying-process/question-discussion-guide/ Zillow Advice search results | Zillow Real Estate Cost of Appraisal http://www.zillow.com/advice-thread/Cost-of-Appraisal/547078/ I'm getting a 80% conventional fixed rate loan. What should I expect to pay for an Appraisal?<br \><br \>6 replies Wed, 25 Jun 2014 05:08:00 GMT http://www.zillow.com/advice-thread/Cost-of-Appraisal/547078/ 2014-06-25T05:08:00Z Closing Cost for Loan http://www.zillow.com/advice-thread/Closing-Cost-for-Loan/547076/ I'm getting a 80% purchase loan ($175,000) how much should the appraisal cost? I've heard anywhere from $300 to $500<br \><br \>1 reply Wed, 25 Jun 2014 04:55:00 GMT http://www.zillow.com/advice-thread/Closing-Cost-for-Loan/547076/ 2014-06-25T04:55:00Z buying a house http://www.zillow.com/advice-thread/buying-a-house/544885/ How would you know which homeowner is willing to sell, i have had my eye on a house that i would love to purchase but am afraid of being insulted if i go to the house and ask.<br \><br \>4 replies Tue, 10 Jun 2014 13:08:00 GMT http://www.zillow.com/advice-thread/buying-a-house/544885/ 2014-06-10T13:08:00Z Why would the bank turn down someone with over 48% of price as down payment? http://www.zillow.com/advice-thread/Why-would-the-bank-turn-down-someone-with-over-48-of-price-as-down-payment/545912/ Hello,&nbsp;<br/>We see a home for sale on zillow. We would like to offer $100K. We are prepared to put down $48K as the down payment. Our credit sucks but my husband is a career electrician. I have been the same industry w 2 employers for the past decade. We make pretty good money. Why would the bank turn someone like us down for our credit when our income and down payment are substantial and verifyable? &nbsp;I thought they were in the business of selling homes???<br \><br \>4 replies Tue, 17 Jun 2014 18:32:00 GMT http://www.zillow.com/advice-thread/Why-would-the-bank-turn-down-someone-with-over-48-of-price-as-down-payment/545912/ 2014-06-17T18:32:00Z buying a home at an auction. http://www.zillow.com/advice-thread/buying-a-home-at-an-auction/544773/ I would like to know what fees go with an auction, i'm sure someone has to make a commission.&nbsp; Thank you.<br \><br \>2 replies Mon, 09 Jun 2014 18:01:00 GMT http://www.zillow.com/advice-thread/buying-a-home-at-an-auction/544773/ 2014-06-09T18:01:00Z fees for auctions http://www.zillow.com/advice-thread/fees-for-auctions/544736/ I live in nv. could you tell me what fees need to be paid when you bid on a home that is up for auction, i heard 8% goes to the auctioneer and 5% for the realtor who is helping you. thank you.<br \><br \>1 reply Mon, 09 Jun 2014 14:50:00 GMT http://www.zillow.com/advice-thread/fees-for-auctions/544736/ 2014-06-09T14:50:00Z What happens to Homes in Las Vegas that set empty to long? http://www.zillow.com/advice-thread/What-happens-to-Homes-in-Las-Vegas-that-set-empty-to-long/536612/ I was told by someone that there are problems with many of the homes that have set empty to long as a result of foreclosures and short sales. I live in the northeast and can understand problems here with the severe winters. But what problems would occur in Las Vegas where it hardly freezes. Should one beware of houses that have&nbsp;sat empty when shopping for homes out there?&nbsp;<br \><br \>2 replies Tue, 15 Apr 2014 23:04:00 GMT http://www.zillow.com/advice-thread/What-happens-to-Homes-in-Las-Vegas-that-set-empty-to-long/536612/ 2014-04-15T23:04:00Z best home for a first time buyer http://www.zillow.com/advice-thread/best-home-for-a-first-time-buyer/542714/ I am a 90% disable vet with 2 incomes, VA and SSDI totaling 3k monthly. &nbsp;Expenses are 600 monthly.<br/><br/>No kids, 650 median score, 43, male, self employed,&nbsp;<br/><br/>I can go VA&nbsp;<br/><br/>I want to do 1 or 2 flips, then land in a $1M+ home to retire in, all in less than 6 months. &nbsp;<br/>home must have infinity pool, jacuzzi, solar panels for Power, or able to be installed, i want 1 acre or more, trees, sod, the works.<br/><br/>&nbsp;<br \><br \>2 replies Tue, 27 May 2014 16:58:00 GMT http://www.zillow.com/advice-thread/best-home-for-a-first-time-buyer/542714/ 2014-05-27T16:58:00Z My agent (buyer) tells me I have to pay $395 fee to her to represent me? http://www.zillow.com/advice-thread/My-agent-buyer-tells-me-I-have-to-pay-395-fee-to-her-to-represent-me/505629/ This is on top of the split she will get on the 6% commission. I am new to Nevada but have never seen this in CT, NY, GA or TX. Sounds like a scam.<br \><br \>18 replies Wed, 07 Aug 2013 06:17:00 GMT http://www.zillow.com/advice-thread/My-agent-buyer-tells-me-I-have-to-pay-395-fee-to-her-to-represent-me/505629/ 2013-08-07T06:17:00Z How to find the best buyers agent in the Las Vegas NV area http://www.zillow.com/advice-thread/How-to-find-the-best-buyers-agent-in-the-Las-Vegas-NV-area/534211/ We will be shopping for a home in an Age restricted community in the Las Vegas area this fall. I've been searching reviews etc. for several buyers agents in this area and I'm wondering what questions should be asked of prospects when interviewing to make our selection. What will make the potential agent stand out from the others? How can you determine which agent will work the hardest and have our best interest in mind? We live on the East coast so that makes things more difficult. We have been told that the way to work is to have agents send photos and descriptions of property and wait until an offer is accepted subject to a time for due diligence and then travel to have a look. This is understandable but not particularly acceptable. We would prefer to find a buyer's agent and then make a trip to the area for 10 days or so and view a list of possible properties and then make offers on them from here if needed. We have several things we would expect in any property considered and would need the buyers agent to work with us on those needs. Any advice would be appreciated.<br \><br \>10 replies Fri, 28 Mar 2014 20:50:00 GMT http://www.zillow.com/advice-thread/How-to-find-the-best-buyers-agent-in-the-Las-Vegas-NV-area/534211/ 2014-03-28T20:50:00Z when all cash purchasing a $170,000. short sale home in Nevada how much are closing costs to buyer http://www.zillow.com/advice-thread/when-all-cash-purchasing-a-170-000-short-sale-home-in-Nevada-how-much-are-closing-costs-to-buyer/542513/ 1 reply Mon, 26 May 2014 08:08:00 GMT http://www.zillow.com/advice-thread/when-all-cash-purchasing-a-170-000-short-sale-home-in-Nevada-how-much-are-closing-costs-to-buyer/542513/ 2014-05-26T08:08:00Z how do home loans work? http://www.zillow.com/advice-thread/how-do-home-loans-work/535802/ i want to purchase a home because i am tired of wasting my money renting but how can i get a house without putting any money down?<br \><br \>3 replies Wed, 09 Apr 2014 19:06:00 GMT http://www.zillow.com/advice-thread/how-do-home-loans-work/535802/ 2014-04-09T19:06:00Z Buying in Blue Diamond http://www.zillow.com/advice-thread/Buying-in-Blue-Diamond/535784/ My husband and I are looking for a house to retire to. (We live in Chicago.) We would love Blue Diamond area, but I never see any listings there. &nbsp;Any suggestions?<br/><br/>L. E. Bruce<br \><br \>2 replies Wed, 09 Apr 2014 17:30:00 GMT http://www.zillow.com/advice-thread/Buying-in-Blue-Diamond/535784/ 2014-04-09T17:30:00Z how do I get a value http://www.zillow.com/advice-thread/how-do-I-get-a-value/535303/ 1 reply Sat, 05 Apr 2014 23:15:00 GMT http://www.zillow.com/advice-thread/how-do-I-get-a-value/535303/ 2014-04-05T23:15:00Z Seller refusing to return earnest money http://www.zillow.com/advice-thread/Seller-refusing-to-return-earnest-money/252488/ I had an accepted offer on a house that ended up appraising for almost 30K less than the offer.&nbsp; The contract language specifically states that the earnest money will be returned without penalty if the house doesn't appraise.<br/><br/>The seller has accused the appraiser of being somehow crooked and in my pocket, so he is refusing to sign the cancellation of escrow.&nbsp; He has offered us a bunch of shady under the table deals to self finance the difference (as if I would buy a property right now for that much more than it's worth) and has begun legal action against the appraiser.<br/><br/>It has been six weeks since the appraisal and since we first sent the escrow cancellation and I still don't have my money back.&nbsp; The listing agent is now saying that they have no responsibility because he has taken the house off the market so they are no longer listing it for him.<br/><br/>If anyone has faced something like this before, or if anyone is a <a href="http://www.zillow.com">real estate</a> attorney and can give me some advice on what to do about it, I would appreciate it.<br \><br \>14 replies Fri, 03 Jul 2009 17:15:00 GMT http://www.zillow.com/advice-thread/Seller-refusing-to-return-earnest-money/252488/ 2009-07-03T17:15:00Z I had a very bad experience with Reno Realtor Raymond Solorzano where do I file a complaint? http://www.zillow.com/advice-thread/I-had-a-very-bad-experience-with-Reno-Realtor-Raymond-Solorzano-where-do-I-file-a-complaint/533991/ 4 replies Thu, 27 Mar 2014 07:06:00 GMT http://www.zillow.com/advice-thread/I-had-a-very-bad-experience-with-Reno-Realtor-Raymond-Solorzano-where-do-I-file-a-complaint/533991/ 2014-03-27T07:06:00Z What can I do to get more (or better) quotes for my loan request ZR-FVJCCJK? http://www.zillow.com/advice-thread/What-can-I-do-to-get-more-or-better-quotes-for-my-loan-request-ZR-FVJCCJK/533273/ 0 replies Fri, 21 Mar 2014 21:47:00 GMT http://www.zillow.com/advice-thread/What-can-I-do-to-get-more-or-better-quotes-for-my-loan-request-ZR-FVJCCJK/533273/ 2014-03-21T21:47:00Z Short sale. I am the buyer. Bank of America is the lender. 1 month and no approval letter. Supp http://www.zillow.com/advice-thread/Short-sale-I-am-the-buyer-Bank-of-America-is-the-lender-1-month-and-no-approval-letter-Supp/458108/ 10 replies Fri, 31 Aug 2012 17:20:00 GMT http://www.zillow.com/advice-thread/Short-sale-I-am-the-buyer-Bank-of-America-is-the-lender-1-month-and-no-approval-letter-Supp/458108/ 2012-08-31T17:20:00Z Fencing property in Sun City Summerlin or Sun City MacDonald Ranch http://www.zillow.com/advice-thread/Fencing-property-in-Sun-City-Summerlin-or-Sun-City-MacDonald-Ranch/532638/ We are hoping to purchase a home in either Sun City Summerlin or Sun City MacDonald Ranch when we retire late this year. We have a medium size (30-35 lb) well mannered and Quiet dog and would not likely consider a backyard that is not fully fenced. Could be any type of fence as long as it is secure and we would expect it to be attractive and to pay for the fence to be installed if not already there. I've read the CC &amp; R's for these areas and now have these questions.&nbsp; If there is no existing fence is it possible to have some sort of guarantee built into the purchase agreement to insure the fence could be added after the purchase. or better yet could it be part of the offer and agreement to have the current owner get the fence installed at our cost prior to closing with the final closing being contingent upon the fence being installed. It appears that several rules would have to be met prior to fencing. If we were to purhcase a property and then find out it could not be fenced than we would be stuck selling it again.<br \><br \>1 reply Mon, 17 Mar 2014 16:49:00 GMT http://www.zillow.com/advice-thread/Fencing-property-in-Sun-City-Summerlin-or-Sun-City-MacDonald-Ranch/532638/ 2014-03-17T16:49:00Z How do I find about which states DO NOT require your spouse to sign a real estate acquisition.. http://www.zillow.com/advice-thread/How-do-I-find-about-which-states-DO-NOT-require-your-spouse-to-sign-a-real-estate-acquisition/531846/ 4 replies Tue, 11 Mar 2014 15:09:00 GMT http://www.zillow.com/advice-thread/How-do-I-find-about-which-states-DO-NOT-require-your-spouse-to-sign-a-real-estate-acquisition/531846/ 2014-03-11T15:09:00Z