Zillow Advice RSS: Question-Discussion-Guide,Buying Process,PR http://www.zillow.com/advice/PR/home-buying-buying-process/question-discussion-guide/ Zillow Advice search results | Zillow Real Estate Hi, I have a credit score of 636 and Im trying to get a loan to buy a house through Farmers Home? http://www.zillow.com/advice-thread/Hi-I-have-a-credit-score-of-636-and-Im-trying-to-get-a-loan-to-buy-a-house-through-Farmers-Home/553604/ Is it posible to get the loan?<br \><br \>1 reply Thu, 07 Aug 2014 16:27:00 GMT http://www.zillow.com/advice-thread/Hi-I-have-a-credit-score-of-636-and-Im-trying-to-get-a-loan-to-buy-a-house-through-Farmers-Home/553604/ 2014-08-07T16:27:00Z Puerto Rico tax heaven? act 20-22 http://www.zillow.com/advice-thread/Puerto-Rico-tax-heaven-act-20-22/543712/ Would you like to move to a paradise island and pay low taxes?<br/>there is &nbsp;act 20 act 22 tax incentives law since 2012 .get to know them<br \><br \>1 reply Mon, 02 Jun 2014 17:35:00 GMT http://www.zillow.com/advice-thread/Puerto-Rico-tax-heaven-act-20-22/543712/ 2014-06-02T17:35:00Z Puerto Rico Act 22, Eligibility? http://www.zillow.com/advice-thread/Puerto-Rico-Act-22-Eligibility/519955/ &nbsp;&nbsp;&nbsp; <div class="item_fulltext"><p>&nbsp;</p><p>&nbsp;</p><p><strong><em>Eligibility</em></strong></p><p><em>Under the P.R. Internal Revenue Code:</em> Nonresident individuals who become residents of Puerto Rico are considered eligible under Act 22 unless the individual was a resident of Puerto Rico at any time beginning on January 16, 1997 and ending on January 16, 2012. &nbsp;An individual that becomes domiciled in Puerto Rico is considered a Puerto Rican resident. An individual's 183-day physical presence in Puerto Rico establishes a presumption of residency under the Puerto Rico Tax Code.</p><p><em>Under the U.S. Internal Revenue Code:</em> Under U.S. IRC &sect;933,income derived from sources within Puerto Rico by individuals qualified as bona fide residents are exempt from federal income taxation. For an individual to considered a bona fide resident of Puerto Rico under U.S. IRC &sect;937, an individual must be present in Puerto Rico for at least 183 days of the year. Second, the individual must not have a tax home outside of Puerto Rico during the year. A tax home is determined to be located near an individual's principle place of business. Third, the individual must have a closer connection to Puerto Rico than the U.S. or another country. This is determined by a variety of factors including but not limited to the location of individual's home, family, personal belongings, and voting district. &nbsp;The tax exemption period begins on the date an individual becomes a resident of Puerto Rico.</p><br/><p>&nbsp;</p></div><br \><br \>0 replies Sun, 24 Nov 2013 13:06:00 GMT http://www.zillow.com/advice-thread/Puerto-Rico-Act-22-Eligibility/519955/ 2013-11-24T13:06:00Z Comparables information for Puerto Rico? http://www.zillow.com/advice-thread/Comparables-information-for-Puerto-Rico/411057/ I am looking to buy a primary residence in Puerto Rico, and I would like to know the price comparable real estate has sold in the recent past.&nbsp; Anywhere on Zillow I can find this?&nbsp; Thanks!<br \><br \>3 replies Wed, 10 Aug 2011 13:05:00 GMT http://www.zillow.com/advice-thread/Comparables-information-for-Puerto-Rico/411057/ 2011-08-10T13:05:00Z Buying in Puerto Rico?? http://www.zillow.com/advice-thread/Buying-in-Puerto-Rico/519146/ Many people are excited about purchasing a home since it is a fine investment for the future and a great way to build your life. The following information will make that home buying process a little easier and act as a guide as you make perhaps the largest financial investment in your lifetime.<h2 class="p3">Prior to Buying A Home</h2><p class="p2">It is important that you remain realistic when searching for your home. Do not simply purchase your home based upon the price or how much you like what you see. Consider things such as the distance it is from where you work, what the local school district is like, the amount of taxes you will pay and if there are any hidden fees such as condominium fees or homeowners association costs.</p><p class="p2">You should understand that buying a home is certainly a better situation than renting or leasing a house. You may find that paying a mortgage is actually less expensive than paying rent to someone. In addition, owning a home means you have the freedom to make your own decisions with it such as any potential renovations or additions you might require.</p><h3 style="text-align: center;" class="p4">&nbsp;</h3><br \><br \>0 replies Fri, 15 Nov 2013 23:55:00 GMT http://www.zillow.com/advice-thread/Buying-in-Puerto-Rico/519146/ 2013-11-15T23:55:00Z New incentive to buy in Puerto Rico http://www.zillow.com/advice-thread/New-incentive-to-buy-in-Puerto-Rico/501304/ APROBADA LA LEY NUM.34, PROYECTO DE LA CAMARA 915, DEL 26 DE JUNIO DE 2013 MEJOR CONOCIDA COMO &ldquo; MI CASA PROPIA&rdquo; La Ley 124-1993, conocida como &ldquo;Programa de Subsidio para Vivienda de Inter&eacute;s Social&rdquo;, se aprob&oacute; con la finalidad de crear un programa de subsidios para hacer factible que familias de recursos bajos o moderados pudieran adquirir viviendas existentes o de nueva construcci&oacute;n. Posteriormente, a trav&eacute;s de la Ley 209-2009, se legisl&oacute; para que la Autoridad para el Financiamiento de la Vivienda fuese el ente responsable de administrar el Programa de Subsidios. La Autoridad para el Financiamiento de la Vivienda deber&aacute; adoptar las normas y reglamentos necesarios para cumplir con los prop&oacute;sitos de esta Ley dentro de los pr&oacute;ximos noventa (90) d&iacute;as, siguientes a su aprobaci&oacute;n. Se consideran como viviendas elegibles a los efectos de ser adquiridas bajo el Programa Mi Casa Propia creado en virtud de esta Ley, las viviendas cuyo precio de venta no exceda doscientos mil d&oacute;lares ($200,000). El Programa Mi Casa Propia consistir&aacute; de una aportaci&oacute;n subsidiada, hasta un tres por ciento (3%) del precio de venta o el valor tasado, lo que sea menor, de la unidad de vivienda cualificada bajo los par&aacute;metros establecidos por medio de esta Ley o la reglamentaci&oacute;n pertinente. El precio adoptado para fines del par&aacute;metro anterior se conocer&aacute; como valor justo.<br \><br \>0 replies Thu, 11 Jul 2013 04:14:00 GMT http://www.zillow.com/advice-thread/New-incentive-to-buy-in-Puerto-Rico/501304/ 2013-07-11T04:14:00Z Been separated from my husband for several years, but we're still friends. I want to purchase a pie http://www.zillow.com/advice-thread/Been-separated-from-my-husband-for-several-years-but-we%27re-still-friends-I-want-to-purchase-a-pie/459759/ Been separated from my husband for several years, but we're still friends.&nbsp; I want to purchase a piece of property in Puerto Rico by myself but they say I have to have his signature anyway.&nbsp; What's the big deal.&nbsp; I qualify for the property by myself. He does not have to be involved or qualify for. How do I work around this requirement, which is very antiquated -- we're in the 20th century now.<br \><br \>4 replies Thu, 13 Sep 2012 16:07:00 GMT http://www.zillow.com/advice-thread/Been-separated-from-my-husband-for-several-years-but-we%27re-still-friends-I-want-to-purchase-a-pie/459759/ 2012-09-13T16:07:00Z How can I filter for views of lakes etc http://www.zillow.com/advice-thread/How-can-I-filter-for-views-of-lakes-etc/436317/ I would like a southern or western exposure home with views...not in the trees. &nbsp;I have tried to use the filters to look for lake and mountain views. &nbsp;Any tips for me?<br \><br \>1 reply Fri, 23 Mar 2012 02:20:00 GMT http://www.zillow.com/advice-thread/How-can-I-filter-for-views-of-lakes-etc/436317/ 2012-03-23T02:20:00Z Hello, Iwould like very much to buy aHome in PR . How do I find aBank To loan me the Money .I work a http://www.zillow.com/advice-thread/Hello-Iwould-like-very-much-to-buy-aHome-in-PR-How-do-I-find-aBank-To-loan-me-the-Money-I-work-a/323909/ HELLO ! I would like very much to buy a home in Puerto rico. I lived in New york And I stil work, But can Retired at any time .I all so received SS. Could you please tell me how to fine a bank to get loan for first time home buyer Mildred Ortiz <a href="mailto:milly18457@aol.com" rel="nofollow">milly18457@aol.com</a>&nbsp;al so @fix 30 year mortage rate<br \><br \>0 replies Thu, 11 Feb 2010 23:22:00 GMT http://www.zillow.com/advice-thread/Hello-Iwould-like-very-much-to-buy-aHome-in-PR-How-do-I-find-aBank-To-loan-me-the-Money-I-work-a/323909/ 2010-02-11T23:22:00Z