Zillow Advice RSS: Question-Discussion-Guide,Mortgage Types,ME http://www.zillow.com/advice/ME/mortgage-mortgage-types/question-discussion-guide/mortgage/?s=0 Zillow Advice search results | Zillow Real Estate Residential constuction, remodel, and refinance loans http://www.zillow.com/advice-thread/Residential-constuction-remodel-and-refinance-loans/505886/ Looking to remodel my current home (w/ current mortgage,) into a duplex and build a new home on back land. I have the land, am "shovel-ready" w/ designs done, and w/ strong credit. Approx. 750k on value over 800k. What am I looking at? Perhaps @4-7% for 30 yrs.? Can this be arranged?<br \><br \>4 replies Thu, 08 Aug 2013 18:57:00 GMT http://www.zillow.com/advice-thread/Residential-constuction-remodel-and-refinance-loans/505886/ 2013-08-08T18:57:00Z Do both spouses need good credit to qualify for an FHA or RD mortgage? http://www.zillow.com/advice-thread/Do-both-spouses-need-good-credit-to-qualify-for-an-FHA-or-RD-mortgage/335390/ I have fair credit (654) but my husband's credit recently dropped to 565 (a medical bill went to the credit bureaus shortly before we paid it...).&nbsp; We'd like to become first time home buyers.&nbsp; Is it possible to qualify for an FHA/RD <a href="http://www.zillow.com/mortgage/">mortgage</a> with these credit scores?&nbsp; Also, is it better to go through a <a href="http://www.zillow.com/directory/lenders/">mortgage broker</a> or directly through a <a href="http://www.zillow.com/directory/lenders/">lender</a> (when seeking these types of loans)?&nbsp; Thanks for the advice!<br \><br \>12 replies Thu, 18 Mar 2010 22:16:00 GMT http://www.zillow.com/advice-thread/Do-both-spouses-need-good-credit-to-qualify-for-an-FHA-or-RD-mortgage/335390/ 2010-03-18T22:16:00Z I am looking for a stated income/verify assets mortgage loan for the state of maine for a purchase http://www.zillow.com/advice-thread/I-am-looking-for-a-stated-income-verify-assets-mortgage-loan-for-the-state-of-maine-for-a-purchase/259251/ Condo vacation home purchase. 20% down. SIVA.<br \><br \>2 replies Wed, 22 Jul 2009 17:55:00 GMT http://www.zillow.com/advice-thread/I-am-looking-for-a-stated-income-verify-assets-mortgage-loan-for-the-state-of-maine-for-a-purchase/259251/ 2009-07-22T17:55:00Z Are you looking to buy a home but need a lender to answer all of your questions about financing? http://www.zillow.com/advice-thread/Are-you-looking-to-buy-a-home-but-need-a-lender-to-answer-all-of-your-questions-about-financing/547428/ History tells us mortgage rates will not stay this low forever.&nbsp; If you don't know where to start or whether you can even buy a home, find a lender with experience who can offer you the right mortgage for your needs.&nbsp;&nbsp;If you are not ready today, that's okay.&nbsp; A good lender will take the time to educate you&nbsp;so you can be a homeowner sooner rather than later.&nbsp; Make sure your lender offers a full mix of mortgage types, i.e. VA, FHA, Maine State Housing,&nbsp;Homestyle/Homepath Renovation Loans, FHA 203K,&nbsp;Conventional.&nbsp; Many First Time Homebuyers spend more time finding the right home only to end up with the&nbsp;wrong lender which can cost in the long run.&nbsp; &nbsp;<br \><br \>2 replies Fri, 27 Jun 2014 07:48:00 GMT http://www.zillow.com/advice-thread/Are-you-looking-to-buy-a-home-but-need-a-lender-to-answer-all-of-your-questions-about-financing/547428/ 2014-06-27T07:48:00Z