Zillow Advice RSS: Question-Discussion-Guide,Approval Process,WV http://www.zillow.com/advice/WV/mortgage-approval-process/question-discussion-guide/ Zillow Advice search results | Zillow Real Estate FHA loan after Chapter 7 with "NO" foreclosure http://www.zillow.com/advice-thread/FHA-loan-after-Chapter-7-with-NO-foreclosure/549590/ My husband and I are in the process of trying to obtain a hone loan and we are working with lenders to finance the home.&nbsp; Our BK discharge date will be at the two year mark as of Sept 9 2014.&nbsp; Can we close on a loan on or shortly after the Sept 9 date or do we have to wait to apply for a loan on that date therefore closing closer to the end of September?&nbsp; I have two lenders willing to work with us I was just wanting clarification for my own peace of mind.&nbsp; Thanks!&nbsp; :- )<br \><br \>3 replies Mon, 14 Jul 2014 12:58:00 GMT http://www.zillow.com/advice-thread/FHA-loan-after-Chapter-7-with-NO-foreclosure/549590/ 2014-07-14T12:58:00Z Loans for real estate investing in Wheeling,WV http://www.zillow.com/advice-thread/Loans-for-real-estate-investing-in-Wheeling-WV/535677/ Looking for a portfolio lender or someone that can help with starting a real estate business. I live in Wheeling,Wv and I don't have the savings to start with cash.<br \><br \>0 replies Tue, 08 Apr 2014 21:44:00 GMT http://www.zillow.com/advice-thread/Loans-for-real-estate-investing-in-Wheeling-WV/535677/ 2014-04-08T21:44:00Z jumpinup http://www.zillow.com/advice-thread/jumpinup/432991/ Hello - I currently live outside the US where english is not spoken. When submitting my bank statements for a loan pre-approval, I assume it requires a translation, but can I do the translation myself, or do I need to hire a professional?<br/><br/>Thanks,<br/>-Joe<br \><br \>1 reply Sat, 25 Feb 2012 12:56:00 GMT http://www.zillow.com/advice-thread/jumpinup/432991/ 2012-02-25T12:56:00Z Would-Be First Time Buyers, Looking for Solid Advice http://www.zillow.com/advice-thread/Would-Be-First-Time-Buyers-Looking-for-Solid-Advice/392381/ <div>My partner and I are actively discussing a near-future attempt to approach a bank in hopes of securing a mortgage. We would both be first time home-buyers. The issue that I see becoming a sticking point is basically this : I've just turned 30, and due to an expensive education and student loans mostly, I have a lousy credit score under 600. My income level however, exceeds 75k, which is about double the local median average income per household, I work full time, my employer is in very strong condition financially speaking, my job is stable. Now at the other side of things, my partner who is only 22, has no job or income, but I've helped him to obtain a 700ish credit score that keeps getting better. We are currently renting, however we'd be able to cut our monthly housing expense by about half or even more if we were buying. I am wondering what sort of advice we could be given that might be useful i.e. our being able to obtain a home loan. &nbsp;<br/></div><br \><br \>11 replies Sat, 26 Mar 2011 09:36:00 GMT http://www.zillow.com/advice-thread/Would-Be-First-Time-Buyers-Looking-for-Solid-Advice/392381/ 2011-03-26T09:36:00Z What can I do to get more (or better) quotes for my loan request ZR-VBVRZHM http://www.zillow.com/advice-thread/What-can-I-do-to-get-more-or-better-quotes-for-my-loan-request-ZR-VBVRZHM/349226/ my husband always had bad credit and left us suddenly to deal with his mess.&nbsp; I have worked hard over the last 2 1/2 years to keep up to date on my mortgage, improve my credit score.&nbsp; Is there anyone who would do a refinance with 4 lates on a mortgage in twelve months?&nbsp;or do I have to struggle yet another year and hope I can continue to pay this high mortgage? &nbsp;I have been in the same job for 10 years could pay a smaller mortgage with no problem.&nbsp; I've been paying this huge one by myself!&nbsp; My monthly take home pay: 2200&nbsp; my mortgage: 1350&nbsp; Can anyone help?&nbsp; Thanks!<br \><br \>2 replies Mon, 10 May 2010 17:08:00 GMT http://www.zillow.com/advice-thread/What-can-I-do-to-get-more-or-better-quotes-for-my-loan-request-ZR-VBVRZHM/349226/ 2010-05-10T17:08:00Z (Moved): I did not get any quotes on my loan request (ZR-RCMQRGP). Can someone help me figure out why? http://www.zillow.com/advice-thread/Moved-I-did-not-get-any-quotes-on-my-loan-request-ZR-RCMQRGP-Can-someone-help-me-figure-out-why/304728/ This discussion has been moved to the following location: <a href="http://www.zillow.com/advice-thread/I-did-not-get-any-quotes-on-my-loan-request-ZR-RCMQRGP-Can-someone-help-me-figure-out-why/304465/">http://www.zillow.com/advice-thread/I-did-not-get-any-quotes-on-my-loan-request-ZR-RCMQRGP-Can-someone-help-me-figure-out-why/304465/</a><br \><br \>0 replies Mon, 07 Dec 2009 19:11:00 GMT http://www.zillow.com/advice-thread/Moved-I-did-not-get-any-quotes-on-my-loan-request-ZR-RCMQRGP-Can-someone-help-me-figure-out-why/304728/ 2009-12-07T19:11:00Z