Zillow Advice RSS: Question-Discussion-Guide,Mortgage Types,MD http://www.zillow.com/advice/MD/mortgage-mortgage-types/question-discussion-guide/mortgage/?s=0 Zillow Advice search results | Zillow Real Estate Rural Mortgage Program offered by USDA http://www.zillow.com/advice-thread/Rural-Mortgage-Program-offered-by-USDA/247247/ Has anyone done their financing through&nbsp; the Rural <a href="http://www.zillow.com/mortgage/">Mortgage loan</a> program .I heard that the program has some income limitations but is better than most of the loan programs as there is no need to have down payment.<br/><br/>If anyone can throw some limelight on this,it will be much appreciated..<br/><br \><br \>12 replies Thu, 18 Jun 2009 17:06:00 GMT http://www.zillow.com/advice-thread/Rural-Mortgage-Program-offered-by-USDA/247247/ 2009-06-18T17:06:00Z Any mortgage lender that finance more than 4 properties http://www.zillow.com/advice-thread/Any-mortgage-lender-that-finance-more-than-4-properties/514369/ 12 replies Sun, 06 Oct 2013 22:22:00 GMT http://www.zillow.com/advice-thread/Any-mortgage-lender-that-finance-more-than-4-properties/514369/ 2013-10-06T22:22:00Z Can you use VA mortgage to refinance or just purchase? http://www.zillow.com/advice-thread/Can-you-use-VA-mortgage-to-refinance-or-just-purchase/328342/ My husband should be able to obtain VA <a href="http://www.zillow.com/mortgage/">mortgage</a> benefits.&nbsp; We own a home but want to refinance.&nbsp; Can those benefits be utilized to <a href="http://www.zillow.com/refinance/">refinance</a> an existing mortgage or only purchase a home?<br \><br \>7 replies Thu, 25 Feb 2010 13:08:00 GMT http://www.zillow.com/advice-thread/Can-you-use-VA-mortgage-to-refinance-or-just-purchase/328342/ 2010-02-25T13:08:00Z fha or conventional http://www.zillow.com/advice-thread/fha-or-conventional/356116/ I would think you wish to do this because of the mortgage insurance. With 20% down I'm surprised you chose a FHA loan in the first place. <br/><br/>You are good to go at 80% LTV with no MI after 6 months payments have been made with any tradition conforming lender. ... Happy funding, Rudi<br \><br \>0 replies Thu, 01 Jul 2010 22:25:00 GMT http://www.zillow.com/advice-thread/fha-or-conventional/356116/ 2010-07-01T22:25:00Z Mortgage with Federal Tax Lien http://www.zillow.com/advice-thread/Mortgage-with-Federal-Tax-Lien/303648/ <p>I recently closed a <a href="http://www.zillow.com/mortgage-glossary/Reverse-Mortgage/">reverse mortgage</a> in which the homeowner had a significant IRS lien. I worked my tail off to get IRS to subordinate the <a href="http://www.zillow.com/mortgage/">loan</a> to no avail. Finally I recommend the homeowner contact an attorney. The IRS liens were over 10 yrs old and the attorney was able to get the liens release within a few days. We were able to close this loan quickly after.<br/><br/>My advise, HIRE AN ATTORNEY.</p><br \><br \>0 replies Sat, 05 Dec 2009 05:39:00 GMT http://www.zillow.com/advice-thread/Mortgage-with-Federal-Tax-Lien/303648/ 2009-12-05T05:39:00Z purchasing a small vacation home with plans sell primary home in the future. Does a 5yr.ARM make sen http://www.zillow.com/advice-thread/purchasing-a-small-vacation-home-with-plans-sell-primary-home-in-the-future-Does-a-5yr-ARM-make-sen/395293/ Will you be able to sell your old house before the ARM resets for the amount you want to get from it?<br/><br/>If yes the arm could make sense if you pay the new mortgage off at the sale. If no the ARM is a horrible idea. <br/><br/>As you do not really know that you can sell the house for what you want from it getting a fixed rate mortgage is your smartest bet. When an ARM resets and you have to pay extra each month the fixed rate mortgage looks very smart.<br/><br/>House prices are still falling in most of the nation. The house could easily lose more value in time.<br/><br/>Take a look at the site below for house price predictions.<br/><a href="http://www.housingpredictor.com/2011/maryland.html" rel="nofollow">Maryland</a><br/><br/><br/><br \><br \>0 replies Sat, 16 Apr 2011 04:00:00 GMT http://www.zillow.com/advice-thread/purchasing-a-small-vacation-home-with-plans-sell-primary-home-in-the-future-Does-a-5yr-ARM-make-sen/395293/ 2011-04-16T04:00:00Z Advice on Hard Cash Loans for Rehab properties http://www.zillow.com/advice-thread/Advice-on-Hard-Cash-Loans-for-Rehab-properties/522337/ If your only source of income is flipping, it will be a problem.&nbsp; You will need the income to qualify for the mortgage.&nbsp; The biggest catch is that we currently limit the # of properties a buyer can have financed to 4.&nbsp;<br \><br \>0 replies Tue, 24 Dec 2013 02:12:00 GMT http://www.zillow.com/advice-thread/Advice-on-Hard-Cash-Loans-for-Rehab-properties/522337/ 2013-12-24T02:12:00Z I live in Bethesda MD and am investigating whether or not it is possible to do a $1.2M Jumbo loan at http://www.zillow.com/advice-thread/I-live-in-Bethesda-MD-and-am-investigating-whether-or-not-it-is-possible-to-do-a-1-2M-Jumbo-loan-at/495110/ Something you may know but just amplifying the thought - mortgage interest deduction is available up to $1M. <a href="http://www.irs.gov/publications/p936/10426g05.html" rel="nofollow">Here is the IRS link.</a><br/><u><br/></u><br \><br \>0 replies Mon, 16 Sep 2013 18:25:00 GMT http://www.zillow.com/advice-thread/I-live-in-Bethesda-MD-and-am-investigating-whether-or-not-it-is-possible-to-do-a-1-2M-Jumbo-loan-at/495110/ 2013-09-16T18:25:00Z Stipend http://www.zillow.com/advice-thread/Stipend/370297/ How do I get a mortgage when my income is quasi self employed.&nbsp; I work for a contracting agency that only issues an award letter at the end of the year, it's the same as a graduate student's stipend. I have a great credit score, a large down payment but because I do not have a W2 and my contracting agency will not write a letter saying I will be employed there for 3 years I cannot get a mortgage.&nbsp; Can anyone tell me about other loan programs so I can buy a house?<br \><br \>3 replies Sun, 10 Oct 2010 22:08:00 GMT http://www.zillow.com/advice-thread/Stipend/370297/ 2010-10-10T22:08:00Z Is there any mort lender out there, that will finance someone w/4 rental prop all finance and http://www.zillow.com/advice-thread/Is-there-any-mort-lender-out-there-that-will-finance-someone-w-4-rental-prop-all-finance-and/513722/ Yes, there are many lenders who will. &nbsp; <br/><br/><br/>WJ BRADLEY MORTGAGE CAPITAL is one of them. &nbsp;<br \><br \>0 replies Tue, 01 Oct 2013 21:24:00 GMT http://www.zillow.com/advice-thread/Is-there-any-mort-lender-out-there-that-will-finance-someone-w-4-rental-prop-all-finance-and/513722/ 2013-10-01T21:24:00Z How come jumbo mortgage rates are so much higher than regular mortgage rates? http://www.zillow.com/advice-thread/How-come-jumbo-mortgage-rates-are-so-much-higher-than-regular-mortgage-rates/198111/ <br/><br \><br \>12 replies Wed, 11 Feb 2009 05:07:00 GMT http://www.zillow.com/advice-thread/How-come-jumbo-mortgage-rates-are-so-much-higher-than-regular-mortgage-rates/198111/ 2009-02-11T05:07:00Z Want to payoff your home mortgage in 10 years or less? (NOT A BI-WEEKLY PLAN) http://www.zillow.com/advice-thread/Want-to-payoff-your-home-mortgage-in-10-years-or-less-NOT-A-BI-WEEKLY-PLAN/191541/ <p>NO <a href="http://www.zillow.com/refinance/">REFINANCING</a> Required... NOT&nbsp; a bi-weekly plan ...YES it is legal</p><br \><br \>16 replies Fri, 23 Jan 2009 08:35:00 GMT http://www.zillow.com/advice-thread/Want-to-payoff-your-home-mortgage-in-10-years-or-less-NOT-A-BI-WEEKLY-PLAN/191541/ 2009-01-23T08:35:00Z