Zillow Advice RSS: Question-Discussion-Guide,Approval Process,Columbia- MD http://www.zillow.com/advice/Columbia-MD/mortgage-approval-process/question-discussion-guide/ Zillow Advice search results | Zillow Real Estate Can I get a Mortgage without credit score? http://www.zillow.com/advice-thread/Can-I-get-a-Mortgage-without-credit-score/521803/ I am a Green Card holder (Permanent Resident of the U.S) who is currently working and living in my home country as a physician. I come to the U.S every 6 months to keep my Green card status valid. I have several bank accounts in the U.S with considerable amount of money in them. I want to buy a house in the U.S for my children who have recently moved to the U.S and are seeking for a job . I can put 50,000 down and I am wondering if I can get a loan of 250,000 fixed rate 30 year. In fact I am trying to get a so called "Foreign income Mortgage". Unfortunately &nbsp;I haven't established enough credit in the U.S. as I am not constantly living in the U.S. and therefore still don't pay rent or anything. however counting my foreign income and properties I even over-fulfill requirements of a lender. I need a house for my children accommodation and also for me to come every 6 months.<br/><br/>Sorry for making it too complicated, but in simple words I want to verify possibility of getting a home mortgage per my foreign income. I appreciate any idea or recommendation which is helping me to handle this issue. (I am a first time home buyer)<br/><br/>Regards<br/>Ash<br \><br \>6 replies Tue, 17 Dec 2013 02:32:00 GMT http://www.zillow.com/advice-thread/Can-I-get-a-Mortgage-without-credit-score/521803/ 2013-12-17T02:32:00Z What is the least downpayment loan option for over 600K loan in howard county http://www.zillow.com/advice-thread/What-is-the-least-downpayment-loan-option-for-over-600K-loan-in-howard-county/425369/ I am looking to <a href="http://www.zillow.com/learnmore/what-zillow-offers-buyers.htm">buy a home</a> over 600K in howard county and want to know what are the <a href="http://www.zillow.com/mortgage-rates/">loan</a> options available. Would prefer to keep down payment to 5% if possible.<br/><br/>If that is not the case, what are the current rates for a 10% down payment option.<br/><br/>Let me know.<br/><br/>Thanks<br/><br/><br \><br \>9 replies Sat, 10 Dec 2011 12:52:00 GMT http://www.zillow.com/advice-thread/What-is-the-least-downpayment-loan-option-for-over-600K-loan-in-howard-county/425369/ 2011-12-10T12:52:00Z Hi I have a 48% DTI and I am putting down 20% on a new home, can anyone approve conventional loan? http://www.zillow.com/advice-thread/Hi-I-have-a-48-DTI-and-I-am-putting-down-20-on-a-new-home-can-anyone-approve-conventional-loan/485498/ I am looking to find a mortgage broker or lender that can approve me with a conventional loan with close to 50% DTI. I am in Maryland and need help!!! My only form of debt is my current house that I will be renting.<br/><br/><br/>mayele1@gmail.com<br \><br \>4 replies Sat, 30 Mar 2013 13:33:00 GMT http://www.zillow.com/advice-thread/Hi-I-have-a-48-DTI-and-I-am-putting-down-20-on-a-new-home-can-anyone-approve-conventional-loan/485498/ 2013-03-30T13:33:00Z Need information about 80/15 loan 650K in howard county http://www.zillow.com/advice-thread/Need-information-about-80-15-loan-650K-in-howard-county/399396/ I need information about a 80/15 loan for $650k in howard county, MD. The FHA max limit is 560K. Is there any lender who goes to that extend. If so what is the minimum credit score and the maximum debt to income ratio (front end as well as back end) that they would consider. Also the reserves needed.<br/>Also is there any lender that would do a 100% loan or 80/20 or 95% without mortgage insurance.<br/><br/>The idea is to finance the maximum possible up to 650k. Purchasing single family primary residence. Not a first time home buyer though.<br/><br/>Would like quotes for 5/1 arm as well as fixed rate if possible.<br/><br/>&nbsp;<br \><br \>5 replies Tue, 17 May 2011 20:45:00 GMT http://www.zillow.com/advice-thread/Need-information-about-80-15-loan-650K-in-howard-county/399396/ 2011-05-17T20:45:00Z