Zillow Advice RSS: Question-Discussion-Guide,Mortgage Types,Hillsboro- OR http://www.zillow.com/advice/Hillsboro-OR/mortgage-mortgage-types/question-discussion-guide/ Zillow Advice search results | Zillow Real Estate Buying multi-unit property w/ owner-occupied rate http://www.zillow.com/advice-thread/Buying-multi-unit-property-w-owner-occupied-rate/223266/ I am looking to buy a multi-unit property (ideally a fourplex) and live in one unit. I currently live with my husband in a house that he alone owns. We are getting a legal separation that will be finalized within a week. I'm staying with him until I find a property to buy.<br/><br/>The <a href="http://www.zillow.com/directory/real-estate-agents/">real estate agent</a> I've been working with thinks I'll have a hard time convincing a <a href="http://www.zillow.com/directory/lenders/">lender</a> to give me an owner-occupied rate. Is this typical? I have a 790 credit score and income around $110K/yr. I'm looking at properties in the $300K range. I have the 20% downpayment, but don't want to put 25-35% down as would be required of an investment property, or pay the higher rate.<br/><br/>Another complicating factor is that the majority of the properties I'm looking at have all of the units rented. Can I just give the tenants their 30 days notice to vacate when I take ownership, or do I typically have to move immediately after closing?<br/><br/>TIA.<br/><br \><br \>14 replies Tue, 14 Apr 2009 01:47:00 GMT http://www.zillow.com/advice-thread/Buying-multi-unit-property-w-owner-occupied-rate/223266/ 2009-04-14T01:47:00Z How do I list that I am looking for a VA loan? http://www.zillow.com/advice-thread/How-do-I-list-that-I-am-looking-for-a-VA-loan/200868/ There is no option for VA <a href="http://www.zillow.com/mortgage/">loan</a> when submitting quotes<br \><br \>5 replies Wed, 18 Feb 2009 18:56:00 GMT http://www.zillow.com/advice-thread/How-do-I-list-that-I-am-looking-for-a-VA-loan/200868/ 2009-02-18T18:56:00Z