Zillow Advice RSS: Question-Discussion-Guide,Mortgage Types,OK http://www.zillow.com/advice/OK/mortgage-mortgage-types/question-discussion-guide/mortgage/?s=0 Zillow Advice search results | Zillow Real Estate Can I add use my husbands income when applying for a mortgage without using his credit? http://www.zillow.com/advice-thread/Can-I-add-use-my-husbands-income-when-applying-for-a-mortgage-without-using-his-credit/533776/ I live in Oklahoma. I want to apply for a mortgage, but the home I am wanting with just my income doesn't qualify. I have good credit as well as my husband. The only delay is my husband currently has a mortgage conventional loan. With which the payments fell behind by 30days in Jan 2013, but haven't been late since. I want to get a mortgage in my name and somehow use his income as well. We are going to rent out current home. Does anyone know if there is any kind if mortgage loan we can get by doing this? Ive never owned a home by the way. Thanks in advance<br \><br \>7 replies Tue, 25 Mar 2014 21:15:00 GMT http://www.zillow.com/advice-thread/Can-I-add-use-my-husbands-income-when-applying-for-a-mortgage-without-using-his-credit/533776/ 2014-03-25T21:15:00Z Reverse Mortgag Loans - OklahomaWhere is the best http://www.zillow.com/advice-thread/Reverse-Mortgag-Loans-OklahomaWhere-is-the-best/419402/ 1 reply Sat, 15 Oct 2011 20:26:00 GMT http://www.zillow.com/advice-thread/Reverse-Mortgag-Loans-OklahomaWhere-is-the-best/419402/ 2011-10-15T20:26:00Z need lenders for itin home mortgages in Oklahoma http://www.zillow.com/advice-thread/need-lenders-for-itin-home-mortgages-in-Oklahoma/428943/ We know the big <a href="http://www.zillow.com/directory/lenders/">lenders</a> ( wells fargo,citibank,etc.)are making these <a href="http://www.zillow.com/mortgage-rates/">loans</a> in the large population markets like &nbsp;L.A.,CHICAGO,HOUSTON,N.Y.ALL THE LARGE MARKETS, But the small markets like Oklahoma are being over looked, now is a good time for an investor, to take advantage of the lack of service in these smaller markets, and earn 9% interest on real estate backed&nbsp;mortgages...as a REALTOR, we can bring 100+ new <a href="http://www.zillow.com/mortgage-rates/">loan</a> apps annually, to any savy lender or investor, that can do large volume, can get ahead of the big corps, Bank of America is contemplating getting into I.T.I.N. Lending, nation wide, Banco Popular may as well, altho right now they only doing these loans in Texas, but with a slight change in the politcal climate, lots of lenders are ready to jump in, The time is right for an investor to get a jump on the rest and get a large share of these loans, while the big boys sit around scratching their heads.&nbsp;<br \><br \>0 replies Mon, 16 Jan 2012 16:50:00 GMT http://www.zillow.com/advice-thread/need-lenders-for-itin-home-mortgages-in-Oklahoma/428943/ 2012-01-16T16:50:00Z where in Oklahoma City, Ok. can you get approved for a home loan with 8 months employment? http://www.zillow.com/advice-thread/where-in-Oklahoma-City-Ok-can-you-get-approved-for-a-home-loan-with-8-months-employment/535226/ Our mortgage division headquarters is in Oklahoma City. &nbsp;Depends upon what you did prior to the current employment.&nbsp; School / education counts toward the two year employment history requirement if that can be documented. <br/>Shame on whoever gave you pre-approval without doing their end of the deal to confirm the pre-approval was real and valid&nbsp;before you started spending money on inspections etc..<br \><br \>0 replies Sat, 05 Apr 2014 23:16:00 GMT http://www.zillow.com/advice-thread/where-in-Oklahoma-City-Ok-can-you-get-approved-for-a-home-loan-with-8-months-employment/535226/ 2014-04-05T23:16:00Z I owe less than 80% on my 350k mortgage. Excellent credit. Is FHA something I should look into to? http://www.zillow.com/advice-thread/I-owe-less-than-80-on-my-350k-mortgage-Excellent-credit-Is-FHA-something-I-should-look-into-to/506348/ No FHA has mortgage insurance. You need to look into conventional financing and will need to prove you are at 80% loan to value to avoid mortgage insurance.<br \><br \>0 replies Sun, 11 Aug 2013 21:27:00 GMT http://www.zillow.com/advice-thread/I-owe-less-than-80-on-my-350k-mortgage-Excellent-credit-Is-FHA-something-I-should-look-into-to/506348/ 2013-08-11T21:27:00Z