Zillow Advice RSS: Question-Discussion-Guide,Credit Scores,DC http://www.zillow.com/advice/DC/mortgage-credit-scores/question-discussion-guide/ Zillow Advice search results | Zillow Real Estate Can i get a mortgage with a 720 credit score but 1 outstanding collection http://www.zillow.com/advice-thread/Can-i-get-a-mortgage-with-a-720-credit-score-but-1-outstanding-collection/485367/ Hi,<br/><br/>I have 1 outstanding collection on file for 3.5K frm when I lost my phone and someone used to make $3K of international phonecalls in 2 days. I refused to pay this bill. This collection is now a little over 5 years old.<br/><br/>My scores are around 720 and I can put 10% downpayment. My question is if I can get a mortgage with that collection or would I just need to pay it of. The mortgage payment would be less than 30% of my income and my credit utilization is very low.<br \><br \>8 replies Fri, 29 Mar 2013 17:32:00 GMT http://www.zillow.com/advice-thread/Can-i-get-a-mortgage-with-a-720-credit-score-but-1-outstanding-collection/485367/ 2013-03-29T17:32:00Z Can I buy a another home, with have late payments on a rental property? How long do I have to wait? http://www.zillow.com/advice-thread/Can-I-buy-a-another-home-with-have-late-payments-on-a-rental-property-How-long-do-I-have-to-wait/395102/ I have a rental property that I had late payments for about 6-8 months last year. The mortgage is now current and has been since January. How long before I can buy another property? <br/><br/>My situation: 25 yr old working professional. 70k year, fico high&nbsp;606 low 592. I am paying off all my debt. Hoping to be debt free Aug-Sept 2011. Hoping to get to 620 once CC debt is paid off.<br \><br \>6 replies Thu, 14 Apr 2011 18:32:00 GMT http://www.zillow.com/advice-thread/Can-I-buy-a-another-home-with-have-late-payments-on-a-rental-property-How-long-do-I-have-to-wait/395102/ 2011-04-14T18:32:00Z