Zillow Advice RSS: Question-Discussion-Guide,Buying Process,Springfield- MA http://www.zillow.com/advice/Springfield-MA/home-buying-buying-process/question-discussion-guide/ Zillow Advice search results | Zillow Real Estate How does one find the mortgage history/outstanding balance for a prospective home? http://www.zillow.com/advice-thread/How-does-one-find-the-mortgage-history-outstanding-balance-for-a-prospective-home/264740/ Listing agent does NOT want to provide me with this information, Where can I find it?<br \><br \>17 replies Wed, 05 Aug 2009 14:40:00 GMT http://www.zillow.com/advice-thread/How-does-one-find-the-mortgage-history-outstanding-balance-for-a-prospective-home/264740/ 2009-08-05T14:40:00Z Recommendation for a real estate agent/broker http://www.zillow.com/advice-thread/Recommendation-for-a-real-estate-agent-broker/517334/ I am looking for a real estate agent/broker to prepare an offer and submit it. I am looking for recommendation for a real estate agent/broker who returns % of commission to buyer. I am in metrowest area in MA.<br \><br \>11 replies Wed, 30 Oct 2013 19:26:00 GMT http://www.zillow.com/advice-thread/Recommendation-for-a-real-estate-agent-broker/517334/ 2013-10-30T19:26:00Z When should the home inspection be preformed on a short sale? http://www.zillow.com/advice-thread/When-should-the-home-inspection-be-preformed-on-a-short-sale/414386/ <p>After an offer on a short sale has been accepted by the sellers, should the inspection wait until after the lien holder also accepts the offer even though this may take several weeks?</p><br \><br \>6 replies Mon, 05 Sep 2011 11:01:00 GMT http://www.zillow.com/advice-thread/When-should-the-home-inspection-be-preformed-on-a-short-sale/414386/ 2011-09-05T11:01:00Z does the money you get from selling your house go towards buying a new house? http://www.zillow.com/advice-thread/does-the-money-you-get-from-selling-your-house-go-towards-buying-a-new-house/379863/ if i sell my house, do you use that money as a down payment and to pay off the mortgage I already have?<br \><br \>9 replies Thu, 06 Jan 2011 22:24:00 GMT http://www.zillow.com/advice-thread/does-the-money-you-get-from-selling-your-house-go-towards-buying-a-new-house/379863/ 2011-01-06T22:24:00Z Buying HUD REO with FHA Loan ? http://www.zillow.com/advice-thread/Buying-HUD-REO-with-FHA-Loan/220128/ Hello,<br/><br/>I have a question that I hope a HUD expert can confirm for me. <br/><br/>First off, I have already been pre-approved for a <a href="http://www.zillow.com/30_Year_Fixed_Mortgage_Rates/">30 year fixed</a> <a href="http://www.zillow.com/fha-loan/">FHA mortgage</a> up to $100,000 through Wells Fargo. There is a home in Springfield, MA that is HUD owned, the asking price and "as is" value according to HUD is $70,000, I will be bidding as an owner-occupant. <br/><br/>The house appears to be in good condition with no major repairs needed and is listed as being insurable&nbsp;(IN) for FHA financing, I was thinking of putting in an offer over the $70,000 that HUD is asking for but when I spoke to my lender (Wells Fargo) about this, I was told that with an <a href="http://www.zillow.com/fha-loan/">FHA loan</a>, I cannot bid any higher than what HUD is&nbsp;asking for and that if I do, I will have to pay the difference out of pocket, I was told specifically that this is a HUD rule and not a rule through Wells Fargo, can someone please give me some clarification into such a rule ?? The contact person&nbsp;is very reputable and I don't believe he would steer me in the wrong&nbsp;direction but this makes no sense to me. <br/><br/>It seems to me, this HUD&nbsp;Rule&nbsp;is almost discriminatory, as I was told I could go over the asking price with a conventional loan but not with an FHA loan, this would seem to put me at an unfair competative disadvantage, thanks for any feedback.<br/><br/>~M<br \><br \>4 replies Mon, 06 Apr 2009 18:33:00 GMT http://www.zillow.com/advice-thread/Buying-HUD-REO-with-FHA-Loan/220128/ 2009-04-06T18:33:00Z