Zillow Advice RSS: Question-Discussion-Guide,Mortgage Types,Fresno- CA http://www.zillow.com/advice/Fresno-CA/mortgage-mortgage-types/question-discussion-guide/mortgage/?s=0 Zillow Advice search results | Zillow Real Estate New CalPLUS Conventional with ZIP Extra: http://www.zillow.com/advice-thread/New-CalPLUS-Conventional-with-ZIP-Extra/566785/ Hi there,<br/><br/>I'm a local (Fresno) mortgage banker and I have quite a bit of experience with CALHFA/ECTP-&nbsp; It's actually easier to do Calplus ZIP, plus Extra, plus CHDAP.&nbsp; This circumvents the need for the school to qualify under ECTP and essentially provides the same amount of assistance.&nbsp; Utilizing these programs allows you to realize home ownership with a little as 1-2% down/closing and eliminates the mortgage insurance on a conventional loan, thuis lowering the monthly payment-<br/><br/>Please feel free to call me to discuss-<br/><br/>Marc @ Stearns (559) 213-0690<br \><br \>0 replies Thu, 04 Dec 2014 15:55:00 GMT http://www.zillow.com/advice-thread/New-CalPLUS-Conventional-with-ZIP-Extra/566785/ 2014-12-04T15:55:00Z is it easier to get a mortgage with a bank if you have a large down payment, 20-40%?which banks? http://www.zillow.com/advice-thread/is-it-easier-to-get-a-mortgage-with-a-bank-if-you-have-a-large-down-payment-20-40-which-banks/432505/ 7 replies Tue, 21 Feb 2012 00:59:00 GMT http://www.zillow.com/advice-thread/is-it-easier-to-get-a-mortgage-with-a-bank-if-you-have-a-large-down-payment-20-40-which-banks/432505/ 2012-02-21T00:59:00Z Buying a second house http://www.zillow.com/advice-thread/Buying-a-second-house/228094/ I am buying this to rent it out to my inlaws.&nbsp; The trick is that I will also contribute some money towards the <a href="http://www.zillow.com/mortgage/">mortgage</a> payment everymonth.<br \><br \>0 replies Tue, 28 Apr 2009 16:08:00 GMT http://www.zillow.com/advice-thread/Buying-a-second-house/228094/ 2009-04-28T16:08:00Z