Zillow Advice RSS: Question-Discussion-Guide,Credit Scores,WV http://www.zillow.com/advice/WV/mortgage-credit-scores/question-discussion-guide/ Zillow Advice search results | Zillow Real Estate What can I do to raise credit score? http://www.zillow.com/advice-thread/What-can-I-do-to-raise-credit-score/540420/ I have been working for some time to raise my credit score on my own but seem to have hit a brick wall with getting my score higher. I don't really know what else to do as far as paying down debts that are all ready existing on my credit report. I make at least weekly calls to the creditors I still owe but haven't been getting any responses as to exact amounts owed or trying to establish payment plans. I'm trying to avoid having to deal with a credit bureau "fixer" type thing because I don't really trust they do the job they say. Any ideas on what else I can do? I'm 32 with a steady job and a 5 year old daughter. I would LOVE to get out of "renter's prison"<br/>&nbsp;<br \><br \>8 replies Mon, 12 May 2014 20:16:00 GMT http://www.zillow.com/advice-thread/What-can-I-do-to-raise-credit-score/540420/ 2014-05-12T20:16:00Z Credit score is 584, need a home badly... http://www.zillow.com/advice-thread/Credit-score-is-584-need-a-home-badly/511603/ Hi, My husband now has a low score of 584 due to a year lay off. We lost a jeep after 4 years of payments.&nbsp;We also lost a few small credit cards at that time &amp; we have just started to recover. We do have a good deal of medical on there as well. like maybe 6 that are in collections. they range from $8.00 to &amp;600.00. We are in urgent need of a home to fit our family of 6. His job has been steady for over a year, he has worked same job for close to 9 years. We own a small plot of land, with a 1969 mobile home on it. 12x60.. (small) lol We have stayed here just being thankful for a roof over the kids head during hard times, but we feel it's time to be brave &amp; get something we can all love to live in :) A dream for me. What should I do? Pay off medical first? The lost jeep charges were charged off. so not sure how to deal with all that. I found a nice home, sure it wont last long, Im just so excited.<br \><br \>11 replies Mon, 16 Sep 2013 21:36:00 GMT http://www.zillow.com/advice-thread/Credit-score-is-584-need-a-home-badly/511603/ 2013-09-16T21:36:00Z Hi Everyone,Can anyone help me if I have a credit score 548 - 580?... After evaluating the spendin http://www.zillow.com/advice-thread/Hi-Everyone-Can-anyone-help-me-if-I-have-a-credit-score-548-580-After-evaluating-the-spendin/490088/ 3 replies Mon, 29 Apr 2013 19:51:00 GMT http://www.zillow.com/advice-thread/Hi-Everyone-Can-anyone-help-me-if-I-have-a-credit-score-548-580-After-evaluating-the-spendin/490088/ 2013-04-29T19:51:00Z I am looking for a good hard money lender in WV ? http://www.zillow.com/advice-thread/I-am-looking-for-a-good-hard-money-lender-in-WV/490389/ Can you help me on finding somebody that will be able to help in getting finance to purchase 1st home.&nbsp; I am working on getting credit scores higher but I can not wait too long.&nbsp; Thanks and God Bless !<br \><br \>1 reply Wed, 01 May 2013 15:36:00 GMT http://www.zillow.com/advice-thread/I-am-looking-for-a-good-hard-money-lender-in-WV/490389/ 2013-05-01T15:36:00Z can i obtain a mortgage when I didn't have 12 months continuous income from a 600k note recievable http://www.zillow.com/advice-thread/can-i-obtain-a-mortgage-when-I-didn%27t-have-12-months-continuous-income-from-a-600k-note-recievable/426261/ financing business to employees over 15 years but offered&nbsp; them a break with economy slowing in 2010. My primary home&nbsp;was paid for at $400k. 170k line of credit used for divorce.&nbsp;Moved to MD to be near family but rental income exists&nbsp;1200 monthly in OBX coastal NC home now . Permanent disability&nbsp;income 1500. Fiance' will graduate with nursing degree next week. found a favorable <a href="http://www.zillow.com/homes/for_sale/fore_lt/">forclosure</a> but not sure if I am a able to get considerations?<br \><br \>0 replies Tue, 20 Dec 2011 05:42:00 GMT http://www.zillow.com/advice-thread/can-i-obtain-a-mortgage-when-I-didn%27t-have-12-months-continuous-income-from-a-600k-note-recievable/426261/ 2011-12-20T05:42:00Z I did not get any quotes on my loan request (ZR-STRYPMT). Can someone help me figure out why? http://www.zillow.com/advice-thread/I-did-not-get-any-quotes-on-my-loan-request-ZR-STRYPMT-Can-someone-help-me-figure-out-why/321314/ i got a few credit cards when i was 18 and didn't have a job. It was stupid but I did it. Now I am 25, making 43,000 a year. I am making my payment on my car and I just got my student <a href="http://www.zillow.com/mortgage/">loans</a> consolidated and will soon be paying on them. The credit cards from my past are haunting me. Is it possible to get a <a href="http://www.zillow.com/mortgage/">mortgage loan</a> now or not?<br \><br \>1 reply Wed, 03 Feb 2010 16:24:00 GMT http://www.zillow.com/advice-thread/I-did-not-get-any-quotes-on-my-loan-request-ZR-STRYPMT-Can-someone-help-me-figure-out-why/321314/ 2010-02-03T16:24:00Z I did not get any quotes on my loan request (ZR-TWTVCCL). Can someone help me figure out why? http://www.zillow.com/advice-thread/I-did-not-get-any-quotes-on-my-loan-request-ZR-TWTVCCL-Can-someone-help-me-figure-out-why/314771/ 1 reply Thu, 14 Jan 2010 15:55:00 GMT http://www.zillow.com/advice-thread/I-did-not-get-any-quotes-on-my-loan-request-ZR-TWTVCCL-Can-someone-help-me-figure-out-why/314771/ 2010-01-14T15:55:00Z